Union Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 5
Rating
Growth Option 24-07-2026
NAV ₹2680.9(R) +0.02% ₹2716.63(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.3% 6.9% 6.18% 5.63% 5.64%
Direct 6.4% 7.0% 6.28% 5.74% 5.75%
Benchmark
SIP (XIRR) Regular 6.55% 6.71% 6.67% 6.19% 5.84%
Direct 6.65% 6.81% 6.77% 6.29% 5.94%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
5.02 10.35 0.69 0.86% 0.2
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.21% 0.0% 0.0% 0.06 0.16%
Fund AUM As on: 30/12/2025 6627 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 24-07-2026

Scheme Name NAV Rupee Change Percent Change
Union Liquid Fund - Daily IDCW Option 1001.46
0.0000
0.0000%
Union Liquid Fund - Direct Plan - Daily IDCW Option 1001.55
0.0000
0.0000%
Union Liquid Fund - Direct Plan - Weekly IDCW Option 1001.89
0.2400
0.0200%
Union Liquid Fund - Weekly IDCW Option 1002.13
0.2300
0.0200%
Union Liquid Fund - Fortnightly IDCW Option 1003.36
0.2300
0.0200%
Union Liquid Fund - Direct Plan - Fortnightly IDCW Option 1003.4
0.2400
0.0200%
Union Liquid Fund - Monthly IDCW Option 1005.67
0.2300
0.0200%
Union Liquid Fund - Direct Plan - Monthly IDCW Option 1006.17
0.2400
0.0200%
Union Liquid Fund - Growth Option 2680.9
0.6300
0.0200%
Union Liquid Fund - Direct Plan - Growth Option 2716.63
0.6400
0.0200%

Review Date: 24-07-2026

Beginning of Analysis

Union Liquid Fund is the 4th ranked fund in the Liquid Fund category. The category has total 33 funds. The 5 star rating shows an excellent past performance of the Union Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 0.86% which is higher than the category average of -0.4%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 5.02 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Union Liquid Fund Return Analysis

  • The fund has given a return of 0.54%, 1.61 and 3.32 in last one, three and six months respectively. In the same period the category average return was 0.53%, -0.59% and 1.05% respectively.
  • Union Liquid Fund has given a return of 6.4% in last one year. In the same period the Liquid Fund category average return was 3.84%.
  • The fund has given a return of 7.0% in last three years and ranked 10.0th out of thirty six funds in the category. In the same period the Liquid Fund category average return was 5.32%.
  • The fund has given a return of 6.28% in last five years and ranked 7th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.08%.
  • The fund has given a return of 5.75% in last ten years and ranked 25th out of twenty nine funds in the category. In the same period the category average return was 5.32%.
  • The fund has given a SIP return of 6.65% in last one year whereas category average SIP return is 3.7%. The fund one year return rank in the category is 14th in 37 funds
  • The fund has SIP return of 6.81% in last three years and ranks 10th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.87%) in the category in last three years.
  • The fund has SIP return of 6.77% in last five years whereas category average SIP return is 4.19%.

Union Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.21 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.53
    0.52
    		0.43 | 0.55 25 | 41 Average
    3M Return % 1.59
    -0.68
    		-89.84 | 1.62 16 | 41 Good
    6M Return % 3.27
    0.93
    		-89.67 | 3.33 18 | 41 Good
    1Y Return % 6.30
    3.64
    		-89.37 | 6.35 8 | 38 Very Good
    3Y Return % 6.90
    5.19
    		-50.38 | 6.96 8 | 36 Very Good
    5Y Return % 6.18
    4.94
    		-33.01 | 6.23 5 | 35 Very Good
    7Y Return % 5.63
    4.63
    		-23.99 | 5.68 5 | 34 Very Good
    10Y Return % 5.64
    5.18
    		-15.75 | 6.10 25 | 28 Poor
    15Y Return % 6.73
    6.26
    		-8.21 | 7.24 19 | 22 Poor
    1Y SIP Return % 6.55
    3.48
    		-98.98 | 6.64 12 | 36 Good
    3Y SIP Return % 6.71
    3.77
    		-89.38 | 6.77 10 | 34 Good
    5Y SIP Return % 6.67
    4.05
    		-75.75 | 6.72 7 | 33 Very Good
    7Y SIP Return % 6.19
    3.89
    		-63.71 | 6.22 4 | 32 Very Good
    10Y SIP Return % 5.84
    3.84
    		-49.15 | 6.07 23 | 26 Poor
    15Y SIP Return % 6.11
    4.55
    		-31.86 | 6.48 20 | 22 Poor
    Standard Deviation 0.21
    1.75
    		0.18 | 52.24 7 | 34 Very Good
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 7 | 34 Very Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 5.02
    4.27
    		-1.03 | 5.25 2 | 34 Very Good
    Sterling Ratio 0.69
    0.65
    		-0.50 | 0.70 6 | 34 Very Good
    Sortino Ratio 10.35
    6.67
    		-0.16 | 10.85 2 | 34 Very Good
    Jensen Alpha % 0.86
    -0.40
    		-38.83 | 0.92 7 | 34 Very Good
    Treynor Ratio 0.20
    0.26
    		0.10 | 1.83 20 | 34 Average
    Modigliani Square Measure % 3.56
    3.03
    		-0.73 | 3.72 2 | 34 Very Good
    Alpha % -0.69
    -2.80
    		-69.11 | -0.63 7 | 34 Very Good
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.54 0.53 0.45 | 0.56 30 | 42 Average
    3M Return % 1.61 -0.59 -89.84 | 1.67 20 | 42 Good
    6M Return % 3.32 1.05 -89.67 | 3.38 23 | 42 Average
    1Y Return % 6.40 3.84 -89.36 | 6.46 9 | 39 Very Good
    3Y Return % 7.00 5.32 -50.34 | 7.04 10 | 36 Good
    5Y Return % 6.28 5.08 -32.95 | 6.31 7 | 35 Very Good
    7Y Return % 5.74 4.76 -23.92 | 5.99 8 | 34 Very Good
    10Y Return % 5.75 5.32 -15.69 | 6.36 25 | 29 Poor
    1Y SIP Return % 6.65 3.70 -98.98 | 6.74 14 | 37 Good
    3Y SIP Return % 6.81 3.91 -89.35 | 6.87 10 | 34 Good
    5Y SIP Return % 6.77 4.19 -75.68 | 6.81 9 | 33 Very Good
    7Y SIP Return % 6.29 4.02 -63.60 | 6.32 6 | 32 Very Good
    10Y SIP Return % 5.94 4.04 -49.00 | 6.25 24 | 27 Poor
    Standard Deviation 0.21 1.75 0.18 | 52.24 7 | 34 Very Good
    Semi Deviation 0.16 1.65 0.14 | 50.79 7 | 34 Very Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 5.02 4.27 -1.03 | 5.25 2 | 34 Very Good
    Sterling Ratio 0.69 0.65 -0.50 | 0.70 6 | 34 Very Good
    Sortino Ratio 10.35 6.67 -0.16 | 10.85 2 | 34 Very Good
    Jensen Alpha % 0.86 -0.40 -38.83 | 0.92 7 | 34 Very Good
    Treynor Ratio 0.20 0.26 0.10 | 1.83 20 | 34 Average
    Modigliani Square Measure % 3.56 3.03 -0.73 | 3.72 2 | 34 Very Good
    Alpha % -0.69 -2.80 -69.11 | -0.63 7 | 34 Very Good
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Union Liquid Fund NAV Regular Growth Union Liquid Fund NAV Direct Growth
    24-07-2026 2680.9013 2716.631
    23-07-2026 2680.2751 2715.9909
    22-07-2026 2679.759 2715.4626
    21-07-2026 2679.5076 2715.2022
    20-07-2026 2679.0745 2714.7579
    17-07-2026 2677.8674 2713.5184
    16-07-2026 2677.094 2712.7292
    15-07-2026 2676.5356 2712.1578
    14-07-2026 2676.2465 2711.8588
    13-07-2026 2676.1903 2711.7957
    10-07-2026 2674.9222 2710.4924
    09-07-2026 2674.0995 2709.6526
    08-07-2026 2673.4276 2708.9655
    07-07-2026 2673.1661 2708.6944
    06-07-2026 2673.2272 2708.7502
    03-07-2026 2672.5396 2708.0352
    02-07-2026 2672.0999 2707.5835
    01-07-2026 2671.5726 2707.0419
    30-06-2026 2670.5934 2706.0422
    29-06-2026 2669.0284 2704.449
    25-06-2026 2667.3926 2702.7619
    24-06-2026 2666.7899 2702.1438

    Fund Launch Date: 14/Jun/2011
    Fund Category: Liquid Fund
    Investment Objective: To p r o v i d e r e a s o n a b l e r e t u r n s commensurate with lower risk and high level of liquidity through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be achieved.
    Fund Description: An Open-Ended Liquid Scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.