Uti Banking And Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 10
BMSMONEY Rating
Gro. Opt. As On: 11-07-2024
NAV ₹170.65(R) +0.08% ₹192.48(D) +0.08%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 24.42% 15.16% 11.18% 9.21% 12.24%
LumpSum (D) 25.76% 16.47% 12.36% 10.38% 13.43%
SIP (R) 12.67% 18.77% 18.33% 13.9% 12.32%
SIP (D) 13.97% 20.08% 19.61% 15.06% 13.47%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.54 0.3 0.6 4.22% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.41% -19.48% -17.03% 0.92 10.29%
Top Banking and Financial Fund
Fund Name Rank Rating
Sundaram Financial Services Fund 1
Invesco India Financial Services Fund 2
Nippon India Banking & Financial Services Fund 3

NAV Date: 11-07-2024

Scheme Name NAV Rupee Change Percent Change
UTI Banking and Financial Services Fund - Regular Plan - IDCW 66.41
0.0500
0.0800%
UTI Banking and Financial Services Fund - Direct Plan - IDCW 75.33
0.0600
0.0800%
UTI Banking and Financial Services Fund - Regular Plan - Growth Option 170.65
0.1400
0.0800%
UTI Banking and Financial Services Fund - Direct Plan - Growth Option 192.48
0.1600
0.0800%

Review Date: 11-07-2024

UTI Banking And Financial Services Fund has shown poor performance in the Banking and Financial Services Fund category. The fund has rank of 10 out of 12 funds in the category. The fund has delivered return of 24.42% in 1 year, 15.16% in 3 years, 11.18% in 5 years and 12.24% in 10 years. The category average for the same periods is 25.79%, 16.46%, 13.85% and 14.51% respectively, which shows poor return performance of fund in the category. The fund has exhibited standard deviation of 15.41, VaR of -19.48, Average Drawdown of -5.97, Semi Deviation of 10.29 and Max Drawdown of -17.03. The category average for the same parameters is 15.4, -19.21, -5.58, 10.53 and -16.3 respectively. The fund has average risk in the category.

Key Points:

  1. An investment of ₹10,000 in UTI Banking And Financial Services Fund direct growth option would have grown to ₹12576.0 in 1 year, ₹15800.0 in 3 years and ₹17905.0 in 5 years as of today (11-07-2024).
  2. An SIP of ₹1,000 per month in UTI Banking And Financial Services Fund direct growth option would have grown to ₹12888.0 in 1 year, ₹48324.0 in 3 years and ₹97767.0 in 5 years as of today (11-07-2024).
  3. standard deviation of 15.41 and based on VaR one can expect to lose more than -19.48% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.54 which shows poor performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.88, Beta of 0.92 and Jensen's Alpha of 4.22% which exhibit average performance in the banking and financial services fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 5.05
5.54
4.47 | 6.76 11 | 14 Average
3M Return % 7.99
8.66
5.69 | 11.15 11 | 14 Average
6M Return % 10.57
11.57
6.65 | 16.92 10 | 14 Average
1Y Return % 24.42
25.79
16.70 | 36.57 8 | 14 Good
3Y Return % 15.16
16.46
13.58 | 20.58 11 | 13 Average
5Y Return % 11.18
13.85
11.18 | 17.85 11 | 11 Poor
7Y Return % 9.21
12.21
8.21 | 14.94 10 | 11 Poor
10Y Return % 12.24
14.51
12.24 | 16.39 8 | 8 Poor
15Y Return % 13.76
16.15
13.76 | 17.42 5 | 5 Average
1Y SIP Return % 12.67
12.99
4.91 | 23.03 7 | 14 Good
3Y SIP Return % 18.77
20.40
17.28 | 25.75 10 | 13 Average
5Y SIP Return % 18.33
19.69
17.13 | 23.61 9 | 11 Average
7Y SIP Return % 13.90
16.14
13.64 | 19.66 10 | 11 Poor
10Y SIP Return % 12.32
14.73
12.32 | 16.95 8 | 8 Poor
15Y SIP Return % 12.18
14.82
12.18 | 15.96 5 | 5 Average
Standard Deviation 15.41
15.40
14.78 | 16.05 5 | 12 Good
Semi Deviation 10.29
10.53
10.10 | 10.88 4 | 12 Good
Max Drawdown % -17.03
-16.30
-18.28 | -12.63 8 | 12 Average
VaR 1 Y % -19.48
-19.21
-21.63 | -17.01 7 | 12 Average
Average Drawdown % -5.97
-5.58
-6.64 | -4.28 8 | 12 Average
Sharpe Ratio 0.54
0.63
0.49 | 0.89 10 | 12 Poor
Sterling Ratio 0.60
0.67
0.58 | 0.99 10 | 12 Poor
Sortino Ratio 0.30
0.34
0.27 | 0.49 8 | 12 Average
Jensen Alpha % 4.22
5.43
2.78 | 9.58 9 | 12 Average
Treynor Ratio 0.09
0.11
0.08 | 0.16 10 | 12 Poor
Modigliani Square Measure % 16.44
18.06
15.59 | 22.89 10 | 12 Poor
Alpha % 3.24
4.23
1.47 | 8.43 8 | 12 Average
Return data last Updated On : July 11, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 5.14 5.65 4.57 | 6.83 12 | 14
3M Return % 8.28 8.98 6.19 | 11.55 11 | 14
6M Return % 11.17 12.24 7.46 | 17.56 9 | 14
1Y Return % 25.76 27.32 18.92 | 38.37 8 | 14
3Y Return % 16.47 17.86 14.54 | 22.36 11 | 13
5Y Return % 12.36 15.10 12.36 | 19.40 11 | 11
7Y Return % 10.38 13.45 9.57 | 16.30 10 | 11
10Y Return % 13.43 15.69 13.43 | 18.18 8 | 8
1Y SIP Return % 13.97 14.45 6.51 | 24.76 6 | 14
3Y SIP Return % 20.08 21.82 18.68 | 27.57 9 | 13
5Y SIP Return % 19.61 21.01 18.31 | 25.35 7 | 11
7Y SIP Return % 15.06 17.36 14.99 | 21.16 10 | 11
10Y SIP Return % 13.47 15.86 13.47 | 18.26 8 | 8
Standard Deviation 15.41 15.40 14.78 | 16.05 5 | 12
Semi Deviation 10.29 10.53 10.10 | 10.88 4 | 12
Max Drawdown % -17.03 -16.30 -18.28 | -12.63 8 | 12
VaR 1 Y % -19.48 -19.21 -21.63 | -17.01 7 | 12
Average Drawdown % -5.97 -5.58 -6.64 | -4.28 8 | 12
Sharpe Ratio 0.54 0.63 0.49 | 0.89 10 | 12
Sterling Ratio 0.60 0.67 0.58 | 0.99 10 | 12
Sortino Ratio 0.30 0.34 0.27 | 0.49 8 | 12
Jensen Alpha % 4.22 5.43 2.78 | 9.58 9 | 12
Treynor Ratio 0.09 0.11 0.08 | 0.16 10 | 12
Modigliani Square Measure % 16.44 18.06 15.59 | 22.89 10 | 12
Alpha % 3.24 4.23 1.47 | 8.43 8 | 12
Return data last Updated On : July 11, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : April 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.08 ₹ 10008.0 0.08 ₹ 10008.0
1W -0.56 ₹ 9944.0 -0.55 ₹ 9945.0
1M 5.05 ₹ 10505.0 5.14 ₹ 10514.0
3M 7.99 ₹ 10799.0 8.28 ₹ 10828.0
6M 10.57 ₹ 11057.0 11.17 ₹ 11117.0
1Y 24.42 ₹ 12442.0 25.76 ₹ 12576.0
3Y 15.16 ₹ 15272.0 16.47 ₹ 15800.0
5Y 11.18 ₹ 16987.0 12.36 ₹ 17905.0
7Y 9.21 ₹ 18524.0 10.38 ₹ 19962.0
10Y 12.24 ₹ 31732.0 13.43 ₹ 35273.0
15Y 13.76 ₹ 69116.0 - ₹ -

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 12.6721 ₹ 12806.82 13.9681 ₹ 12887.76
3Y ₹ 36000 18.7743 ₹ 47450.232 20.0765 ₹ 48323.844
5Y ₹ 60000 18.3285 ₹ 94763.52 19.6091 ₹ 97767.18
7Y ₹ 84000 13.8979 ₹ 137846.436 15.0617 ₹ 143694.18
10Y ₹ 120000 12.3182 ₹ 227921.04 13.4749 ₹ 242449.92
15Y ₹ 180000 12.1814 ₹ 483626.52 - ₹ -


Date NAV Regular Growth NAV Direct Growth
11-07-2024 170.6466 192.479
10-07-2024 170.5085 192.318
09-07-2024 171.0567 192.9313
08-07-2024 170.7392 192.568
05-07-2024 171.6098 193.5346
04-07-2024 172.8502 194.9282
03-07-2024 173.2264 195.3473
02-07-2024 171.0026 192.8339
01-07-2024 172.3573 194.3557
28-06-2024 170.2215 191.9305
27-06-2024 170.6372 192.3937
26-06-2024 170.98 192.7745
25-06-2024 170.783 192.5467
24-06-2024 168.5652 190.0407
21-06-2024 168.5503 190.0072
20-06-2024 168.755 190.2324
19-06-2024 168.4337 189.8646
18-06-2024 167.1274 188.3866
14-06-2024 165.6683 186.72
13-06-2024 164.4182 185.3056
12-06-2024 163.7877 184.5896
11-06-2024 162.4395 183.0648

Fund Launch Date: 02/Jan/2003
Fund Category: Banking and Financial Fund
Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/ institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Fund Description: An open ended equity scheme investing in Banking and Financial Services Sector
Fund Benchmark: Nifty Financial Services
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.