Dsp Savings Fund Datagrid
Category Money Market Fund
BMSMONEY Rank 17
Rating
Growth Option 27-01-2026
NAV ₹54.42(R) +0.06% ₹56.16(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.76% 7.1% 5.83% 6.04% 6.21%
Direct 7.01% 7.36% 6.09% 6.29% 6.46%
Benchmark
SIP (XIRR) Regular 6.03% 6.88% 6.53% 5.76% 5.99%
Direct 6.27% 7.13% 6.78% 6.01% 6.25%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.88 1.35 0.7 5.97% 0.14
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.43% 0.0% 0.0% 0.1 0.35%
Fund AUM As on: 30/12/2025 7949 Cr
Top Money Market Fund
Fund Name Rank Rating
Uti Money Market Fund 1
Axis Money Market Fund 2
Aditya Birla Sun Life Money Manager Fund 3
Nippon India Money Market Fund 4
Tata Money Market Fund 5

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
DSP Savings Fund - Regular Plan - IDCW - Daily 10.1
0.0000
0.0000%
DSP Savings Fund - Direct Plan - IDCW - Daily 10.15
0.0000
0.0000%
DSP Savings Fund - Regular Plan - IDCW - Monthly 11.0
0.0100
0.0600%
DSP Savings Fund - Direct Plan - IDCW - Monthly 11.04
0.0100
0.0600%
DSP Savings Fund - Regular Plan - IDCW 12.43
0.0100
0.0600%
DSP Savings Fund - Direct Plan - IDCW 12.47
0.0100
0.0600%
DSP Savings Fund - Regular Plan - Growth 54.42
0.0300
0.0600%
DSP Savings Fund - Direct Plan - Growth 56.16
0.0400
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

Dsp Savings Fund is the 13th ranked fund in the Money Market Fund category. The category has total 20 funds. The Dsp Savings Fund has shown an average past performence in Money Market Fund. The fund has a Jensen Alpha of 5.97% which is higher than the category average of 5.92%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.88 which is lower than the category average of 4.07.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Dsp Savings Fund Return Analysis

  • The fund has given a return of 0.29%, 1.31 and 2.8 in last one, three and six months respectively. In the same period the category average return was 0.34%, 1.36% and 2.84% respectively.
  • Dsp Savings Fund has given a return of 7.01% in last one year. In the same period the Money Market Fund category average return was 7.26%.
  • The fund has given a return of 7.36% in last three years and ranked 16.0th out of 21 funds in the category. In the same period the Money Market Fund category average return was 7.43%.
  • The fund has given a return of 6.09% in last five years and ranked 13th out of 16 funds in the category. In the same period the Money Market Fund category average return was 6.26%.
  • The fund has given a return of 6.46% in last ten years and ranked 10th out of 11 funds in the category. In the same period the category average return was 6.72%.
  • The fund has given a SIP return of 6.27% in last one year whereas category average SIP return is 6.46%. The fund one year return rank in the category is 22nd in 22 funds
  • The fund has SIP return of 7.13% in last three years and ranks 18th in 21 funds. Tata Money Market Fund has given the highest SIP return (7.49%) in the category in last three years.
  • The fund has SIP return of 6.78% in last five years whereas category average SIP return is 6.97%.

Dsp Savings Fund Risk Analysis

  • The fund has a standard deviation of 0.43 and semi deviation of 0.35. The category average standard deviation is 0.34 and semi deviation is 0.21.
  • The fund has a beta of 0.14 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.27
    0.32
    		0.26 | 0.37 21 | 22 Poor
    3M Return % 1.25
    1.28
    		1.09 | 1.37 18 | 22 Average
    6M Return % 2.68
    2.68
    		2.27 | 2.80 14 | 22 Average
    1Y Return % 6.76
    6.92
    		6.12 | 7.24 16 | 22 Average
    3Y Return % 7.10
    7.09
    		6.30 | 7.48 12 | 21 Good
    5Y Return % 5.83
    5.93
    		5.06 | 6.27 10 | 16 Average
    7Y Return % 6.04
    6.17
    		5.14 | 6.49 10 | 13 Average
    10Y Return % 6.21
    6.39
    		5.57 | 6.79 8 | 11 Average
    15Y Return % 6.84
    7.21
    		6.52 | 7.57 9 | 11 Average
    1Y SIP Return % 6.03
    6.13
    		5.32 | 6.41 17 | 22 Average
    3Y SIP Return % 6.88
    6.95
    		6.16 | 7.29 15 | 21 Average
    5Y SIP Return % 6.53
    6.65
    		5.77 | 6.96 12 | 16 Average
    7Y SIP Return % 5.76
    5.87
    		4.99 | 6.18 9 | 13 Average
    10Y SIP Return % 5.99
    6.11
    		5.21 | 6.47 7 | 11 Average
    15Y SIP Return % 6.40
    6.60
    		5.79 | 6.98 8 | 11 Average
    Standard Deviation 0.43
    0.34
    		0.28 | 0.43 21 | 21 Poor
    Semi Deviation 0.35
    0.21
    		0.17 | 0.35 21 | 21 Poor
    Sharpe Ratio 2.88
    4.07
    		1.94 | 5.23 18 | 21 Average
    Sterling Ratio 0.70
    0.71
    		0.63 | 0.75 17 | 21 Average
    Sortino Ratio 1.35
    14.57
    		1.35 | 33.07 21 | 21 Poor
    Jensen Alpha % 5.97
    5.92
    		5.08 | 6.21 13 | 21 Average
    Treynor Ratio 0.14
    0.14
    		0.06 | 0.18 13 | 21 Average
    Modigliani Square Measure % 18.48
    15.64
    		13.32 | 18.48 1 | 21 Very Good
    Alpha % -0.80
    -0.84
    		-1.58 | -0.45 12 | 21 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.29 0.34 0.29 | 0.41 22 | 22 Poor
    3M Return % 1.31 1.36 1.30 | 1.43 20 | 22 Poor
    6M Return % 2.80 2.84 2.77 | 2.91 20 | 22 Poor
    1Y Return % 7.01 7.26 6.94 | 7.41 21 | 22 Poor
    3Y Return % 7.36 7.43 6.71 | 7.69 16 | 21 Average
    5Y Return % 6.09 6.26 5.96 | 6.50 13 | 16 Poor
    7Y Return % 6.29 6.51 6.16 | 7.27 11 | 13 Average
    10Y Return % 6.46 6.72 6.11 | 6.98 10 | 11 Poor
    1Y SIP Return % 6.27 6.46 6.27 | 6.62 22 | 22 Poor
    3Y SIP Return % 7.13 7.28 6.68 | 7.49 18 | 21 Average
    5Y SIP Return % 6.78 6.97 6.78 | 7.17 16 | 16 Poor
    7Y SIP Return % 6.01 6.20 6.00 | 6.41 12 | 13 Average
    10Y SIP Return % 6.25 6.43 6.17 | 6.60 10 | 11 Poor
    Standard Deviation 0.43 0.34 0.28 | 0.43 21 | 21 Poor
    Semi Deviation 0.35 0.21 0.17 | 0.35 21 | 21 Poor
    Sharpe Ratio 2.88 4.07 1.94 | 5.23 18 | 21 Average
    Sterling Ratio 0.70 0.71 0.63 | 0.75 17 | 21 Average
    Sortino Ratio 1.35 14.57 1.35 | 33.07 21 | 21 Poor
    Jensen Alpha % 5.97 5.92 5.08 | 6.21 13 | 21 Average
    Treynor Ratio 0.14 0.14 0.06 | 0.18 13 | 21 Average
    Modigliani Square Measure % 18.48 15.64 13.32 | 18.48 1 | 21 Very Good
    Alpha % -0.80 -0.84 -1.58 | -0.45 12 | 21 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Savings Fund NAV Regular Growth Dsp Savings Fund NAV Direct Growth
    27-01-2026 54.4172 56.1551
    23-01-2026 54.3835 56.1189
    22-01-2026 54.3854 56.1205
    21-01-2026 54.3547 56.0885
    20-01-2026 54.3413 56.0743
    19-01-2026 54.3492 56.0821
    16-01-2026 54.34 56.0716
    14-01-2026 54.3431 56.0741
    13-01-2026 54.3384 56.0688
    12-01-2026 54.3485 56.0789
    09-01-2026 54.3226 56.0511
    08-01-2026 54.3218 56.0499
    07-01-2026 54.3242 56.052
    06-01-2026 54.3348 56.0626
    05-01-2026 54.3285 56.0558
    02-01-2026 54.3101 56.0357
    01-01-2026 54.3084 56.0337
    31-12-2025 54.3008 56.0254
    30-12-2025 54.2668 55.99
    29-12-2025 54.269 55.992

    Fund Launch Date: 20/Sep/1999
    Fund Category: Money Market Fund
    Investment Objective: The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year.
    Fund Description: An open ended debt scheme investing in money market instruments
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.