Previously Known As : Indiabulls Liquid Fund
Groww Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 16
Rating
Growth Option 16-01-2026
NAV ₹2604.58(R) +0.03% ₹2637.88(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.45% 6.87% 5.69% 5.52% 6.04%
Direct 6.56% 6.97% 5.79% 5.62% 6.15%
Benchmark
SIP (XIRR) Regular 6.08% 6.76% 6.41% 5.9% 5.85%
Direct 6.19% 6.87% 6.51% 6.0% 5.95%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.63 1.05 0.67 6.06% 0.22
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.37% 0.0% 0.0% 0.05 0.33%
Fund AUM As on: 30/06/2025 204 Cr
Top Liquid Fund
Fund Name Rank Rating
HSBC Liquid Fund 1
Bank of India Liquid Fund 2
Axis Liquid Fund 3
Canara Robeco Liquid Fund 4
Union Liquid Fund 5
Aditya Birla Sun Life Liquid Fund 6
Dsp Liquidity Fund 7

NAV Date: 16-01-2026

Scheme Name NAV Rupee Change Percent Change
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Regular Plan- - Income Distribution cum capital withdrawal Option (Reinvestment) 1002.09
0.0000
0.0000%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund) - Direct Plan- - Income Distribution cum capital withdrawal Option ( Reinvestment) 1002.09
0.0000
0.0000%
Groww Liquid Fund (formerly known as Indiabulls Liquid) Fund- Regular Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1002.29
0.2900
0.0300%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Regular Plan- Weekly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1002.32
0.2900
0.0300%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Direct Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1002.32
0.3000
0.0300%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Direct Plan- Weekly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1002.33
0.3000
0.0300%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Regular Plan- Monthly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1003.7
0.2900
0.0300%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Direct Plan- Monthly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1031.44
0.3100
0.0300%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund) - Regular Plan - Growth Option 2604.58
0.7600
0.0300%
Groww Liquid Fund ( formerly known as Indiabulls Liquid )Fund - Direct Plan - Growth Option 2637.88
0.7900
0.0300%

Review Date: 16-01-2026

Beginning of Analysis

In the Liquid Fund category, Groww Liquid Fund is the 14th ranked fund. The category has total 33 funds. The Groww Liquid Fund has shown a very good past performence in Liquid Fund. The fund has a Jensen Alpha of 6.06% which is higher than the category average of 5.97%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.63 which is lower than the category average of 3.35.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Groww Liquid Fund Return Analysis

  • The fund has given a return of 0.49%, 1.46 and 2.92 in last one, three and six months respectively. In the same period the category average return was 0.49%, 1.45% and 2.89% respectively.
  • Groww Liquid Fund has given a return of 6.56% in last one year. In the same period the Liquid Fund category average return was 6.46%.
  • The fund has given a return of 6.97% in last three years and ranked 25.0th out of 34 funds in the category. In the same period the Liquid Fund category average return was 6.97%.
  • The fund has given a return of 5.79% in last five years and ranked 26th out of 33 funds in the category. In the same period the Liquid Fund category average return was 5.85%.
  • The fund has given a return of 6.15% in last ten years and ranked 20th out of 26 funds in the category. In the same period the category average return was 6.15%.
  • The fund has given a SIP return of 6.19% in last one year whereas category average SIP return is 6.12%. The fund one year return rank in the category is 8th in 35 funds
  • The fund has SIP return of 6.87% in last three years and ranks 12th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.9%) in the category in last three years.
  • The fund has SIP return of 6.51% in last five years whereas category average SIP return is 6.52%.

Groww Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.37 and semi deviation of 0.33. The category average standard deviation is 0.32 and semi deviation is 0.28.
  • The fund has a beta of 0.05 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.48
    0.48
    		0.44 | 0.50 17 | 35 Good
    3M Return % 1.43
    1.41
    		1.28 | 1.46 9 | 35 Very Good
    6M Return % 2.86
    2.82
    		2.56 | 2.90 10 | 35 Good
    1Y Return % 6.45
    6.32
    		5.80 | 6.48 3 | 35 Very Good
    3Y Return % 6.87
    6.83
    		6.25 | 7.00 22 | 34 Average
    5Y Return % 5.69
    5.71
    		5.12 | 5.86 25 | 33 Average
    7Y Return % 5.52
    5.56
    		5.02 | 5.80 25 | 31 Poor
    10Y Return % 6.04
    6.04
    		5.48 | 6.24 19 | 25 Average
    1Y SIP Return % 6.08
    5.98
    		5.45 | 6.15 8 | 35 Very Good
    3Y SIP Return % 6.76
    6.66
    		6.11 | 6.83 10 | 34 Good
    5Y SIP Return % 6.41
    6.38
    		5.81 | 6.55 24 | 33 Average
    7Y SIP Return % 5.90
    5.91
    		5.34 | 6.05 25 | 31 Poor
    10Y SIP Return % 5.85
    5.89
    		5.32 | 6.00 21 | 25 Average
    Standard Deviation 0.37
    0.32
    		0.16 | 0.37 15 | 33 Good
    Semi Deviation 0.33
    0.28
    		0.12 | 0.33 12 | 33 Good
    Sharpe Ratio 2.63
    3.35
    		1.16 | 6.23 29 | 33 Poor
    Sterling Ratio 0.67
    0.67
    		0.61 | 0.69 26 | 33 Average
    Sortino Ratio 1.05
    3.66
    		0.42 | 18.52 29 | 33 Poor
    Jensen Alpha % 6.06
    5.97
    		5.40 | 6.13 9 | 33 Very Good
    Treynor Ratio 0.22
    0.19
    		0.10 | 0.25 3 | 33 Very Good
    Modigliani Square Measure % 24.89
    25.16
    		23.47 | 31.67 16 | 33 Good
    Alpha % -0.72
    -0.80
    		-1.40 | -0.65 10 | 33 Good
    Return data last Updated On : Jan. 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49 0.49 0.46 | 0.50 18 | 35 Good
    3M Return % 1.46 1.45 1.38 | 1.47 9 | 35 Very Good
    6M Return % 2.92 2.89 2.76 | 2.94 12 | 35 Good
    1Y Return % 6.56 6.46 6.07 | 6.58 4 | 35 Very Good
    3Y Return % 6.97 6.97 6.64 | 7.09 25 | 34 Average
    5Y Return % 5.79 5.85 5.54 | 6.03 26 | 33 Average
    7Y Return % 5.62 5.69 5.24 | 6.11 25 | 31 Poor
    10Y Return % 6.15 6.15 5.71 | 6.48 20 | 26 Average
    1Y SIP Return % 6.19 6.12 5.79 | 6.22 8 | 35 Very Good
    3Y SIP Return % 6.87 6.79 6.45 | 6.90 12 | 34 Good
    5Y SIP Return % 6.51 6.52 6.20 | 6.62 26 | 33 Average
    7Y SIP Return % 6.00 6.05 5.70 | 6.24 26 | 31 Poor
    10Y SIP Return % 5.95 6.00 5.66 | 6.28 22 | 26 Poor
    Standard Deviation 0.37 0.32 0.16 | 0.37 15 | 33 Good
    Semi Deviation 0.33 0.28 0.12 | 0.33 12 | 33 Good
    Sharpe Ratio 2.63 3.35 1.16 | 6.23 29 | 33 Poor
    Sterling Ratio 0.67 0.67 0.61 | 0.69 26 | 33 Average
    Sortino Ratio 1.05 3.66 0.42 | 18.52 29 | 33 Poor
    Jensen Alpha % 6.06 5.97 5.40 | 6.13 9 | 33 Very Good
    Treynor Ratio 0.22 0.19 0.10 | 0.25 3 | 33 Very Good
    Modigliani Square Measure % 24.89 25.16 23.47 | 31.67 16 | 33 Good
    Alpha % -0.72 -0.80 -1.40 | -0.65 10 | 33 Good
    Return data last Updated On : Jan. 16, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Groww Liquid Fund NAV Regular Growth Groww Liquid Fund NAV Direct Growth
    16-01-2026 2604.5839 2637.884
    14-01-2026 2603.819 2637.095
    13-01-2026 2603.4791 2636.743
    12-01-2026 2603.1896 2636.4425
    09-01-2026 2601.955 2635.1701
    08-01-2026 2601.6782 2634.8825
    07-01-2026 2601.5539 2634.7494
    06-01-2026 2601.4273 2634.6135
    05-01-2026 2600.991 2634.1645
    02-01-2026 2599.7473 2632.8835
    01-01-2026 2599.4322 2632.5571
    31-12-2025 2598.9807 2632.0918
    30-12-2025 2597.5855 2630.6715
    29-12-2025 2597.5892 2630.6679
    26-12-2025 2596.366 2629.4075
    24-12-2025 2595.6197 2628.6372
    23-12-2025 2595.0889 2628.0922
    22-12-2025 2594.6983 2627.6893
    19-12-2025 2593.4144 2626.3673
    18-12-2025 2593.0039 2625.9445
    17-12-2025 2592.5206 2625.4478
    16-12-2025 2592.0583 2624.9724

    Fund Launch Date: 24/Oct/2011
    Fund Category: Liquid Fund
    Investment Objective: To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of upto 91 days. However,there can be no assurance that the investment objective of the scheme will be achieved.
    Fund Description: Liquid Fund
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.