Previously Known As : Idfc Low Duration Fund
Bandhan Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 8
Rating
Growth Option 27-01-2026
NAV ₹39.81(R) +0.06% ₹40.85(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.79% 7.04% 5.81% 6.24% 6.67%
Direct 7.09% 7.32% 6.07% 6.49% 6.91%
Benchmark
SIP (XIRR) Regular 5.79% 6.85% 6.48% 5.8% 6.16%
Direct 6.1% 7.14% 6.76% 6.07% 6.42%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
3.28 3.41 0.71 5.41% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.42% 0.0% 0.0% 0.17 0.27%
Fund AUM As on: 30/12/2025 6841 Cr
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Nippon India Low Duration Fund 4

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
BANDHAN Low Duration Fund - Regular Plan - Daily IDCW 10.1
0.0000
0.0000%
BANDHAN Low Duration Fund-Direct Plan-Weekly IDCW 10.1
0.0000
0.0100%
BANDHAN Low Duration Fund - Regular Plan - Weekly IDCW 10.11
0.0000
0.0200%
BANDHAN Low Duration Fund-Direct Plan-Daily IDCW 10.11
0.0000
0.0000%
BANDHAN Low Duration Fund - Regular Plan - Monthly IDCW 10.12
0.0100
0.0600%
BANDHAN Low Duration Fund-Direct Plan-Monthly IDCW 10.14
0.0100
0.0700%
BANDHAN Low Duration Fund-Direct Plan-Quarterly IDCW 11.07
0.0100
0.0700%
BANDHAN Low Duration Fund - Regular Plan - Quarterly IDCW 11.13
0.0100
0.0600%
BANDHAN Low Duration Fund - Regular Plan - Periodic IDCW 13.22
0.0100
0.0600%
BANDHAN Low Duration Fund-Direct Plan-Periodic IDCW 13.38
0.0100
0.0700%
BANDHAN Low Duration Fund - Regular Plan - Growth 39.81
0.0300
0.0600%
BANDHAN Low Duration Fund-Direct Plan-Growth 40.85
0.0300
0.0700%

Review Date: 27-01-2026

Beginning of Analysis

Bandhan Low Duration Fund is the 6th ranked fund in the Low Duration Fund category. The category has total 19 funds. The 4 star rating shows a very good past performance of the Bandhan Low Duration Fund in Low Duration Fund. The fund has a Jensen Alpha of 5.41% which is higher than the category average of 5.29%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 3.28 which is higher than the category average of 3.19.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Bandhan Low Duration Fund Return Analysis

  • The fund has given a return of 0.2%, 1.15 and 2.61 in last one, three and six months respectively. In the same period the category average return was 0.23%, 1.22% and 2.75% respectively.
  • Bandhan Low Duration Fund has given a return of 7.09% in last one year. In the same period the Low Duration Fund category average return was 7.33%.
  • The fund has given a return of 7.32% in last three years and ranked 19.0th out of 19 funds in the category. In the same period the Low Duration Fund category average return was 7.55%.
  • The fund has given a return of 6.07% in last five years and ranked 16th out of 17 funds in the category. In the same period the Low Duration Fund category average return was 6.36%.
  • The fund has given a return of 6.91% in last ten years and ranked 10th out of 15 funds in the category. In the same period the category average return was 6.97%.
  • The fund has given a SIP return of 6.1% in last one year whereas category average SIP return is 6.36%. The fund one year return rank in the category is 18th in 19 funds
  • The fund has SIP return of 7.14% in last three years and ranks 19th in 19 funds. Icici Prudential Savings Fund has given the highest SIP return (7.57%) in the category in last three years.
  • The fund has SIP return of 6.76% in last five years whereas category average SIP return is 7.01%.

Bandhan Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.42 and semi deviation of 0.27. The category average standard deviation is 0.41 and semi deviation is 0.26.
  • The fund has a beta of 0.23 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.18
    0.19
    		0.13 | 0.24 12 | 19 Average
    3M Return % 1.07
    1.08
    		0.96 | 1.32 9 | 19 Good
    6M Return % 2.46
    2.47
    		2.21 | 2.82 9 | 19 Good
    1Y Return % 6.79
    6.77
    		6.18 | 7.42 9 | 19 Good
    3Y Return % 7.04
    6.99
    		6.43 | 7.71 7 | 19 Good
    5Y Return % 5.81
    5.83
    		5.19 | 7.17 8 | 17 Good
    7Y Return % 6.24
    6.02
    		5.40 | 6.91 7 | 17 Good
    10Y Return % 6.67
    6.48
    		5.95 | 7.19 4 | 15 Very Good
    15Y Return % 7.58
    7.29
    		6.72 | 7.90 2 | 12 Very Good
    1Y SIP Return % 5.79
    5.80
    		5.25 | 6.50 9 | 19 Good
    3Y SIP Return % 6.85
    6.82
    		6.27 | 7.45 8 | 19 Good
    5Y SIP Return % 6.48
    6.48
    		5.87 | 7.13 8 | 17 Good
    7Y SIP Return % 5.80
    5.85
    		5.21 | 6.47 8 | 17 Good
    10Y SIP Return % 6.16
    6.08
    		5.57 | 6.76 7 | 15 Good
    15Y SIP Return % 6.84
    6.46
    		4.16 | 7.33 3 | 13 Very Good
    Standard Deviation 0.42
    0.41
    		0.37 | 0.52 14 | 19 Average
    Semi Deviation 0.27
    0.26
    		0.22 | 0.40 14 | 19 Average
    Sharpe Ratio 3.28
    3.19
    		2.03 | 4.56 9 | 19 Good
    Sterling Ratio 0.71
    0.70
    		0.65 | 0.77 7 | 19 Good
    Sortino Ratio 3.41
    3.94
    		1.21 | 8.89 12 | 19 Average
    Jensen Alpha % 5.41
    5.29
    		4.80 | 5.79 8 | 19 Good
    Treynor Ratio 0.08
    0.08
    		0.05 | 0.11 8 | 19 Good
    Modigliani Square Measure % 13.38
    13.75
    		12.57 | 14.73 12 | 19 Average
    Alpha % -1.03
    -1.02
    		-1.52 | -0.33 9 | 19 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.20 0.23 0.19 | 0.28 16 | 19 Poor
    3M Return % 1.15 1.22 1.11 | 1.35 18 | 19 Poor
    6M Return % 2.61 2.75 2.58 | 2.88 18 | 19 Poor
    1Y Return % 7.09 7.33 7.06 | 7.54 18 | 19 Poor
    3Y Return % 7.32 7.55 7.32 | 7.83 19 | 19 Poor
    5Y Return % 6.07 6.36 6.06 | 7.29 16 | 17 Poor
    7Y Return % 6.49 6.53 5.51 | 7.13 11 | 17 Average
    10Y Return % 6.91 6.97 6.23 | 7.57 10 | 15 Average
    1Y SIP Return % 6.10 6.36 6.04 | 6.63 18 | 19 Poor
    3Y SIP Return % 7.14 7.38 7.14 | 7.57 19 | 19 Poor
    5Y SIP Return % 6.76 7.01 6.76 | 7.23 17 | 17 Poor
    7Y SIP Return % 6.07 6.36 6.05 | 6.79 16 | 17 Poor
    10Y SIP Return % 6.42 6.58 6.09 | 7.00 10 | 15 Average
    Standard Deviation 0.42 0.41 0.37 | 0.52 14 | 19 Average
    Semi Deviation 0.27 0.26 0.22 | 0.40 14 | 19 Average
    Sharpe Ratio 3.28 3.19 2.03 | 4.56 9 | 19 Good
    Sterling Ratio 0.71 0.70 0.65 | 0.77 7 | 19 Good
    Sortino Ratio 3.41 3.94 1.21 | 8.89 12 | 19 Average
    Jensen Alpha % 5.41 5.29 4.80 | 5.79 8 | 19 Good
    Treynor Ratio 0.08 0.08 0.05 | 0.11 8 | 19 Good
    Modigliani Square Measure % 13.38 13.75 12.57 | 14.73 12 | 19 Average
    Alpha % -1.03 -1.02 -1.52 | -0.33 9 | 19 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bandhan Low Duration Fund NAV Regular Growth Bandhan Low Duration Fund NAV Direct Growth
    27-01-2026 39.8134 40.8545
    23-01-2026 39.7881 40.8272
    22-01-2026 39.783 40.8215
    21-01-2026 39.7566 40.7941
    20-01-2026 39.7574 40.7946
    19-01-2026 39.7626 40.7995
    16-01-2026 39.7609 40.7968
    14-01-2026 39.7671 40.8018
    13-01-2026 39.7747 40.8091
    12-01-2026 39.7857 40.8201
    09-01-2026 39.7683 40.8012
    08-01-2026 39.766 40.7985
    07-01-2026 39.7662 40.7983
    06-01-2026 39.7739 40.8058
    05-01-2026 39.773 40.8046
    02-01-2026 39.7698 40.8002
    01-01-2026 39.7697 40.7998
    31-12-2025 39.7585 40.7879
    30-12-2025 39.7374 40.7659
    29-12-2025 39.7429 40.7712

    Fund Launch Date: 12/Jan/2006
    Fund Category: Low Duration Fund
    Investment Objective: The Scheme seeks to offer an investment avenue for short term savings by looking to generate returns commensurate with a low risk strategyfrom a portfolio that is invested in debt and money market securities such that the Macaulay duration of the portfolio is between 6 monthsand 12 months.
    Fund Description: An open ended low duration debt scheme investing in instruments such that the Macaulayduration of the portfolio is between 6 months and 12 months
    Fund Benchmark: NIFTY Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.