Uti Gilt Fund With 10 Year Constant Duration Datagrid
Category Gilt Fund with 10 year constant duration
BMSMONEY Rank -
Rating
Growth Option 04-12-2025
NAV ₹12.81(R) -0.05% ₹13.02(D) -0.05%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.6% 7.55% -% -% -%
Direct 7.11% 8.07% -% -% -%
Benchmark
SIP (XIRR) Regular 5.11% 7.48% -% -% -%
Direct 5.61% 8.0% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.84 0.41 0.7 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.53% -1.55% -1.45% - 1.84%
Fund AUM As on: 30/06/2025 173 Cr

No data available

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Annual IDCW Option 11.45
-0.0100
-0.0500%
UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Annual IDCW Option 11.65
-0.0100
-0.0500%
UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Flexi IDCW Option 12.81
-0.0100
-0.0500%
UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Growth Option 12.81
-0.0100
-0.0500%
UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Quarterly IDCW Option 12.81
-0.0100
-0.0500%
UTI Gilt Fund with 10 year Constant Duration - Regular Plan - Half Yearly IDCW Option 12.81
-0.0100
-0.0500%
UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Half Yearly IDCW Option 12.86
-0.0100
-0.0400%
UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Flexi IDCW Option 13.02
-0.0100
-0.0500%
UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Growth Option 13.02
-0.0100
-0.0500%
UTI Gilt Fund with 10 year Constant Duration - Direct Plan - Quarterly IDCW Option 13.02
-0.0100
-0.0500%

Review Date: 04-12-2025

Beginning of Analysis

The 2 star rating shows a poor past performance of the UTI Gilt Fund With 10 Year Constant Duration in Gilt Mutual Funds with 10 year constant duration. The UTI Gilt Fund With 10 Year Constant Duration has a Sharpe Ratio of 0.84 which is lower than the category average of 0.92, showing poor performance.
The past performance of the {fund_name_eng} may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds.
Gilt Mutual Funds with 10-Year Constant Duration are debt funds that invest primarily in government securities and maintain a fixed portfolio duration of 10 years. These funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio, as they carry zero credit risk due to their investment in government-backed securities. However, they are highly sensitive to interest rate changes due to their long duration, making them more volatile compared to other debt funds. These funds perform well in a falling interest rate environment, offering significant capital appreciation, but may underperform when interest rates rise. They are best suited for long-term investors (with a horizon of 5–10 years or more) who can tolerate volatility and understand the impact of interest rate movements on bond prices. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

UTI Gilt Fund With 10 Year Constant Duration Return Analysis

  • The fund has given a return of 0.48%, 1.5 and 0.76 in last one, three and six months respectively. In the same period the category average return was 0.45%, 1.45% and 0.73% respectively.
  • UTI Gilt Fund With 10 Year Constant Duration has given a return of 7.11% in last one year. In the same period the category average return was 7.16%.
  • The fund has given a return of 8.07% in last three years and ranked 3.0rd out of five funds in the category. In the same period the Gilt Fund with 10 year constant duration category average return was 8.07%.
  • The fund has given a SIP return of 5.61% in last one year whereas category average SIP return is 5.62%. The fund one year return rank in the category is 3rd in 5 funds
  • The fund has SIP return of 8.0% in last three years and ranks 3rd in 5 funds. Bandhan Government Securities Fund - Constant Maturity Plan has given the highest SIP return (8.35%) in the category in last three years.

UTI Gilt Fund With 10 Year Constant Duration Risk Analysis

  • The fund has a standard deviation of 2.53 and semi deviation of 1.84. The category average standard deviation is 2.56 and semi deviation is 1.86.
  • The fund has a Value at Risk (VaR) of -1.55 and a maximum drawdown of -1.45. The category average VaR is -1.53 and the maximum drawdown is -1.41.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund with 10 year constant duration Category
  • Good Performance in Gilt Fund with 10 year constant duration Category
  • Poor Performance in Gilt Fund with 10 year constant duration Category
  • Very Poor Performance in Gilt Fund with 10 year constant duration Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44
    0.42
    		0.27 | 0.50 3 | 5 Good
    3M Return % 1.38
    1.38
    		1.02 | 1.62 4 | 5 Good
    6M Return % 0.52
    0.59
    		0.37 | 0.82 4 | 5 Good
    1Y Return % 6.60
    6.86
    		6.27 | 7.42 4 | 5 Good
    3Y Return % 7.55
    7.78
    		7.55 | 8.04 5 | 5 Average
    1Y SIP Return % 5.11
    5.33
    		4.63 | 5.88 4 | 5 Good
    3Y SIP Return % 7.48
    7.73
    		7.36 | 8.11 4 | 5 Good
    Standard Deviation 2.53
    2.56
    		2.44 | 2.69 2 | 5 Very Good
    Semi Deviation 1.84
    1.86
    		1.76 | 1.97 2 | 5 Very Good
    Max Drawdown % -1.45
    -1.41
    		-1.54 | -1.20 3 | 5 Good
    VaR 1 Y % -1.55
    -1.53
    		-1.73 | -1.35 3 | 5 Good
    Average Drawdown % -0.46
    -0.45
    		-0.47 | -0.42 3 | 5 Good
    Sharpe Ratio 0.84
    0.92
    		0.84 | 1.00 5 | 5 Average
    Sterling Ratio 0.70
    0.72
    		0.70 | 0.74 5 | 5 Average
    Sortino Ratio 0.41
    0.46
    		0.41 | 0.51 5 | 5 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.48 0.45 0.29 | 0.52 3 | 5 Good
    3M Return % 1.50 1.45 1.07 | 1.67 3 | 5 Good
    6M Return % 0.76 0.73 0.48 | 0.89 3 | 5 Good
    1Y Return % 7.11 7.16 6.48 | 7.58 3 | 5 Good
    3Y Return % 8.07 8.07 7.81 | 8.27 3 | 5 Good
    1Y SIP Return % 5.61 5.62 4.84 | 6.04 3 | 5 Good
    3Y SIP Return % 8.00 8.03 7.58 | 8.35 3 | 5 Good
    Standard Deviation 2.53 2.56 2.44 | 2.69 2 | 5 Very Good
    Semi Deviation 1.84 1.86 1.76 | 1.97 2 | 5 Very Good
    Max Drawdown % -1.45 -1.41 -1.54 | -1.20 3 | 5 Good
    VaR 1 Y % -1.55 -1.53 -1.73 | -1.35 3 | 5 Good
    Average Drawdown % -0.46 -0.45 -0.47 | -0.42 3 | 5 Good
    Sharpe Ratio 0.84 0.92 0.84 | 1.00 5 | 5 Average
    Sterling Ratio 0.70 0.72 0.70 | 0.74 5 | 5 Average
    Sortino Ratio 0.41 0.46 0.41 | 0.51 5 | 5 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Gilt Fund With 10 Year Constant Duration NAV Regular Growth Uti Gilt Fund With 10 Year Constant Duration NAV Direct Growth
    04-12-2025 12.8099 13.0187
    03-12-2025 12.8072 13.0158
    02-12-2025 12.8162 13.0248
    01-12-2025 12.7748 12.9825
    28-11-2025 12.7969 13.0045
    27-11-2025 12.8208 13.0286
    26-11-2025 12.8324 13.0402
    25-11-2025 12.8249 13.0324
    24-11-2025 12.8028 13.0098
    21-11-2025 12.7779 12.984
    20-11-2025 12.7876 12.9937
    19-11-2025 12.7877 12.9936
    18-11-2025 12.7852 12.9909
    17-11-2025 12.7675 12.9728
    14-11-2025 12.7747 12.9795
    13-11-2025 12.7879 12.9928
    12-11-2025 12.7967 13.0016
    11-11-2025 12.7889 12.9935
    10-11-2025 12.7898 12.9943
    07-11-2025 12.7682 12.9717
    06-11-2025 12.7732 12.9767
    04-11-2025 12.7542 12.9571

    Fund Launch Date: 01/Aug/2022
    Fund Category: Gilt Fund with 10 year constant duration
    Investment Objective: The investment objecƟve of the scheme is to generate opƟmal returns with high liquidity by invesƟng in a porƞolio of government securiƟes such that weighted average porƞolio maturity is around 10 years. However there can be no assurance that the investment objecƟve of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended debt scheme investing in government securities having a constant maturity of 10 years. Relatively High Interest rate risk and Relatively Low Credit Risk
    Fund Benchmark: CRISIL 10 Year Gilt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.