Previously Known As : -
Dsp Gilt Fund Overview
Category Gilt Fund
BMSMONEY Rank 2
BMSMONEY Rating
Gro. Opt. As On: 13-01-2025
NAV ₹91.85(R) -0.56% ₹97.61(D) -0.55%
Returns 1Y 3Y 5Y 7Y 10Y
LumpSum (R) 8.95% 6.46% 7.07% 7.88% 7.66%
LumpSum (D) 9.62% 7.07% 7.67% 8.52% 8.26%
SIP (R) 6.67% 5.62% 5.19% 6.62% 7.15%
SIP (D) 7.34% 6.24% 5.79% 7.24% 7.79%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.12 -0.05 0.59 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.5% -1.5% -1.11% - 1.72%
Top Gilt Fund
Fund Name Rank Rating
Axis Gilt Fund 1
DSP Gilt Fund 2
Sbi Magnum Gilt Fund 3
Icici Prudential Gilt Fund 4
Invesco India Gilt Fund 5
Bandhan Government Securities Fund - Investment Plan 6
Edelweiss Government Securities Fund 7
Uti Gilt Fund 8

NAV Date: 13-01-2025

Scheme Name NAV Rupee Change Percent Change
DSP Gilt Fund - Regular Plan - IDCW - Monthly 10.65
-0.0600
-0.5600%
DSP Gilt Fund - Direct Plan - IDCW - Monthly 10.71
-0.0600
-0.5500%
DSP Gilt Fund - Regular Plan - IDCW 12.19
-0.0700
-0.5600%
DSP Gilt Fund - Direct Plan - IDCW 12.32
-0.0700
-0.5500%
DSP Gilt Fund - Regular Plan - Growth 91.85
-0.5200
-0.5600%
DSP Gilt Fund - Direct Plan - Growth 97.61
-0.5400
-0.5500%

Review Date: 13-01-2025

DSP Gilt Fund has exhibited very good performance in the Gilt Fund category. The fund has rank of 2 out of 19 funds in the category. The fund has delivered return of 8.95% in 1 year, 6.46% in 3 years, 7.07% in 5 years and 7.66% in 10 years. The category average for the same periods is 7.91%, 5.98%, 6.22% and 7.03% respectively, which shows very good return performance of fund in the category. The fund has exhibited standard deviation of 2.5, VaR of -1.5, Average Drawdown of -0.52, Semi Deviation of 1.72 and Max Drawdown of -1.11. The category average for the same parameters is 2.24, -1.9, -0.57, 1.6 and -1.58 respectively. The fund has low risk in the category.

Key Points:

  1. An investment of ₹10,000 in DSP Gilt Fund direct growth option would have grown to ₹10962.0 in 1 year, ₹12274.0 in 3 years and ₹14468.0 in 5 years as of today (13-01-2025).
  2. An SIP of ₹1,000 per month in DSP Gilt Fund direct growth option would have grown to ₹12473.0 in 1 year, ₹39582.0 in 3 years and ₹69463.0 in 5 years as of today (13-01-2025).
  3. standard deviation of 2.5 and based on VaR one can expect to lose more than -1.5% of current value of fund in one year.
  4. Sharpe ratio of the fund is -0.12 which shows very good performance of fund in the gilt fund category.


Not able to see in mobile!!! save the chart by clicking on camera icon.

KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.90
-0.61
-1.16 | 0.36 18 | 22 Average
3M Return % -0.04
0.19
-0.62 | 1.27 13 | 22 Average
6M Return % 3.13
3.12
2.47 | 4.10 7 | 22 Good
1Y Return % 8.95
7.91
7.05 | 8.95 1 | 22 Very Good
3Y Return % 6.46
5.98
5.16 | 6.99 3 | 19 Very Good
5Y Return % 7.07
6.22
5.20 | 7.30 3 | 19 Very Good
7Y Return % 7.88
6.87
5.57 | 7.88 1 | 19 Very Good
10Y Return % 7.66
7.03
5.83 | 7.90 3 | 17 Very Good
15Y Return % 7.39
10.18
6.29 | 45.52 9 | 15 Average
1Y SIP Return % 6.67
6.29
5.25 | 7.91 6 | 21 Very Good
3Y SIP Return % 5.62
5.07
4.30 | 5.67 3 | 18 Very Good
5Y SIP Return % 5.19
4.60
3.84 | 5.39 3 | 18 Very Good
7Y SIP Return % 6.62
5.83
4.84 | 6.64 2 | 18 Very Good
10Y SIP Return % 7.15
6.38
5.15 | 7.20 3 | 16 Very Good
15Y SIP Return % 7.46
9.81
5.97 | 46.26 8 | 15 Good
Standard Deviation 2.50
2.24
1.55 | 3.20 23 | 25 Poor
Semi Deviation 1.72
1.60
1.16 | 2.33 23 | 25 Poor
Max Drawdown % -1.11
-1.58
-2.74 | -0.50 8 | 25 Good
VaR 1 Y % -1.50
-1.90
-4.63 | -1.06 6 | 25 Very Good
Average Drawdown % -0.52
-0.57
-0.92 | -0.32 10 | 25 Good
Sharpe Ratio -0.12
-0.36
-1.10 | 0.00 2 | 25 Very Good
Sterling Ratio 0.59
0.53
0.45 | 0.64 3 | 25 Very Good
Sortino Ratio -0.05
-0.13
-0.34 | 0.00 2 | 25 Very Good
Return data last Updated On : Jan. 13, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Rotate the phone! Best viewed in landscape mode on mobile.
KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
1M Return % -0.84 -0.56 -1.10 | 0.41 18 | 22
3M Return % 0.11 0.36 -0.47 | 1.41 13 | 22
6M Return % 3.46 3.46 2.79 | 4.26 9 | 22
1Y Return % 9.62 8.62 7.61 | 9.62 1 | 22
3Y Return % 7.07 6.66 5.67 | 7.57 3 | 19
5Y Return % 7.67 6.92 5.71 | 7.89 3 | 19
7Y Return % 8.52 7.57 6.16 | 8.52 1 | 19
10Y Return % 8.26 7.74 6.59 | 8.61 5 | 17
1Y SIP Return % 7.34 7.01 6.31 | 8.25 6 | 21
3Y SIP Return % 6.24 5.74 4.81 | 6.24 1 | 18
5Y SIP Return % 5.79 5.29 4.34 | 5.96 2 | 18
7Y SIP Return % 7.24 6.53 5.37 | 7.24 1 | 18
10Y SIP Return % 7.79 7.08 5.77 | 7.80 2 | 16
Standard Deviation 2.50 2.24 1.55 | 3.20 23 | 25
Semi Deviation 1.72 1.60 1.16 | 2.33 23 | 25
Max Drawdown % -1.11 -1.58 -2.74 | -0.50 8 | 25
VaR 1 Y % -1.50 -1.90 -4.63 | -1.06 6 | 25
Average Drawdown % -0.52 -0.57 -0.92 | -0.32 10 | 25
Sharpe Ratio -0.12 -0.36 -1.10 | 0.00 2 | 25
Sterling Ratio 0.59 0.53 0.45 | 0.64 3 | 25
Sortino Ratio -0.05 -0.13 -0.34 | 0.00 2 | 25
Return data last Updated On : Jan. 13, 2025.
Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2024
KPIs: Key Performance Indicators

Investment Period Regular Direct
Return % Current Value of ₹ 10000 Return % Current Value of ₹ 10000
1D -0.56 ₹ 9,944.00 -0.55 ₹ 9,945.00
1W -0.48 ₹ 9,952.00 -0.47 ₹ 9,953.00
1M -0.90 ₹ 9,910.00 -0.84 ₹ 9,916.00
3M -0.04 ₹ 9,996.00 0.11 ₹ 10,011.00
6M 3.13 ₹ 10,313.00 3.46 ₹ 10,346.00
1Y 8.95 ₹ 10,895.00 9.62 ₹ 10,962.00
3Y 6.46 ₹ 12,066.00 7.07 ₹ 12,274.00
5Y 7.07 ₹ 14,071.00 7.67 ₹ 14,468.00
7Y 7.88 ₹ 17,001.00 8.52 ₹ 17,729.00
10Y 7.66 ₹ 20,920.00 8.26 ₹ 22,115.00
15Y 7.39 ₹ 29,143.00 ₹

Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.

Investment Period Invested Amount Regular Direct
XIRR % Current Value of Invested Amount XIRR % Current Value of Invested Amount
1Y ₹ 12000 6.67 ₹ 12,430.34 7.34 ₹ 12,473.02
3Y ₹ 36000 5.62 ₹ 39,218.47 6.24 ₹ 39,582.29
5Y ₹ 60000 5.19 ₹ 68,427.72 5.79 ₹ 69,462.54
7Y ₹ 84000 6.62 ₹ 106,332.66 7.24 ₹ 108,711.71
10Y ₹ 120000 7.15 ₹ 173,434.80 7.79 ₹ 179,339.40
15Y ₹ 180000 7.46 ₹ 325,008.72 ₹


Date Dsp Gilt Fund NAV Regular Growth Dsp Gilt Fund NAV Direct Growth
13-01-2025 91.8522 97.6056
10-01-2025 92.3689 98.1495
09-01-2025 92.4197 98.2018
08-01-2025 92.4631 98.2462
07-01-2025 92.5103 98.2947
06-01-2025 92.2987 98.0681
03-01-2025 92.237 97.9974
02-01-2025 92.1746 97.9293
01-01-2025 92.142 97.8929
31-12-2024 92.2931 98.0518
30-12-2024 92.1806 97.9306
27-12-2024 92.0872 97.8262
26-12-2024 92.0605 97.7961
24-12-2024 92.1487 97.8864
23-12-2024 92.2286 97.9697
20-12-2024 92.1139 97.8429
19-12-2024 92.2608 97.9974
18-12-2024 92.5931 98.3487
17-12-2024 92.5171 98.2663
16-12-2024 92.6541 98.4102
13-12-2024 92.6824 98.4353

Fund Launch Date: 20/Sep/1999
Fund Category: Gilt Fund
Investment Objective: An Open Ended income Scheme,seeking to generate incomethrough investment in CentralGovernment Securities of variousmaturities.
Fund Description: An open ended debt scheme investing in government securities across maturity
Fund Benchmark: ICICI Securities Li-Bex
Source: Fund FactSheet

Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.