Previously Known As : Indiabulls Liquid Fund
Groww Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 7
Rating
Growth Option 01-10-2026
NAV ₹2725.89(R) +0.04% ₹2762.73(D) +0.04%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.41% 6.88% 6.19% 5.49% 5.94%
Direct 6.51% 6.99% 6.29% 5.6% 6.04%
Benchmark
SIP (XIRR) Regular 6.55% 6.65% 6.63% 6.13% 5.93%
Direct 6.66% 6.76% 6.74% 6.24% 6.03%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.92 7.87 0.69 0.9% 0.25
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.05 0.16%
Fund AUM As on: 30/12/2025 173 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 01-10-2026

Scheme Name NAV Rupee Change Percent Change
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Regular Plan- Monthly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1001.71
-4.5400
-0.4500%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Regular Plan- - Income Distribution cum capital withdrawal Option (Reinvestment) 1002.09
0.0000
0.0000%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund) - Direct Plan- - Income Distribution cum capital withdrawal Option ( Reinvestment) 1002.09
0.0000
0.0000%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Regular Plan- Weekly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1002.57
0.3900
0.0400%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Direct Plan- Weekly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1002.58
0.3900
0.0400%
Groww Liquid Fund (formerly known as Indiabulls Liquid) Fund- Regular Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1002.99
0.3900
0.0400%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Direct Plan- Fortnightly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1003.01
0.3900
0.0400%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund)- Direct Plan- Monthly - Income Distribution cum capital withdrawal Option (Payout & Reinvestment) 1029.36
-4.7600
-0.4600%
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund) - Regular Plan - Growth Option 2725.89
1.0600
0.0400%
Groww Liquid Fund ( formerly known as Indiabulls Liquid )Fund - Direct Plan - Growth Option 2762.73
1.0800
0.0400%

Review Date: 01-10-2026

Beginning of Analysis

Groww Liquid Fund is the 14th ranked fund in the Liquid Fund category. The category has total 33 funds. The Groww Liquid Fund has shown a very good past performence in Liquid Fund. The fund has a Jensen Alpha of 0.9% which is higher than the category average of -0.4%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.92 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Groww Liquid Fund Return Analysis

  • The fund has given a return of 0.5%, 1.55 and 3.41 in last one, three and six months respectively. In the same period the category average return was 0.49%, 1.53% and 1.03% respectively.
  • Groww Liquid Fund has given a return of 6.51% in last one year. In the same period the Liquid Fund category average return was 3.83%.
  • The fund has given a return of 6.99% in last three years and ranked 7.0th out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.23%.
  • The fund has given a return of 6.29% in last five years and ranked 26th out of thirty three funds in the category. In the same period the Liquid Fund category average return was 5.15%.
  • The fund has given a return of 6.04% in last ten years and ranked 22nd out of twenty eight funds in the category. In the same period the category average return was 5.28%.
  • The fund has given a SIP return of 6.66% in last one year whereas category average SIP return is 3.67%. The fund one year return rank in the category is 13th in 34 funds
  • The fund has SIP return of 6.76% in last three years and ranks 8th in 31 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.8%) in the category in last three years.
  • The fund has SIP return of 6.74% in last five years whereas category average SIP return is 4.03%.

Groww Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.05 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49
    0.48
    		0.39 | 0.51 5 | 40 Very Good
    3M Return % 1.53
    1.49
    		1.30 | 1.55 8 | 40 Very Good
    6M Return % 3.36
    0.96
    		-89.66 | 3.42 12 | 40 Good
    1Y Return % 6.41
    3.68
    		-89.36 | 6.47 8 | 37 Very Good
    3Y Return % 6.88
    5.13
    		-50.39 | 6.94 6 | 35 Very Good
    5Y Return % 6.19
    5.04
    		-32.93 | 6.36 23 | 34 Average
    7Y Return % 5.49
    4.63
    		-23.98 | 5.67 24 | 33 Average
    10Y Return % 5.94
    5.17
    		-15.77 | 6.08 21 | 28 Average
    1Y SIP Return % 6.55
    3.60
    		-91.85 | 6.63 9 | 35 Very Good
    3Y SIP Return % 6.65
    3.88
    		-81.00 | 6.71 7 | 33 Very Good
    5Y SIP Return % 6.63
    4.03
    		-68.69 | 6.74 16 | 32 Good
    7Y SIP Return % 6.13
    3.68
    		-58.32 | 6.27 19 | 31 Average
    10Y SIP Return % 5.93
    3.77
    		-45.76 | 6.08 13 | 26 Good
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 15 | 34 Good
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 8 | 34 Very Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.92
    4.27
    		-1.03 | 5.25 3 | 34 Very Good
    Sterling Ratio 0.69
    0.65
    		-0.50 | 0.70 7 | 34 Very Good
    Sortino Ratio 7.87
    6.67
    		-0.16 | 10.85 14 | 34 Good
    Jensen Alpha % 0.90
    -0.40
    		-38.83 | 0.92 2 | 34 Very Good
    Treynor Ratio 0.25
    0.26
    		0.10 | 1.83 7 | 34 Very Good
    Modigliani Square Measure % 3.49
    3.03
    		-0.73 | 3.72 3 | 34 Very Good
    Alpha % -0.63
    -2.80
    		-69.11 | -0.63 1 | 34 Very Good
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.50 0.49 0.40 | 0.51 6 | 40 Very Good
    3M Return % 1.55 1.53 1.32 | 1.58 11 | 40 Good
    6M Return % 3.41 1.03 -89.66 | 3.47 15 | 40 Good
    1Y Return % 6.51 3.83 -89.35 | 6.57 11 | 37 Good
    3Y Return % 6.99 5.23 -50.35 | 7.02 7 | 34 Very Good
    5Y Return % 6.29 5.15 -32.87 | 6.44 26 | 33 Average
    7Y Return % 5.60 4.74 -23.91 | 5.96 25 | 32 Poor
    10Y Return % 6.04 5.28 -15.70 | 6.34 22 | 28 Poor
    1Y SIP Return % 6.66 3.67 -91.85 | 6.74 13 | 34 Good
    3Y SIP Return % 6.76 3.86 -80.97 | 6.80 8 | 31 Very Good
    5Y SIP Return % 6.74 4.03 -68.63 | 6.83 17 | 30 Average
    7Y SIP Return % 6.24 3.71 -58.22 | 6.36 19 | 29 Average
    10Y SIP Return % 6.03 3.85 -45.63 | 6.18 12 | 25 Good
    Standard Deviation 0.22 1.75 0.18 | 52.24 15 | 34 Good
    Semi Deviation 0.16 1.65 0.14 | 50.79 8 | 34 Very Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.92 4.27 -1.03 | 5.25 3 | 34 Very Good
    Sterling Ratio 0.69 0.65 -0.50 | 0.70 7 | 34 Very Good
    Sortino Ratio 7.87 6.67 -0.16 | 10.85 14 | 34 Good
    Jensen Alpha % 0.90 -0.40 -38.83 | 0.92 2 | 34 Very Good
    Treynor Ratio 0.25 0.26 0.10 | 1.83 7 | 34 Very Good
    Modigliani Square Measure % 3.49 3.03 -0.73 | 3.72 3 | 34 Very Good
    Alpha % -0.63 -2.80 -69.11 | -0.63 1 | 34 Very Good
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Groww Liquid Fund NAV Regular Growth Groww Liquid Fund NAV Direct Growth
    01-10-2026 2725.891 2762.7293
    30-09-2026 2724.8292 2761.6454
    29-09-2026 2724.1855 2760.9849
    28-09-2026 2723.7584 2760.5443
    25-09-2026 2722.5538 2759.3002
    24-09-2026 2722.6226 2759.3621
    23-09-2026 2722.4291 2759.1582
    22-09-2026 2722.0081 2758.7238
    21-09-2026 2721.3761 2758.0753
    18-09-2026 2720.0519 2756.7104
    17-09-2026 2719.6695 2756.3152
    16-09-2026 2719.3186 2755.9517
    15-09-2026 2718.8729 2755.4924
    11-09-2026 2717.3809 2753.9496
    10-09-2026 2717.1194 2753.6767
    09-09-2026 2716.7597 2753.3041
    08-09-2026 2716.2883 2752.8185
    07-09-2026 2715.9129 2752.4302
    04-09-2026 2714.8133 2751.2924
    03-09-2026 2714.0987 2750.5602
    02-09-2026 2713.3571 2749.8012
    01-09-2026 2712.5196 2748.9449

    Fund Launch Date: 24/Oct/2011
    Fund Category: Liquid Fund
    Investment Objective: To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of upto 91 days. However,there can be no assurance that the investment objective of the scheme will be achieved.
    Fund Description: Liquid Fund
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.