Previously Known As : Bank Of India Equity Debt Rebalancer Fund
Bank Of India Balanced Advantage Fund Datagrid
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 19
Rating
Growth Option 27-10-2026
NAV ₹25.05(R) +0.28% ₹27.46(D) +0.29%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -2.29% 7.94% 8.57% 8.54% 6.38%
Direct -1.15% 9.13% 9.69% 9.51% 7.25%
Benchmark
SIP (XIRR) Regular -4.85% 1.81% 6.29% 7.32% 6.94%
Direct -3.79% 2.99% 7.48% 8.42% 7.92%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.31 0.16 0.4 -0.92% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
9.68% -15.14% -12.42% 1.39 6.8%
Fund AUM As on: 30/12/2025 144 Cr
Top Dynamic Asset Allocation or Balanced Advantage
Fund Name Rank Rating
ICICI Prudential Balanced Advantage Fund 1
DSP Dynamic Asset Allocation Fund 2
Aditya Birla Sun Life Balanced Advantage Fund 3
HDFC Balanced Advantage Fund 4
Baroda BNP Paribas Balanced Advantage Fund 5
Axis Balanced Advantage Fund 6

NAV Date: 27-10-2026

Scheme Name NAV Rupee Change Percent Change
BANK OF INDIA BALANCED ADVANTAGE FUND DIRECT PLAN IDCW 16.57
0.0500
0.2900%
BANK OF INDIA BALANCED ADVANTAGE FUND REGULAR PLAN IDCW 17.48
0.0500
0.2800%
BANK OF INDIA BALANCED ADVANTAGE FUND REGULAR PLAN GROWTH 25.05
0.0700
0.2800%
BANK OF INDIA BALANCED ADVANTAGE FUND DIRECT PLAN GROWTH 27.46
0.0800
0.2900%

Review Date: 27-10-2026

Beginning of Analysis

In the Dynamic Asset Allocation or Balanced Advantage Fund category, Bank of India Balanced Advantage Fund is the 24th ranked fund. The category has total 26 funds. The 1 star rating shows a very poor past performance of the Bank of India Balanced Advantage Fund in Dynamic Asset Allocation or Balanced Advantage Fund. The fund has a Jensen Alpha of -0.92% which is lower than the category average of 1.39%, showing poor performance. The fund has a Sharpe Ratio of 0.31 which is lower than the category average of 0.38.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Dynamic Asset Allocation or Balanced Advantage Mutual Funds

Bank of India Balanced Advantage Fund Return Analysis

  • The fund has given a return of -1.35%, -3.61 and -3.24 in last one, three and six months respectively. In the same period the category average return was -1.43%, -2.94% and -0.94% respectively.
  • Bank of India Balanced Advantage Fund has given a return of -1.15% in last one year. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was -2.7%.
  • The fund has given a return of 9.13% in last three years and ranked 16.0th out of thirty funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 8.97%.
  • The fund has given a return of 9.69% in last five years and ranked 2nd out of twenty funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 8.02%.
  • The fund has given a return of 7.25% in last ten years and ranked 11th out of eleven funds in the category. In the same period the category average return was 9.88%.
  • The fund has given a SIP return of -3.79% in last one year whereas category average SIP return is -2.94%. The fund one year return rank in the category is 22nd in 36 funds
  • The fund has SIP return of 2.99% in last three years and ranks 15th in 30 funds. Aditya Birla Sun Life Balanced Advantage Fund has given the highest SIP return (6.56%) in the category in last three years.
  • The fund has SIP return of 7.48% in last five years whereas category average SIP return is 7.32%.

Bank of India Balanced Advantage Fund Risk Analysis

  • The fund has a standard deviation of 9.68 and semi deviation of 6.8. The category average standard deviation is 9.31 and semi deviation is 6.93.
  • The fund has a Value at Risk (VaR) of -15.14 and a maximum drawdown of -12.42. The category average VaR is -12.46 and the maximum drawdown is -10.25. The fund has a beta of 1.43 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Very Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.46
    -1.52
    		-5.09 | 0.47 20 | 37 Good
    3M Return % -3.84
    -3.23
    		-6.73 | 2.25 25 | 37 Average
    6M Return % -3.76
    -1.55
    		-5.90 | 5.86 30 | 37 Average
    1Y Return % -2.29
    -3.87
    		-9.29 | 7.72 11 | 36 Good
    3Y Return % 7.94
    7.61
    		1.00 | 10.94 14 | 30 Good
    5Y Return % 8.57
    6.73
    		3.81 | 11.68 3 | 20 Very Good
    7Y Return % 8.54
    9.39
    		5.61 | 14.46 12 | 17 Average
    10Y Return % 6.38
    8.73
    		6.38 | 12.84 11 | 11 Poor
    1Y SIP Return % -4.85
    -4.01
    		-10.92 | 7.83 21 | 35 Average
    3Y SIP Return % 1.81
    1.66
    		-2.79 | 5.38 16 | 29 Good
    5Y SIP Return % 6.29
    5.87
    		2.18 | 8.46 10 | 19 Good
    7Y SIP Return % 7.32
    7.25
    		3.89 | 9.49 8 | 16 Good
    10Y SIP Return % 6.94
    7.95
    		5.20 | 9.95 8 | 10 Average
    Standard Deviation 9.68
    9.31
    		6.52 | 16.53 22 | 29 Average
    Semi Deviation 6.80
    6.93
    		4.66 | 11.70 17 | 29 Average
    Max Drawdown % -12.42
    -10.25
    		-26.93 | -5.47 25 | 29 Poor
    VaR 1 Y % -15.14
    -12.46
    		-22.85 | -5.38 25 | 29 Poor
    Average Drawdown % 4.53
    4.63
    		3.02 | 7.90 16 | 29 Good
    Sharpe Ratio 0.31
    0.38
    		-0.13 | 0.72 19 | 29 Average
    Sterling Ratio 0.40
    0.48
    		0.10 | 0.69 22 | 29 Average
    Sortino Ratio 0.16
    0.18
    		-0.02 | 0.33 18 | 29 Average
    Jensen Alpha % -0.92
    1.39
    		-4.84 | 6.27 25 | 29 Poor
    Treynor Ratio 0.02
    0.03
    		-0.01 | 0.06 21 | 29 Average
    Modigliani Square Measure % 2.36
    2.89
    		-0.95 | 5.40 19 | 29 Average
    Alpha % 0.20
    1.92
    		-4.56 | 9.57 24 | 29 Average
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.35 -1.43 -4.97 | 0.52 21 | 37 Average
    3M Return % -3.61 -2.94 -6.44 | 2.59 27 | 37 Average
    6M Return % -3.24 -0.94 -4.95 | 6.54 32 | 37 Poor
    1Y Return % -1.15 -2.70 -7.75 | 8.36 11 | 36 Good
    3Y Return % 9.13 8.97 2.32 | 12.57 16 | 30 Good
    5Y Return % 9.69 8.02 5.20 | 12.36 2 | 20 Very Good
    7Y Return % 9.51 10.67 6.96 | 15.16 14 | 17 Average
    10Y Return % 7.25 9.88 7.25 | 13.58 11 | 11 Poor
    1Y SIP Return % -3.79 -2.94 -9.41 | 8.47 22 | 36 Average
    3Y SIP Return % 2.99 2.94 -1.02 | 6.56 15 | 30 Good
    5Y SIP Return % 7.48 7.32 4.10 | 9.70 12 | 20 Average
    7Y SIP Return % 8.42 8.84 5.48 | 13.38 12 | 17 Average
    10Y SIP Return % 7.92 9.56 6.56 | 13.47 9 | 11 Average
    Standard Deviation 9.68 9.31 6.52 | 16.53 22 | 29 Average
    Semi Deviation 6.80 6.93 4.66 | 11.70 17 | 29 Average
    Max Drawdown % -12.42 -10.25 -26.93 | -5.47 25 | 29 Poor
    VaR 1 Y % -15.14 -12.46 -22.85 | -5.38 25 | 29 Poor
    Average Drawdown % 4.53 4.63 3.02 | 7.90 16 | 29 Good
    Sharpe Ratio 0.31 0.38 -0.13 | 0.72 19 | 29 Average
    Sterling Ratio 0.40 0.48 0.10 | 0.69 22 | 29 Average
    Sortino Ratio 0.16 0.18 -0.02 | 0.33 18 | 29 Average
    Jensen Alpha % -0.92 1.39 -4.84 | 6.27 25 | 29 Poor
    Treynor Ratio 0.02 0.03 -0.01 | 0.06 21 | 29 Average
    Modigliani Square Measure % 2.36 2.89 -0.95 | 5.40 19 | 29 Average
    Alpha % 0.20 1.92 -4.56 | 9.57 24 | 29 Average
    Return data last Updated On : Oct. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Bank Of India Balanced Advantage Fund NAV Regular Growth Bank Of India Balanced Advantage Fund NAV Direct Growth
    27-10-2026 25.0508 27.4593
    26-10-2026 24.9805 27.3812
    23-10-2026 24.8509 27.2363
    22-10-2026 25.0575 27.4617
    21-10-2026 25.1639 27.5774
    19-10-2026 25.2965 27.7208
    16-10-2026 25.395 27.8257
    15-10-2026 25.3126 27.7345
    14-10-2026 25.2607 27.6767
    13-10-2026 25.3225 27.7434
    12-10-2026 25.1299 27.5314
    09-10-2026 25.2029 27.6084
    08-10-2026 25.0497 27.4397
    07-10-2026 25.2977 27.7104
    06-10-2026 25.4177 27.8408
    05-10-2026 25.3299 27.7437
    01-10-2026 25.1581 27.5516
    30-09-2026 25.3456 27.756
    29-09-2026 25.3868 27.8001
    28-09-2026 25.4207 27.8362

    Fund Launch Date: 21/Feb/2014
    Fund Category: Dynamic Asset Allocation or Balanced Advantage
    Investment Objective: The Scheme aims at generating long term returns with lower volatility by following adisciplined allocation between equity and debt securities. The equity allocation will bedetermined based on the month end P/E ratio of the Nifty 50 Index. There is no assurancethat the investment objectives of the Scheme will be realized and the Scheme does notassure or guarantee any returns.
    Fund Description: An open ended dynamic asset allocation fund
    Fund Benchmark: Nifty 50 Total Return Index (Total Return Index) - 50% & CRISIL Short Term Bond Fund Index - 50%
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.