Aditya Birla Sun Life India Gennext Fund

Review Date: 25-03-2025

Beginning of Analysis

In the Consumption Fund category, Aditya Birla Sun Life India Gennext Fund is the 7th ranked fund. The category has total 11 funds. The Aditya Birla Sun Life India Gennext Fund has shown an average past performence in Consumption Fund category. The fund has a Jensen Alpha of -0.21% which is lower than the category average of 1.36%, showing poor performance. The fund has a Sharpe Ratio of 0.43 which is lower than the category average of 0.52.
The past performance of the Aditya Birla Sun Life India Gennext Fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds.
Consumption Mutual Funds are ideal for investors seeking to capitalize on the growth potential of the consumption-driven economy. These funds invest in companies across various sub-sectors like FMCG, retail, automobiles, and hospitality, offering exposure to a diverse range of consumption-related businesses. While they provide the potential for long-term growth and defensive characteristics, they also carry higher risks due to their concentrated exposure to the consumption sector. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in these funds. Additionally, monitoring consumer spending patterns and economic trends is crucial for success.

Aditya Birla Sun Life India Gennext Fund Return Analysis

The fund has given a return of 2.66%, -5.73 and -15.46 in last one, three and six months respectively. In the same period the category average return was 1.5%, -7.66% and -16.52% respectively. The fund has given a return of 10.71% in last one year, 16.44% in last three years, 27.09% in last five years and 15.23% in last ten years. In the same period the category average return was 9.99%, 17.65%, 26.5% and 14.45% respectively. The fund has Good performance in last ten years in Consumption Fund.

The fund has given a SIP return of -4.99% in last one year. In the same period the category average SIP return was -6.81%. The fund has SIP return of 14.64% in last three years whereas category average SIP return is 14.76%. The category average SIP return is 18.18% and the fund has given a SIP return of 17.78% in last five years.

The benchmark Nifty India Consumption Total Return Index has given a return of 8.73%, 18.34% and 25.09% in last one, three and five years respectively.

Aditya Birla Sun Life India Gennext Fund Risk Analysis

The fund has a standard deviation of 14.4 and semi deviation of 10.18. The category average standard deviation is 14.71 and semi deviation is 10.63. The fund has a Value at Risk (VaR) of -17.87 and a maximum drawdown of -19.9. The category average VaR is -19.41 and the maximum drawdown is -20.81. The fund has a beta of 0.87 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.