Sbi Balanced Advantage Fund Datagrid
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 2
Rating
Growth Option 27-01-2026
NAV ₹15.81(R) +0.33% ₹16.49(D) +0.34%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 9.98% 13.74% -% -% -%
Direct 10.91% 14.75% -% -% -%
Benchmark
SIP (XIRR) Regular 7.27% 10.47% -% -% -%
Direct 8.17% 11.46% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.36 0.71 0.92 3.64% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.1% -6.81% -5.68% 0.99 4.51%
Fund AUM As on: 30/12/2025 38892 Cr
Top Dynamic Asset Allocation or Balanced Advantage
Fund Name Rank Rating
Icici Prudential Balanced Advantage Fund 1
SBI Balanced Advantage Fund 2
Hdfc Balanced Advantage Fund 3
Dsp Dynamic Asset Allocation Fund 4
Axis Balanced Advantage Fund 5
Aditya Birla Sun Life Balanced Advantage Fund 6

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
SBI Balanced Advantage Fund - Regular Plan - Growth 15.81
0.0500
0.3300%
SBI Balanced Advantage Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 15.81
0.0500
0.3300%
SBI Balanced Advantage Fund - Direct Plan - Growth 16.49
0.0600
0.3400%
SBI Balanced Advantage Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 16.5
0.0600
0.3400%

Review Date: 27-01-2026

Beginning of Analysis

In the Dynamic Asset Allocation or Balanced Advantage Fund category, SBI Balanced Advantage Fund is the 4th ranked fund. The category has total 26 funds. The 5 star rating shows an excellent past performance of the SBI Balanced Advantage Fund in Dynamic Asset Allocation or Balanced Advantage Fund. The fund has a Jensen Alpha of 3.64% which is higher than the category average of -0.03%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.36 which is higher than the category average of 0.83.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Dynamic Asset Allocation or Balanced Advantage Mutual Funds

SBI Balanced Advantage Fund Return Analysis

  • The fund has given a return of -1.31%, 0.08 and 3.98 in last one, three and six months respectively. In the same period the category average return was -2.17%, -2.34% and 0.76% respectively.
  • SBI Balanced Advantage Fund has given a return of 10.91% in last one year. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 7.82%.
  • The fund has given a return of 14.75% in last three years and ranked 5.0th out of 27 funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 12.98%.
  • The fund has given a SIP return of 8.17% in last one year whereas category average SIP return is 3.69%. The fund one year return rank in the category is 3rd in 34 funds
  • The fund has SIP return of 11.46% in last three years and ranks 4th in 27 funds. Hdfc Balanced Advantage Fund has given the highest SIP return (12.26%) in the category in last three years.

SBI Balanced Advantage Fund Risk Analysis

  • The fund has a standard deviation of 6.1 and semi deviation of 4.51. The category average standard deviation is 7.52 and semi deviation is 5.48.
  • The fund has a Value at Risk (VaR) of -6.81 and a maximum drawdown of -5.68. The category average VaR is -8.49 and the maximum drawdown is -9.24. The fund has a beta of 0.92 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Very Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.38
    -2.26
    		-6.76 | -0.39 6 | 34 Very Good
    3M Return % -0.13
    -2.65
    		-12.67 | -0.13 1 | 34 Very Good
    6M Return % 3.55
    0.13
    		-7.75 | 3.77 2 | 34 Very Good
    1Y Return % 9.98
    6.48
    		-4.75 | 12.24 5 | 34 Very Good
    3Y Return % 13.74
    11.56
    		6.61 | 17.57 4 | 27 Very Good
    1Y SIP Return % 7.27
    2.38
    		-10.13 | 8.39 3 | 34 Very Good
    3Y SIP Return % 10.47
    7.76
    		-2.42 | 11.56 4 | 27 Very Good
    Standard Deviation 6.10
    7.52
    		5.38 | 14.39 4 | 27 Very Good
    Semi Deviation 4.51
    5.48
    		3.77 | 10.94 4 | 27 Very Good
    Max Drawdown % -5.68
    -9.24
    		-25.84 | -4.53 3 | 27 Very Good
    VaR 1 Y % -6.81
    -8.49
    		-22.27 | -4.30 10 | 27 Good
    Average Drawdown % -2.21
    -3.10
    		-7.08 | -1.73 5 | 27 Very Good
    Sharpe Ratio 1.36
    0.83
    		0.15 | 1.38 2 | 27 Very Good
    Sterling Ratio 0.92
    0.64
    		0.22 | 0.93 2 | 27 Very Good
    Sortino Ratio 0.71
    0.42
    		0.09 | 0.75 2 | 27 Very Good
    Jensen Alpha % 3.64
    -0.03
    		-7.14 | 4.35 3 | 27 Very Good
    Treynor Ratio 0.08
    0.05
    		0.02 | 0.09 3 | 27 Very Good
    Modigliani Square Measure % 14.35
    10.13
    		3.59 | 15.10 2 | 27 Very Good
    Alpha % 4.80
    1.05
    		-3.12 | 7.09 2 | 27 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.31 -2.17 -6.66 | -0.36 6 | 34 Very Good
    3M Return % 0.08 -2.34 -12.39 | 0.08 1 | 34 Very Good
    6M Return % 3.98 0.76 -7.15 | 4.12 3 | 34 Very Good
    1Y Return % 10.91 7.82 -3.42 | 12.88 6 | 34 Very Good
    3Y Return % 14.75 12.98 7.98 | 18.29 5 | 27 Very Good
    1Y SIP Return % 8.17 3.69 -8.83 | 9.01 3 | 34 Very Good
    3Y SIP Return % 11.46 9.15 -1.05 | 12.26 4 | 27 Very Good
    Standard Deviation 6.10 7.52 5.38 | 14.39 4 | 27 Very Good
    Semi Deviation 4.51 5.48 3.77 | 10.94 4 | 27 Very Good
    Max Drawdown % -5.68 -9.24 -25.84 | -4.53 3 | 27 Very Good
    VaR 1 Y % -6.81 -8.49 -22.27 | -4.30 10 | 27 Good
    Average Drawdown % -2.21 -3.10 -7.08 | -1.73 5 | 27 Very Good
    Sharpe Ratio 1.36 0.83 0.15 | 1.38 2 | 27 Very Good
    Sterling Ratio 0.92 0.64 0.22 | 0.93 2 | 27 Very Good
    Sortino Ratio 0.71 0.42 0.09 | 0.75 2 | 27 Very Good
    Jensen Alpha % 3.64 -0.03 -7.14 | 4.35 3 | 27 Very Good
    Treynor Ratio 0.08 0.05 0.02 | 0.09 3 | 27 Very Good
    Modigliani Square Measure % 14.35 10.13 3.59 | 15.10 2 | 27 Very Good
    Alpha % 4.80 1.05 -3.12 | 7.09 2 | 27 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Balanced Advantage Fund NAV Regular Growth Sbi Balanced Advantage Fund NAV Direct Growth
    27-01-2026 15.8065 16.4947
    23-01-2026 15.7547 16.4392
    22-01-2026 15.8366 16.5242
    21-01-2026 15.756 16.4397
    20-01-2026 15.7767 16.4609
    19-01-2026 15.9115 16.6012
    16-01-2026 15.9566 16.6471
    14-01-2026 15.926 16.6144
    13-01-2026 15.9056 16.5927
    12-01-2026 15.9328 16.6207
    09-01-2026 15.9159 16.602
    08-01-2026 15.9531 16.6403
    07-01-2026 16.0917 16.7846
    06-01-2026 16.1201 16.8138
    05-01-2026 16.1773 16.8731
    02-01-2026 16.2192 16.9156
    01-01-2026 16.1368 16.8292
    31-12-2025 16.1325 16.8244
    30-12-2025 16.0498 16.7378
    29-12-2025 16.0278 16.7144

    Fund Launch Date: 31/Aug/2021
    Fund Category: Dynamic Asset Allocation or Balanced Advantage
    Investment Objective: To provide long term capital appreciation / income from a dynamic mix of equity and debt investments. However, there can be no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open-ended dynamic asset allocation fund
    Fund Benchmark: CRISIL Hybrid 50+50 Moderate Index Total Returns Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.