Dsp Liquidity Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 7
Rating
Growth Option 12-02-2026
NAV ₹3863.48(R) +0.02% ₹3910.07(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.37% 6.93% 5.85% 5.63% 6.09%
Direct 6.47% 7.03% 5.95% 5.72% 6.2%
Benchmark
SIP (XIRR) Regular 6.1% 6.75% 6.5% 6.01% 5.95%
Direct 6.21% 6.86% 6.61% 6.11% 6.05%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.79 1.12 0.68 6.06% 0.2
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.37% 0.0% 0.0% 0.06 0.33%
Fund AUM As on: 30/12/2025 20965 Cr
Top Liquid Fund
Fund Name Rank Rating
HSBC Liquid Fund 1
Bank of India Liquid Fund 2
Axis Liquid Fund 3
Canara Robeco Liquid Fund 4
Union Liquid Fund 5
Aditya Birla Sun Life Liquid Fund 6
Dsp Liquidity Fund 7

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
DSP Liquidity Fund- Regular Plan - IDCW - Daily 1001.15
0.0000
0.0000%
DSP Liquidity Fund - Direct Plan - IDCW - Daily 1001.15
0.0000
0.0000%
DSP Liquidity Fund - Regular Plan - IDCW - Weekly 1001.16
-1.0000
-0.1000%
DSP Liquidity Fund - Direct Plan - IDCW - Weekly 1001.16
-1.0200
-0.1000%
DSP Liquidity Fund - Regular Plan - Growth 3863.48
0.8800
0.0200%
DSP Liquidity Fund - Direct Plan - Growth 3910.07
0.9000
0.0200%

Review Date: 12-02-2026

Beginning of Analysis

Dsp Liquidity Fund is the 10th ranked fund in the Liquid Fund category. The category has total 33 funds. The Dsp Liquidity Fund has shown a very good past performence in Liquid Fund. The fund has a Jensen Alpha of 6.06% which is higher than the category average of 5.97%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.79 which is lower than the category average of 3.35.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Dsp Liquidity Fund Return Analysis

  • The fund has given a return of 0.53%, 1.51 and 3.01 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.49% and 2.96% respectively.
  • Dsp Liquidity Fund has given a return of 6.47% in last one year. In the same period the Liquid Fund category average return was 6.39%.
  • The fund has given a return of 7.03% in last three years and ranked 10.0th out of 35 funds in the category. In the same period the Liquid Fund category average return was 6.96%.
  • The fund has given a return of 5.95% in last five years and ranked 14th out of 34 funds in the category. In the same period the Liquid Fund category average return was 5.89%.
  • The fund has given a return of 6.2% in last ten years and ranked 11th out of 27 funds in the category. In the same period the category average return was 6.13%.
  • The fund has given a SIP return of 6.21% in last one year whereas category average SIP return is 6.13%. The fund one year return rank in the category is 6th in 34 funds
  • The fund has SIP return of 6.86% in last three years and ranks 6th in 33 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.88%) in the category in last three years.
  • The fund has SIP return of 6.61% in last five years whereas category average SIP return is 6.54%.

Dsp Liquidity Fund Risk Analysis

  • The fund has a standard deviation of 0.37 and semi deviation of 0.33. The category average standard deviation is 0.32 and semi deviation is 0.28.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.53
    0.51
    		0.46 | 0.54 5 | 36 Very Good
    3M Return % 1.49
    1.45
    		1.32 | 1.51 3 | 36 Very Good
    6M Return % 2.95
    2.89
    		2.62 | 2.98 5 | 36 Very Good
    1Y Return % 6.37
    6.25
    		5.74 | 6.42 6 | 36 Very Good
    3Y Return % 6.93
    6.82
    		6.25 | 7.00 8 | 35 Very Good
    5Y Return % 5.85
    5.76
    		5.17 | 5.91 9 | 34 Very Good
    7Y Return % 5.63
    5.54
    		5.02 | 5.78 15 | 33 Good
    10Y Return % 6.09
    6.03
    		5.48 | 6.22 12 | 26 Good
    15Y Return % 7.06
    7.02
    		6.48 | 7.37 11 | 21 Good
    1Y SIP Return % 6.10
    5.99
    		5.44 | 6.16 5 | 34 Very Good
    3Y SIP Return % 6.75
    6.64
    		6.08 | 6.81 3 | 33 Very Good
    5Y SIP Return % 6.50
    6.40
    		5.83 | 6.57 8 | 32 Very Good
    7Y SIP Return % 6.01
    5.93
    		5.36 | 6.07 7 | 31 Very Good
    10Y SIP Return % 5.95
    5.90
    		5.32 | 6.01 10 | 24 Good
    15Y SIP Return % 6.41
    6.38
    		5.80 | 6.58 11 | 21 Good
    Standard Deviation 0.37
    0.32
    		0.16 | 0.37 17 | 33 Good
    Semi Deviation 0.33
    0.28
    		0.12 | 0.33 24 | 33 Average
    Sharpe Ratio 2.79
    3.35
    		1.16 | 6.23 16 | 33 Good
    Sterling Ratio 0.68
    0.67
    		0.61 | 0.69 14 | 33 Good
    Sortino Ratio 1.12
    3.66
    		0.42 | 18.52 17 | 33 Good
    Jensen Alpha % 6.06
    5.97
    		5.40 | 6.13 7 | 33 Very Good
    Treynor Ratio 0.20
    0.19
    		0.10 | 0.25 10 | 33 Good
    Modigliani Square Measure % 25.62
    25.16
    		23.47 | 31.67 7 | 33 Very Good
    Alpha % -0.72
    -0.80
    		-1.40 | -0.65 13 | 33 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.53 0.52 0.46 | 0.54 6 | 37 Very Good
    3M Return % 1.51 1.49 1.39 | 1.52 4 | 37 Very Good
    6M Return % 3.01 2.96 2.79 | 3.01 4 | 37 Very Good
    1Y Return % 6.47 6.39 5.95 | 6.52 9 | 36 Very Good
    3Y Return % 7.03 6.96 6.61 | 7.08 10 | 35 Good
    5Y Return % 5.95 5.89 5.59 | 6.07 14 | 34 Good
    7Y Return % 5.72 5.67 5.24 | 6.09 17 | 33 Good
    10Y Return % 6.20 6.13 5.71 | 6.47 11 | 27 Good
    1Y SIP Return % 6.21 6.13 5.74 | 6.22 6 | 34 Very Good
    3Y SIP Return % 6.86 6.78 6.39 | 6.88 6 | 33 Very Good
    5Y SIP Return % 6.61 6.54 6.22 | 6.65 10 | 32 Good
    7Y SIP Return % 6.11 6.07 5.72 | 6.25 15 | 31 Good
    10Y SIP Return % 6.05 6.02 5.67 | 6.28 12 | 25 Good
    Standard Deviation 0.37 0.32 0.16 | 0.37 17 | 33 Good
    Semi Deviation 0.33 0.28 0.12 | 0.33 24 | 33 Average
    Sharpe Ratio 2.79 3.35 1.16 | 6.23 16 | 33 Good
    Sterling Ratio 0.68 0.67 0.61 | 0.69 14 | 33 Good
    Sortino Ratio 1.12 3.66 0.42 | 18.52 17 | 33 Good
    Jensen Alpha % 6.06 5.97 5.40 | 6.13 7 | 33 Very Good
    Treynor Ratio 0.20 0.19 0.10 | 0.25 10 | 33 Good
    Modigliani Square Measure % 25.62 25.16 23.47 | 31.67 7 | 33 Very Good
    Alpha % -0.72 -0.80 -1.40 | -0.65 13 | 33 Good
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Liquidity Fund NAV Regular Growth Dsp Liquidity Fund NAV Direct Growth
    12-02-2026 3863.4755 3910.0653
    11-02-2026 3862.5923 3909.1618
    10-02-2026 3861.8432 3908.394
    09-02-2026 3861.1246 3907.6571
    06-02-2026 3859.3324 3905.8144
    05-02-2026 3858.7322 3905.1974
    04-02-2026 3858.0384 3904.4856
    03-02-2026 3856.8343 3903.2573
    02-02-2026 3855.6063 3902.005
    30-01-2026 3853.1751 3899.5156
    29-01-2026 3852.5557 3898.8792
    28-01-2026 3852.0805 3898.3887
    27-01-2026 3851.5334 3897.8254
    23-01-2026 3848.8378 3895.059
    22-01-2026 3848.3498 3894.5556
    21-01-2026 3847.4854 3893.6712
    20-01-2026 3846.9941 3893.1644
    19-01-2026 3846.7347 3892.8924
    16-01-2026 3845.3377 3891.4498
    14-01-2026 3844.2792 3890.3594
    13-01-2026 3843.7119 3889.7757
    12-01-2026 3843.2668 3889.3157

    Fund Launch Date: 23/Nov/2005
    Fund Category: Liquid Fund
    Investment Objective: An Open Ended Income (Liquid) Scheme, seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities.
    Fund Description: An open ended liquid scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.