Previously Known As : -
Dsp Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 5
Rating
Growth Option 09-09-2026
NAV ₹98.66(R) -0.03% ₹105.87(D) -0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.2% 6.2% 5.44% 6.25% 6.74%
Direct 3.82% 6.83% 6.04% 6.85% 7.4%
Benchmark
SIP (XIRR) Regular 4.34% 2.9% 5.03% 5.39% 6.28%
Direct 4.96% 3.51% 5.66% 6.01% 6.92%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.2 0.09 0.5 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.79% -6.41% -3.68% - 3.51%
Fund AUM As on: 30/12/2025 1340 Cr
Top Gilt Fund
Fund Name Rank Rating
Bandhan Gilt Fund 1
ICICI Prudential Gilt Fund 2
Axis Gilt Fund 3
UTI Gilt Fund 4
DSP Gilt Fund 5

NAV Date: 09-09-2026

Scheme Name NAV Rupee Change Percent Change
DSP Gilt Fund - Regular Plan - IDCW - Monthly 10.79
0.0000
-0.0300%
DSP Gilt Fund - Direct Plan - IDCW - Monthly 10.85
0.0000
-0.0300%
DSP Gilt Fund - Regular Plan - IDCW 12.79
0.0000
-0.0300%
DSP Gilt Fund - Direct Plan - IDCW 12.94
0.0000
-0.0300%
DSP Gilt Fund - Regular Plan - Growth 98.66
-0.0300
-0.0300%
DSP Gilt Fund - Direct Plan - Growth 105.87
-0.0300
-0.0300%

Review Date: 09-09-2026

Beginning of Analysis

In the Gilt Fund category, DSP Gilt Fund is the 4th ranked fund. The category has total 19 funds. The DSP Gilt Fund has shown an excellent past performence in Gilt Fund. The fund has a Sharpe Ratio of 0.2 which is higher than the category average of 0.12.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

DSP Gilt Fund Return Analysis

  • The fund has given a return of -0.9%, 2.12 and 2.83 in last one, three and six months respectively. In the same period the category average return was -0.71%, 1.62% and 2.6% respectively.
  • DSP Gilt Fund has given a return of 3.82% in last one year. In the same period the Gilt Fund category average return was 3.93%.
  • The fund has given a return of 6.83% in last three years and ranked 4.0th out of twenty one funds in the category. In the same period the Gilt Fund category average return was 6.5%.
  • The fund has given a return of 6.04% in last five years and ranked 5th out of eighteen funds in the category. In the same period the Gilt Fund category average return was 5.75%.
  • The fund has given a return of 7.4% in last ten years and ranked 5th out of seventeen funds in the category. In the same period the category average return was 6.84%.
  • The fund has given a SIP return of 4.96% in last one year whereas category average SIP return is 4.47%. The fund one year return rank in the category is 7th in 23 funds
  • The fund has SIP return of 3.51% in last three years and ranks 7th in 21 funds. Bandhan Gilt Fund has given the highest SIP return (5.18%) in the category in last three years.
  • The fund has SIP return of 5.66% in last five years whereas category average SIP return is 5.42%.

DSP Gilt Fund Risk Analysis

  • The fund has a standard deviation of 4.79 and semi deviation of 3.51. The category average standard deviation is 3.81 and semi deviation is 2.8.
  • The fund has a Value at Risk (VaR) of -6.41 and a maximum drawdown of -3.68. The category average VaR is -5.38 and the maximum drawdown is -3.5.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.95
    -0.76
    		-1.47 | -0.15 17 | 23 Average
    3M Return % 1.97
    1.45
    		0.75 | 2.09 3 | 23 Very Good
    6M Return % 2.52
    2.25
    		0.85 | 4.63 8 | 23 Good
    1Y Return % 3.20
    3.22
    		0.90 | 7.27 12 | 23 Good
    3Y Return % 6.20
    5.80
    		4.75 | 7.40 6 | 21 Very Good
    5Y Return % 5.44
    5.07
    		4.24 | 6.08 6 | 18 Good
    7Y Return % 6.25
    5.59
    		4.77 | 6.81 4 | 18 Very Good
    10Y Return % 6.74
    6.14
    		4.99 | 7.16 4 | 17 Very Good
    15Y Return % 7.38
    7.39
    		6.42 | 8.44 6 | 14 Good
    1Y SIP Return % 4.34
    3.75
    		1.38 | 7.69 7 | 23 Good
    3Y SIP Return % 2.90
    2.57
    		1.02 | 4.53 9 | 21 Good
    5Y SIP Return % 5.03
    4.75
    		3.73 | 5.97 7 | 18 Good
    7Y SIP Return % 5.39
    5.00
    		4.10 | 6.14 5 | 18 Very Good
    10Y SIP Return % 6.28
    5.69
    		5.04 | 6.72 5 | 17 Very Good
    15Y SIP Return % 7.03
    6.64
    		5.86 | 7.51 5 | 15 Good
    Standard Deviation 4.79
    3.81
    		2.50 | 5.02 20 | 21 Poor
    Semi Deviation 3.51
    2.80
    		1.93 | 3.79 20 | 21 Poor
    Max Drawdown % -3.68
    -3.50
    		-5.92 | -2.09 13 | 21 Average
    VaR 1 Y % -6.41
    -5.38
    		-7.69 | -1.79 17 | 21 Average
    Average Drawdown % 1.24
    1.22
    		0.89 | 2.41 10 | 21 Good
    Sharpe Ratio 0.20
    0.12
    		-0.15 | 0.53 8 | 21 Good
    Sterling Ratio 0.50
    0.47
    		0.35 | 0.61 8 | 21 Good
    Sortino Ratio 0.09
    0.06
    		-0.05 | 0.23 8 | 21 Good
    Return data last Updated On : Sept. 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.90 -0.71 -1.43 | -0.09 17 | 23 Average
    3M Return % 2.12 1.62 0.83 | 2.27 4 | 23 Very Good
    6M Return % 2.83 2.60 1.42 | 4.96 8 | 23 Good
    1Y Return % 3.82 3.93 1.50 | 7.94 12 | 23 Good
    3Y Return % 6.83 6.50 5.22 | 8.07 4 | 21 Very Good
    5Y Return % 6.04 5.75 4.96 | 6.65 5 | 18 Very Good
    7Y Return % 6.85 6.28 5.57 | 7.39 3 | 18 Very Good
    10Y Return % 7.40 6.84 5.64 | 7.81 5 | 17 Very Good
    1Y SIP Return % 4.96 4.47 2.19 | 8.37 7 | 23 Good
    3Y SIP Return % 3.51 3.25 1.47 | 5.18 7 | 21 Good
    5Y SIP Return % 5.66 5.42 4.43 | 6.64 6 | 18 Good
    7Y SIP Return % 6.01 5.69 4.82 | 6.72 5 | 18 Very Good
    10Y SIP Return % 6.92 6.39 5.72 | 7.35 3 | 17 Very Good
    Standard Deviation 4.79 3.81 2.50 | 5.02 20 | 21 Poor
    Semi Deviation 3.51 2.80 1.93 | 3.79 20 | 21 Poor
    Max Drawdown % -3.68 -3.50 -5.92 | -2.09 13 | 21 Average
    VaR 1 Y % -6.41 -5.38 -7.69 | -1.79 17 | 21 Average
    Average Drawdown % 1.24 1.22 0.89 | 2.41 10 | 21 Good
    Sharpe Ratio 0.20 0.12 -0.15 | 0.53 8 | 21 Good
    Sterling Ratio 0.50 0.47 0.35 | 0.61 8 | 21 Good
    Sortino Ratio 0.09 0.06 -0.05 | 0.23 8 | 21 Good
    Return data last Updated On : Sept. 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Gilt Fund NAV Regular Growth Dsp Gilt Fund NAV Direct Growth
    09-09-2026 98.662 105.8699
    08-09-2026 98.6947 105.9032
    07-09-2026 98.675 105.8803
    04-09-2026 98.6135 105.8091
    03-09-2026 98.5948 105.7873
    02-09-2026 98.5384 105.7251
    01-09-2026 98.6945 105.8908
    31-08-2026 98.7171 105.9132
    28-08-2026 98.8957 106.0996
    27-08-2026 98.9584 106.1651
    25-08-2026 99.1003 106.3138
    24-08-2026 99.0693 106.2788
    21-08-2026 99.1646 106.3758
    20-08-2026 99.1809 106.3914
    19-08-2026 99.6259 106.8671
    18-08-2026 99.6354 106.8754
    17-08-2026 99.7976 107.0477
    14-08-2026 100.1433 107.4132
    13-08-2026 100.0411 107.3018
    12-08-2026 99.7094 106.9443
    11-08-2026 99.5002 106.7181
    10-08-2026 99.6094 106.8335

    Fund Launch Date: 20/Sep/1999
    Fund Category: Gilt Fund
    Investment Objective: An Open Ended income Scheme,seeking to generate incomethrough investment in CentralGovernment Securities of variousmaturities.
    Fund Description: An open ended debt scheme investing in government securities across maturity
    Fund Benchmark: ICICI Securities Li-Bex
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.