Previously Known As : Uti Regular Savings Fund
Uti Conservative Hybrid Fund Datagrid
Category Conservative Hybrid Fund
BMSMONEY Rank 8
Rating
Growth Option 05-12-2025
NAV ₹70.71(R) +0.26% ₹76.72(D) +0.26%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.12% 9.46% 9.47% 8.46% 8.36%
Direct 5.77% 10.13% 10.13% 9.13% 9.06%
Benchmark
SIP (XIRR) Regular 6.73% 7.01% 7.68% 8.73% 8.35%
Direct 7.37% 7.67% 8.34% 9.4% 9.03%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.94 0.47 0.73 -1.34% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.8% -3.88% -2.87% 1.31 2.73%
Fund AUM As on: 30/06/2025 1672 Cr
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
Nippon India Hybrid Bond Fund 2
Icici Prudential Regular Savings Fund 3
SBI Conservative Hybrid Fund 4

NAV Date: 05-12-2025

Scheme Name NAV Rupee Change Percent Change
UTI Conservative Hybrid Fund - Regular Plan - Monthly IDCW 17.49
0.0500
0.2600%
UTI Conservative Hybrid Fund - Direct Plan - Monthly IDCW 19.78
0.0500
0.2600%
UTI Conservative Hybrid Fund - Regular Plan - Flexi IDCW 46.13
0.1200
0.2600%
UTI Conservative Hybrid Fund - Direct Plan - Flexi IDCW 51.24
0.1300
0.2600%
UTI Conservative Hybrid Fund - Regular Plan - Growth Option 70.71
0.1800
0.2600%
UTI Conservative Hybrd Fund - Regular Plan - Monthly Payment Option 70.75
0.1900
0.2600%
UTI Conservative Hybrid Fund - Direct Plan - Monthly Payment Option 75.47
0.2000
0.2600%
UTI Conservative Hybrid Fund - Direct Plan - Growth Option 76.72
0.2000
0.2600%

Review Date: 05-12-2025

Beginning of Analysis

In the Conservative Hybrid Fund category, UTI Conservative Hybrid Fund is the 10th ranked fund. The category has total 17 funds. The UTI Conservative Hybrid Fund has shown an average past performence in Conservative Hybrid Fund. The fund has a Jensen Alpha of -1.34% which is lower than the category average of -0.4%, reflecting poor performance. The fund has a Sharpe Ratio of 0.94 which is higher than the category average of 0.9.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Conservative Hybrid Mutual Funds

UTI Conservative Hybrid Fund Return Analysis

  • The fund has given a return of 0.71%, 2.16 and 2.12 in last one, three and six months respectively. In the same period the category average return was 0.66%, 2.17% and 2.46% respectively.
  • UTI Conservative Hybrid Fund has given a return of 5.77% in last one year. In the same period the Conservative Hybrid Fund category average return was 6.28%.
  • The fund has given a return of 10.13% in last three years and ranked 8.0th out of 17 funds in the category. In the same period the Conservative Hybrid Fund category average return was 9.81%.
  • The fund has given a return of 10.13% in last five years and ranked 6th out of 15 funds in the category. In the same period the Conservative Hybrid Fund category average return was 9.35%.
  • The fund has given a return of 9.06% in last ten years and ranked 7th out of 15 funds in the category. In the same period the category average return was 8.81%.
  • The fund has given a SIP return of 7.37% in last one year whereas category average SIP return is 7.68%. The fund one year return rank in the category is 11th in 17 funds
  • The fund has SIP return of 7.67% in last three years and ranks 8th in 17 funds. Franklin India Debt Hybrid Fund has given the highest SIP return (9.53%) in the category in last three years.
  • The fund has SIP return of 8.34% in last five years whereas category average SIP return is 7.89%.

UTI Conservative Hybrid Fund Risk Analysis

  • The fund has a standard deviation of 3.8 and semi deviation of 2.73. The category average standard deviation is 3.49 and semi deviation is 2.51.
  • The fund has a Value at Risk (VaR) of -3.88 and a maximum drawdown of -2.87. The category average VaR is -3.21 and the maximum drawdown is -2.42. The fund has a beta of 1.19 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Conservative Hybrid Fund Category
  • Good Performance in Conservative Hybrid Fund Category
  • Poor Performance in Conservative Hybrid Fund Category
  • Very Poor Performance in Conservative Hybrid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.67
    0.59
    		-0.89 | 1.04 10 | 17 Good
    3M Return % 2.02
    1.96
    		-0.99 | 3.13 11 | 17 Average
    6M Return % 1.82
    2.02
    		-0.70 | 4.78 12 | 17 Average
    1Y Return % 5.12
    5.38
    		2.09 | 9.25 9 | 17 Good
    3Y Return % 9.46
    8.87
    		6.53 | 11.20 7 | 17 Good
    5Y Return % 9.47
    8.39
    		6.07 | 10.13 5 | 15 Good
    7Y Return % 8.46
    8.20
    		5.14 | 10.48 7 | 15 Good
    10Y Return % 8.36
    7.83
    		5.81 | 9.55 6 | 15 Good
    15Y Return % 8.74
    8.20
    		6.49 | 9.71 5 | 14 Good
    1Y SIP Return % 6.73
    6.76
    		2.77 | 10.64 9 | 17 Good
    3Y SIP Return % 7.01
    6.57
    		4.39 | 8.76 8 | 17 Good
    5Y SIP Return % 7.68
    6.95
    		4.99 | 8.47 6 | 15 Good
    7Y SIP Return % 8.73
    7.90
    		5.91 | 9.45 6 | 15 Good
    10Y SIP Return % 8.35
    7.73
    		6.06 | 9.35 6 | 15 Good
    15Y SIP Return % 8.77
    8.09
    		6.56 | 9.75 5 | 14 Good
    Standard Deviation 3.80
    3.49
    		1.92 | 4.78 14 | 17 Average
    Semi Deviation 2.73
    2.51
    		1.33 | 3.68 14 | 17 Average
    Max Drawdown % -2.87
    -2.42
    		-5.51 | -0.32 12 | 17 Average
    VaR 1 Y % -3.88
    -3.21
    		-5.37 | -0.63 13 | 17 Average
    Average Drawdown % -1.47
    -1.16
    		-2.05 | -0.25 15 | 17 Average
    Sharpe Ratio 0.94
    0.90
    		0.21 | 1.67 8 | 17 Good
    Sterling Ratio 0.73
    0.72
    		0.53 | 1.03 9 | 17 Good
    Sortino Ratio 0.47
    0.49
    		0.09 | 1.07 8 | 17 Good
    Jensen Alpha % -1.34
    -0.40
    		-3.58 | 3.91 12 | 17 Average
    Treynor Ratio 0.03
    0.03
    		0.01 | 0.06 10 | 17 Good
    Modigliani Square Measure % 6.91
    7.29
    		5.29 | 12.68 9 | 17 Good
    Alpha % 1.06
    0.39
    		-1.72 | 3.21 6 | 17 Good
    Return data last Updated On : Dec. 5, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.71 0.66 -0.81 | 1.11 10 | 17 Good
    3M Return % 2.16 2.17 -0.76 | 3.36 12 | 17 Average
    6M Return % 2.12 2.46 -0.24 | 5.19 12 | 17 Average
    1Y Return % 5.77 6.28 2.99 | 10.10 11 | 17 Average
    3Y Return % 10.13 9.81 7.56 | 11.53 8 | 17 Good
    5Y Return % 10.13 9.35 7.05 | 11.13 6 | 15 Good
    7Y Return % 9.13 9.16 5.90 | 11.87 8 | 15 Good
    10Y Return % 9.06 8.81 6.63 | 10.94 7 | 15 Good
    1Y SIP Return % 7.37 7.68 3.71 | 11.50 11 | 17 Average
    3Y SIP Return % 7.67 7.48 5.39 | 9.53 8 | 17 Good
    5Y SIP Return % 8.34 7.89 6.00 | 9.26 7 | 15 Good
    7Y SIP Return % 9.40 8.87 6.92 | 10.77 6 | 15 Good
    10Y SIP Return % 9.03 8.69 6.84 | 10.75 7 | 15 Good
    Standard Deviation 3.80 3.49 1.92 | 4.78 14 | 17 Average
    Semi Deviation 2.73 2.51 1.33 | 3.68 14 | 17 Average
    Max Drawdown % -2.87 -2.42 -5.51 | -0.32 12 | 17 Average
    VaR 1 Y % -3.88 -3.21 -5.37 | -0.63 13 | 17 Average
    Average Drawdown % -1.47 -1.16 -2.05 | -0.25 15 | 17 Average
    Sharpe Ratio 0.94 0.90 0.21 | 1.67 8 | 17 Good
    Sterling Ratio 0.73 0.72 0.53 | 1.03 9 | 17 Good
    Sortino Ratio 0.47 0.49 0.09 | 1.07 8 | 17 Good
    Jensen Alpha % -1.34 -0.40 -3.58 | 3.91 12 | 17 Average
    Treynor Ratio 0.03 0.03 0.01 | 0.06 10 | 17 Good
    Modigliani Square Measure % 6.91 7.29 5.29 | 12.68 9 | 17 Good
    Alpha % 1.06 0.39 -1.72 | 3.21 6 | 17 Good
    Return data last Updated On : Dec. 5, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Conservative Hybrid Fund NAV Regular Growth Uti Conservative Hybrid Fund NAV Direct Growth
    05-12-2025 70.712 76.7157
    04-12-2025 70.5271 76.5138
    03-12-2025 70.4847 76.4666
    02-12-2025 70.5365 76.5216
    01-12-2025 70.5594 76.5453
    28-11-2025 70.6222 76.6099
    27-11-2025 70.6779 76.6691
    26-11-2025 70.7052 76.6975
    25-11-2025 70.4998 76.4735
    24-11-2025 70.4497 76.4181
    21-11-2025 70.435 76.3986
    20-11-2025 70.5859 76.561
    19-11-2025 70.5174 76.4856
    18-11-2025 70.4064 76.364
    17-11-2025 70.451 76.4112
    14-11-2025 70.3925 76.3443
    13-11-2025 70.4725 76.4299
    12-11-2025 70.492 76.4498
    11-11-2025 70.393 76.3413
    10-11-2025 70.3039 76.2435
    07-11-2025 70.2201 76.1491
    06-11-2025 70.2426 76.1723

    Fund Launch Date: 01/Dec/2003
    Fund Category: Conservative Hybrid Fund
    Investment Objective: The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation.However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
    Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
    Fund Benchmark: CRISIL ShortTerm DebtHybrid 75+25Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.