Trustmf Banking & Psu Fund Datagrid
Category Banking and PSU Fund
BMSMONEY Rank 9
Rating
Growth Option 27-01-2026
NAV ₹1304.69(R) +0.1% ₹1337.66(D) +0.1%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.75% 6.96% -% -% -%
Direct 7.29% 7.49% -% -% -%
Benchmark
SIP (XIRR) Regular 5.2% 6.79% -% -% -%
Direct 5.73% 7.33% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.51 0.96 0.71 1.96% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.87% 0.0% -0.01% 0.64 0.57%
Fund AUM As on: 30/12/2025 133 Cr
Top Banking and PSU Fund
Fund Name Rank Rating
Franklin India Banking & Psu Debt Fund 1
ICICI Prudential Banking & PSU Debt Fund 2
UTI Banking & PSU Fund 3
Kotak Banking And Psu Debt Fund 4
Sundaram Banking & PSU Fund 5

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
TRUSTMF BANKING & PSU FUND REGULAR PLAN WEEKLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL 1110.51
0.4000
0.0400%
TRUSTMF BANKING & PSU FUND DIRECT PLAN WEEKLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL 1129.35
0.4800
0.0400%
TRUSTMF BANKING & PSU FUND REGULAR PLAN MONTHLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL 1130.19
-1.6700
-0.1500%
TRUSTMF BANKING & PSU FUND REGULAR PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL 1141.84
1.1300
0.1000%
TRUSTMF BANKING & PSU FUND REGULAR PLAN ANNUAL INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL 1142.24
1.1300
0.1000%
TRUSTMF BANKING & PSU FUND DIRECT PLAN MONTHLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL OPTION 1152.51
-1.5900
-0.1400%
TRUSTMF BANKING & PSU FUND DIRECT PLAN QUARTERLY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL 1171.23
1.2200
0.1000%
TRUSTMF BANKING & PSU FUND DIRECT PLAN ANNUAL INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL OPTION 1173.37
1.2200
0.1000%
TRUSTMF BANKING & PSU FUND REGULAR PLAN DAILY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL 1245.05
1.1500
0.0900%
TRUSTMF BANKING & PSU FUND - REGULAR GROWTH 1304.69
1.2900
0.1000%
TRUSTMF BANKING & PSU FUND DIRECT PLAN DAILY INCOME DISTRIBUTION CUM CAPITAL WITHDRAWAL 1324.66
1.2800
0.1000%
TRUSTMF BANKING & PSU FUND - DIRECT GROWTH 1337.66
1.3900
0.1000%

Review Date: 27-01-2026

Beginning of Analysis

In the Banking and PSU Debt Fund category, TRUSTMF Banking & PSU Fund is the 6th ranked fund. The category has total 20 funds. The TRUSTMF Banking & PSU Fund has shown a very good past performence in Banking and PSU Debt Fund. The fund has a Jensen Alpha of 1.96% which is higher than the category average of 0.77%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.51 which is higher than the category average of 1.34.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and PSU Debt Mutual Funds are a category of debt mutual funds that invest primarily in debt instruments issued by banks, public sector undertakings (PSUs), and public financial institutions. These funds must allocate a minimum of 80% of their total assets in debt securities issued by these entities. Banking and PSU Debt Mutual Funds are ideal for conservative investors seeking stable returns with relatively lower risk. However, they may not be suitable for those looking for higher returns or willing to take on more risk. Investors should also consider their investment horizon and tax implications before investing in these funds.

TRUSTMF Banking & PSU Fund Return Analysis

  • The fund has given a return of 0.1%, 0.83 and 2.24 in last one, three and six months respectively. In the same period the category average return was -0.04%, 0.66% and 1.98% respectively.
  • TRUSTMF Banking & PSU Fund has given a return of 7.29% in last one year. In the same period the Banking and PSU Debt Fund category average return was 7.04%.
  • The fund has given a return of 7.49% in last three years and ranked 11.0th out of 20 funds in the category. In the same period the Banking and PSU Debt Fund category average return was 7.48%.
  • The fund has given a SIP return of 5.73% in last one year whereas category average SIP return is 5.28%. The fund one year return rank in the category is 5th in 21 funds
  • The fund has SIP return of 7.33% in last three years and ranks 6th in 20 funds. Franklin India Banking & Psu Debt Fund has given the highest SIP return (7.59%) in the category in last three years.

TRUSTMF Banking & PSU Fund Risk Analysis

  • The fund has a standard deviation of 0.87 and semi deviation of 0.57. The category average standard deviation is 1.14 and semi deviation is 0.77.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.01. The category average VaR is -0.05 and the maximum drawdown is -0.13. The fund has a beta of 0.66 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and PSU Debt Fund Category
  • Good Performance in Banking and PSU Debt Fund Category
  • Poor Performance in Banking and PSU Debt Fund Category
  • Very Poor Performance in Banking and PSU Debt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.06
    -0.07
    		-0.26 | 0.11 4 | 21 Very Good
    3M Return % 0.70
    0.57
    		0.19 | 1.06 5 | 21 Very Good
    6M Return % 1.99
    1.79
    		1.29 | 2.42 5 | 21 Very Good
    1Y Return % 6.75
    6.66
    		5.90 | 7.43 9 | 21 Good
    3Y Return % 6.96
    7.09
    		6.65 | 7.45 16 | 20 Poor
    1Y SIP Return % 5.20
    4.90
    		3.96 | 6.02 5 | 21 Very Good
    3Y SIP Return % 6.79
    6.83
    		6.34 | 7.24 13 | 20 Average
    Standard Deviation 0.87
    1.14
    		0.82 | 1.59 2 | 20 Very Good
    Semi Deviation 0.57
    0.77
    		0.54 | 1.09 2 | 20 Very Good
    Max Drawdown % -0.01
    -0.13
    		-0.40 | 0.00 3 | 20 Very Good
    VaR 1 Y % 0.00
    -0.05
    		-0.45 | 0.00 15 | 20 Average
    Average Drawdown % -0.01
    -0.09
    		-0.25 | 0.00 3 | 20 Very Good
    Sharpe Ratio 1.51
    1.34
    		0.89 | 2.05 5 | 20 Very Good
    Sterling Ratio 0.71
    0.72
    		0.69 | 0.75 16 | 20 Poor
    Sortino Ratio 0.96
    0.82
    		0.47 | 1.33 5 | 20 Very Good
    Jensen Alpha % 1.96
    0.77
    		-1.20 | 2.45 4 | 20 Very Good
    Modigliani Square Measure % 8.70
    7.17
    		5.23 | 9.22 4 | 20 Very Good
    Alpha % -0.72
    -0.67
    		-0.97 | -0.27 11 | 20 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.10 -0.04 -0.24 | 0.15 3 | 21 Very Good
    3M Return % 0.83 0.66 0.26 | 1.13 5 | 21 Very Good
    6M Return % 2.24 1.98 1.42 | 2.59 5 | 21 Very Good
    1Y Return % 7.29 7.04 6.20 | 7.78 5 | 21 Very Good
    3Y Return % 7.49 7.48 6.97 | 7.82 11 | 20 Average
    1Y SIP Return % 5.73 5.28 4.24 | 6.36 5 | 21 Very Good
    3Y SIP Return % 7.33 7.21 6.67 | 7.59 6 | 20 Good
    Standard Deviation 0.87 1.14 0.82 | 1.59 2 | 20 Very Good
    Semi Deviation 0.57 0.77 0.54 | 1.09 2 | 20 Very Good
    Max Drawdown % -0.01 -0.13 -0.40 | 0.00 3 | 20 Very Good
    VaR 1 Y % 0.00 -0.05 -0.45 | 0.00 15 | 20 Average
    Average Drawdown % -0.01 -0.09 -0.25 | 0.00 3 | 20 Very Good
    Sharpe Ratio 1.51 1.34 0.89 | 2.05 5 | 20 Very Good
    Sterling Ratio 0.71 0.72 0.69 | 0.75 16 | 20 Poor
    Sortino Ratio 0.96 0.82 0.47 | 1.33 5 | 20 Very Good
    Jensen Alpha % 1.96 0.77 -1.20 | 2.45 4 | 20 Very Good
    Modigliani Square Measure % 8.70 7.17 5.23 | 9.22 4 | 20 Very Good
    Alpha % -0.72 -0.67 -0.97 | -0.27 11 | 20 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Trustmf Banking & Psu Fund NAV Regular Growth Trustmf Banking & Psu Fund NAV Direct Growth
    27-01-2026 1304.6947 1337.6643
    23-01-2026 1303.4061 1336.2698
    22-01-2026 1303.0906 1335.928
    21-01-2026 1301.3048 1334.0789
    20-01-2026 1301.7579 1334.5251
    19-01-2026 1301.9759 1334.7303
    16-01-2026 1302.2773 1334.9843
    14-01-2026 1303.4655 1336.1658
    13-01-2026 1303.7369 1336.4257
    12-01-2026 1304.8721 1337.571
    09-01-2026 1304.353 1336.9839
    08-01-2026 1304.3903 1337.0038
    07-01-2026 1304.1982 1336.7886
    06-01-2026 1304.3353 1336.9108
    05-01-2026 1304.1248 1336.6767
    02-01-2026 1304.5806 1337.0889
    01-01-2026 1304.6925 1337.1853
    31-12-2025 1304.3555 1336.8215
    30-12-2025 1303.8636 1336.2991
    29-12-2025 1303.8984 1336.3164

    Fund Launch Date: 01/Feb/2021
    Fund Category: Banking and PSU Fund
    Investment Objective: To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs), FinancialInstitutions (PFIs) and Municipal Bonds. However, there can be no assurance that the investment objective of the scheme will be realised.Public
    Fund Description: An open-ended debt scheme predominantly investing in debt instruments of Banks, Public SectorUndertakings, Public Financial Institutions and Municipal Bonds. A relatively high interest rate riskand relatively low credit risk.
    Fund Benchmark: CRISIL Banking andPSU Debt A-II Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.