Union Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 21
Rating
Growth Option 11-06-2026
NAV ₹12.03(R) -0.02% ₹12.26(D) -0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -1.28% 4.4% -% -% -%
Direct -0.83% 4.89% -% -% -%
Benchmark
SIP (XIRR) Regular -0.67% 1.15% -% -% -%
Direct -0.23% 1.63% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.35 -0.11 0.26 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.5% -7.64% -5.93% - 3.63%
Fund AUM As on: 30/12/2025 115 Cr
Top Gilt Fund
Fund Name Rank Rating
Icici Prudential Gilt Fund 1
Uti Gilt Fund 2
Bandhan Gilt Fund 3
Axis Gilt Fund 4
SBI Gilt Fund 5

NAV Date: 11-06-2026

Scheme Name NAV Rupee Change Percent Change
Union Gilt Fund - Regular Plan - Growth Option 12.03
0.0000
-0.0200%
Union Gilt Fund - Regular Plan - Annual IDCW Option 12.03
0.0000
-0.0200%
Union Gilt Fund - Regular Plan - Half-yearly IDCW Option 12.03
0.0000
-0.0200%
Union Gilt Fund - Direct Plan - Growth Option 12.26
0.0000
-0.0200%
Union Gilt Fund - Direct Plan - Annual IDCW Option 12.26
0.0000
-0.0200%
Union Gilt Fund - Direct Plan - Half-yearly IDCW Option 12.26
0.0000
-0.0200%

Review Date: 11-06-2026

Beginning of Analysis

In the Gilt Fund category, union gilt fund is the 17th ranked fund. The category has total 19 funds. The 1 star rating shows a very poor past performance of the union gilt fund in Gilt Fund. The fund has a Sharpe Ratio of -0.35 which is lower than the category average of -0.09.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

union gilt fund Return Analysis

  • The fund has given a return of 0.76%, -0.54 and 0.78 in last one, three and six months respectively. In the same period the category average return was 0.88%, 0.28% and 1.78% respectively.
  • union gilt fund has given a return of -0.83% in last one year. In the same period the Gilt Fund category average return was 1.55%.
  • The fund has given a return of 4.89% in last three years and ranked 21.0st out of twenty one funds in the category. In the same period the Gilt Fund category average return was 6.16%.
  • The fund has given a SIP return of -0.23% in last one year whereas category average SIP return is 2.38%. The fund one year return rank in the category is 23rd in 23 funds
  • The fund has SIP return of 1.63% in last three years and ranks 21st in 21 funds. Bandhan Gilt Fund has given the highest SIP return (5.18%) in the category in last three years.

union gilt fund Risk Analysis

  • The fund has a standard deviation of 4.5 and semi deviation of 3.63. The category average standard deviation is 3.51 and semi deviation is 2.71.
  • The fund has a Value at Risk (VaR) of -7.64 and a maximum drawdown of -5.93. The category average VaR is -5.38 and the maximum drawdown is -3.5.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.72
    0.82
    		0.30 | 1.30 19 | 23 Poor
    3M Return % -0.65
    0.11
    		-0.65 | 2.45 23 | 23 Poor
    6M Return % 0.56
    1.43
    		0.41 | 3.74 22 | 23 Poor
    1Y Return % -1.28
    0.85
    		-1.28 | 4.25 23 | 23 Poor
    3Y Return % 4.40
    5.46
    		4.40 | 6.73 21 | 21 Poor
    1Y SIP Return % -0.67
    1.68
    		-0.67 | 6.49 23 | 23 Poor
    3Y SIP Return % 1.15
    2.66
    		1.15 | 4.52 21 | 21 Poor
    Standard Deviation 4.50
    3.51
    		2.34 | 4.50 21 | 21 Poor
    Semi Deviation 3.63
    2.71
    		1.90 | 3.63 21 | 21 Poor
    Max Drawdown % -5.93
    -3.50
    		-5.93 | -2.11 21 | 21 Poor
    VaR 1 Y % -7.64
    -5.38
    		-7.70 | -1.79 19 | 21 Poor
    Average Drawdown % -1.32
    -1.14
    		-2.42 | -0.76 17 | 21 Average
    Sharpe Ratio -0.35
    -0.09
    		-0.38 | 0.31 19 | 21 Poor
    Sterling Ratio 0.26
    0.41
    		0.26 | 0.55 21 | 21 Poor
    Sortino Ratio -0.11
    -0.02
    		-0.13 | 0.12 19 | 21 Poor
    Return data last Updated On : June 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.76 0.88 0.37 | 1.35 19 | 23 Poor
    3M Return % -0.54 0.28 -0.54 | 2.61 23 | 23 Poor
    6M Return % 0.78 1.78 0.78 | 4.06 23 | 23 Poor
    1Y Return % -0.83 1.55 -0.83 | 4.91 23 | 23 Poor
    3Y Return % 4.89 6.16 4.89 | 7.40 21 | 21 Poor
    1Y SIP Return % -0.23 2.38 -0.23 | 7.15 23 | 23 Poor
    3Y SIP Return % 1.63 3.37 1.63 | 5.18 21 | 21 Poor
    Standard Deviation 4.50 3.51 2.34 | 4.50 21 | 21 Poor
    Semi Deviation 3.63 2.71 1.90 | 3.63 21 | 21 Poor
    Max Drawdown % -5.93 -3.50 -5.93 | -2.11 21 | 21 Poor
    VaR 1 Y % -7.64 -5.38 -7.70 | -1.79 19 | 21 Poor
    Average Drawdown % -1.32 -1.14 -2.42 | -0.76 17 | 21 Average
    Sharpe Ratio -0.35 -0.09 -0.38 | 0.31 19 | 21 Poor
    Sterling Ratio 0.26 0.41 0.26 | 0.55 21 | 21 Poor
    Sortino Ratio -0.11 -0.02 -0.13 | 0.12 19 | 21 Poor
    Return data last Updated On : June 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Union Gilt Fund NAV Regular Growth Union Gilt Fund NAV Direct Growth
    11-06-2026 12.0286 12.2567
    10-06-2026 12.0309 12.2589
    09-06-2026 12.0752 12.3039
    08-06-2026 12.0241 12.2517
    05-06-2026 12.0038 12.2306
    04-06-2026 11.9479 12.1734
    03-06-2026 11.9245 12.1495
    02-06-2026 11.9441 12.1693
    01-06-2026 11.9335 12.1584
    29-05-2026 11.9345 12.1589
    27-05-2026 11.938 12.1622
    26-05-2026 11.9368 12.1608
    25-05-2026 11.9344 12.1582
    22-05-2026 11.8737 12.096
    21-05-2026 11.8682 12.0902
    20-05-2026 11.8841 12.1062
    19-05-2026 11.8536 12.075
    18-05-2026 11.8228 12.0435
    15-05-2026 11.9047 12.1265
    14-05-2026 11.9316 12.1537
    13-05-2026 11.9106 12.1323
    12-05-2026 11.899 12.1202
    11-05-2026 11.9423 12.1642

    Fund Launch Date: 08/Aug/2022
    Fund Category: Gilt Fund
    Investment Objective: The investment objective of the Scheme is to generate income through investment in a portfolio comprising of government securities of various maturities. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
    Fund Description: An open ended debt scheme investing in government securities across maturity. A relatively high interest rate risk and relatively low credit risk.
    Fund Benchmark: CRISIL Dynamic Gilt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.