Kotak Floating Rate Fund Datagrid
Category Floater Fund
BMSMONEY Rank 1
Rating
Growth Option 04-12-2025
NAV ₹1559.36(R) +0.03% ₹1598.89(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.28% 7.87% 6.22% -% -%
Direct 8.71% 8.31% 6.65% -% -%
Benchmark
SIP (XIRR) Regular 7.9% 8.16% 6.57% -% -%
Direct 8.33% 8.59% 6.99% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
3.05 3.49 0.79 4.02% 0.05
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.68% 0.0% 0.0% 0.45 0.41%
Fund AUM As on: 30/06/2025 3313 Cr
Top Floater Fund
Fund Name Rank Rating
Kotak Floating Rate Fund 1
Nippon India Floating Rate Fund 2
Hdfc Floating Rate Debt Fund 3

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
KOTAK FLOATING RATE FUND-REGULAR PLAN-STANDARD Reinvestment of Income Distribution cum capital withdrawal option 1389.72
0.4400
0.0300%
KOTAK FLOATING RATE FUND-DIRECT PLAN-Standard Reinvestment of Income Distribution cum capital withdrawal option 1392.88
0.4700
0.0300%
KOTAK FLOATING RATE FUND-REGULAR PLAN-GROWTH OPTION 1559.36
0.5000
0.0300%
KOTAK FLOATING RATE FUND-DIRECT PLAN-GROWTH OPTION 1598.89
0.5400
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Floater Fund category, Kotak Floating Rate Fund is the top ranked fund. The category has total 12 funds. The 5 star rating shows an excellent past performance of the Kotak Floating Rate Fund in Floater Fund. The fund has a Jensen Alpha of 4.02% which is higher than the category average of 3.28%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 3.05 which is higher than the category average of 2.53.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

Kotak Floating Rate Fund Return Analysis

  • The fund has given a return of 0.57%, 1.91 and 3.45 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.86% and 2.94% respectively.
  • Kotak Floating Rate Fund has given a return of 8.71% in last one year. In the same period the Floater Fund category average return was 8.12%.
  • The fund has given a return of 8.31% in last three years and ranked 4.0th out of 12 funds in the category. In the same period the Floater Fund category average return was 8.16%.
  • The fund has given a return of 6.65% in last five years and ranked 4th out of eight funds in the category. In the same period the Floater Fund category average return was 6.63%.
  • The fund has given a SIP return of 8.33% in last one year whereas category average SIP return is 7.58%. The fund one year return rank in the category is 2nd in 12 funds
  • The fund has SIP return of 8.59% in last three years and ranks 3rd in 12 funds. Franklin India Floating Rate Fund has given the highest SIP return (8.67%) in the category in last three years.
  • The fund has SIP return of 6.99% in last five years whereas category average SIP return is 6.82%.

Kotak Floating Rate Fund Risk Analysis

  • The fund has a standard deviation of 0.68 and semi deviation of 0.41. The category average standard deviation is 0.88 and semi deviation is 0.59.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of 0.0. The category average VaR is -0.1 and the maximum drawdown is -0.14. The fund has a beta of 0.48 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.54
    0.48
    		0.26 | 0.76 4 | 12 Good
    3M Return % 1.81
    1.75
    		1.22 | 2.01 5 | 12 Good
    6M Return % 3.25
    2.73
    		1.28 | 3.49 3 | 12 Very Good
    1Y Return % 8.28
    7.70
    		7.00 | 8.28 1 | 12 Very Good
    3Y Return % 7.87
    7.73
    		7.01 | 8.24 3 | 12 Very Good
    5Y Return % 6.22
    6.20
    		5.54 | 6.53 5 | 8 Average
    1Y SIP Return % 7.90
    7.16
    		5.95 | 7.90 1 | 12 Very Good
    3Y SIP Return % 8.16
    7.83
    		7.04 | 8.20 2 | 12 Very Good
    5Y SIP Return % 6.57
    6.40
    		5.70 | 6.67 2 | 8 Very Good
    Standard Deviation 0.68
    0.88
    		0.45 | 2.24 5 | 12 Good
    Semi Deviation 0.41
    0.59
    		0.27 | 1.53 4 | 12 Good
    Max Drawdown % 0.00
    -0.14
    		-0.90 | 0.00 8 | 12 Average
    VaR 1 Y % 0.00
    -0.10
    		-1.24 | 0.00 11 | 12 Poor
    Average Drawdown % 0.00
    -0.10
    		-0.38 | 0.00 8 | 12 Average
    Sharpe Ratio 3.05
    2.53
    		1.03 | 4.24 3 | 12 Very Good
    Sterling Ratio 0.79
    0.77
    		0.70 | 0.83 4 | 12 Good
    Sortino Ratio 3.49
    2.41
    		0.55 | 6.19 3 | 12 Very Good
    Jensen Alpha % 4.02
    3.28
    		-1.79 | 4.95 5 | 12 Good
    Treynor Ratio 0.05
    0.04
    		0.02 | 0.06 5 | 12 Good
    Modigliani Square Measure % 10.84
    9.54
    		3.71 | 15.70 5 | 12 Good
    Alpha % -0.16
    -0.47
    		-1.09 | -0.02 2 | 12 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.57 0.52 0.28 | 0.82 4 | 12 Good
    3M Return % 1.91 1.86 1.26 | 2.14 6 | 12 Good
    6M Return % 3.45 2.94 1.44 | 3.82 2 | 12 Very Good
    1Y Return % 8.71 8.12 7.27 | 8.71 1 | 12 Very Good
    3Y Return % 8.31 8.16 7.50 | 8.59 4 | 12 Good
    5Y Return % 6.65 6.63 6.11 | 7.09 4 | 8 Good
    1Y SIP Return % 8.33 7.58 6.28 | 8.57 2 | 12 Very Good
    3Y SIP Return % 8.59 8.25 7.51 | 8.67 3 | 12 Very Good
    5Y SIP Return % 6.99 6.82 6.20 | 7.25 3 | 8 Good
    Standard Deviation 0.68 0.88 0.45 | 2.24 5 | 12 Good
    Semi Deviation 0.41 0.59 0.27 | 1.53 4 | 12 Good
    Max Drawdown % 0.00 -0.14 -0.90 | 0.00 8 | 12 Average
    VaR 1 Y % 0.00 -0.10 -1.24 | 0.00 11 | 12 Poor
    Average Drawdown % 0.00 -0.10 -0.38 | 0.00 8 | 12 Average
    Sharpe Ratio 3.05 2.53 1.03 | 4.24 3 | 12 Very Good
    Sterling Ratio 0.79 0.77 0.70 | 0.83 4 | 12 Good
    Sortino Ratio 3.49 2.41 0.55 | 6.19 3 | 12 Very Good
    Jensen Alpha % 4.02 3.28 -1.79 | 4.95 5 | 12 Good
    Treynor Ratio 0.05 0.04 0.02 | 0.06 5 | 12 Good
    Modigliani Square Measure % 10.84 9.54 3.71 | 15.70 5 | 12 Good
    Alpha % -0.16 -0.47 -1.09 | -0.02 2 | 12 Very Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Floating Rate Fund NAV Regular Growth Kotak Floating Rate Fund NAV Direct Growth
    04-12-2025 1559.3564 1598.8874
    03-12-2025 1559.0981 1598.6054
    02-12-2025 1558.8585 1598.3425
    01-12-2025 1558.4976 1597.9554
    28-11-2025 1558.5353 1597.9425
    27-11-2025 1558.0814 1597.46
    26-11-2025 1557.7363 1597.0891
    25-11-2025 1556.8583 1596.1718
    24-11-2025 1556.1756 1595.4547
    21-11-2025 1555.081 1594.2812
    20-11-2025 1555.7474 1594.9473
    19-11-2025 1555.7102 1594.892
    18-11-2025 1554.9807 1594.1251
    17-11-2025 1554.9739 1594.101
    14-11-2025 1554.2507 1593.3084
    13-11-2025 1554.2246 1593.2647
    12-11-2025 1553.5496 1592.5556
    11-11-2025 1553.7472 1592.7412
    10-11-2025 1552.7872 1591.7402
    07-11-2025 1551.9985 1590.8807
    06-11-2025 1551.6291 1590.485
    04-11-2025 1550.9849 1589.7907

    Fund Launch Date: 09/May/2019
    Fund Category: Floater Fund
    Investment Objective: The primary objective of the Scheme is to generate income through investment primarily in floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns and money market instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
    Fund Description: An open ended debt scheme predominantly investing in floating rate instruments.
    Fund Benchmark: NIFTY Ultra Short Duration Debt Index Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.