Uti Money Market Fund Datagrid
Category Money Market Fund
BMSMONEY Rank 1
Rating
Growth Option 27-01-2026
NAV ₹3194.75(R) +0.07% ₹3234.93(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.24% 7.48% 6.27% 6.41% 6.71%
Direct 7.33% 7.56% 6.36% 6.5% 6.81%
Benchmark
SIP (XIRR) Regular 6.41% 7.29% 6.96% 6.18% 6.42%
Direct 6.5% 7.38% 7.05% 6.27% 6.51%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
5.22 31.67 0.75 6.21% 0.15
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.34% 0.0% 0.0% 0.12 0.2%
Fund AUM As on: 30/12/2025 19439 Cr
Top Money Market Fund
Fund Name Rank Rating
Uti Money Market Fund 1
Axis Money Market Fund 2
Aditya Birla Sun Life Money Manager Fund 3
Nippon India Money Market Fund 4
Tata Money Market Fund 5

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
UTI Money Market Fund - Direct Plan - Daily IDCW (Reinvestment) 1030.93
0.0100
0.0000%
UTI Money Market Fund - Regular Plan - Monthly IDCW 1039.58
0.6900
0.0700%
UTI Money Market Fund - Regular Plan - Daily IDCW (Reinvestment) 1081.38
-0.0400
0.0000%
UTI Money Market Fund - Regular Plan - Weekly IDCW 1106.9
0.7300
0.0700%
UTI Money Market Fund - Direct Plan - Weekly IDCW 1107.98
0.7400
0.0700%
UTI Money Market Fund - Regular Plan - Fortnightly IDCW 1160.18
0.7700
0.0700%
UTI MMF - Regular Plan - Flexi Dividend Option 1236.14
0.8200
0.0700%
UTI Money Market Fund - Direct Plan - Fortnightly IDCW 1252.17
0.8400
0.0700%
UTI Money Market Fund - Direct Plan - Monthly IDCW 1583.5
1.0600
0.0700%
UTI Money Market Fund - Direct Plan - Flexi IDCW 1658.21
1.1100
0.0700%
UTI Money Market Fund - Direct Plan - Quarterly IDCW 1716.5
1.1500
0.0700%
UTI Money Market Fund - Regular Plan - Half-Yearly IDCW 1795.23
1.1900
0.0700%
UTI Money Market Fund - Direct Plan - Half-Yearly IDCW 1807.56
1.2200
0.0700%
UTI Money Market Fund - Regular Plan - Annual IDCW 1902.87
1.2600
0.0700%
UTI Money Market Fund - Direct Plan - Annual IDCW 1920.09
1.2900
0.0700%
UTI MMF- Discontinued - Regular Plan - Periodic Dividend Option 2619.97
1.7400
0.0700%
UTI MMF - Regular Plan - Growth Option 3194.75
2.1200
0.0700%
UTI MMF - Direct Plan - Growth Option 3234.93
2.1700
0.0700%
UTI MMF- Discontinued - Regular Plan - Flexi Dividend Option 3983.35
2.6400
0.0700%
UTI MMF-Discontinued - Regular Plan -Growth 7382.25
4.8900
0.0700%

Review Date: 27-01-2026

Beginning of Analysis

Uti Money Market Fund is the top ranked fund in the Money Market Fund category. The category has total 20 funds. The Uti Money Market Fund has shown an excellent past performence in Money Market Fund. The fund has a Jensen Alpha of 6.21% which is higher than the category average of 5.92%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 5.22 which is higher than the category average of 4.07.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Uti Money Market Fund Return Analysis

  • The fund has given a return of 0.34%, 1.37 and 2.85 in last one, three and six months respectively. In the same period the category average return was 0.34%, 1.36% and 2.84% respectively.
  • Uti Money Market Fund has given a return of 7.33% in last one year. In the same period the Money Market Fund category average return was 7.26%.
  • The fund has given a return of 7.56% in last three years and ranked 7.0th out of 21 funds in the category. In the same period the Money Market Fund category average return was 7.43%.
  • The fund has given a return of 6.36% in last five years and ranked 5th out of 16 funds in the category. In the same period the Money Market Fund category average return was 6.26%.
  • The fund has given a return of 6.81% in last ten years and ranked 6th out of 11 funds in the category. In the same period the category average return was 6.72%.
  • The fund has given a SIP return of 6.5% in last one year whereas category average SIP return is 6.46%. The fund one year return rank in the category is 7th in 22 funds
  • The fund has SIP return of 7.38% in last three years and ranks 6th in 21 funds. Tata Money Market Fund has given the highest SIP return (7.49%) in the category in last three years.
  • The fund has SIP return of 7.05% in last five years whereas category average SIP return is 6.97%.

Uti Money Market Fund Risk Analysis

  • The fund has a standard deviation of 0.34 and semi deviation of 0.2. The category average standard deviation is 0.34 and semi deviation is 0.21.
  • The fund has a beta of 0.14 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.33
    0.32
    		0.26 | 0.37 9 | 22 Good
    3M Return % 1.34
    1.28
    		1.09 | 1.37 4 | 22 Very Good
    6M Return % 2.80
    2.68
    		2.27 | 2.80 1 | 22 Very Good
    1Y Return % 7.24
    6.92
    		6.12 | 7.24 1 | 22 Very Good
    3Y Return % 7.48
    7.09
    		6.30 | 7.48 1 | 21 Very Good
    5Y Return % 6.27
    5.93
    		5.06 | 6.27 1 | 16 Very Good
    7Y Return % 6.41
    6.17
    		5.14 | 6.49 6 | 13 Good
    10Y Return % 6.71
    6.39
    		5.57 | 6.79 3 | 11 Very Good
    15Y Return % 7.48
    7.21
    		6.52 | 7.57 3 | 11 Very Good
    1Y SIP Return % 6.41
    6.13
    		5.32 | 6.41 1 | 22 Very Good
    3Y SIP Return % 7.29
    6.95
    		6.16 | 7.29 1 | 21 Very Good
    5Y SIP Return % 6.96
    6.65
    		5.77 | 6.96 1 | 16 Very Good
    7Y SIP Return % 6.18
    5.87
    		4.99 | 6.18 2 | 13 Very Good
    10Y SIP Return % 6.42
    6.11
    		5.21 | 6.47 2 | 11 Very Good
    15Y SIP Return % 6.90
    6.60
    		5.79 | 6.98 2 | 11 Very Good
    Standard Deviation 0.34
    0.34
    		0.28 | 0.43 9 | 21 Good
    Semi Deviation 0.20
    0.21
    		0.17 | 0.35 8 | 21 Good
    Sharpe Ratio 5.22
    4.07
    		1.94 | 5.23 2 | 21 Very Good
    Sterling Ratio 0.75
    0.71
    		0.63 | 0.75 1 | 21 Very Good
    Sortino Ratio 31.67
    14.57
    		1.35 | 33.07 2 | 21 Very Good
    Jensen Alpha % 6.21
    5.92
    		5.08 | 6.21 1 | 21 Very Good
    Treynor Ratio 0.15
    0.14
    		0.06 | 0.18 6 | 21 Very Good
    Modigliani Square Measure % 16.22
    15.64
    		13.32 | 18.48 4 | 21 Very Good
    Alpha % -0.45
    -0.84
    		-1.58 | -0.45 1 | 21 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.34 0.34 0.29 | 0.41 15 | 22 Average
    3M Return % 1.37 1.36 1.30 | 1.43 10 | 22 Good
    6M Return % 2.85 2.84 2.77 | 2.91 9 | 22 Good
    1Y Return % 7.33 7.26 6.94 | 7.41 7 | 22 Good
    3Y Return % 7.56 7.43 6.71 | 7.69 7 | 21 Good
    5Y Return % 6.36 6.26 5.96 | 6.50 5 | 16 Good
    7Y Return % 6.50 6.51 6.16 | 7.27 8 | 13 Good
    10Y Return % 6.81 6.72 6.11 | 6.98 6 | 11 Good
    1Y SIP Return % 6.50 6.46 6.27 | 6.62 7 | 22 Good
    3Y SIP Return % 7.38 7.28 6.68 | 7.49 6 | 21 Very Good
    5Y SIP Return % 7.05 6.97 6.78 | 7.17 4 | 16 Very Good
    7Y SIP Return % 6.27 6.20 6.00 | 6.41 5 | 13 Good
    10Y SIP Return % 6.51 6.43 6.17 | 6.60 5 | 11 Good
    Standard Deviation 0.34 0.34 0.28 | 0.43 9 | 21 Good
    Semi Deviation 0.20 0.21 0.17 | 0.35 8 | 21 Good
    Sharpe Ratio 5.22 4.07 1.94 | 5.23 2 | 21 Very Good
    Sterling Ratio 0.75 0.71 0.63 | 0.75 1 | 21 Very Good
    Sortino Ratio 31.67 14.57 1.35 | 33.07 2 | 21 Very Good
    Jensen Alpha % 6.21 5.92 5.08 | 6.21 1 | 21 Very Good
    Treynor Ratio 0.15 0.14 0.06 | 0.18 6 | 21 Very Good
    Modigliani Square Measure % 16.22 15.64 13.32 | 18.48 4 | 21 Very Good
    Alpha % -0.45 -0.84 -1.58 | -0.45 1 | 21 Very Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Money Market Fund NAV Regular Growth Uti Money Market Fund NAV Direct Growth
    27-01-2026 3194.7512 3234.9335
    23-01-2026 3192.6355 3232.7593
    22-01-2026 3192.6647 3232.7808
    21-01-2026 3191.2128 3231.3028
    20-01-2026 3190.521 3230.5943
    19-01-2026 3190.698 3230.7656
    16-01-2026 3189.964 3229.9985
    14-01-2026 3189.8677 3229.885
    13-01-2026 3189.5442 3229.5495
    12-01-2026 3189.7857 3229.7861
    09-01-2026 3188.3053 3228.2632
    08-01-2026 3188.159 3228.1072
    07-01-2026 3188.263 3228.2045
    06-01-2026 3188.5763 3228.5137
    05-01-2026 3188.1036 3228.0272
    02-01-2026 3186.8973 3226.7819
    01-01-2026 3186.6767 3226.5506
    31-12-2025 3186.1573 3226.0167
    30-12-2025 3184.1909 3224.0177
    29-12-2025 3184.2721 3224.092

    Fund Launch Date: 23/Apr/1997
    Fund Category: Money Market Fund
    Investment Objective: The investment objective of the scheme is to generate reasonable income with high level of liquidity by investing in a portfolio of money market instruments. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
    Fund Description: An open ended debt scheme investing in money market instruments
    Fund Benchmark: CRISIL Money Market Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.