Uti Banking And Financial Services Fund Datagrid
Category Banking and Financial Fund
BMSMONEY Rank 8
Rating
Growth Option 01-10-2026
NAV ₹187.07(R) -0.36% ₹215.83(D) -0.36%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -0.97% 10.49% 9.6% 10.6% 9.15%
Direct 0.04% 11.65% 10.79% 11.77% 10.31%
Benchmark
SIP (XIRR) Regular -5.72% 4.77% 9.36% 11.29% 9.86%
Direct -4.77% 5.88% 10.55% 12.51% 11.02%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.41 0.2 0.5 3.05% 0.07
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.71% -10.87% -15.1% 0.93 11.63%
Fund AUM As on: 30/12/2025 1359 Cr
Top Banking and Financial Fund
Fund Name Rank Rating
quant Bfsi Fund 1
Invesco India Financial Services Fund 2
SBI Banking & Financial Services Fund 3
Mirae Asset Banking and Financial Services Fund 4

NAV Date: 01-10-2026

Scheme Name NAV Rupee Change Percent Change
UTI Banking and Financial Services Fund - Regular Plan - IDCW 72.81
-0.2600
-0.3600%
UTI Banking and Financial Services Fund - Direct Plan - IDCW 84.47
-0.3000
-0.3600%
UTI Banking and Financial Services Fund - Regular Plan - Growth Option 187.07
-0.6700
-0.3600%
UTI Banking and Financial Services Fund - Direct Plan - Growth Option 215.83
-0.7700
-0.3600%

Review Date: 01-10-2026

Beginning of Analysis

In the Banking and Financial Services Fund category, UTI Banking And Financial Services Fund is the 7th ranked fund. The category has total 14 funds. The UTI Banking And Financial Services Fund has shown an average past performence in Banking and Financial Services Fund. The fund has a Jensen Alpha of 3.05% which is lower than the category average of 3.46%, showing poor performance. The fund has a Sharpe Ratio of 0.41 which is lower than the category average of 0.43.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Banking and Financial Services Mutual Funds are ideal for aggressive investors seeking high returns by investing in the banking and financial services sector. These funds offer targeted exposure to banks, NBFCs, insurance companies, and other financial institutions, allowing investors to capitalize on the growth potential of this sector. However, they carry higher risks due to their concentrated exposure and are heavily dependent on the performance of the BFSI sector and macroeconomic factors. Investors should have a long-term investment horizon, a high risk tolerance, and a good understanding of the banking and financial services sector before investing in these funds. Additionally, monitoring economic trends and regulatory changes is crucial for success.

UTI Banking And Financial Services Fund Return Analysis

The UTI Banking And Financial Services Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Banking and Financial Services Fund peers and the Nifty Financial Services TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Banking and Financial Services Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -4.53%, -5.34 and 7.45 in last one, three and six months respectively. In the same period the category average return was -6.07%, -6.36% and 7.02% respectively.
  • UTI Banking And Financial Services Fund has given a return of 0.04% in last one year. In the same period the Nifty Financial Services TRI return was -3.58%. The fund has given 3.62% more return than the benchmark return.
  • The fund has given a return of 11.65% in last three years and rank 6th out of seventeen funds in the category. In the same period the Nifty Financial Services TRI return was 8.55%. The fund has given 3.1% more return than the benchmark return.
  • UTI Banking And Financial Services Fund has given a return of 10.79% in last five years and category average returns is 10.9% in same period. The fund ranked 9th out of thirteen funds in the category. In the same period the Nifty Financial Services TRI return was 8.02%. The fund has given 2.77% more return than the benchmark return.
  • The fund has given a return of 10.31% in last ten years and ranked 10th out of eleven funds in the category. In the same period the Nifty Financial Services TRI return was 12.92%. The fund has given 2.61% less return than the benchmark return.
  • The fund has given a SIP return of -4.77% in last one year whereas category average SIP return is -5.18%. The fund one year return rank in the category is 8th in 23 funds
  • The fund has SIP return of 5.88% in last three years and ranks 7th in 17 funds. quant Bfsi Fund has given the highest SIP return (13.42%) in the category in last three years.
  • The fund has SIP return of 10.55% in last five years whereas category average SIP return is 10.15%.

UTI Banking And Financial Services Fund Risk Analysis

  • The fund has a standard deviation of 15.71 and semi deviation of 11.63. The category average standard deviation is 15.84 and semi deviation is 11.7.
  • The fund has a Value at Risk (VaR) of -10.87 and a maximum drawdown of -15.1. The category average VaR is -14.29 and the maximum drawdown is -15.4. The fund has a beta of 0.91 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Banking and Financial Services Fund Category
  • Good Performance in Banking and Financial Services Fund Category
  • Poor Performance in Banking and Financial Services Fund Category
  • Very Poor Performance in Banking and Financial Services Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -4.61 -5.57
    -6.16
    		-8.47 | -4.56 2 | 26 Very Good
    3M Return % -5.58 -8.13
    -6.68
    		-9.46 | -3.17 4 | 26 Very Good
    6M Return % 6.93 3.21
    6.30
    		1.34 | 14.48 10 | 26 Good
    1Y Return % -0.97 -6.08
    -0.59
    		-6.58 | 9.37 11 | 23 Good
    3Y Return % 10.49 8.46
    9.87
    		4.33 | 18.09 6 | 17 Good
    5Y Return % 9.60 7.25
    9.60
    		7.50 | 11.50 8 | 13 Good
    7Y Return % 10.60 10.38
    11.21
    		8.40 | 13.28 7 | 11 Average
    10Y Return % 9.15 12.58
    10.89
    		6.68 | 13.16 10 | 11 Poor
    15Y Return % 11.71 14.40
    13.69
    		11.71 | 15.04 5 | 5 Average
    1Y SIP Return % -5.72
    -6.36
    		-12.73 | 5.75 5 | 22 Very Good
    3Y SIP Return % 4.77
    4.00
    		0.00 | 11.62 4 | 17 Very Good
    5Y SIP Return % 9.36
    8.83
    		5.35 | 12.00 7 | 13 Good
    7Y SIP Return % 11.29
    11.03
    		7.91 | 13.42 5 | 11 Good
    10Y SIP Return % 9.86
    10.76
    		7.54 | 12.97 8 | 11 Average
    15Y SIP Return % 10.80
    12.75
    		10.80 | 14.16 5 | 5 Average
    Standard Deviation 15.71
    15.84
    		14.48 | 18.56 6 | 16 Good
    Semi Deviation 11.63
    11.71
    		10.75 | 14.29 10 | 16 Average
    Max Drawdown % -15.10
    -15.40
    		-21.45 | -13.19 7 | 16 Good
    VaR 1 Y % -10.87
    -14.29
    		-31.85 | -10.85 2 | 16 Very Good
    Average Drawdown % 5.64
    5.79
    		4.36 | 10.13 6 | 16 Good
    Sharpe Ratio 0.41
    0.43
    		0.10 | 0.99 8 | 16 Good
    Sterling Ratio 0.50
    0.51
    		0.30 | 0.80 8 | 16 Good
    Sortino Ratio 0.20
    0.21
    		0.08 | 0.46 8 | 16 Good
    Jensen Alpha % 3.05
    3.46
    		-2.29 | 18.15 7 | 16 Good
    Treynor Ratio 0.07
    0.08
    		0.02 | 0.26 7 | 16 Good
    Modigliani Square Measure % 6.34
    6.71
    		1.56 | 15.43 8 | 16 Good
    Alpha % 2.77
    3.60
    		-2.70 | 18.41 10 | 16 Average
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -4.53 -5.57 -6.07 -8.38 | -4.51 2 | 26 Very Good
    3M Return % -5.34 -8.13 -6.36 -9.22 | -2.72 5 | 26 Very Good
    6M Return % 7.45 3.21 7.02 1.89 | 15.54 11 | 26 Good
    1Y Return % 0.04 -6.08 0.76 -5.91 | 11.10 14 | 23 Average
    3Y Return % 11.65 8.46 11.27 5.83 | 19.99 6 | 17 Good
    5Y Return % 10.79 7.25 10.90 8.35 | 12.99 9 | 13 Average
    7Y Return % 11.77 10.38 12.44 9.80 | 14.75 7 | 11 Average
    10Y Return % 10.31 12.58 12.13 8.06 | 14.76 10 | 11 Poor
    1Y SIP Return % -4.77 -5.18 -11.62 | 7.75 8 | 23 Good
    3Y SIP Return % 5.88 5.36 0.77 | 13.42 7 | 17 Good
    5Y SIP Return % 10.55 10.15 6.49 | 13.54 8 | 13 Good
    7Y SIP Return % 12.51 12.33 9.43 | 14.97 6 | 11 Good
    10Y SIP Return % 11.02 12.01 8.96 | 14.50 8 | 11 Average
    Standard Deviation 15.71 15.84 14.48 | 18.56 6 | 16 Good
    Semi Deviation 11.63 11.71 10.75 | 14.29 10 | 16 Average
    Max Drawdown % -15.10 -15.40 -21.45 | -13.19 7 | 16 Good
    VaR 1 Y % -10.87 -14.29 -31.85 | -10.85 2 | 16 Very Good
    Average Drawdown % 5.64 5.79 4.36 | 10.13 6 | 16 Good
    Sharpe Ratio 0.41 0.43 0.10 | 0.99 8 | 16 Good
    Sterling Ratio 0.50 0.51 0.30 | 0.80 8 | 16 Good
    Sortino Ratio 0.20 0.21 0.08 | 0.46 8 | 16 Good
    Jensen Alpha % 3.05 3.46 -2.29 | 18.15 7 | 16 Good
    Treynor Ratio 0.07 0.08 0.02 | 0.26 7 | 16 Good
    Modigliani Square Measure % 6.34 6.71 1.56 | 15.43 8 | 16 Good
    Alpha % 2.77 3.60 -2.70 | 18.41 10 | 16 Average
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Banking And Financial Services Fund NAV Regular Growth Uti Banking And Financial Services Fund NAV Direct Growth
    01-10-2026 187.0682 215.8294
    30-09-2026 187.7422 216.6016
    29-09-2026 187.2923 216.077
    28-09-2026 187.49 216.2996
    25-09-2026 190.5388 219.8001
    24-09-2026 189.3898 218.4691
    23-09-2026 193.5945 223.3138
    22-09-2026 192.6686 222.2401
    21-09-2026 193.4097 223.0894
    18-09-2026 193.343 222.9955
    17-09-2026 191.6438 221.03
    16-09-2026 191.277 220.6014
    15-09-2026 189.562 218.6179
    11-09-2026 193.0157 222.5784
    10-09-2026 192.9789 222.5303
    09-09-2026 191.9411 221.328
    08-09-2026 193.8977 223.5785
    07-09-2026 195.5453 225.4726
    04-09-2026 196.3589 226.3935
    03-09-2026 195.2623 225.1234
    02-09-2026 194.5473 224.2934
    01-09-2026 196.1013 226.0792

    Fund Launch Date: 02/Jan/2003
    Fund Category: Banking and Financial Fund
    Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/ institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
    Fund Description: An open ended equity scheme investing in Banking and Financial Services Sector
    Fund Benchmark: Nifty Financial Services
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.