Previously Known As : Idfc Regular Savings Fund/Bandhan Regular Savings Fund
Bandhan Conservative Hybrid Fund Datagrid
Category Conservative Hybrid Fund
BMSMONEY Rank 15
Rating
Growth Option 04-12-2025
NAV ₹32.59(R) -0.11% ₹36.62(D) -0.11%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.11% 7.54% 6.15% 6.65% 6.75%
Direct 6.15% 8.56% 7.15% 7.64% 7.7%
Benchmark
SIP (XIRR) Regular 6.13% 7.42% 5.97% 6.32% 6.36%
Direct 7.17% 8.46% 6.96% 7.33% 7.35%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.48 0.23 0.58 -2.32% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.72% -3.39% -3.16% 1.14 2.6%
Fund AUM As on: 30/06/2025 116 Cr
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
Icici Prudential Regular Savings Fund 2
Nippon India Hybrid Bond Fund 3
Franklin India Debt Hybrid Fund 4

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
BANDHAN Conservative Hybrid Fund - Regular Plan - IDCW 11.5
-0.0100
-0.1100%
BANDHAN Conservative Hybrid Fund-Direct Plan-IDCW 13.5
-0.0100
-0.1100%
BANDHAN Conservative Hybrid Fund - Regular Plan - Quarterly IDCW 14.02
-0.0200
-0.1100%
BANDHAN Conservative Hybrid Fund-Direct Plan-Quarterly IDCW 16.75
-0.0200
-0.1100%
BANDHAN Conservative Hybrid Fund - Regular Plan - Growth 32.59
-0.0400
-0.1100%
BANDHAN Conservative Hybrid Fund-Direct Plan-Growth 36.62
-0.0400
-0.1100%

Review Date: 04-12-2025

Beginning of Analysis

In the Conservative Hybrid Fund category, Bandhan Conservative Hybrid Fund is the 15th ranked fund. The category has total 17 funds. The Bandhan Conservative Hybrid Fund has shown a very poor past performence in Conservative Hybrid Fund. The fund has a Jensen Alpha of -2.32% which is lower than the category average of -0.15%, reflecting poor performance. The fund has a Sharpe Ratio of 0.48 which is lower than the category average of 0.97.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Conservative Hybrid Mutual Funds

Bandhan Conservative Hybrid Fund Return Analysis

  • The fund has given a return of 0.65%, 2.21 and 2.18 in last one, three and six months respectively. In the same period the category average return was 0.36%, 2.1% and 2.41% respectively.
  • Bandhan Conservative Hybrid Fund has given a return of 6.15% in last one year. In the same period the Conservative Hybrid Fund category average return was 6.27%.
  • The fund has given a return of 8.56% in last three years and ranked 15.0th out of 17 funds in the category. In the same period the Conservative Hybrid Fund category average return was 9.74%.
  • The fund has given a return of 7.15% in last five years and ranked 14th out of 15 funds in the category. In the same period the Conservative Hybrid Fund category average return was 9.35%.
  • The fund has given a return of 7.7% in last ten years and ranked 12th out of 15 funds in the category. In the same period the category average return was 8.79%.
  • The fund has given a SIP return of 7.17% in last one year whereas category average SIP return is 7.33%. The fund one year return rank in the category is 9th in 17 funds
  • The fund has SIP return of 8.46% in last three years and ranks 15th in 17 funds. Icici Prudential Regular Savings Fund has given the highest SIP return (10.89%) in the category in last three years.
  • The fund has SIP return of 6.96% in last five years whereas category average SIP return is 8.43%.

Bandhan Conservative Hybrid Fund Risk Analysis

  • The fund has a standard deviation of 3.72 and semi deviation of 2.6. The category average standard deviation is 3.47 and semi deviation is 2.51.
  • The fund has a Value at Risk (VaR) of -3.39 and a maximum drawdown of -3.16. The category average VaR is -3.13 and the maximum drawdown is -2.42. The fund has a beta of 1.09 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Conservative Hybrid Fund Category
  • Good Performance in Conservative Hybrid Fund Category
  • Poor Performance in Conservative Hybrid Fund Category
  • Very Poor Performance in Conservative Hybrid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.57
    0.29
    		-1.27 | 0.87 4 | 17 Very Good
    3M Return % 1.96
    1.89
    		-0.78 | 3.03 12 | 17 Average
    6M Return % 1.69
    1.97
    		-0.31 | 4.63 11 | 17 Average
    1Y Return % 5.11
    5.37
    		2.41 | 9.15 9 | 17 Good
    3Y Return % 7.54
    8.80
    		6.44 | 11.14 14 | 17 Average
    5Y Return % 6.15
    8.38
    		6.05 | 10.17 14 | 15 Poor
    7Y Return % 6.65
    8.16
    		5.12 | 10.43 14 | 15 Poor
    10Y Return % 6.75
    7.82
    		5.78 | 9.54 12 | 15 Average
    15Y Return % 7.72
    8.19
    		6.47 | 9.71 10 | 14 Average
    1Y SIP Return % 6.13
    6.42
    		2.88 | 10.24 11 | 17 Average
    3Y SIP Return % 7.42
    8.46
    		6.23 | 10.32 14 | 17 Average
    5Y SIP Return % 5.97
    7.49
    		5.59 | 8.88 14 | 15 Poor
    7Y SIP Return % 6.32
    8.12
    		6.16 | 9.73 14 | 15 Poor
    10Y SIP Return % 6.36
    7.81
    		6.16 | 9.43 13 | 15 Poor
    15Y SIP Return % 6.98
    7.95
    		6.46 | 9.59 12 | 14 Average
    Standard Deviation 3.72
    3.47
    		1.91 | 4.64 13 | 17 Average
    Semi Deviation 2.60
    2.51
    		1.33 | 3.61 13 | 17 Average
    Max Drawdown % -3.16
    -2.42
    		-5.51 | -0.32 15 | 17 Average
    VaR 1 Y % -3.39
    -3.13
    		-5.37 | -0.44 10 | 17 Good
    Average Drawdown % -1.49
    -1.13
    		-2.00 | -0.23 16 | 17 Poor
    Sharpe Ratio 0.48
    0.97
    		0.22 | 1.84 14 | 17 Average
    Sterling Ratio 0.58
    0.74
    		0.54 | 1.08 15 | 17 Average
    Sortino Ratio 0.23
    0.52
    		0.09 | 1.19 14 | 17 Average
    Jensen Alpha % -2.32
    -0.15
    		-3.44 | 4.01 13 | 17 Average
    Treynor Ratio 0.02
    0.03
    		0.01 | 0.07 14 | 17 Average
    Modigliani Square Measure % 5.86
    7.74
    		5.50 | 13.12 14 | 17 Average
    Alpha % -2.05
    0.25
    		-2.05 | 3.35 17 | 17 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.65 0.36 -1.19 | 0.94 5 | 17 Very Good
    3M Return % 2.21 2.10 -0.55 | 3.26 11 | 17 Average
    6M Return % 2.18 2.41 0.15 | 5.04 10 | 17 Good
    1Y Return % 6.15 6.27 3.32 | 10.01 9 | 17 Good
    3Y Return % 8.56 9.74 7.47 | 11.47 15 | 17 Average
    5Y Return % 7.15 9.35 7.03 | 11.13 14 | 15 Poor
    7Y Return % 7.64 9.12 5.88 | 11.81 14 | 15 Poor
    10Y Return % 7.70 8.79 6.60 | 10.90 12 | 15 Average
    1Y SIP Return % 7.17 7.33 3.81 | 11.11 9 | 17 Good
    3Y SIP Return % 8.46 9.41 7.26 | 10.89 15 | 17 Average
    5Y SIP Return % 6.96 8.43 6.60 | 9.71 14 | 15 Poor
    7Y SIP Return % 7.33 9.08 7.17 | 11.00 14 | 15 Poor
    10Y SIP Return % 7.35 8.77 6.93 | 10.82 13 | 15 Poor
    Standard Deviation 3.72 3.47 1.91 | 4.64 13 | 17 Average
    Semi Deviation 2.60 2.51 1.33 | 3.61 13 | 17 Average
    Max Drawdown % -3.16 -2.42 -5.51 | -0.32 15 | 17 Average
    VaR 1 Y % -3.39 -3.13 -5.37 | -0.44 10 | 17 Good
    Average Drawdown % -1.49 -1.13 -2.00 | -0.23 16 | 17 Poor
    Sharpe Ratio 0.48 0.97 0.22 | 1.84 14 | 17 Average
    Sterling Ratio 0.58 0.74 0.54 | 1.08 15 | 17 Average
    Sortino Ratio 0.23 0.52 0.09 | 1.19 14 | 17 Average
    Jensen Alpha % -2.32 -0.15 -3.44 | 4.01 13 | 17 Average
    Treynor Ratio 0.02 0.03 0.01 | 0.07 14 | 17 Average
    Modigliani Square Measure % 5.86 7.74 5.50 | 13.12 14 | 17 Average
    Alpha % -2.05 0.25 -2.05 | 3.35 17 | 17 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Conservative Hybrid Fund NAV Regular Growth Bandhan Conservative Hybrid Fund NAV Direct Growth
    04-12-2025 32.5916 36.6173
    03-12-2025 32.5616 36.5825
    02-12-2025 32.6289 36.6572
    01-12-2025 32.6426 36.6716
    28-11-2025 32.6505 36.6775
    27-11-2025 32.6454 36.6708
    26-11-2025 32.6436 36.6678
    25-11-2025 32.5535 36.5656
    24-11-2025 32.4989 36.5033
    21-11-2025 32.5401 36.5467
    20-11-2025 32.5983 36.6111
    19-11-2025 32.5664 36.5743
    18-11-2025 32.5272 36.5292
    17-11-2025 32.5201 36.5203
    14-11-2025 32.4833 36.476
    13-11-2025 32.5057 36.5003
    12-11-2025 32.5484 36.5472
    11-11-2025 32.4764 36.4654
    10-11-2025 32.4676 36.4545
    07-11-2025 32.3656 36.3371
    06-11-2025 32.3551 36.3243
    04-11-2025 32.4063 36.3799

    Fund Launch Date: 11/Jan/2010
    Fund Category: Conservative Hybrid Fund
    Investment Objective: The primary objective of the Scheme is to generate regular returns through investment predominantly in debt instruments. The secondaryobjective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme ™s total assets in equitysecurities.
    Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
    Fund Benchmark: 15% S&P BSE 200 Total Return Index + 85% NIFTYAAA Short Duration Bond Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.