Previously Known As : Aditya Birla Sun Life Mip Ii - Wealth 25 Plan
Aditya Birla Sun Life Regular Savings Fund Datagrid
Category Conservative Hybrid Fund
BMSMONEY Rank 3
Rating
Growth Option 13-03-2026
NAV ₹67.74(R) -0.51% ₹76.14(D) -0.5%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.29% 8.86% 7.95% 8.34% 8.74%
Direct 8.26% 9.86% 8.94% 9.28% 9.78%
Benchmark
SIP (XIRR) Regular -% -% -% -% -%
Direct 3.1% 7.86% 6.86% 8.68% 8.63%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.2 0.64 0.82 1.4% -0.51
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.96% -2.11% -1.52% 0.88 2.14%
Fund AUM As on: 30/12/2025 1545 Cr
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
Nippon India Conservative Hybrid Fund 2
Aditya Birla Sun Life Regular Savings Fund 3
SBI Conservative Hybrid Fund 4

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Regular Savings Fund - REGULAR - MONTHLY IDCW 16.2
-0.0800
-0.5100%
Aditya Birla Sun Life Regular Savings Fund - DIRECT - MONTHLY IDCW 26.61
-0.1300
-0.5000%
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Regular Plan 67.74
-0.3400
-0.5100%
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Direct Plan 76.14
-0.3900
-0.5000%

Review Date: 13-03-2026

Beginning of Analysis

Aditya Birla Sun Life Regular Savings Fund is the 6th ranked fund in the Conservative Hybrid Fund category. The category has total 17 funds. The 4 star rating shows a very good past performance of the Aditya Birla Sun Life Regular Savings Fund in Conservative Hybrid Fund. The fund has a Jensen Alpha of 1.4% which is higher than the category average of 0.62%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.2 which is higher than the category average of 1.01.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Conservative Hybrid Mutual Funds

Aditya Birla Sun Life Regular Savings Fund Return Analysis

  • The fund has given a return of -1.75%, -0.83 and 0.82 in last one, three and six months respectively. In the same period the category average return was -1.47%, -1.24% and 0.37% respectively.
  • Aditya Birla Sun Life Regular Savings Fund has given a return of 8.26% in last one year. In the same period the Conservative Hybrid Fund category average return was 6.5%.
  • The fund has given a return of 9.86% in last three years and ranked 8.0th out of seventeen funds in the category. In the same period the Conservative Hybrid Fund category average return was 9.57%.
  • The fund has given a return of 8.94% in last five years and ranked 6th out of fifteen funds in the category. In the same period the Conservative Hybrid Fund category average return was 8.35%.
  • The fund has given a return of 9.78% in last ten years and ranked 3rd out of fifteen funds in the category. In the same period the category average return was 8.7%.
  • The fund has given a SIP return of 3.1% in last one year whereas category average SIP return is 1.85%. The fund one year return rank in the category is 3rd in 16 funds
  • The fund has SIP return of 7.86% in last three years and ranks 4th in 16 funds. Parag Parikh Conservative Hybrid Fund has given the highest SIP return (9.44%) in the category in last three years.
  • The fund has SIP return of 6.86% in last five years whereas category average SIP return is 6.35%.

Aditya Birla Sun Life Regular Savings Fund Risk Analysis

  • The fund has a standard deviation of 2.96 and semi deviation of 2.14. The category average standard deviation is 3.42 and semi deviation is 2.47.
  • The fund has a Value at Risk (VaR) of -2.11 and a maximum drawdown of -1.52. The category average VaR is -3.12 and the maximum drawdown is -2.42. The fund has a beta of 0.86 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Conservative Hybrid Fund Category
  • Good Performance in Conservative Hybrid Fund Category
  • Poor Performance in Conservative Hybrid Fund Category
  • Very Poor Performance in Conservative Hybrid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.82
    -1.53
    		-2.39 | 0.27 12 | 17 Average
    3M Return % -1.05
    -1.44
    		-3.75 | 1.47 5 | 17 Very Good
    6M Return % 0.37
    -0.04
    		-2.22 | 2.85 6 | 17 Good
    1Y Return % 7.29
    5.60
    		2.48 | 8.65 3 | 17 Very Good
    3Y Return % 8.86
    8.63
    		6.40 | 11.52 10 | 17 Good
    5Y Return % 7.95
    7.41
    		5.28 | 8.89 7 | 15 Good
    7Y Return % 8.34
    7.54
    		4.71 | 9.67 5 | 15 Good
    10Y Return % 8.74
    7.73
    		5.90 | 9.49 5 | 15 Good
    15Y Return % 9.45
    8.23
    		6.43 | 9.66 2 | 15 Very Good
    Standard Deviation 2.96
    3.42
    		1.83 | 4.72 3 | 17 Very Good
    Semi Deviation 2.14
    2.47
    		1.29 | 3.67 5 | 17 Very Good
    Max Drawdown % -1.52
    -2.42
    		-5.51 | -0.32 5 | 17 Very Good
    VaR 1 Y % -2.11
    -3.12
    		-5.37 | -0.39 4 | 17 Very Good
    Average Drawdown % -0.72
    -1.09
    		-1.94 | -0.22 5 | 17 Very Good
    Sharpe Ratio 1.20
    1.01
    		0.34 | 1.95 6 | 17 Good
    Sterling Ratio 0.82
    0.75
    		0.56 | 1.10 5 | 17 Very Good
    Sortino Ratio 0.64
    0.55
    		0.16 | 1.37 5 | 17 Very Good
    Jensen Alpha % 1.40
    0.62
    		-1.94 | 3.93 6 | 17 Good
    Treynor Ratio -0.51
    -0.44
    		-0.80 | -0.30 15 | 17 Average
    Modigliani Square Measure % 9.20
    8.64
    		6.70 | 11.39 6 | 17 Good
    Alpha % 0.90
    0.72
    		-1.53 | 3.92 10 | 17 Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.75 -1.47 -2.34 | 0.29 12 | 17 Average
    3M Return % -0.83 -1.24 -3.53 | 1.54 5 | 17 Very Good
    6M Return % 0.82 0.37 -1.68 | 3.00 4 | 17 Very Good
    1Y Return % 8.26 6.50 3.32 | 9.50 3 | 17 Very Good
    3Y Return % 9.86 9.57 7.35 | 11.85 8 | 17 Good
    5Y Return % 8.94 8.35 6.28 | 10.09 6 | 15 Good
    7Y Return % 9.28 8.50 5.47 | 11.04 5 | 15 Good
    10Y Return % 9.78 8.70 6.71 | 10.72 3 | 15 Very Good
    1Y SIP Return % 3.10 1.85 -0.84 | 6.24 3 | 16 Very Good
    3Y SIP Return % 7.86 7.01 5.62 | 9.44 4 | 16 Very Good
    5Y SIP Return % 6.86 6.35 4.70 | 7.48 5 | 14 Good
    7Y SIP Return % 8.68 7.82 5.87 | 9.39 3 | 14 Very Good
    10Y SIP Return % 8.63 8.04 6.44 | 9.88 5 | 14 Good
    Standard Deviation 2.96 3.42 1.83 | 4.72 3 | 17 Very Good
    Semi Deviation 2.14 2.47 1.29 | 3.67 5 | 17 Very Good
    Max Drawdown % -1.52 -2.42 -5.51 | -0.32 5 | 17 Very Good
    VaR 1 Y % -2.11 -3.12 -5.37 | -0.39 4 | 17 Very Good
    Average Drawdown % -0.72 -1.09 -1.94 | -0.22 5 | 17 Very Good
    Sharpe Ratio 1.20 1.01 0.34 | 1.95 6 | 17 Good
    Sterling Ratio 0.82 0.75 0.56 | 1.10 5 | 17 Very Good
    Sortino Ratio 0.64 0.55 0.16 | 1.37 5 | 17 Very Good
    Jensen Alpha % 1.40 0.62 -1.94 | 3.93 6 | 17 Good
    Treynor Ratio -0.51 -0.44 -0.80 | -0.30 15 | 17 Average
    Modigliani Square Measure % 9.20 8.64 6.70 | 11.39 6 | 17 Good
    Alpha % 0.90 0.72 -1.53 | 3.92 10 | 17 Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Regular Savings Fund NAV Regular Growth Aditya Birla Sun Life Regular Savings Fund NAV Direct Growth
    13-03-2026 67.7385 76.1407
    12-03-2026 68.083 76.526
    11-03-2026 68.2791 76.7445
    10-03-2026 68.4575 76.9431
    09-03-2026 68.2148 76.6685
    06-03-2026 68.5712 77.0633
    05-03-2026 68.7512 77.2637
    04-03-2026 68.5429 77.0277
    02-03-2026 68.8807 77.4035
    27-02-2026 69.0314 77.5671
    26-02-2026 69.1841 77.7368
    25-02-2026 69.1572 77.7047
    24-02-2026 69.0702 77.605
    23-02-2026 69.1879 77.7353
    20-02-2026 69.0733 77.6008
    18-02-2026 69.2056 77.7457
    17-02-2026 69.1716 77.7055
    16-02-2026 69.1268 77.6533
    13-02-2026 68.9954 77.4999

    Fund Launch Date: 12/Apr/2004
    Fund Category: Conservative Hybrid Fund
    Investment Objective: The primary objective of the scheme is to generate regular income so as to make monthly payments or distribution to unit holders, with the secondary objective being growth of capital. Monthly income is not assured and is subject to availability of distributable surplus.
    Fund Description: The scheme is positioned in conservative hybrid fund category and invests in a mix of equity, debt and money market instruments. The predominant allocation will be made in fixed income instruments (75%-90%). It provides dual benefits to its investors through the growth potential of equity allocation along with regular income generation potential of debt allocation.
    Fund Benchmark: CRISIL Hybrid 85+15 - Conservative Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.