Uti Banking And Financial Services Fund Overview
Category Banking and Financial Fund
BMSMONEY Rank 10
BMSMONEY Rating
Gro. Opt. As On: 11-10-2024
NAV ₹174.99(R) +0.02% ₹197.86(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 25.55% 13.0% 14.2% 9.24% 11.69%
LumpSum (D) 26.88% 14.27% 15.41% 10.41% 12.88%
SIP (R) 6.51% 18.29% 18.28% 14.09% 12.27%
SIP (D) 7.66% 19.57% 19.57% 15.26% 13.42%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.49 0.28 0.55 3.84% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.26% -19.48% -17.03% 0.96 10.18%
Top Banking and Financial Fund
Fund Name Rank Rating
Sundaram Financial Services Opportunities Fund 1
Invesco India Financial Services Fund 2
Nippon India Banking & Financial Services Fund 3

NAV Date: 11-10-2024

Scheme Name NAV Rupee Change Percent Change
UTI Banking and Financial Services Fund - Regular Plan - IDCW 68.1
0.0200
0.0200%
UTI Banking and Financial Services Fund - Direct Plan - IDCW 77.44
0.0200
0.0300%
UTI Banking and Financial Services Fund - Regular Plan - Growth Option 174.99
0.0400
0.0200%
UTI Banking and Financial Services Fund - Direct Plan - Growth Option 197.86
0.0500
0.0300%

Review Date: 11-10-2024

Uti Banking And Financial Services Fund has exhibited poor performance in the Banking and Financial Services Fund category. The fund has rank of 10 out of 13 funds in the category. The fund has delivered return of 25.55% in 1 year, 13.0% in 3 years, 14.2% in 5 years and 11.69% in 10 years. The category average for the same periods is 24.74%, 13.68%, 15.38% and 13.94% respectively, which shows average return performance of fund in the category. The fund has exhibited standard deviation of 15.26, VaR of -19.48, Average Drawdown of -6.16, Semi Deviation of 10.18 and Max Drawdown of -17.03. The category average for the same parameters is 15.09, -19.17, -5.28, 10.33 and -16.35 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in Uti Banking And Financial Services Fund direct growth option would have grown to ₹12688.0 in 1 year, ₹14920.0 in 3 years and ₹20479.0 in 5 years as of today (11-10-2024).
  2. An SIP of ₹1,000 per month in Uti Banking And Financial Services Fund direct growth option would have grown to ₹12492.0 in 1 year, ₹48001.0 in 3 years and ₹97702.0 in 5 years as of today (11-10-2024).
  3. standard deviation of 15.26 and based on VaR one can expect to lose more than -19.48% of current value of fund in one year.
  4. Sharpe ratio of the fund is 0.49 which shows average performance of fund in the banking and financial services fund category.
  5. The fund has R-square of 0.88, Beta of 0.96 and Jensen's Alpha of 3.84% which exhibit average performance in the banking and financial services fund category .


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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.18
0.71
-1.76 | 5.26 3 | 21 Very Good
3M Return % 2.54
1.47
-3.20 | 6.82 7 | 21 Good
1Y Return % 25.55
24.74
11.37 | 40.42 6 | 17 Good
3Y Return % 13.00
13.68
11.35 | 17.14 9 | 13 Average
5Y Return % 14.20
15.38
11.98 | 18.19 8 | 11 Average
7Y Return % 9.24
12.06
8.53 | 14.74 10 | 11 Poor
10Y Return % 11.69
13.94
11.69 | 16.07 8 | 8 Poor
15Y Return % 11.85
14.04
11.85 | 15.46 5 | 5 Average
1Y SIP Return % 6.51
4.39
-7.32 | 12.47 7 | 17 Good
3Y SIP Return % 18.29
18.61
12.77 | 24.18 7 | 13 Good
5Y SIP Return % 18.28
18.84
14.70 | 22.35 8 | 11 Average
7Y SIP Return % 14.09
15.76
12.26 | 18.61 10 | 11 Poor
10Y SIP Return % 12.27
14.39
12.27 | 16.40 8 | 8 Poor
15Y SIP Return % 12.08
14.58
12.08 | 15.82 5 | 5 Average
Standard Deviation 15.26
15.09
13.99 | 15.88 10 | 13 Average
Semi Deviation 10.18
10.33
9.94 | 10.75 5 | 13 Good
Max Drawdown % -17.03
-16.35
-18.28 | -12.63 8 | 13 Good
VaR 1 Y % -19.48
-19.17
-21.63 | -17.01 8 | 13 Good
Average Drawdown % -6.16
-5.28
-7.13 | -3.84 12 | 13 Average
Sharpe Ratio 0.49
0.55
0.41 | 0.80 10 | 13 Average
Sterling Ratio 0.55
0.60
0.51 | 0.83 10 | 13 Average
Sortino Ratio 0.28
0.30
0.24 | 0.44 8 | 13 Good
Jensen Alpha % 3.84
4.68
1.80 | 8.51 10 | 13 Average
Treynor Ratio 0.08
0.09
0.07 | 0.13 10 | 13 Average
Modigliani Square Measure % 14.66
15.84
13.05 | 19.67 11 | 13 Average
Alpha % 3.37
3.95
0.59 | 7.86 9 | 13 Average
Return data last Updated On : Oct. 11, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

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KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % 2.27 0.82 -1.63 | 5.40 3 | 21
3M Return % 2.80 1.82 -2.63 | 7.23 7 | 21
1Y Return % 26.88 26.38 13.24 | 42.71 6 | 17
3Y Return % 14.27 15.05 12.88 | 18.86 9 | 13
5Y Return % 15.41 16.65 13.42 | 19.79 8 | 11
7Y Return % 10.41 13.30 9.92 | 16.14 10 | 11
10Y Return % 12.88 15.12 12.88 | 17.85 8 | 8
1Y SIP Return % 7.66 5.81 -5.59 | 14.44 7 | 17
3Y SIP Return % 19.57 20.04 14.47 | 25.84 8 | 13
5Y SIP Return % 19.57 20.18 16.30 | 23.40 7 | 11
7Y SIP Return % 15.26 17.01 13.69 | 20.13 10 | 11
10Y SIP Return % 13.42 15.52 13.42 | 18.01 8 | 8
Standard Deviation 15.26 15.09 13.99 | 15.88 10 | 13
Semi Deviation 10.18 10.33 9.94 | 10.75 5 | 13
Max Drawdown % -17.03 -16.35 -18.28 | -12.63 8 | 13
VaR 1 Y % -19.48 -19.17 -21.63 | -17.01 8 | 13
Average Drawdown % -6.16 -5.28 -7.13 | -3.84 12 | 13
Sharpe Ratio 0.49 0.55 0.41 | 0.80 10 | 13
Sterling Ratio 0.55 0.60 0.51 | 0.83 10 | 13
Sortino Ratio 0.28 0.30 0.24 | 0.44 8 | 13
Jensen Alpha % 3.84 4.68 1.80 | 8.51 10 | 13
Treynor Ratio 0.08 0.09 0.07 | 0.13 10 | 13
Modigliani Square Measure % 14.66 15.84 13.05 | 19.67 11 | 13
Alpha % 3.37 3.95 0.59 | 7.86 9 | 13
Return data last Updated On : Oct. 11, 2024.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Sept. 30, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D 0.02 ₹ 10,002.00 0.03 ₹ 10,003.00
1W -0.01 ₹ 9,999.00 0.01 ₹ 10,001.00
1M 2.18 ₹ 10,218.00 2.27 ₹ 10,227.00
3M 2.54 ₹ 10,254.00 2.80 ₹ 10,280.00
6M ₹ ₹
1Y 25.55 ₹ 12,555.00 26.88 ₹ 12,688.00
3Y 13.00 ₹ 14,430.00 14.27 ₹ 14,920.00
5Y 14.20 ₹ 19,425.00 15.41 ₹ 20,479.00
7Y 9.24 ₹ 18,565.00 10.41 ₹ 19,997.00
10Y 11.69 ₹ 30,204.00 12.88 ₹ 33,581.00
15Y 11.85 ₹ 53,644.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 6.51 ₹ 12,419.15 7.66 ₹ 12,492.25
3Y ₹ 36000 18.29 ₹ 47,144.34 19.57 ₹ 48,001.18
5Y ₹ 60000 18.28 ₹ 94,682.04 19.57 ₹ 97,702.26
7Y ₹ 84000 14.09 ₹ 138,850.15 15.26 ₹ 144,770.72
10Y ₹ 120000 12.27 ₹ 227,387.40 13.42 ₹ 241,831.32
15Y ₹ 180000 12.08 ₹ 479,460.42 ₹


Date Uti Banking And Financial Services Fund NAV Regular Growth Uti Banking And Financial Services Fund NAV Direct Growth
11-10-2024 174.9883 197.8613
10-10-2024 174.9465 197.8087
09-10-2024 174.6807 197.5029
08-10-2024 173.5955 196.2706
07-10-2024 171.4227 193.8088
04-10-2024 175.0114 197.8503
03-10-2024 176.3525 199.361
01-10-2024 180.4447 203.9762
30-09-2024 179.5393 202.9473
27-09-2024 181.8833 205.5803
26-09-2024 183.0354 206.8769
25-09-2024 182.1945 205.921
24-09-2024 182.2859 206.0188
23-09-2024 182.9127 206.7216
20-09-2024 181.1175 204.6762
19-09-2024 178.3539 201.5477
17-09-2024 177.1989 200.2318
16-09-2024 176.9329 199.9259
13-09-2024 174.0935 196.7016
12-09-2024 173.4819 196.0053
11-09-2024 171.2479 193.476

Fund Launch Date: 02/Jan/2003
Fund Category: Banking and Financial Fund
Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/ institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Fund Description: An open ended equity scheme investing in Banking and Financial Services Sector
Fund Benchmark: Nifty Financial Services
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.