Previously Known As : Idfc Equity Savings Fund
Bandhan Equity Savings Fund Datagrid
Category Equity Savings Fund
BMSMONEY Rank 14
Rating
Growth Option 09-07-2026
NAV ₹32.34(R) +0.07% ₹36.22(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.64% 6.71% 6.33% 6.9% 6.37%
Direct 4.59% 7.72% 7.38% 7.97% 7.41%
Benchmark
SIP (XIRR) Regular 4.04% 5.46% 6.19% 6.79% 6.64%
Direct 4.99% 6.45% 7.21% 7.84% 7.69%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.45 0.19 0.58 -0.14% -0.94
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
2.53% -1.47% -2.1% 0.5 1.95%
Fund AUM As on: 30/12/2025 367 Cr
Top Equity Savings Fund
Fund Name Rank Rating
HSBC Equity Savings Fund 1
Edelweiss Equity Savings Fund 2
Aditya Birla Sun Life Equity Savings Fund 3
SBI Equity Savings Fund 4

NAV Date: 09-07-2026

Scheme Name NAV Rupee Change Percent Change
BANDHAN Equity Savings Fund - Regular Plan - Monthly IDCW 10.89
0.0100
0.0700%
BANDHAN Equity Savings Fund-Direct Plan-Monthly IDCW 11.54
0.0100
0.0700%
BANDHAN Equity Savings Fund - Regular Plan -Annual IDCW 12.54
0.0100
0.0800%
BANDHAN Equity Savings Fund- Regular Plan -Quarterly IDCW 12.68
0.0100
0.0800%
BANDHAN Equity Savings Fund-Direct Plan -Quarterly IDCW 13.29
0.0100
0.0800%
BANDHAN Equity Savings Fund-Direct Plan-Annual IDCW 13.95
0.0100
0.0800%
BANDHAN Equity Savings Fund - Regular Plan - Growth 32.34
0.0200
0.0700%
BANDHAN Equity Savings Fund-Direct Plan-Growth 36.22
0.0300
0.0700%

Review Date: 09-07-2026

Beginning of Analysis

Bandhan Equity Savings Fund is the 9th ranked fund in the Equity Savings Fund category. The category has total 18 funds. The 3 star rating shows an average past performance of the Bandhan Equity Savings Fund in Equity Savings Fund. The fund has a Jensen Alpha of -0.14% which is lower than the category average of 0.56%, reflecting poor performance. The fund has a Sharpe Ratio of 0.45 which is lower than the category average of 0.59.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Equity Savings Mutual Funds

Bandhan Equity Savings Fund Return Analysis

  • The fund has given a return of 1.45%, 2.38 and 1.73 in last one, three and six months respectively. In the same period the category average return was 1.69%, 2.75% and 1.86% respectively.
  • Bandhan Equity Savings Fund has given a return of 4.59% in last one year. In the same period the Equity Savings Fund category average return was 4.24%.
  • The fund has given a return of 7.72% in last three years and ranked 15.0th out of eighteen funds in the category. In the same period the Equity Savings Fund category average return was 9.47%.
  • The fund has given a return of 7.38% in last five years and ranked 14th out of sixteen funds in the category. In the same period the Equity Savings Fund category average return was 8.54%.
  • The fund has given a return of 7.41% in last ten years and ranked 8th out of nine funds in the category. In the same period the category average return was 8.63%.
  • The fund has given a SIP return of 4.99% in last one year whereas category average SIP return is 4.79%. The fund one year return rank in the category is 8th in 20 funds
  • The fund has SIP return of 6.45% in last three years and ranks 12th in 18 funds. HSBC Equity Savings Fund has given the highest SIP return (11.95%) in the category in last three years.
  • The fund has SIP return of 7.21% in last five years whereas category average SIP return is 8.29%.

Bandhan Equity Savings Fund Risk Analysis

  • The fund has a standard deviation of 2.53 and semi deviation of 1.95. The category average standard deviation is 4.83 and semi deviation is 3.76.
  • The fund has a Value at Risk (VaR) of -1.47 and a maximum drawdown of -2.1. The category average VaR is -5.74 and the maximum drawdown is -4.56. The fund has a beta of 0.46 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Equity Savings Fund Category
  • Good Performance in Equity Savings Fund Category
  • Poor Performance in Equity Savings Fund Category
  • Very Poor Performance in Equity Savings Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.38
    1.61
    		0.68 | 3.00 17 | 22 Average
    3M Return % 2.14
    2.49
    		0.75 | 6.05 13 | 22 Average
    6M Return % 1.27
    1.35
    		-1.27 | 7.54 9 | 22 Good
    1Y Return % 3.64
    3.22
    		-3.03 | 11.01 6 | 20 Good
    3Y Return % 6.71
    8.43
    		6.14 | 13.09 16 | 18 Poor
    5Y Return % 6.33
    7.50
    		5.86 | 9.54 15 | 16 Poor
    7Y Return % 6.90
    8.14
    		3.91 | 10.49 13 | 15 Poor
    10Y Return % 6.37
    7.54
    		4.43 | 9.12 8 | 9 Average
    15Y Return % 6.84
    7.92
    		6.84 | 9.01 2 | 2 Good
    1Y SIP Return % 4.04
    3.78
    		-0.96 | 12.15 9 | 20 Good
    3Y SIP Return % 5.46
    6.17
    		3.51 | 10.98 11 | 18 Average
    5Y SIP Return % 6.19
    7.27
    		5.72 | 9.40 14 | 16 Poor
    7Y SIP Return % 6.79
    8.06
    		6.51 | 9.79 12 | 15 Average
    10Y SIP Return % 6.64
    7.63
    		5.04 | 9.29 7 | 9 Average
    15Y SIP Return % 6.62
    7.76
    		6.62 | 8.91 2 | 2 Good
    Standard Deviation 2.53
    4.83
    		2.53 | 7.72 1 | 18 Very Good
    Semi Deviation 1.95
    3.76
    		1.95 | 6.41 1 | 18 Very Good
    Max Drawdown % -2.10
    -4.56
    		-10.71 | -1.88 2 | 18 Very Good
    VaR 1 Y % -1.47
    -5.74
    		-11.62 | -1.47 1 | 18 Very Good
    Average Drawdown % -0.80
    -1.98
    		-3.81 | -0.60 2 | 18 Very Good
    Sharpe Ratio 0.45
    0.59
    		0.04 | 1.05 14 | 18 Average
    Sterling Ratio 0.58
    0.61
    		0.46 | 0.79 13 | 18 Average
    Sortino Ratio 0.19
    0.26
    		0.02 | 0.45 14 | 18 Average
    Jensen Alpha % -0.14
    0.56
    		-1.46 | 3.93 13 | 18 Average
    Treynor Ratio -0.94
    -0.56
    		-0.94 | -0.38 18 | 18 Poor
    Modigliani Square Measure % 8.24
    8.86
    		6.09 | 11.20 13 | 18 Average
    Alpha % -0.26
    0.47
    		-2.43 | 4.39 14 | 18 Average
    Return data last Updated On : July 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.45 1.69 0.77 | 3.14 17 | 22 Average
    3M Return % 2.38 2.75 0.99 | 6.28 12 | 22 Good
    6M Return % 1.73 1.86 -0.56 | 8.00 10 | 22 Good
    1Y Return % 4.59 4.24 -1.51 | 11.95 7 | 20 Good
    3Y Return % 7.72 9.47 6.96 | 14.08 15 | 18 Average
    5Y Return % 7.38 8.54 6.73 | 10.71 14 | 16 Poor
    7Y Return % 7.97 9.21 4.84 | 11.62 12 | 15 Average
    10Y Return % 7.41 8.63 5.43 | 10.19 8 | 9 Average
    1Y SIP Return % 4.99 4.79 0.55 | 13.10 8 | 20 Good
    3Y SIP Return % 6.45 7.20 5.17 | 11.95 12 | 18 Average
    5Y SIP Return % 7.21 8.29 6.55 | 10.56 14 | 16 Poor
    7Y SIP Return % 7.84 9.11 7.41 | 10.91 12 | 15 Average
    10Y SIP Return % 7.69 8.66 6.00 | 10.39 7 | 9 Average
    Standard Deviation 2.53 4.83 2.53 | 7.72 1 | 18 Very Good
    Semi Deviation 1.95 3.76 1.95 | 6.41 1 | 18 Very Good
    Max Drawdown % -2.10 -4.56 -10.71 | -1.88 2 | 18 Very Good
    VaR 1 Y % -1.47 -5.74 -11.62 | -1.47 1 | 18 Very Good
    Average Drawdown % -0.80 -1.98 -3.81 | -0.60 2 | 18 Very Good
    Sharpe Ratio 0.45 0.59 0.04 | 1.05 14 | 18 Average
    Sterling Ratio 0.58 0.61 0.46 | 0.79 13 | 18 Average
    Sortino Ratio 0.19 0.26 0.02 | 0.45 14 | 18 Average
    Jensen Alpha % -0.14 0.56 -1.46 | 3.93 13 | 18 Average
    Treynor Ratio -0.94 -0.56 -0.94 | -0.38 18 | 18 Poor
    Modigliani Square Measure % 8.24 8.86 6.09 | 11.20 13 | 18 Average
    Alpha % -0.26 0.47 -2.43 | 4.39 14 | 18 Average
    Return data last Updated On : July 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Equity Savings Fund NAV Regular Growth Bandhan Equity Savings Fund NAV Direct Growth
    09-07-2026 32.341 36.222
    08-07-2026 32.318 36.195
    07-07-2026 32.438 36.329
    06-07-2026 32.417 36.304
    03-07-2026 32.383 36.263
    02-07-2026 32.336 36.209
    01-07-2026 32.272 36.137
    30-06-2026 32.186 36.04
    29-06-2026 32.196 36.05
    25-06-2026 32.23 36.085
    24-06-2026 32.191 36.04
    23-06-2026 32.152 35.995
    22-06-2026 32.193 36.041
    19-06-2026 32.144 35.983
    18-06-2026 32.167 36.008
    17-06-2026 32.155 35.994
    16-06-2026 32.144 35.98
    15-06-2026 32.101 35.931
    12-06-2026 32.026 35.845
    11-06-2026 31.936 35.743
    10-06-2026 31.959 35.768
    09-06-2026 31.901 35.703

    Fund Launch Date: 05/May/2008
    Fund Category: Equity Savings Fund
    Investment Objective: To generate income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets alongwith debt and money market instruments and to generate long-term capital appreciation by investing a portion of the Scheme ™s assets inequity and equity related instruments.
    Fund Description: An open ended scheme investing in equity, arbitrage and debt
    Fund Benchmark: 30% Nifty 50 Total Return Index + 70% CRISILLiquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.