Previously Known As : Uti Bond Fund
Uti Medium To Long Duration Fund Datagrid
Category Medium to Long Duration Fund
BMSMONEY Rank 6
Rating
Growth Option 27-01-2026
NAV ₹74.02(R) -0.08% ₹80.82(D) -0.08%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 4.36% 6.57% 7.9% 5.13% 5.45%
Direct 4.79% 6.97% 8.3% 5.64% 6.06%
Benchmark
SIP (XIRR) Regular 2.23% 5.75% 6.99% 6.45% 5.55%
Direct 2.64% 6.17% 7.4% 6.87% 6.04%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.49 0.22 0.59 -0.39% 0.01
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.25% -1.73% -1.51% 0.96 1.64%
Fund AUM As on: 30/12/2025 315 Cr
Top Medium to Long Duration Fund
Fund Name Rank Rating
Icici Prudential Bond Fund 1
LIC MF Medium to Long Duration Fund 2
JM Medium to Long Duration Fund 3

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
UTI Medium to Long Duration Fund - Regular Plan - Annual IDCW 13.01
-0.0100
-0.0800%
UTI Medium to Long Duration Fund - Direct Plan - Annual IDCW 13.22
-0.0100
-0.0800%
UTI Medium to Long Duration Fund - Regular Plan - Flexi IDCW 14.39
-0.0100
-0.0800%
UTI Medium to Long Duration Fund - Regular Plan - Half-Yearly IDCW 14.62
-0.0100
-0.0800%
UTI Medium to Long Duration Fund - Direct Plan - Half-Yearly IDCW 15.13
-0.0100
-0.0800%
UTI Medium to Long Duration Fund - Direct Plan - Flexi IDCW 15.72
-0.0100
-0.0800%
UTI Medium to Long Duration Fund - Regular Plan - Quarterly IDCW 19.01
-0.0200
-0.0800%
UTI Medium to Long Duration Fund - Direct Plan - Quarterly IDCW 25.51
-0.0200
-0.0800%
UTI Medium to Long Duration Fund- Regular Plan - Growth 74.02
-0.0600
-0.0800%
UTI Medium to Long Duration Fund-Growth - Direct 80.82
-0.0600
-0.0800%

Review Date: 27-01-2026

Beginning of Analysis

UTI Medium to Long Duration Fund is the 6th ranked fund in the Medium to Long Duration Fund category. The category has total 13 funds. The 4 star rating shows a very good past performance of the UTI Medium to Long Duration Fund in Medium to Long Duration Fund. The fund has a Jensen Alpha of -0.39% which is lower than the category average of -0.15%. The fund has a Sharpe Ratio of 0.49 which is higher than the category average of 0.45.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Medium to Long Duration Mutual Funds are ideal for long-term investors seeking higher returns by taking advantage of interest rate movements. These funds invest in debt instruments with a portfolio duration of 4 to 7 years, making them highly sensitive to interest rate changes. While they offer the potential for significant capital appreciation in a falling interest rate environment, they also carry higher risks, including interest rate risk and volatility. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

UTI Medium to Long Duration Fund Return Analysis

  • The fund has given a return of -0.32%, -0.01 and 0.6 in last one, three and six months respectively. In the same period the category average return was -0.26%, 0.13% and 0.71% respectively.
  • UTI Medium to Long Duration Fund has given a return of 4.79% in last one year. In the same period the Medium to Long Duration Fund category average return was 5.09%.
  • The fund has given a return of 6.97% in last three years and ranked 10.0th out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 7.35%.
  • The fund has given a return of 8.3% in last five years and ranked 2nd out of 13 funds in the category. In the same period the Medium to Long Duration Fund category average return was 6.21%.
  • The fund has given a return of 6.06% in last ten years and ranked 12th out of 13 funds in the category. In the same period the category average return was 7.13%.
  • The fund has given a SIP return of 2.64% in last one year whereas category average SIP return is 3.07%. The fund one year return rank in the category is 9th in 13 funds
  • The fund has SIP return of 6.17% in last three years and ranks 9th in 13 funds. LIC MF Medium to Long Duration Fund has given the highest SIP return (7.38%) in the category in last three years.
  • The fund has SIP return of 7.4% in last five years whereas category average SIP return is 6.66%.

UTI Medium to Long Duration Fund Risk Analysis

  • The fund has a standard deviation of 2.25 and semi deviation of 1.64. The category average standard deviation is 2.36 and semi deviation is 1.72.
  • The fund has a Value at Risk (VaR) of -1.73 and a maximum drawdown of -1.51. The category average VaR is -1.69 and the maximum drawdown is -1.66. The fund has a beta of 0.97 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Medium to Long Duration Fund Category
  • Good Performance in Medium to Long Duration Fund Category
  • Poor Performance in Medium to Long Duration Fund Category
  • Very Poor Performance in Medium to Long Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.35
    -0.31
    		-0.81 | -0.15 11 | 13 Average
    3M Return % -0.11
    -0.04
    		-0.80 | 0.38 9 | 13 Average
    6M Return % 0.40
    0.36
    		0.00 | 0.81 5 | 13 Good
    1Y Return % 4.36
    4.34
    		3.20 | 5.83 5 | 13 Good
    3Y Return % 6.57
    6.57
    		5.65 | 7.50 7 | 13 Good
    5Y Return % 7.90
    5.43
    		3.99 | 9.96 2 | 13 Very Good
    7Y Return % 5.13
    6.17
    		3.54 | 7.75 12 | 13 Average
    10Y Return % 5.45
    6.34
    		4.17 | 7.37 12 | 13 Average
    15Y Return % 6.79
    7.17
    		6.48 | 7.82 10 | 12 Poor
    1Y SIP Return % 2.23
    2.34
    		1.47 | 3.71 5 | 13 Good
    3Y SIP Return % 5.75
    5.65
    		4.83 | 6.77 6 | 13 Good
    5Y SIP Return % 6.99
    5.88
    		4.79 | 7.85 2 | 13 Very Good
    7Y SIP Return % 6.45
    5.50
    		4.48 | 8.40 2 | 13 Very Good
    10Y SIP Return % 5.55
    5.75
    		4.26 | 7.53 8 | 13 Good
    15Y SIP Return % 5.95
    6.38
    		4.59 | 7.65 11 | 13 Average
    Standard Deviation 2.25
    2.36
    		1.96 | 3.78 6 | 13 Good
    Semi Deviation 1.64
    1.72
    		1.42 | 2.65 6 | 13 Good
    Max Drawdown % -1.51
    -1.66
    		-3.60 | -0.86 7 | 13 Good
    VaR 1 Y % -1.73
    -1.69
    		-2.28 | -0.98 5 | 13 Good
    Average Drawdown % -0.49
    -0.56
    		-1.29 | -0.28 7 | 13 Good
    Sharpe Ratio 0.49
    0.45
    		0.06 | 0.95 5 | 13 Good
    Sterling Ratio 0.59
    0.58
    		0.50 | 0.68 5 | 13 Good
    Sortino Ratio 0.22
    0.21
    		0.03 | 0.44 5 | 13 Good
    Jensen Alpha % -0.39
    -0.15
    		-1.57 | 1.57 8 | 13 Good
    Treynor Ratio 0.01
    0.01
    		0.00 | 0.02 6 | 13 Good
    Modigliani Square Measure % 6.39
    6.19
    		4.24 | 8.10 5 | 13 Good
    Alpha % -0.78
    -0.88
    		-1.86 | 0.03 6 | 13 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.32 -0.26 -0.74 | -0.08 11 | 13 Average
    3M Return % -0.01 0.13 -0.59 | 0.53 10 | 13 Average
    6M Return % 0.60 0.71 0.21 | 1.17 9 | 13 Average
    1Y Return % 4.79 5.09 3.88 | 6.25 9 | 13 Average
    3Y Return % 6.97 7.35 6.48 | 8.06 10 | 13 Average
    5Y Return % 8.30 6.21 4.68 | 10.69 2 | 13 Very Good
    7Y Return % 5.64 6.97 4.29 | 8.45 12 | 13 Average
    10Y Return % 6.06 7.13 5.02 | 8.11 12 | 13 Average
    1Y SIP Return % 2.64 3.07 2.30 | 4.13 9 | 13 Average
    3Y SIP Return % 6.17 6.43 5.57 | 7.38 9 | 13 Average
    5Y SIP Return % 7.40 6.66 5.48 | 8.67 2 | 13 Very Good
    7Y SIP Return % 6.87 6.28 5.17 | 9.16 2 | 13 Very Good
    10Y SIP Return % 6.04 6.54 4.98 | 8.23 10 | 13 Average
    Standard Deviation 2.25 2.36 1.96 | 3.78 6 | 13 Good
    Semi Deviation 1.64 1.72 1.42 | 2.65 6 | 13 Good
    Max Drawdown % -1.51 -1.66 -3.60 | -0.86 7 | 13 Good
    VaR 1 Y % -1.73 -1.69 -2.28 | -0.98 5 | 13 Good
    Average Drawdown % -0.49 -0.56 -1.29 | -0.28 7 | 13 Good
    Sharpe Ratio 0.49 0.45 0.06 | 0.95 5 | 13 Good
    Sterling Ratio 0.59 0.58 0.50 | 0.68 5 | 13 Good
    Sortino Ratio 0.22 0.21 0.03 | 0.44 5 | 13 Good
    Jensen Alpha % -0.39 -0.15 -1.57 | 1.57 8 | 13 Good
    Treynor Ratio 0.01 0.01 0.00 | 0.02 6 | 13 Good
    Modigliani Square Measure % 6.39 6.19 4.24 | 8.10 5 | 13 Good
    Alpha % -0.78 -0.88 -1.86 | 0.03 6 | 13 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Medium To Long Duration Fund NAV Regular Growth Uti Medium To Long Duration Fund NAV Direct Growth
    27-01-2026 74.0185 80.8204
    23-01-2026 74.0786 80.8828
    22-01-2026 74.0985 80.9037
    21-01-2026 73.9706 80.7633
    20-01-2026 73.9257 80.7134
    19-01-2026 73.9232 80.7098
    16-01-2026 73.9444 80.7305
    14-01-2026 74.0187 80.8099
    13-01-2026 74.1343 80.9352
    12-01-2026 74.1773 80.9813
    09-01-2026 74.0894 80.8829
    08-01-2026 74.0748 80.8661
    07-01-2026 74.1278 80.9231
    06-01-2026 74.0961 80.8876
    05-01-2026 74.1404 80.9352
    02-01-2026 74.3025 81.1095
    01-01-2026 74.3553 81.1664
    31-12-2025 74.3221 81.1292
    30-12-2025 74.2586 81.0592
    29-12-2025 74.2753 81.0765

    Fund Launch Date: 04/May/1998
    Fund Category: Medium to Long Duration Fund
    Investment Objective: The investment objective of the scheme is to generate optimal returns with adequate liquidity by investing in debt and money market instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 4 years and 7 years.
    Fund Benchmark: CRISIL Mediumto Long TermDebt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.