Uti Banking And Financial Services Fund Datagrid
Category Banking and Financial Fund
BMSMONEY Rank 6
Rating
Growth Option 02-04-2026
NAV ₹175.4(R) +0.26% ₹201.39(D) +0.26%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 0.67% 13.03% 10.87% 7.94% 11.58%
Direct 1.73% 14.21% 12.09% 9.07% 12.78%
Nifty Financial Services TRI -1.9% 10.9% 9.56% 10.56% 14.72%
SIP (XIRR) Regular -14.27% 4.79% 8.98% 11.09% 9.82%
Direct -% -% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.03 0.62 0.92 2.57% -0.44
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
11.69% -9.39% -10.0% 0.91 7.72%
Fund AUM As on: 30/12/2025 1359 Cr
Top Banking and Financial Fund
Fund Name Rank Rating
Sbi Banking & Financial Services Fund 1
Invesco India Financial Services Fund 2
Mirae Asset Banking and Financial Services Fund 3

NAV Date: 02-04-2026

Scheme Name NAV Rupee Change Percent Change
UTI Banking and Financial Services Fund - Regular Plan - IDCW 68.27
0.1800
0.2600%
UTI Banking and Financial Services Fund - Direct Plan - IDCW 78.82
0.2100
0.2600%
UTI Banking and Financial Services Fund - Regular Plan - Growth Option 175.4
0.4600
0.2600%
UTI Banking and Financial Services Fund - Direct Plan - Growth Option 201.39
0.5300
0.2600%

Review Date: 02-04-2026

Beginning of Analysis

In the Banking and Financial Services Fund category, Uti Banking And Financial Services Fund is the 7th ranked fund. The category has total 14 funds. The Uti Banking And Financial Services Fund has shown an average past performence in Banking and Financial Services Fund. The fund has a Jensen Alpha of 2.57% which is higher than the category average of 1.8%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.03 which is higher than the category average of 1.01.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

Uti Banking And Financial Services Fund Return Analysis

The Uti Banking And Financial Services Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -12.39%, -12.26 and -6.96 in last one, three and six months respectively. In the same period the category average return was -11.05%, -12.76% and -6.31% respectively.
  • Uti Banking And Financial Services Fund has given a return of 1.73% in last one year. In the same period the Nifty Financial Services TRI return was -1.9%. The fund has given 3.63% more return than the benchmark return.
  • The fund has given a return of 14.21% in last three years and rank 8th out of fourteen funds in the category. In the same period the Nifty Financial Services TRI return was 10.9%. The fund has given 3.31% more return than the benchmark return.
  • Uti Banking And Financial Services Fund has given a return of 12.09% in last five years and category average returns is 12.7% in same period. The fund ranked 7th out of eleven funds in the category. In the same period the Nifty Financial Services TRI return was 9.56%. The fund has given 2.53% more return than the benchmark return.
  • The fund has given a return of 12.78% in last ten years and ranked 9th out of ten funds in the category. In the same period the Nifty Financial Services TRI return was 14.72%. The fund has given 1.94% less return than the benchmark return.

Uti Banking And Financial Services Fund Risk Analysis

  • The fund has a standard deviation of 11.69 and semi deviation of 7.72. The category average standard deviation is 11.85 and semi deviation is 8.03.
  • The fund has a Value at Risk (VaR) of -9.39 and a maximum drawdown of -10.0. The category average VaR is -11.88 and the maximum drawdown is -10.52. The fund has a beta of 0.91 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -12.47 -12.75
    -11.16
    		-12.56 | -8.75 22 | 23 Poor
    3M Return % -12.50 -13.76
    -13.06
    		-15.88 | -10.74 8 | 23 Good
    6M Return % -7.45 -8.92
    -6.95
    		-11.18 | -4.18 14 | 22 Average
    1Y Return % 0.67 -1.90
    2.35
    		-2.22 | 15.69 15 | 21 Average
    3Y Return % 13.03 10.90
    13.28
    		9.12 | 17.58 8 | 14 Good
    5Y Return % 10.87 9.56
    11.36
    		9.30 | 14.25 7 | 11 Average
    7Y Return % 7.94 10.56
    10.41
    		7.94 | 12.89 10 | 10 Poor
    10Y Return % 11.58 14.72
    13.23
    		9.24 | 15.97 9 | 10 Average
    15Y Return % 9.39 12.55
    11.10
    		9.39 | 12.76 4 | 4 Poor
    1Y SIP Return % -14.27
    -13.39
    		-19.11 | -5.37 13 | 21 Average
    3Y SIP Return % 4.79
    4.51
    		1.44 | 8.34 4 | 14 Very Good
    5Y SIP Return % 8.98
    9.29
    		6.44 | 12.19 7 | 11 Average
    7Y SIP Return % 11.09
    11.61
    		8.93 | 13.85 6 | 10 Good
    10Y SIP Return % 9.82
    11.28
    		8.13 | 13.41 9 | 10 Average
    15Y SIP Return % 10.53
    12.57
    		10.53 | 14.06 4 | 4 Poor
    Standard Deviation 11.69
    11.85
    		10.53 | 12.82 5 | 14 Good
    Semi Deviation 7.72
    8.03
    		7.13 | 8.68 3 | 14 Very Good
    Max Drawdown % -10.00
    -10.52
    		-13.67 | -7.93 7 | 14 Good
    VaR 1 Y % -9.39
    -11.88
    		-14.44 | -9.39 1 | 14 Very Good
    Average Drawdown % -3.61
    -3.38
    		-4.40 | -2.87 10 | 14 Average
    Sharpe Ratio 1.03
    1.01
    		0.57 | 1.47 6 | 14 Good
    Sterling Ratio 0.92
    0.90
    		0.57 | 1.26 7 | 14 Good
    Sortino Ratio 0.62
    0.58
    		0.32 | 0.89 6 | 14 Good
    Jensen Alpha % 2.57
    1.80
    		-4.11 | 7.36 6 | 14 Good
    Treynor Ratio -0.44
    -0.42
    		-0.45 | -0.39 10 | 14 Average
    Modigliani Square Measure % 18.09
    17.80
    		12.61 | 23.31 6 | 14 Good
    Alpha % 2.69
    2.95
    		-2.23 | 8.00 9 | 14 Average
    Return data last Updated On : April 2, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty Financial Services TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -12.39 -12.75 -11.05 -12.49 | -8.60 22 | 23 Poor
    3M Return % -12.26 -13.76 -12.76 -15.58 | -10.31 9 | 23 Good
    6M Return % -6.96 -8.92 -6.31 -10.45 | -3.49 14 | 22 Average
    1Y Return % 1.73 -1.90 3.77 -0.68 | 17.52 16 | 21 Average
    3Y Return % 14.21 10.90 14.72 10.70 | 19.13 8 | 14 Good
    5Y Return % 12.09 9.56 12.70 10.20 | 15.18 7 | 11 Average
    7Y Return % 9.07 10.56 11.65 9.07 | 14.35 10 | 10 Poor
    10Y Return % 12.78 14.72 14.51 10.63 | 17.28 9 | 10 Average
    Standard Deviation 11.69 11.85 10.53 | 12.82 5 | 14 Good
    Semi Deviation 7.72 8.03 7.13 | 8.68 3 | 14 Very Good
    Max Drawdown % -10.00 -10.52 -13.67 | -7.93 7 | 14 Good
    VaR 1 Y % -9.39 -11.88 -14.44 | -9.39 1 | 14 Very Good
    Average Drawdown % -3.61 -3.38 -4.40 | -2.87 10 | 14 Average
    Sharpe Ratio 1.03 1.01 0.57 | 1.47 6 | 14 Good
    Sterling Ratio 0.92 0.90 0.57 | 1.26 7 | 14 Good
    Sortino Ratio 0.62 0.58 0.32 | 0.89 6 | 14 Good
    Jensen Alpha % 2.57 1.80 -4.11 | 7.36 6 | 14 Good
    Treynor Ratio -0.44 -0.42 -0.45 | -0.39 10 | 14 Average
    Modigliani Square Measure % 18.09 17.80 12.61 | 23.31 6 | 14 Good
    Alpha % 2.69 2.95 -2.23 | 8.00 9 | 14 Average
    Return data last Updated On : April 2, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Banking And Financial Services Fund NAV Regular Growth Uti Banking And Financial Services Fund NAV Direct Growth
    02-04-2026 175.403 201.3856
    01-04-2026 174.9469 200.8565
    30-03-2026 171.9154 197.3648
    27-03-2026 177.6333 203.9111
    25-03-2026 182.1219 209.0514
    24-03-2026 177.8232 204.1111
    23-03-2026 173.696 199.3678
    20-03-2026 179.6317 206.1624
    19-03-2026 180.8442 207.5479
    18-03-2026 187.7756 215.4964
    17-03-2026 186.0195 213.4748
    16-03-2026 184.6501 211.897
    13-03-2026 182.4594 209.3645
    12-03-2026 186.468 213.9578
    11-03-2026 188.9632 216.8144
    10-03-2026 193.1731 221.6383
    09-03-2026 189.3282 217.2203
    06-03-2026 193.9228 222.4721
    05-03-2026 197.8247 226.9417
    04-03-2026 196.3097 225.1971
    02-03-2026 200.382 229.855

    Fund Launch Date: 02/Jan/2003
    Fund Category: Banking and Financial Fund
    Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/ institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
    Fund Description: An open ended equity scheme investing in Banking and Financial Services Sector
    Fund Benchmark: Nifty Financial Services
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.