Dsp Regular Savings Fund Datagrid
Category Conservative Hybrid Fund
BMSMONEY Rank 7
Rating
Growth Option 13-03-2026
NAV ₹59.13(R) -0.45% ₹66.88(D) -0.45%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.17% 9.51% 7.64% 7.71% 7.33%
Direct 5.9% 10.22% 8.5% 8.83% 8.43%
Benchmark
SIP (XIRR) Regular 1.1% 6.83% 5.94% 7.09% 6.82%
Direct 1.82% 7.54% 6.65% 7.99% 7.85%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.26 0.8 0.89 1.77% -0.48
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.18% -2.3% -1.22% 0.92 2.07%
Fund AUM As on: 30/12/2025 181 Cr
Top Conservative Hybrid Fund
Fund Name Rank Rating
Parag Parikh Conservative Hybrid Fund 1
Nippon India Conservative Hybrid Fund 2
Aditya Birla Sun Life Regular Savings Fund 3
SBI Conservative Hybrid Fund 4

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
DSP Regular Savings Fund - Regular Plan - IDCW - Monthly 10.99
-0.0500
-0.4500%
DSP Regular Savings Fund - Regular Plan - IDCW - Quarterly 11.4
-0.0500
-0.4500%
DSP Regular Savings Fund - Direct Plan - IDCW - Quarterly 13.96
-0.0600
-0.4500%
DSP Regular Savings Fund - Direct Plan - IDCW - Monthly 14.04
-0.0600
-0.4500%
DSP Regular Savings Fund- Regular Plan - Growth 59.13
-0.2700
-0.4500%
DSP Regular Savings Fund - Direct Plan - Growth 66.88
-0.3000
-0.4500%

Review Date: 13-03-2026

Beginning of Analysis

Dsp Regular Savings Fund is the 5th ranked fund in the Conservative Hybrid Fund category. The category has total 17 funds. The 4 star rating shows a very good past performance of the Dsp Regular Savings Fund in Conservative Hybrid Fund. The fund has a Jensen Alpha of 1.77% which is higher than the category average of 0.62%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.26 which is higher than the category average of 1.01.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Conservative Hybrid Mutual Funds

Dsp Regular Savings Fund Return Analysis

  • The fund has given a return of -1.21%, -1.05 and 0.61 in last one, three and six months respectively. In the same period the category average return was -1.47%, -1.24% and 0.37% respectively.
  • Dsp Regular Savings Fund has given a return of 5.9% in last one year. In the same period the Conservative Hybrid Fund category average return was 6.5%.
  • The fund has given a return of 10.22% in last three years and ranked 5.0th out of seventeen funds in the category. In the same period the Conservative Hybrid Fund category average return was 9.57%.
  • The fund has given a return of 8.5% in last five years and ranked 8th out of fifteen funds in the category. In the same period the Conservative Hybrid Fund category average return was 8.35%.
  • The fund has given a return of 8.43% in last ten years and ranked 9th out of fifteen funds in the category. In the same period the category average return was 8.7%.
  • The fund has given a SIP return of 1.82% in last one year whereas category average SIP return is 1.85%. The fund one year return rank in the category is 7th in 16 funds
  • The fund has SIP return of 7.54% in last three years and ranks 5th in 16 funds. Parag Parikh Conservative Hybrid Fund has given the highest SIP return (9.44%) in the category in last three years.
  • The fund has SIP return of 6.65% in last five years whereas category average SIP return is 6.35%.

Dsp Regular Savings Fund Risk Analysis

  • The fund has a standard deviation of 3.18 and semi deviation of 2.07. The category average standard deviation is 3.42 and semi deviation is 2.47.
  • The fund has a Value at Risk (VaR) of -2.3 and a maximum drawdown of -1.22. The category average VaR is -3.12 and the maximum drawdown is -2.42. The fund has a beta of 0.96 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Conservative Hybrid Fund Category
  • Good Performance in Conservative Hybrid Fund Category
  • Poor Performance in Conservative Hybrid Fund Category
  • Very Poor Performance in Conservative Hybrid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.26
    -1.53
    		-2.39 | 0.27 4 | 17 Very Good
    3M Return % -1.22
    -1.44
    		-3.75 | 1.47 8 | 17 Good
    6M Return % 0.26
    -0.04
    		-2.22 | 2.85 7 | 17 Good
    1Y Return % 5.17
    5.60
    		2.48 | 8.65 8 | 17 Good
    3Y Return % 9.51
    8.63
    		6.40 | 11.52 4 | 17 Very Good
    5Y Return % 7.64
    7.41
    		5.28 | 8.89 8 | 15 Good
    7Y Return % 7.71
    7.54
    		4.71 | 9.67 8 | 15 Good
    10Y Return % 7.33
    7.73
    		5.90 | 9.49 10 | 15 Average
    15Y Return % 7.86
    8.23
    		6.43 | 9.66 10 | 15 Average
    1Y SIP Return % 1.10
    0.72
    		-2.10 | 5.86 6 | 16 Good
    3Y SIP Return % 6.83
    5.88
    		3.53 | 9.11 4 | 16 Very Good
    5Y SIP Return % 5.94
    5.28
    		3.60 | 6.70 6 | 14 Good
    7Y SIP Return % 7.09
    6.71
    		4.86 | 8.29 7 | 14 Good
    10Y SIP Return % 6.82
    6.94
    		5.44 | 8.49 9 | 14 Average
    15Y SIP Return % 7.20
    7.54
    		6.06 | 9.12 9 | 14 Average
    Standard Deviation 3.18
    3.42
    		1.83 | 4.72 5 | 17 Very Good
    Semi Deviation 2.07
    2.47
    		1.29 | 3.67 2 | 17 Very Good
    Max Drawdown % -1.22
    -2.42
    		-5.51 | -0.32 3 | 17 Very Good
    VaR 1 Y % -2.30
    -3.12
    		-5.37 | -0.39 5 | 17 Very Good
    Average Drawdown % -0.59
    -1.09
    		-1.94 | -0.22 4 | 17 Very Good
    Sharpe Ratio 1.26
    1.01
    		0.34 | 1.95 4 | 17 Very Good
    Sterling Ratio 0.89
    0.75
    		0.56 | 1.10 4 | 17 Very Good
    Sortino Ratio 0.80
    0.55
    		0.16 | 1.37 4 | 17 Very Good
    Jensen Alpha % 1.77
    0.62
    		-1.94 | 3.93 4 | 17 Very Good
    Treynor Ratio -0.48
    -0.44
    		-0.80 | -0.30 13 | 17 Average
    Modigliani Square Measure % 9.38
    8.64
    		6.70 | 11.39 4 | 17 Very Good
    Alpha % 1.32
    0.72
    		-1.53 | 3.92 6 | 17 Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.21 -1.47 -2.34 | 0.29 4 | 17 Very Good
    3M Return % -1.05 -1.24 -3.53 | 1.54 8 | 17 Good
    6M Return % 0.61 0.37 -1.68 | 3.00 8 | 17 Good
    1Y Return % 5.90 6.50 3.32 | 9.50 11 | 17 Average
    3Y Return % 10.22 9.57 7.35 | 11.85 5 | 17 Very Good
    5Y Return % 8.50 8.35 6.28 | 10.09 8 | 15 Good
    7Y Return % 8.83 8.50 5.47 | 11.04 8 | 15 Good
    10Y Return % 8.43 8.70 6.71 | 10.72 9 | 15 Average
    1Y SIP Return % 1.82 1.85 -0.84 | 6.24 7 | 16 Good
    3Y SIP Return % 7.54 7.01 5.62 | 9.44 5 | 16 Good
    5Y SIP Return % 6.65 6.35 4.70 | 7.48 8 | 14 Good
    7Y SIP Return % 7.99 7.82 5.87 | 9.39 7 | 14 Good
    10Y SIP Return % 7.85 8.04 6.44 | 9.88 9 | 14 Average
    Standard Deviation 3.18 3.42 1.83 | 4.72 5 | 17 Very Good
    Semi Deviation 2.07 2.47 1.29 | 3.67 2 | 17 Very Good
    Max Drawdown % -1.22 -2.42 -5.51 | -0.32 3 | 17 Very Good
    VaR 1 Y % -2.30 -3.12 -5.37 | -0.39 5 | 17 Very Good
    Average Drawdown % -0.59 -1.09 -1.94 | -0.22 4 | 17 Very Good
    Sharpe Ratio 1.26 1.01 0.34 | 1.95 4 | 17 Very Good
    Sterling Ratio 0.89 0.75 0.56 | 1.10 4 | 17 Very Good
    Sortino Ratio 0.80 0.55 0.16 | 1.37 4 | 17 Very Good
    Jensen Alpha % 1.77 0.62 -1.94 | 3.93 4 | 17 Very Good
    Treynor Ratio -0.48 -0.44 -0.80 | -0.30 13 | 17 Average
    Modigliani Square Measure % 9.38 8.64 6.70 | 11.39 4 | 17 Very Good
    Alpha % 1.32 0.72 -1.53 | 3.92 6 | 17 Good
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Regular Savings Fund NAV Regular Growth Dsp Regular Savings Fund NAV Direct Growth
    13-03-2026 59.1303 66.8811
    12-03-2026 59.3998 67.1846
    11-03-2026 59.5327 67.3337
    10-03-2026 59.6231 67.4347
    09-03-2026 59.3526 67.1274
    06-03-2026 59.5988 67.4021
    05-03-2026 59.7546 67.5771
    04-03-2026 59.6012 67.4024
    02-03-2026 59.8172 67.6441
    27-02-2026 59.9397 67.7789
    26-02-2026 60.054 67.9068
    25-02-2026 60.0857 67.9414
    24-02-2026 60.0442 67.8932
    23-02-2026 60.0703 67.9215
    20-02-2026 59.974 67.8088
    18-02-2026 60.1317 67.9845
    17-02-2026 60.0536 67.895
    16-02-2026 60.0187 67.8543
    13-02-2026 59.8876 67.7023

    Fund Launch Date: 27/Apr/2004
    Fund Category: Conservative Hybrid Fund
    Investment Objective: An Open Ended Income Scheme, seeking to generate income, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of issuers domiciled in India.
    Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
    Fund Benchmark: CRISIL Hybrid 85+15-Conservative Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.