Previously Known As : Bandhan Government Securities Fund - Investment Plan
Bandhan Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 1
Rating
Growth Option 24-07-2026
NAV ₹37.4(R) +0.15% ₹40.7(D) +0.15%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.41% 7.35% 5.89% 6.59% 7.41%
Direct 6.08% 8.02% 6.55% 7.25% 8.06%
Benchmark
SIP (XIRR) Regular 9.37% 7.02% 6.09% 6.07% 6.8%
Direct 10.05% 7.69% 6.75% 6.73% 7.46%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.46 0.22 0.57 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.55% -5.78% -3.96% - 3.15%
Fund AUM As on: 30/12/2025 2317 Cr
Top Gilt Fund
Fund Name Rank Rating
Bandhan Gilt Fund 1
ICICI Prudential Gilt Fund 2
Axis Gilt Fund 3
UTI Gilt Fund 4
DSP Gilt Fund 5

NAV Date: 24-07-2026

Scheme Name NAV Rupee Change Percent Change
Bandhan Gilt Fund - Regular Plan - Annual IDCW 11.54
0.0200
0.1500%
Bandhan Gilt Fund - Direct Plan - Quarterly IDCW 11.64
0.0200
0.1500%
Bandhan Gilt Fund - Regular - Plan B - Half Yearly IDCW 11.66
0.0200
0.1500%
Bandhan Gilt Fund - Regular Plan - Quarterly IDCW 11.94
0.0200
0.1500%
Bandhan Gilt Fund - Direct Plan - Half Yearly IDCW 12.67
0.0200
0.1500%
Bandhan Gilt Fund - Direct Plan - Annual IDCW 12.67
0.0200
0.1500%
Bandhan Gilt Fund - Regular Plan - IDCW 14.1
0.0200
0.1500%
Bandhan Gilt Fund - Direct Plan - IDCW 15.69
0.0200
0.1500%
Bandhan Gilt Fund - Regular Plan B - Periodic IDCW 17.57
0.0300
0.1500%
Bandhan Gilt Fund - Direct Plan - Periodic IDCW 19.27
0.0300
0.1500%
Bandhan Gilt Fund - Regular Plan - Growth 37.4
0.0500
0.1500%
Bandhan Gilt Fund - Direct Plan - Growth 40.7
0.0600
0.1500%

Review Date: 24-07-2026

Beginning of Analysis

In the Gilt Fund category, Bandhan Gilt Fund is the 9th ranked fund. The category has total 19 funds. The 3 star rating shows an average past performance of the Bandhan Gilt Fund in Gilt Fund. The fund has a Sharpe Ratio of 0.46 which is higher than the category average of 0.12.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Bandhan Gilt Fund Return Analysis

  • The fund has given a return of 0.08%, 3.88 and 5.89 in last one, three and six months respectively. In the same period the category average return was 0.31%, 2.6% and 3.14% respectively.
  • Bandhan Gilt Fund has given a return of 6.08% in last one year. In the same period the Gilt Fund category average return was 2.46%.
  • The fund has given a return of 8.02% in last three years and ranked 1.0st out of twenty one funds in the category. In the same period the Gilt Fund category average return was 6.59%.
  • The fund has given a return of 6.55% in last five years and ranked 3rd out of eighteen funds in the category. In the same period the Gilt Fund category average return was 6.04%.
  • The fund has given a return of 8.06% in last ten years and ranked 1st out of seventeen funds in the category. In the same period the category average return was 7.16%.
  • The fund has given a SIP return of 10.05% in last one year whereas category average SIP return is 5.3%. The fund one year return rank in the category is 1st in 23 funds
  • The fund has SIP return of 7.69% in last three years and ranks 1st in 21 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 6.75% in last five years whereas category average SIP return is 5.61%.

Bandhan Gilt Fund Risk Analysis

  • The fund has a standard deviation of 4.55 and semi deviation of 3.15. The category average standard deviation is 3.81 and semi deviation is 2.8.
  • The fund has a Value at Risk (VaR) of -5.78 and a maximum drawdown of -3.96. The category average VaR is -5.38 and the maximum drawdown is -3.5.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.03
    0.25
    		-0.28 | 1.26 20 | 23 Poor
    3M Return % 3.72
    2.42
    		0.78 | 3.72 1 | 23 Very Good
    6M Return % 5.57
    2.80
    		0.75 | 5.57 1 | 23 Very Good
    1Y Return % 5.41
    1.76
    		-0.84 | 5.41 1 | 23 Very Good
    3Y Return % 7.35
    5.88
    		4.89 | 7.35 1 | 21 Very Good
    5Y Return % 5.89
    5.36
    		4.32 | 6.53 3 | 18 Very Good
    7Y Return % 6.59
    5.69
    		4.89 | 6.90 2 | 18 Very Good
    10Y Return % 7.41
    6.45
    		5.26 | 7.41 1 | 17 Very Good
    15Y Return % 8.49
    7.47
    		6.47 | 8.52 2 | 14 Very Good
    1Y SIP Return % 9.37
    4.59
    		0.90 | 9.37 1 | 23 Very Good
    3Y SIP Return % 7.02
    5.04
    		3.61 | 7.02 1 | 21 Very Good
    5Y SIP Return % 6.09
    4.94
    		3.81 | 6.09 1 | 18 Very Good
    7Y SIP Return % 6.07
    5.18
    		4.21 | 6.32 2 | 18 Very Good
    10Y SIP Return % 6.80
    5.84
    		5.14 | 6.86 2 | 17 Very Good
    15Y SIP Return % 7.53
    6.68
    		5.86 | 7.60 2 | 15 Very Good
    Standard Deviation 4.55
    3.81
    		2.50 | 5.02 18 | 21 Average
    Semi Deviation 3.15
    2.80
    		1.93 | 3.79 14 | 21 Average
    Max Drawdown % -3.96
    -3.50
    		-5.92 | -2.09 16 | 21 Average
    VaR 1 Y % -5.78
    -5.38
    		-7.69 | -1.79 13 | 21 Average
    Average Drawdown % 1.43
    1.22
    		0.89 | 2.41 3 | 21 Very Good
    Sharpe Ratio 0.46
    0.12
    		-0.15 | 0.53 2 | 21 Very Good
    Sterling Ratio 0.57
    0.47
    		0.35 | 0.61 3 | 21 Very Good
    Sortino Ratio 0.22
    0.06
    		-0.05 | 0.23 2 | 21 Very Good
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.08 0.31 -0.20 | 1.31 20 | 23 Poor
    3M Return % 3.88 2.60 1.06 | 3.88 1 | 23 Very Good
    6M Return % 5.89 3.14 1.29 | 5.89 1 | 23 Very Good
    1Y Return % 6.08 2.46 0.01 | 6.08 1 | 23 Very Good
    3Y Return % 8.02 6.59 5.38 | 8.02 1 | 21 Very Good
    5Y Return % 6.55 6.04 5.04 | 7.10 3 | 18 Very Good
    7Y Return % 7.25 6.38 5.58 | 7.47 2 | 18 Very Good
    10Y Return % 8.06 7.16 5.92 | 8.06 1 | 17 Very Good
    1Y SIP Return % 10.05 5.30 1.98 | 10.05 1 | 23 Very Good
    3Y SIP Return % 7.69 5.74 4.08 | 7.69 1 | 21 Very Good
    5Y SIP Return % 6.75 5.61 4.52 | 6.75 1 | 18 Very Good
    7Y SIP Return % 6.73 5.86 4.93 | 6.90 2 | 18 Very Good
    10Y SIP Return % 7.46 6.53 5.79 | 7.46 1 | 17 Very Good
    Standard Deviation 4.55 3.81 2.50 | 5.02 18 | 21 Average
    Semi Deviation 3.15 2.80 1.93 | 3.79 14 | 21 Average
    Max Drawdown % -3.96 -3.50 -5.92 | -2.09 16 | 21 Average
    VaR 1 Y % -5.78 -5.38 -7.69 | -1.79 13 | 21 Average
    Average Drawdown % 1.43 1.22 0.89 | 2.41 3 | 21 Very Good
    Sharpe Ratio 0.46 0.12 -0.15 | 0.53 2 | 21 Very Good
    Sterling Ratio 0.57 0.47 0.35 | 0.61 3 | 21 Very Good
    Sortino Ratio 0.22 0.06 -0.05 | 0.23 2 | 21 Very Good
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Gilt Fund NAV Regular Growth Bandhan Gilt Fund NAV Direct Growth
    24-07-2026 37.4037 40.7029
    23-07-2026 37.349 40.6427
    22-07-2026 37.4535 40.7557
    21-07-2026 37.5227 40.8303
    20-07-2026 37.5534 40.863
    17-07-2026 37.5743 40.8837
    16-07-2026 37.6704 40.9875
    15-07-2026 37.6063 40.917
    14-07-2026 37.5325 40.8361
    13-07-2026 37.8149 41.1427
    10-07-2026 37.8592 41.1887
    09-07-2026 37.7465 41.0654
    08-07-2026 37.6925 41.0059
    07-07-2026 37.8834 41.213
    06-07-2026 37.9125 41.2439
    03-07-2026 37.854 41.1782
    02-07-2026 37.9154 41.2443
    01-07-2026 37.866 41.1898
    30-06-2026 37.8741 41.1979
    29-06-2026 37.7739 41.0883
    25-06-2026 37.6235 40.9219
    24-06-2026 37.3931 40.6705

    Fund Launch Date: 24/Mar/2003
    Fund Category: Gilt Fund
    Investment Objective: A dedicated gilt fund with anobjective to generate optimal returns with highliquidity by investing in Government Securities.
    Fund Description: An open ended debt scheme investing in government securities across maturities
    Fund Benchmark: CRISIL Dynamic Gilt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.