Previously Known As : Franklin India Cash Management Account
Franklin India Floating Rate Fund Datagrid
Category Floater Fund
BMSMONEY Rank 6
Rating
Growth Option 04-12-2025
NAV ₹41.89(R) +0.02% ₹45.87(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.86% 7.8% 6.17% 6.35% 6.33%
Direct 8.64% 8.59% 6.92% 7.07% 7.03%
Benchmark
SIP (XIRR) Regular 7.13% 7.89% 6.43% 6.32% 6.33%
Direct 7.91% 8.67% 7.19% 7.06% 7.05%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.12 1.22 0.76 3.01% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.97% 0.0% -0.36% 0.58 0.66%
Fund AUM As on: 30/06/2025 334 Cr
Top Floater Fund
Fund Name Rank Rating
Kotak Floating Rate Fund 1
Nippon India Floating Rate Fund 2
Hdfc Floating Rate Debt Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Franklin India Floating Rate Fund - Direct - IDCW 10.19
0.0000
0.0000%
Franklin India Floating Rate Fund - IDCW 10.29
0.0000
0.0000%
Franklin India Floating Rate Fund - Growth Plan 41.89
0.0100
0.0200%
Franklin India Floating Rate Fund - Direct - Growth 45.87
0.0100
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

Franklin India Floating Rate Fund is the 7th ranked fund in the Floater Fund category. The category has total 12 funds. The Franklin India Floating Rate Fund has shown an average past performence in Floater Fund. The fund has a Jensen Alpha of 3.01% which is lower than the category average of 3.28%, showing poor performance. The fund has a Sharpe Ratio of 2.12 which is lower than the category average of 2.53.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Franklin India Floating Rate Fund Return Analysis

  • The fund has given a return of 0.46%, 1.95 and 3.07 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.86% and 2.94% respectively.
  • Franklin India Floating Rate Fund has given a return of 8.64% in last one year. In the same period the Floater Fund category average return was 8.12%.
  • The fund has given a return of 8.59% in last three years and ranked 1.0st out of 12 funds in the category. In the same period the Floater Fund category average return was 8.16%.
  • The fund has given a return of 6.92% in last five years and ranked 2nd out of eight funds in the category. In the same period the Floater Fund category average return was 6.63%.
  • The fund has given a return of 7.03% in last ten years and ranked 5th out of five funds in the category. In the same period the category average return was 7.53%.
  • The fund has given a SIP return of 7.91% in last one year whereas category average SIP return is 7.58%. The fund one year return rank in the category is 3rd in 12 funds
  • The fund has SIP return of 8.67% in last three years and ranks 1st in 12 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 7.19% in last five years whereas category average SIP return is 6.82%.

Franklin India Floating Rate Fund Risk Analysis

  • The fund has a standard deviation of 0.97 and semi deviation of 0.66. The category average standard deviation is 0.88 and semi deviation is 0.59.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.36. The category average VaR is -0.1 and the maximum drawdown is -0.14. The fund has a beta of 0.53 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.40
    0.48
    		0.26 | 0.76 8 | 12 Average
    3M Return % 1.77
    1.75
    		1.22 | 2.01 7 | 12 Average
    6M Return % 2.69
    2.73
    		1.28 | 3.49 6 | 12 Good
    1Y Return % 7.86
    7.70
    		7.00 | 8.28 6 | 12 Good
    3Y Return % 7.80
    7.73
    		7.01 | 8.24 7 | 12 Average
    5Y Return % 6.17
    6.20
    		5.54 | 6.53 7 | 8 Poor
    7Y Return % 6.35
    6.88
    		6.23 | 7.38 5 | 6 Average
    10Y Return % 6.33
    7.06
    		6.33 | 7.34 5 | 5 Average
    15Y Return % 6.48
    7.52
    		6.48 | 7.96 4 | 4 Poor
    1Y SIP Return % 7.13
    7.16
    		5.95 | 7.90 7 | 12 Average
    3Y SIP Return % 7.89
    7.83
    		7.04 | 8.20 7 | 12 Average
    5Y SIP Return % 6.43
    6.40
    		5.70 | 6.67 6 | 8 Average
    7Y SIP Return % 6.32
    6.51
    		5.81 | 6.84 5 | 6 Average
    10Y SIP Return % 6.33
    6.83
    		6.33 | 7.05 5 | 5 Average
    15Y SIP Return % 6.37
    7.00
    		6.37 | 7.30 4 | 4 Poor
    Standard Deviation 0.97
    0.88
    		0.45 | 2.24 9 | 12 Average
    Semi Deviation 0.66
    0.59
    		0.27 | 1.53 10 | 12 Poor
    Max Drawdown % -0.36
    -0.14
    		-0.90 | 0.00 11 | 12 Poor
    VaR 1 Y % 0.00
    -0.10
    		-1.24 | 0.00 11 | 12 Poor
    Average Drawdown % -0.36
    -0.10
    		-0.38 | 0.00 11 | 12 Poor
    Sharpe Ratio 2.12
    2.53
    		1.03 | 4.24 8 | 12 Average
    Sterling Ratio 0.76
    0.77
    		0.70 | 0.83 8 | 12 Average
    Sortino Ratio 1.22
    2.41
    		0.55 | 6.19 10 | 12 Poor
    Jensen Alpha % 3.01
    3.28
    		-1.79 | 4.95 8 | 12 Average
    Treynor Ratio 0.04
    0.04
    		0.02 | 0.06 7 | 12 Average
    Modigliani Square Measure % 7.72
    9.54
    		3.71 | 15.70 10 | 12 Poor
    Alpha % -0.28
    -0.47
    		-1.09 | -0.02 5 | 12 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.46 0.52 0.28 | 0.82 8 | 12 Average
    3M Return % 1.95 1.86 1.26 | 2.14 3 | 12 Very Good
    6M Return % 3.07 2.94 1.44 | 3.82 5 | 12 Good
    1Y Return % 8.64 8.12 7.27 | 8.71 2 | 12 Very Good
    3Y Return % 8.59 8.16 7.50 | 8.59 1 | 12 Very Good
    5Y Return % 6.92 6.63 6.11 | 7.09 2 | 8 Very Good
    7Y Return % 7.07 7.38 6.93 | 7.85 5 | 6 Average
    10Y Return % 7.03 7.53 7.03 | 7.96 5 | 5 Average
    1Y SIP Return % 7.91 7.58 6.28 | 8.57 3 | 12 Very Good
    3Y SIP Return % 8.67 8.25 7.51 | 8.67 1 | 12 Very Good
    5Y SIP Return % 7.19 6.82 6.20 | 7.25 2 | 8 Very Good
    7Y SIP Return % 7.06 6.98 6.38 | 7.45 4 | 6 Good
    10Y SIP Return % 7.05 7.29 7.05 | 7.65 5 | 5 Average
    Standard Deviation 0.97 0.88 0.45 | 2.24 9 | 12 Average
    Semi Deviation 0.66 0.59 0.27 | 1.53 10 | 12 Poor
    Max Drawdown % -0.36 -0.14 -0.90 | 0.00 11 | 12 Poor
    VaR 1 Y % 0.00 -0.10 -1.24 | 0.00 11 | 12 Poor
    Average Drawdown % -0.36 -0.10 -0.38 | 0.00 11 | 12 Poor
    Sharpe Ratio 2.12 2.53 1.03 | 4.24 8 | 12 Average
    Sterling Ratio 0.76 0.77 0.70 | 0.83 8 | 12 Average
    Sortino Ratio 1.22 2.41 0.55 | 6.19 10 | 12 Poor
    Jensen Alpha % 3.01 3.28 -1.79 | 4.95 8 | 12 Average
    Treynor Ratio 0.04 0.04 0.02 | 0.06 7 | 12 Average
    Modigliani Square Measure % 7.72 9.54 3.71 | 15.70 10 | 12 Poor
    Alpha % -0.28 -0.47 -1.09 | -0.02 5 | 12 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Franklin India Floating Rate Fund NAV Regular Growth Franklin India Floating Rate Fund NAV Direct Growth
    04-12-2025 41.8901 45.8702
    03-12-2025 41.8854 45.8642
    02-12-2025 41.8808 45.8582
    01-12-2025 41.8878 45.865
    28-11-2025 41.8596 45.8314
    27-11-2025 41.8759 45.8483
    26-11-2025 41.8752 45.8467
    25-11-2025 41.8554 45.8241
    24-11-2025 41.8541 45.8217
    21-11-2025 41.8051 45.7654
    20-11-2025 41.8223 45.7834
    19-11-2025 41.8101 45.7691
    18-11-2025 41.785 45.7408
    17-11-2025 41.7822 45.7368
    14-11-2025 41.764 45.7141
    13-11-2025 41.7605 45.7093
    12-11-2025 41.7509 45.6979
    11-11-2025 41.7736 45.7218
    10-11-2025 41.7555 45.7011
    07-11-2025 41.7292 45.6695
    06-11-2025 41.7402 45.6806
    04-11-2025 41.7219 45.6588

    Fund Launch Date: 23/Apr/2001
    Fund Category: Floater Fund
    Investment Objective: To provide income and liquidity consistent with the prudent risk from a portfolio comprising of floating rate debt instruments, fixed rate debt instruments swapped for floating rate return, and also fixed rate i n s t r u m e n t s a n d m o n e y m a r k e t instruments.
    Fund Description: A n o p e n e n d e d d e b t s c h e m e predominantly investing in floating rate instruments (including fixed rate instruments converted to floating rate exposures using swaps/ derivatives)
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.