Union Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 4
Rating
Growth Option 12-06-2026
NAV ₹2660.5(R) +0.02% ₹2695.68(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.19% 6.9% 6.1% 5.63% 5.65%
Direct 6.29% 7.01% 6.2% 5.73% 5.76%
Benchmark
SIP (XIRR) Regular 6.39% 6.71% 6.63% 6.14% 5.81%
Direct 6.49% 6.81% 6.73% 6.25% 5.91%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
5.43 9.98 0.69 1.1% -6.4
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.19% 0.0% 0.0% 0.07 0.15%
Fund AUM As on: 30/12/2025 6627 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Dsp Liquidity Fund 3
Union Liquid Fund 4
UTI Liquid Fund 5
Mahindra Manulife Liquid Fund 6
Canara Robeco Liquid Fund 7

NAV Date: 12-06-2026

Scheme Name NAV Rupee Change Percent Change
Union Liquid Fund - Daily IDCW Option 1001.46
0.0000
0.0000%
Union Liquid Fund - Fortnightly IDCW Option 1001.52
0.2400
0.0200%
Union Liquid Fund - Direct Plan - Fortnightly IDCW Option 1001.54
0.2400
0.0200%
Union Liquid Fund - Direct Plan - Daily IDCW Option 1001.55
0.0000
0.0000%
Union Liquid Fund - Direct Plan - Weekly IDCW Option 1001.97
0.2400
0.0200%
Union Liquid Fund - Weekly IDCW Option 1002.22
0.2400
0.0200%
Union Liquid Fund - Monthly IDCW Option 1004.3
0.2400
0.0200%
Union Liquid Fund - Direct Plan - Monthly IDCW Option 1004.77
0.2400
0.0200%
Union Liquid Fund - Growth Option 2660.5
0.6300
0.0200%
Union Liquid Fund - Direct Plan - Growth Option 2695.68
0.6400
0.0200%

Review Date: 12-06-2026

Beginning of Analysis

In the Liquid Fund category, Union Liquid Fund is the 4th ranked fund. The category has total 33 funds. The 5 star rating shows an excellent past performance of the Union Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 1.1% which is higher than the category average of 0.99%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 5.43 which is higher than the category average of 4.75.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Union Liquid Fund Return Analysis

  • The fund has given a return of 0.57%, 1.76 and 3.26 in last one, three and six months respectively. In the same period the category average return was 0.56%, 1.74% and 3.21% respectively.
  • Union Liquid Fund has given a return of 6.29% in last one year. In the same period the Liquid Fund category average return was 6.2%.
  • The fund has given a return of 7.01% in last three years and ranked 8.0th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 6.92%.
  • The fund has given a return of 6.2% in last five years and ranked 6th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 6.12%.
  • The fund has given a return of 5.76% in last ten years and ranked 25th out of twenty eight funds in the category. In the same period the category average return was 6.08%.
  • The fund has given a SIP return of 6.49% in last one year whereas category average SIP return is 6.39%. The fund one year return rank in the category is 8th in 35 funds
  • The fund has SIP return of 6.81% in last three years and ranks 11th in 33 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.85%) in the category in last three years.
  • The fund has SIP return of 6.73% in last five years whereas category average SIP return is 6.65%.

Union Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.19 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.56
    0.55
    		0.49 | 0.57 17 | 37 Good
    3M Return % 1.74
    1.70
    		1.46 | 1.78 16 | 37 Good
    6M Return % 3.21
    3.14
    		2.85 | 3.26 12 | 37 Good
    1Y Return % 6.19
    6.06
    		5.51 | 6.23 7 | 37 Very Good
    3Y Return % 6.90
    6.78
    		6.22 | 6.96 5 | 35 Very Good
    5Y Return % 6.10
    5.98
    		5.40 | 6.14 5 | 35 Very Good
    7Y Return % 5.63
    5.50
    		4.97 | 5.71 5 | 34 Very Good
    10Y Return % 5.65
    5.97
    		5.42 | 6.13 25 | 27 Poor
    1Y SIP Return % 6.39
    6.25
    		5.69 | 6.45 7 | 34 Very Good
    3Y SIP Return % 6.71
    6.59
    		6.04 | 6.76 10 | 32 Good
    5Y SIP Return % 6.63
    6.51
    		5.94 | 6.68 6 | 32 Very Good
    7Y SIP Return % 6.14
    6.02
    		5.46 | 6.17 3 | 31 Very Good
    10Y SIP Return % 5.81
    5.93
    		5.35 | 6.05 22 | 24 Poor
    Standard Deviation 0.19
    0.19
    		0.17 | 0.20 6 | 34 Very Good
    Semi Deviation 0.15
    0.15
    		0.13 | 0.16 7 | 34 Very Good
    Sharpe Ratio 5.43
    4.75
    		1.93 | 5.73 2 | 34 Very Good
    Sterling Ratio 0.69
    0.68
    		0.62 | 0.69 4 | 34 Very Good
    Sortino Ratio 9.98
    6.82
    		1.14 | 10.54 2 | 34 Very Good
    Jensen Alpha % 1.10
    0.99
    		0.42 | 1.17 4 | 34 Very Good
    Treynor Ratio -6.40
    -6.74
    		-9.23 | -6.00 12 | 34 Good
    Modigliani Square Measure % 10.25
    9.73
    		7.64 | 10.47 2 | 34 Very Good
    Alpha % -0.73
    -0.82
    		-1.42 | -0.66 4 | 34 Very Good
    Return data last Updated On : June 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.57 0.56 0.50 | 0.59 21 | 38 Average
    3M Return % 1.76 1.74 1.51 | 1.80 18 | 38 Good
    6M Return % 3.26 3.21 2.88 | 3.31 10 | 38 Very Good
    1Y Return % 6.29 6.20 5.75 | 6.34 8 | 37 Very Good
    3Y Return % 7.01 6.92 6.50 | 7.04 8 | 35 Very Good
    5Y Return % 6.20 6.12 5.81 | 6.23 6 | 35 Very Good
    7Y Return % 5.73 5.63 5.25 | 6.01 9 | 34 Very Good
    10Y Return % 5.76 6.08 5.66 | 6.38 25 | 28 Poor
    1Y SIP Return % 6.49 6.39 5.80 | 6.55 8 | 35 Very Good
    3Y SIP Return % 6.81 6.73 6.26 | 6.85 11 | 33 Good
    5Y SIP Return % 6.73 6.65 6.30 | 6.77 6 | 33 Very Good
    7Y SIP Return % 6.25 6.16 5.83 | 6.27 7 | 32 Very Good
    10Y SIP Return % 5.91 6.06 5.69 | 6.26 24 | 26 Poor
    Standard Deviation 0.19 0.19 0.17 | 0.20 6 | 34 Very Good
    Semi Deviation 0.15 0.15 0.13 | 0.16 7 | 34 Very Good
    Sharpe Ratio 5.43 4.75 1.93 | 5.73 2 | 34 Very Good
    Sterling Ratio 0.69 0.68 0.62 | 0.69 4 | 34 Very Good
    Sortino Ratio 9.98 6.82 1.14 | 10.54 2 | 34 Very Good
    Jensen Alpha % 1.10 0.99 0.42 | 1.17 4 | 34 Very Good
    Treynor Ratio -6.40 -6.74 -9.23 | -6.00 12 | 34 Good
    Modigliani Square Measure % 10.25 9.73 7.64 | 10.47 2 | 34 Very Good
    Alpha % -0.73 -0.82 -1.42 | -0.66 4 | 34 Very Good
    Return data last Updated On : June 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Union Liquid Fund NAV Regular Growth Union Liquid Fund NAV Direct Growth
    12-06-2026 2660.501 2695.683
    11-06-2026 2659.8722 2695.0385
    10-06-2026 2659.3628 2694.515
    09-06-2026 2658.8901 2694.0286
    08-06-2026 2657.9274 2693.0458
    05-06-2026 2656.3987 2691.4749
    04-06-2026 2655.5431 2690.6005
    03-06-2026 2654.9591 2690.0015
    02-06-2026 2654.5899 2689.6201
    01-06-2026 2654.203 2689.2207
    29-05-2026 2652.7458 2687.7223
    27-05-2026 2651.5902 2686.5369
    26-05-2026 2651.1433 2686.0769
    25-05-2026 2650.7756 2685.6969
    22-05-2026 2649.5493 2684.4327
    21-05-2026 2649.1467 2684.0174
    20-05-2026 2648.8473 2683.7068
    19-05-2026 2648.4854 2683.3329
    18-05-2026 2648.0731 2682.9079
    15-05-2026 2646.8284 2681.6249
    14-05-2026 2646.4179 2681.2018
    13-05-2026 2646.1101 2680.8827
    12-05-2026 2645.6985 2680.4584

    Fund Launch Date: 14/Jun/2011
    Fund Category: Liquid Fund
    Investment Objective: To p r o v i d e r e a s o n a b l e r e t u r n s commensurate with lower risk and high level of liquidity through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved.
    Fund Description: An Open-Ended Liquid Scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.