Dsp Dynamic Asset Allocation Fund Overview
Category Dynamic Asset Allocation or Balanced Advantage
BMSMONEY Rank 4
Rating
Growth Option 01-04-2025
NAV ₹26.4(R) -0.31% ₹30.14(D) -0.29%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 11.75% 10.29% 13.29% 9.23% -%
Direct 13.11% 11.64% 14.78% 10.77% -%
Benchmark
SIP (XIRR) Regular 5.42% 11.88% 10.66% 9.77% 8.38%
Direct 6.71% 13.24% 12.04% 11.21% 9.76%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.41 0.23 0.66 2.28% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
6.73% -5.38% -4.67% 0.83 4.26%

NAV Date: 01-04-2025

Scheme Name NAV Rupee Change Percent Change
DSP Dynamic Asset Allocation Fund - Regular Plan - IDCW - Monthly 13.84
-0.0900
-0.6700%
DSP Dynamic Asset Allocation Fund - Direct Plan - IDCW - Monthly 16.2
-0.1000
-0.6100%
DSP Dynamic Asset Allocation Fund - Regular Plan - Growth 26.4
-0.0800
-0.3100%
DSP Dynamic Asset Allocation Fund - Direct Plan - Growth 30.14
-0.0900
-0.2900%

Review Date: 01-04-2025

Beginning of Analysis

In the Dynamic Asset Allocation or Balanced Advantage Fund category, Dsp Dynamic Asset Allocation Fund is the 4th ranked fund. The category has total 24 funds. The 5 star rating shows an excellent past performance of the Dsp Dynamic Asset Allocation Fund in Dynamic Asset Allocation or Balanced Advantage Fund. The fund has a Jensen Alpha of 2.28% which is higher than the category average of 0.63%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 0.41 which is higher than the category average of 0.36.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Dynamic Asset Allocation or Balanced Advantage Mutual Funds

Dsp Dynamic Asset Allocation Fund Return Analysis

  • The fund has given a return of 3.62%, 0.75 and -0.68 in last one, three and six months respectively. In the same period the category average return was 3.59%, -3.18% and -5.81% respectively.
  • Dsp Dynamic Asset Allocation Fund has given a return of 13.11% in last one year. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 5.89%.
  • The fund has given a return of 11.64% in last three years and ranked 10.0th out of 24 funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 11.3%.
  • The fund has given a return of 14.78% in last five years and ranked 14th out of 18 funds in the category. In the same period the Dynamic Asset Allocation or Balanced Advantage Fund category average return was 16.57%.
  • The fund has given a SIP return of 6.71% in last one year whereas category average SIP return is -1.34%. The fund one year return rank in the category is 1st in 33 funds
  • The fund has SIP return of 13.24% in last three years and ranks 4th in 24 funds. Hdfc Balanced Advantage Fund has given the highest SIP return (18.04%) in the category in last three years.
  • The fund has SIP return of 12.04% in last five years whereas category average SIP return is 12.34%.

Dsp Dynamic Asset Allocation Fund Risk Analysis

The fund has a standard deviation of 6.73 and semi deviation of 4.26. The category average standard deviation is 8.33 and semi deviation is 5.9. The fund has a Value at Risk (VaR) of -5.38 and a maximum drawdown of -4.67. The category average VaR is -9.87 and the maximum drawdown is -9.59. The fund has a beta of 0.83 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Good Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category
  • Very Poor Performance in Dynamic Asset Allocation or Balanced Advantage Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Dynamic Asset Allocation Fund NAV Regular Growth Dsp Dynamic Asset Allocation Fund NAV Direct Growth
    01-04-2025 26.403 30.145
    28-03-2025 26.485 30.234
    27-03-2025 26.474 30.22
    26-03-2025 26.394 30.128
    25-03-2025 26.505 30.254
    24-03-2025 26.541 30.294
    21-03-2025 26.402 30.132
    20-03-2025 26.214 29.917
    19-03-2025 26.097 29.782
    18-03-2025 25.998 29.668
    17-03-2025 25.81 29.452
    13-03-2025 25.774 29.408
    12-03-2025 25.798 29.434
    11-03-2025 25.829 29.468
    10-03-2025 25.828 29.467
    07-03-2025 25.87 29.512
    06-03-2025 25.882 29.525
    05-03-2025 25.71 29.327
    04-03-2025 25.5 29.086
    03-03-2025 25.507 29.093

    Fund Launch Date: 17/Jan/2014
    Fund Category: Dynamic Asset Allocation or Balanced Advantage
    Investment Objective: The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between equity and fixed income securities. The Scheme will dynamically manage the asset allocation between equity and fixed income based on the relative valuation of equity and debt markets. The Scheme intends to generate long-term capital appreciation by investing in equity and equity related instruments and seeks to generate income through investments in fixed income securities and by using arbitrage and other derivative strategies.
    Fund Description: An open ended dynamic asset allocation fund
    Fund Benchmark: CRISIL Hybrid 35+65-Aggressive Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.