Previously Known As : Bank Of India Equity Debt Rebalancer Fund
Bank Of India Balanced Advantage Fund Datagrid
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 19
Rating
Growth Option 11-09-2026
NAV ₹25.77(R) -0.3% ₹28.2(D) -0.3%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.71% 7.54% 9.36% 9.47% 6.73%
Direct 4.92% 8.71% 10.46% 10.43% 7.6%
Benchmark
SIP (XIRR) Regular 1.01% 4.39% 7.75% 8.8% 7.78%
Direct 2.11% 5.58% 8.92% 9.89% 8.74%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.31 0.16 0.4 -0.92% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
9.68% -15.14% -12.42% 1.39 6.8%
Fund AUM As on: 30/12/2025 144 Cr
Top Dynamic Asset Allocation or Balanced Advantage
Fund Name Rank Rating
ICICI Prudential Balanced Advantage Fund 1
DSP Dynamic Asset Allocation Fund 2
Aditya Birla Sun Life Balanced Advantage Fund 3
HDFC Balanced Advantage Fund 4
Baroda BNP Paribas Balanced Advantage Fund 5
Axis Balanced Advantage Fund 6

NAV Date: 11-09-2026

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA BALANCED ADVANTAGE FUND DIRECT PLAN IDCW 17.02
-0.0500
-0.3000%
BANK OF INDIA BALANCED ADVANTAGE FUND REGULAR PLAN IDCW 17.98
-0.0500
-0.3000%
BANK OF INDIA BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH 25.77
-0.0800
-0.3000%
BANK OF INDIA BALANCED ADVANTAGE FUND DIRECT PLAN GROWTH 28.2
-0.0800
-0.3000%

Review Date: 11-09-2026

Beginning of Analysis

Bank of India Balanced Advantage Fund is the 24th ranked fund in the Dynamic Asset Allocation or Balanced Advantage Fund category. The category has total 26 funds. The Bank of India Balanced Advantage Fund has shown a very poor past performence in Dynamic Asset Allocation or Balanced Advantage Fund. The fund has a Jensen Alpha of -0.92% which is lower than the category average of 1.39%, showing poor performance. The fund has a Sharpe Ratio of 0.31 which is lower than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Dynamic Asset Allocation or Balanced Advantage Mutual Funds

Bank of India Balanced Advantage Fund Return Analysis

  • The fund has given a return of -2.63%, 2.14 and 1.91 in last one, three and six months respectively. In the same period the category average return was -1.61%, 3.83% and 4.23% respectively.
  • Bank of India Balanced Advantage Fund has given a return of 4.92% in last one year. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 2.51%.
  • The fund has given a return of 8.71% in last three years and ranked 19.0th out of thirty funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 9.3%.
  • The fund has given a return of 10.46% in last five years and ranked 4th out of twenty funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 9.14%.
  • The fund has given a return of 7.6% in last ten years and ranked 10th out of ten funds in the category. In the same period the category average return was 10.47%.
  • The fund has given a SIP return of 2.11% in last one year whereas category average SIP return is 3.1%. The fund one year return rank in the category is 23rd in 35 funds
  • The fund has SIP return of 5.58% in last three years and ranks 19th in 29 funds. Aditya Birla Sun Life Balanced Advantage Fund has given the highest SIP return (9.34%) in the category in last three years.
  • The fund has SIP return of 8.92% in last five years whereas category average SIP return is 8.94%.

Bank of India Balanced Advantage Fund Risk Analysis

  • The fund has a standard deviation of 9.68 and semi deviation of 6.8. The category average standard deviation is 9.31 and semi deviation is 6.93.
  • The fund has a Value at Risk (VaR) of -15.14 and a maximum drawdown of -12.42. The category average VaR is -12.46 and the maximum drawdown is -10.25. The fund has a beta of 1.43 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Very Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.66
    -1.70
    		-3.02 | 0.79 30 | 37 Average
    3M Return % 1.90
    3.51
    		1.17 | 8.95 32 | 37 Poor
    6M Return % 1.37
    3.59
    		0.21 | 12.10 32 | 37 Poor
    1Y Return % 3.71
    1.27
    		-4.50 | 7.96 7 | 36 Very Good
    3Y Return % 7.54
    7.92
    		0.57 | 11.48 19 | 30 Average
    5Y Return % 9.36
    7.83
    		4.59 | 13.88 4 | 20 Very Good
    7Y Return % 9.47
    10.38
    		6.83 | 15.29 12 | 17 Average
    10Y Return % 6.73
    9.33
    		6.73 | 13.46 10 | 10 Poor
    1Y SIP Return % 1.01
    1.72
    		-3.78 | 8.28 22 | 36 Average
    3Y SIP Return % 4.39
    4.53
    		-0.75 | 8.14 17 | 30 Average
    5Y SIP Return % 7.75
    7.58
    		3.34 | 10.88 12 | 20 Average
    7Y SIP Return % 8.80
    9.13
    		5.17 | 14.50 9 | 17 Good
    10Y SIP Return % 7.78
    9.55
    		7.19 | 13.84 9 | 10 Average
    Standard Deviation 9.68
    9.31
    		6.52 | 16.53 22 | 29 Average
    Semi Deviation 6.80
    6.93
    		4.66 | 11.70 17 | 29 Average
    Max Drawdown % -12.42
    -10.25
    		-26.93 | -5.47 25 | 29 Poor
    VaR 1 Y % -15.14
    -12.46
    		-22.85 | -5.38 25 | 29 Poor
    Average Drawdown % 4.53
    4.63
    		3.02 | 7.90 16 | 29 Good
    Sharpe Ratio 0.31
    0.38
    		-0.13 | 0.72 19 | 29 Average
    Sterling Ratio 0.40
    0.48
    		0.10 | 0.69 22 | 29 Average
    Sortino Ratio 0.16
    0.18
    		-0.02 | 0.33 18 | 29 Average
    Jensen Alpha % -0.92
    1.39
    		-4.84 | 6.27 25 | 29 Poor
    Treynor Ratio 0.02
    0.03
    		-0.01 | 0.06 21 | 29 Average
    Modigliani Square Measure % 2.36
    2.89
    		-0.95 | 5.40 19 | 29 Average
    Alpha % 0.20
    1.92
    		-4.56 | 9.57 24 | 29 Average
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.63 -1.61 -2.97 | 0.84 32 | 37 Poor
    3M Return % 2.14 3.83 1.26 | 9.30 33 | 37 Poor
    6M Return % 1.91 4.23 0.77 | 12.82 30 | 37 Average
    1Y Return % 4.92 2.51 -3.28 | 8.60 6 | 36 Very Good
    3Y Return % 8.71 9.30 1.88 | 13.13 19 | 30 Average
    5Y Return % 10.46 9.14 5.93 | 14.59 4 | 20 Very Good
    7Y Return % 10.43 11.68 8.19 | 15.99 14 | 17 Average
    10Y Return % 7.60 10.47 7.60 | 14.21 10 | 10 Poor
    1Y SIP Return % 2.11 3.10 -2.06 | 8.92 23 | 35 Average
    3Y SIP Return % 5.58 5.95 1.06 | 9.34 19 | 29 Average
    5Y SIP Return % 8.92 8.94 5.27 | 11.58 12 | 19 Average
    7Y SIP Return % 9.89 10.49 6.55 | 15.23 12 | 16 Average
    10Y SIP Return % 8.74 10.85 7.93 | 14.57 8 | 9 Average
    Standard Deviation 9.68 9.31 6.52 | 16.53 22 | 29 Average
    Semi Deviation 6.80 6.93 4.66 | 11.70 17 | 29 Average
    Max Drawdown % -12.42 -10.25 -26.93 | -5.47 25 | 29 Poor
    VaR 1 Y % -15.14 -12.46 -22.85 | -5.38 25 | 29 Poor
    Average Drawdown % 4.53 4.63 3.02 | 7.90 16 | 29 Good
    Sharpe Ratio 0.31 0.38 -0.13 | 0.72 19 | 29 Average
    Sterling Ratio 0.40 0.48 0.10 | 0.69 22 | 29 Average
    Sortino Ratio 0.16 0.18 -0.02 | 0.33 18 | 29 Average
    Jensen Alpha % -0.92 1.39 -4.84 | 6.27 25 | 29 Poor
    Treynor Ratio 0.02 0.03 -0.01 | 0.06 21 | 29 Average
    Modigliani Square Measure % 2.36 2.89 -0.95 | 5.40 19 | 29 Average
    Alpha % 0.20 1.92 -4.56 | 9.57 24 | 29 Average
    Return data last Updated On : Sept. 11, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bank Of India Balanced Advantage Fund NAV Regular Growth Bank Of India Balanced Advantage Fund NAV Direct Growth
    11-09-2026 25.7697 28.2016
    10-09-2026 25.8477 28.286
    09-09-2026 25.8477 28.285
    08-09-2026 25.9192 28.3623
    07-09-2026 25.9677 28.4144
    04-09-2026 26.0402 28.5132
    03-09-2026 26.0219 28.4922
    02-09-2026 26.0365 28.5072
    01-09-2026 26.1099 28.5865
    31-08-2026 26.1483 28.6276
    28-08-2026 26.2458 28.7314
    27-08-2026 26.204 28.6846
    26-08-2026 26.2867 28.7742
    25-08-2026 26.379 28.8743
    24-08-2026 26.2703 28.7543
    21-08-2026 26.3198 28.8055
    20-08-2026 26.3142 28.7984
    19-08-2026 26.2282 28.7034
    18-08-2026 26.2816 28.7608
    17-08-2026 26.3729 28.8597
    14-08-2026 26.4189 28.9071
    13-08-2026 26.4359 28.9247
    12-08-2026 26.4496 28.9387
    11-08-2026 26.4737 28.9641

    Fund Launch Date: 21/Feb/2014
    Fund Category: Dynamic Asset Allocation or Balanced Advantage
    Investment Objective: The Scheme aims at generating long term returns with lower volatility by following adisciplined allocation between equity and debt securities. The equity allocation will bedetermined based on the month end P/E ratio of the Nifty 50 Index. There is no assurancethat the investment objectives of the Scheme will be realized and the Scheme does notassure or guarantee any returns.
    Fund Description: An open ended dynamic asset allocation fund
    Fund Benchmark: Nifty 50 Total Return Index (Total Return Index) - 50% & CRISIL Short Term Bond Fund Index - 50%
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.