Canara Robeco Consumer Trends Fund Overview | ||||||
---|---|---|---|---|---|---|
Category | Consumption Fund | |||||
BMSMONEY Rank | 7 | |||||
BMSMONEY Rating | ||||||
Growth Option | As On: | 16-04-2024 | ||||
NAV | ₹94.75 (R) | -0.18% | ₹107.23 (D) | -0.18% | ||
Returns Gro. Opt. | 1Y | 3Y | 5Y | 7Y | 10Y | |
LumpSum Reg. P | 37.24% | 20.88% | 19.3% | 17.02% | 18.82% | |
LumpSum Dir. P | 38.95% | 22.47% | 20.86% | 18.53% | 20.22% | |
SIP Reg. P | 31.53% | 20.86% | 21.93% | 19.22% | 17.92% | |
SIP Dir. P | 33.17% | 22.39% | 23.52% | 20.74% | 19.36% | |
Ratio | Sharpe Ratio | Sortino Ratio | Sterling Ratio | Jensen's Alpha | Treynor Ratio | |
0.75 | 0.46 | 0.86 | 2.7% | 0.11 | ||
Risk | STD. Dev | VaR 1Y95% | Max DD | Beta | Semi Devi. | |
12.56% | -12.75% | -10.26% | 0.87 | 7.78% |
NAV Date: 16-04-2024
Scheme Name | NAV | Rupee Change | Percent Change |
---|---|---|---|
CANARA ROBECO CONSUMER TRENDS FUND - REGULAR PLAN - IDCW (Payout/Reinvestment) | 43.25 |
-0.0800
|
-0.1800%
|
CANARA ROBECO CONSUMER TRENDS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) | 77.76 |
-0.1500
|
-0.1900%
|
CANARA ROBECO CONSUMER TRENDS FUND - REGULAR PLAN - GROWTH OPTION | 94.75 |
-0.1700
|
-0.1800%
|
CANARA ROBECO CONSUMER TRENDS FUND - DIRECT PLAN - GROWTH OPTION | 107.23 |
-0.1900
|
-0.1800%
|
Review Date: Feb. 29, 2024
The fund has historical rank of 17th in Consumption Fund category. Additionally, the fund has three performance parameters that are in the top quartile in the category and four parameters above average and below the top quartile.KPIs* | Fund | Benchmark | Cat. Avg | Min | Max | Rank (In Cat.) | Better Than Cat. Avg | In 1st Quartile | In 4th Quartile |
---|---|---|---|---|---|---|---|---|
1M Return % | 4.43 |
3.30
|
-0.43 | 4.98 | 3 | 12 |
Yes
|
Yes
|
No
|
|
3M Return % | 6.06 |
3.28
|
-4.31 | 6.96 | 2 | 12 |
Yes
|
Yes
|
No
|
|
6M Return % | 15.42 |
11.80
|
-0.98 | 15.99 | 2 | 12 |
Yes
|
Yes
|
No
|
|
1Y Return % | 37.24 |
34.64
|
12.54 | 41.00 | 6 | 12 |
Yes
|
No
|
No
|
|
3Y Return % | 20.88 |
21.27
|
17.46 | 26.31 | 5 | 11 |
No
|
No
|
No
|
|
5Y Return % | 19.30 |
16.79
|
12.79 | 21.29 | 2 | 11 |
Yes
|
Yes
|
No
|
|
7Y Return % | 17.02 |
14.94
|
11.89 | 17.52 | 2 | 9 |
Yes
|
Yes
|
No
|
|
10Y Return % | 18.82 |
16.20
|
12.42 | 18.82 | 1 | 8 |
Yes
|
Yes
|
No
|
|
1Y SIP Return % | 31.53 |
26.78
|
2.00 | 32.96 | 4 | 12 |
Yes
|
No
|
No
|
|
3Y SIP Return % | 20.86 |
20.17
|
13.32 | 23.80 | 7 | 11 |
Yes
|
No
|
No
|
|
5Y SIP Return % | 21.93 |
20.68
|
15.40 | 24.90 | 5 | 11 |
Yes
|
No
|
No
|
|
7Y SIP Return % | 19.22 |
17.35
|
13.72 | 20.68 | 3 | 9 |
Yes
|
Yes
|
No
|
|
10Y SIP Return % | 17.92 |
15.95
|
12.87 | 17.92 | 1 | 8 |
Yes
|
Yes
|
No
|
|
Standard Deviation | 12.56 |
11.83
|
10.35 | 13.15 | 10 | 11 |
No
|
No
|
Yes
|
|
Semi Deviation | 7.78 |
7.68
|
6.62 | 8.72 | 6 | 11 |
No
|
No
|
No
|
|
Max Drawdown % | -10.26 |
-8.58
|
-11.98 | -4.50 | 8 | 11 |
No
|
No
|
No
|
|
VaR 1 Y % | -12.75 |
-11.61
|
-14.03 | -8.81 | 9 | 11 |
No
|
No
|
Yes
|
|
Average Drawdown % | -3.72 |
-3.64
|
-5.37 | -2.29 | 7 | 11 |
No
|
No
|
No
|
|
Sharpe Ratio | 0.75 |
0.99
|
0.63 | 1.38 | 10 | 11 |
No
|
No
|
Yes
|
|
Sterling Ratio | 0.86 |
1.08
|
0.71 | 1.40 | 10 | 11 |
No
|
No
|
Yes
|
|
Sortino Ratio | 0.46 |
0.59
|
0.36 | 0.79 | 10 | 11 |
No
|
No
|
Yes
|
|
Jensen Alpha % | 2.70 |
4.41
|
-1.71 | 11.51 | 8 | 11 |
No
|
No
|
No
|
|
Treynor Ratio | 0.11 |
0.15
|
0.09 | 0.26 | 10 | 11 |
No
|
No
|
Yes
|
|
Modigliani Square Measure % | 17.92 |
22.24
|
16.88 | 28.23 | 10 | 11 |
No
|
No
|
Yes
|
|
Alpha % | 0.53 |
0.33
|
-4.52 | 3.68 | 6 | 11 |
Yes
|
No
|
No
|
KPIs* | Fund | Benchmark | Cat. Avg | Min | Max | Rank (In Cat.) | Better Than Cat. Avg | In 1st Quartile | In 4th Quartile |
---|---|---|---|---|---|---|---|---|
1M Return % | 4.52 | 3.40 | -0.35 | 5.07 | 3 | 12 |
Yes
|
Yes
|
No
|
|
3M Return % | 6.37 | 3.59 | -4.11 | 7.24 | 2 | 12 |
Yes
|
Yes
|
No
|
|
6M Return % | 16.13 | 12.47 | -0.55 | 16.95 | 2 | 12 |
Yes
|
Yes
|
No
|
|
1Y Return % | 38.95 | 36.21 | 13.49 | 42.79 | 6 | 12 |
Yes
|
No
|
No
|
|
3Y Return % | 22.47 | 22.67 | 18.32 | 27.66 | 5 | 11 |
No
|
No
|
No
|
|
5Y Return % | 20.86 | 18.14 | 13.71 | 22.51 | 2 | 11 |
Yes
|
Yes
|
No
|
|
7Y Return % | 18.53 | 16.19 | 12.82 | 19.31 | 2 | 9 |
Yes
|
Yes
|
No
|
|
10Y Return % | 20.22 | 17.34 | 13.10 | 20.22 | 1 | 8 |
Yes
|
Yes
|
No
|
|
1Y SIP Return % | 33.17 | 28.29 | 2.89 | 34.90 | 4 | 12 |
Yes
|
No
|
No
|
|
3Y SIP Return % | 22.39 | 21.53 | 14.31 | 24.85 | 7 | 11 |
Yes
|
No
|
No
|
|
5Y SIP Return % | 23.52 | 22.06 | 16.37 | 26.29 | 4 | 11 |
Yes
|
No
|
No
|
|
7Y SIP Return % | 20.74 | 18.60 | 14.66 | 21.89 | 3 | 9 |
Yes
|
Yes
|
No
|
|
10Y SIP Return % | 19.36 | 17.11 | 13.55 | 19.36 | 1 | 8 |
Yes
|
Yes
|
No
|
|
Standard Deviation | 12.56 | 11.83 | 10.35 | 13.15 | 10 | 11 |
No
|
No
|
Yes
|
|
Semi Deviation | 7.78 | 7.68 | 6.62 | 8.72 | 6 | 11 |
No
|
No
|
No
|
|
Max Drawdown % | -10.26 | -8.58 | -11.98 | -4.50 | 8 | 11 |
No
|
No
|
No
|
|
VaR 1 Y % | -12.75 | -11.61 | -14.03 | -8.81 | 9 | 11 |
No
|
No
|
Yes
|
|
Average Drawdown % | -3.72 | -3.64 | -5.37 | -2.29 | 7 | 11 |
No
|
No
|
No
|
|
Sharpe Ratio | 0.75 | 0.99 | 0.63 | 1.38 | 10 | 11 |
No
|
No
|
Yes
|
|
Sterling Ratio | 0.86 | 1.08 | 0.71 | 1.40 | 10 | 11 |
No
|
No
|
Yes
|
|
Sortino Ratio | 0.46 | 0.59 | 0.36 | 0.79 | 10 | 11 |
No
|
No
|
Yes
|
|
Jensen Alpha % | 2.70 | 4.41 | -1.71 | 11.51 | 8 | 11 |
No
|
No
|
No
|
|
Treynor Ratio | 0.11 | 0.15 | 0.09 | 0.26 | 10 | 11 |
No
|
No
|
Yes
|
|
Modigliani Square Measure % | 17.92 | 22.24 | 16.88 | 28.23 | 10 | 11 |
No
|
No
|
Yes
|
|
Alpha % | 0.53 | 0.33 | -4.52 | 3.68 | 6 | 11 |
Yes
|
No
|
No
|
Investment Period | Regular | Direct | ||
---|---|---|---|---|
Return % | Current Value of ₹ 10000 | Return % | Current Value of ₹ 10000 | |
1D | -0.18 | ₹ 9982.0 | -0.18 | ₹ 9982.0 |
1W | - | ₹ - | - | ₹ - |
1M | 4.43 | ₹ 10443.0 | 4.52 | ₹ 10452.0 |
3M | 6.06 | ₹ 10606.0 | 6.37 | ₹ 10637.0 |
6M | 15.42 | ₹ 11542.0 | 16.13 | ₹ 11613.0 |
1Y | 37.24 | ₹ 13724.0 | 38.95 | ₹ 13895.0 |
3Y | 20.88 | ₹ 17661.0 | 22.47 | ₹ 18371.0 |
5Y | 19.3 | ₹ 24165.0 | 20.86 | ₹ 25783.0 |
7Y | 17.02 | ₹ 30041.0 | 18.53 | ₹ 32872.0 |
10Y | 18.82 | ₹ 56098.0 | 20.22 | ₹ 63039.0 |
15Y | - | ₹ - | - | ₹ - |
Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.
Investment Period | Invested Amount | Regular | Direct | ||
---|---|---|---|---|---|
XIRR % | Current Value of Invested Amount | XIRR % | Current Value of Invested Amount | ||
1Y | ₹ 12000 | 31.5331 | ₹ 13962.276 | 33.1711 | ₹ 14060.172 |
3Y | ₹ 36000 | 20.8562 | ₹ 48862.62 | 22.3894 | ₹ 49913.46 |
5Y | ₹ 60000 | 21.9319 | ₹ 103457.7 | 23.5201 | ₹ 107501.04 |
7Y | ₹ 84000 | 19.2212 | ₹ 166684.14 | 20.7353 | ₹ 175908.264 |
10Y | ₹ 120000 | 17.9241 | ₹ 307989.72 | 19.3616 | ₹ 332844.24 |
15Y | ₹ 180000 | - | ₹ - | - | ₹ - |
Date | NAV Regular Growth | NAV Direct Growth |
---|---|---|
16-04-2024 | 94.75 | 107.23 |
15-04-2024 | 94.92 | 107.42 |
12-04-2024 | 96.12 | 108.77 |
09-04-2024 | 95.81 | 108.41 |
08-04-2024 | 96.12 | 108.75 |
05-04-2024 | 95.55 | 108.1 |
04-04-2024 | 95.33 | 107.85 |
03-04-2024 | 95.07 | 107.55 |
02-04-2024 | 94.99 | 107.46 |
01-04-2024 | 94.76 | 107.19 |
28-03-2024 | 94.04 | 106.36 |
27-03-2024 | 93.28 | 105.5 |
26-03-2024 | 92.65 | 104.78 |
22-03-2024 | 92.24 | 104.31 |
21-03-2024 | 91.47 | 103.44 |
20-03-2024 | 90.25 | 102.05 |
19-03-2024 | 89.8 | 101.54 |
18-03-2024 | 90.73 | 102.59 |
15-03-2024 | 90.75 | 102.6 |
14-03-2024 | 90.62 | 102.45 |
13-03-2024 | 89.45 | 101.12 |
12-03-2024 | 91.52 | 103.46 |
11-03-2024 | 92.14 | 104.16 |
07-03-2024 | 92.75 | 104.83 |
06-03-2024 | 92.33 | 104.35 |
05-03-2024 | 92.29 | 104.31 |
04-03-2024 | 92.41 | 104.44 |
01-03-2024 | 91.93 | 103.89 |
29-02-2024 | 91.22 | 103.09 |
28-02-2024 | 91.03 | 102.86 |
27-02-2024 | 92.08 | 104.05 |
26-02-2024 | 91.75 | 103.66 |
23-02-2024 | 91.9 | 103.82 |
22-02-2024 | 91.88 | 103.8 |
21-02-2024 | 91.44 | 103.3 |
20-02-2024 | 91.87 | 103.78 |
19-02-2024 | 91.98 | 103.9 |
16-02-2024 | 91.49 | 103.34 |
15-02-2024 | 91.04 | 102.83 |
14-02-2024 | 90.87 | 102.63 |
13-02-2024 | 90.16 | 101.83 |
12-02-2024 | 89.68 | 101.29 |
09-02-2024 | 90.67 | 102.39 |
08-02-2024 | 90.86 | 102.6 |
07-02-2024 | 91.35 | 103.15 |
06-02-2024 | 89.94 | 101.56 |
05-02-2024 | 89.49 | 101.04 |
02-02-2024 | 90.03 | 101.64 |
01-02-2024 | 89.86 | 101.44 |
31-01-2024 | 89.6 | 101.15 |
30-01-2024 | 88.59 | 100.01 |
29-01-2024 | 89.69 | 101.24 |
25-01-2024 | 89.05 | 100.51 |
24-01-2024 | 89.45 | 100.95 |
23-01-2024 | 87.94 | 99.25 |
19-01-2024 | 89.73 | 101.26 |
18-01-2024 | 88.74 | 100.14 |
17-01-2024 | 89.34 | 100.81 |
16-01-2024 | 90.56 | 102.19 |
15-01-2024 | 90.61 | 102.24 |
12-01-2024 | 90.43 | 102.02 |
11-01-2024 | 90.18 | 101.73 |
10-01-2024 | 90.02 | 101.56 |
09-01-2024 | 90.08 | 101.62 |
08-01-2024 | 89.99 | 101.51 |
05-01-2024 | 90.96 | 102.59 |
04-01-2024 | 90.71 | 102.31 |
03-01-2024 | 89.7 | 101.17 |
02-01-2024 | 89.37 | 100.79 |
01-01-2024 | 89.46 | 100.89 |
29-12-2023 | 89.37 | 100.78 |
28-12-2023 | 88.89 | 100.23 |
27-12-2023 | 88.45 | 99.74 |
26-12-2023 | 87.87 | 99.07 |
22-12-2023 | 87.74 | 98.91 |
21-12-2023 | 87.33 | 98.45 |
20-12-2023 | 86.97 | 98.04 |
19-12-2023 | 88.58 | 99.85 |
18-12-2023 | 88.41 | 99.66 |
15-12-2023 | 88.2 | 99.41 |
14-12-2023 | 88.52 | 99.76 |
13-12-2023 | 88.09 | 99.28 |
12-12-2023 | 87.17 | 98.24 |
11-12-2023 | 87.63 | 98.76 |
08-12-2023 | 87.38 | 98.47 |
07-12-2023 | 87.69 | 98.81 |
06-12-2023 | 87.67 | 98.78 |
05-12-2023 | 87.23 | 98.29 |
04-12-2023 | 86.98 | 98.0 |
01-12-2023 | 86.14 | 97.04 |
30-11-2023 | 85.27 | 96.06 |
29-11-2023 | 84.59 | 95.29 |
28-11-2023 | 83.96 | 94.58 |
24-11-2023 | 83.39 | 93.92 |
23-11-2023 | 83.56 | 94.1 |
22-11-2023 | 83.63 | 94.19 |
21-11-2023 | 83.83 | 94.41 |
20-11-2023 | 83.52 | 94.06 |
17-11-2023 | 83.69 | 94.24 |
16-11-2023 | 83.09 | 93.56 |
15-11-2023 | 82.84 | 93.27 |
13-11-2023 | 82.31 | 92.67 |
10-11-2023 | 81.83 | 92.13 |
09-11-2023 | 81.71 | 91.98 |
08-11-2023 | 81.81 | 92.09 |
07-11-2023 | 81.36 | 91.58 |
06-11-2023 | 80.68 | 90.82 |
03-11-2023 | 80.17 | 90.23 |
02-11-2023 | 79.57 | 89.55 |
01-11-2023 | 78.68 | 88.55 |
31-10-2023 | 79.07 | 88.98 |
30-10-2023 | 79.14 | 89.06 |
27-10-2023 | 79.02 | 88.92 |
26-10-2023 | 78.1 | 87.88 |
25-10-2023 | 78.89 | 88.76 |
23-10-2023 | 79.56 | 89.51 |
20-10-2023 | 80.77 | 90.86 |
19-10-2023 | 81.42 | 91.59 |
18-10-2023 | 81.42 | 91.59 |
17-10-2023 | 82.09 | 92.34 |
16-10-2023 | 81.8 | 92.01 |
13-10-2023 | 81.83 | 92.03 |
12-10-2023 | 81.7 | 91.88 |
11-10-2023 | 81.53 | 91.68 |
10-10-2023 | 81.01 | 91.1 |
09-10-2023 | 80.28 | 90.28 |
06-10-2023 | 81.02 | 91.09 |
05-10-2023 | 80.36 | 90.35 |
04-10-2023 | 80.0 | 89.95 |
03-10-2023 | 80.79 | 90.83 |
29-09-2023 | 80.68 | 90.69 |
27-09-2023 | 80.9 | 90.93 |
26-09-2023 | 80.51 | 90.49 |
25-09-2023 | 80.32 | 90.27 |
22-09-2023 | 80.07 | 89.98 |
21-09-2023 | 80.23 | 90.16 |
20-09-2023 | 80.95 | 90.96 |
18-09-2023 | 81.47 | 91.55 |
15-09-2023 | 81.56 | 91.63 |
14-09-2023 | 81.37 | 91.42 |
13-09-2023 | 81.09 | 91.09 |
12-09-2023 | 80.87 | 90.85 |
11-09-2023 | 81.92 | 92.02 |
08-09-2023 | 81.42 | 91.46 |
07-09-2023 | 80.91 | 90.88 |
06-09-2023 | 80.44 | 90.35 |
05-09-2023 | 80.18 | 90.05 |
04-09-2023 | 79.89 | 89.72 |
01-09-2023 | 80.04 | 89.89 |
31-08-2023 | 79.32 | 89.08 |
30-08-2023 | 79.56 | 89.34 |
29-08-2023 | 79.22 | 88.95 |
28-08-2023 | 79.16 | 88.88 |
25-08-2023 | 78.95 | 88.63 |
24-08-2023 | 79.46 | 89.2 |
23-08-2023 | 79.45 | 89.19 |
22-08-2023 | 79.15 | 88.85 |
21-08-2023 | 78.72 | 88.37 |
18-08-2023 | 78.26 | 87.84 |
17-08-2023 | 78.33 | 87.91 |
16-08-2023 | 78.3 | 87.88 |
14-08-2023 | 78.21 | 87.77 |
11-08-2023 | 78.33 | 87.9 |
10-08-2023 | 78.66 | 88.26 |
09-08-2023 | 79.02 | 88.66 |
08-08-2023 | 78.75 | 88.36 |
07-08-2023 | 78.73 | 88.33 |
04-08-2023 | 78.64 | 88.23 |
03-08-2023 | 78.02 | 87.52 |
02-08-2023 | 78.69 | 88.28 |
01-08-2023 | 79.31 | 88.97 |
31-07-2023 | 79.46 | 89.14 |
28-07-2023 | 79.3 | 88.94 |
27-07-2023 | 79.11 | 88.73 |
26-07-2023 | 79.33 | 88.97 |
25-07-2023 | 79.3 | 88.94 |
24-07-2023 | 79.43 | 89.08 |
21-07-2023 | 79.78 | 89.46 |
20-07-2023 | 80.04 | 89.75 |
19-07-2023 | 79.49 | 89.13 |
18-07-2023 | 78.94 | 88.51 |
17-07-2023 | 79.23 | 88.83 |
14-07-2023 | 78.93 | 88.49 |
13-07-2023 | 78.59 | 88.1 |
12-07-2023 | 78.86 | 88.4 |
11-07-2023 | 78.68 | 88.2 |
10-07-2023 | 78.03 | 87.47 |
07-07-2023 | 78.32 | 87.78 |
06-07-2023 | 79.0 | 88.54 |
05-07-2023 | 78.74 | 88.24 |
04-07-2023 | 78.16 | 87.59 |
03-07-2023 | 78.15 | 87.58 |
30-06-2023 | 78.0 | 87.4 |
28-06-2023 | 77.6 | 86.95 |
27-06-2023 | 77.06 | 86.34 |
26-06-2023 | 76.65 | 85.88 |
23-06-2023 | 76.27 | 85.44 |
22-06-2023 | 76.84 | 86.08 |
21-06-2023 | 77.18 | 86.45 |
20-06-2023 | 77.23 | 86.51 |
19-06-2023 | 77.04 | 86.3 |
16-06-2023 | 77.24 | 86.51 |
15-06-2023 | 76.64 | 85.83 |
14-06-2023 | 76.47 | 85.64 |
13-06-2023 | 76.17 | 85.3 |
12-06-2023 | 75.48 | 84.53 |
09-06-2023 | 75.5 | 84.54 |
08-06-2023 | 75.59 | 84.64 |
07-06-2023 | 76.25 | 85.37 |
06-06-2023 | 75.58 | 84.62 |
05-06-2023 | 75.51 | 84.54 |
02-06-2023 | 75.32 | 84.32 |
01-06-2023 | 74.93 | 83.88 |
31-05-2023 | 74.79 | 83.72 |
30-05-2023 | 74.59 | 83.49 |
29-05-2023 | 74.31 | 83.17 |
26-05-2023 | 73.92 | 82.74 |
25-05-2023 | 73.34 | 82.07 |
24-05-2023 | 72.85 | 81.52 |
23-05-2023 | 72.78 | 81.44 |
22-05-2023 | 72.7 | 81.36 |
19-05-2023 | 72.67 | 81.32 |
18-05-2023 | 72.45 | 81.06 |
17-05-2023 | 72.74 | 81.39 |
16-05-2023 | 72.95 | 81.61 |
15-05-2023 | 73.04 | 81.72 |
12-05-2023 | 72.63 | 81.25 |
11-05-2023 | 72.42 | 81.01 |
10-05-2023 | 71.97 | 80.5 |
09-05-2023 | 71.61 | 80.1 |
08-05-2023 | 71.59 | 80.07 |
05-05-2023 | 70.68 | 79.05 |
04-05-2023 | 71.06 | 79.47 |
03-05-2023 | 70.71 | 79.07 |
02-05-2023 | 70.59 | 78.94 |
28-04-2023 | 70.38 | 78.7 |
27-04-2023 | 70.2 | 78.49 |
26-04-2023 | 70.04 | 78.3 |
25-04-2023 | 69.6 | 77.81 |
24-04-2023 | 69.56 | 77.76 |
21-04-2023 | 69.1 | 77.25 |
20-04-2023 | 69.05 | 77.19 |
19-04-2023 | 68.82 | 76.92 |
18-04-2023 | 69.04 | 77.17 |
17-04-2023 | 69.1 | 77.23 |
Fund Launch Date: 20/Jul/2009 |
Fund Category: Consumption Fund |
Investment Objective: To provide long-term capital appreciation by primarily investing in equity and equity related securities of companies which directly or indirectly benefit from the growing consumer demand in India. However, there can be no assurance that the investment objective of the scheme will be realized. |
Fund Description: An open ended equity scheme following the consumption and financial theme |
Fund Benchmark: S&P BSE 100 Total Return Index |
Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.