Previously Known As : Aditya Birla Sun Life Cash Plus
Aditya Birla Sun Life Liquid Fund Overview
Category Liquid Fund
BMSMONEY Rank 6
Rating
Growth Option 21-05-2025
NAV ₹417.88(R) +0.02% ₹422.85(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.25% 6.9% 5.47% 5.84% 6.29%
Direct 7.39% 7.03% 5.6% 5.96% 6.4%
Benchmark
SIP (XIRR) Regular 7.3% 7.2% 6.38% 5.99% 6.03%
Direct 7.43% 7.34% 6.52% 6.11% 6.15%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.2 0.45 0.66 5.57% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.42% 0.0% 0.0% 0.11 0.37%

NAV Date: 21-05-2025

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Liquid Fund -Daily IDCW 100.2
0.0000
0.0000%
Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW 100.2
0.0000
0.0000%
Aditya Birla Sun Life Liquid Fund -Direct - weekly IDCW 100.32
0.0200
0.0200%
Aditya Birla Sun Life Liquid Fund -weekly IDCW 100.32
0.0200
0.0200%
Aditya Birla Sun Life Liquid Fund -Institutional - IDCW 108.02
0.0000
0.0000%
Aditya Birla Sun Life Liquid Fund -Institutional - weekly IDCW 108.3
0.0200
0.0200%
Aditya Birla Sun Life Liquid Fund -Regular - IDCW 131.55
0.0300
0.0200%
Aditya Birla Sun Life Liquid Fund -Retail - IDCW 163.69
0.0000
0.0000%
Aditya Birla Sun Life Liquid Fund -DIRECT - IDCW 172.71
0.0400
0.0200%
Aditya Birla Sun Life Liquid Fund- Discipline Advantage Plan 282.5
0.0600
0.0200%
Aditya Birla Sun Life Liquid Fund - Growth 417.88
0.0900
0.0200%
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan 422.85
0.0900
0.0200%
Aditya Birla Sun Life Liquid Fund-Retail (Growth) 678.14
0.1500
0.0200%
Aditya Birla Sun Life Liquid Fund-Institutional (Growth) 695.91
0.1500
0.0200%

Review Date: 21-05-2025

Beginning of Analysis

Aditya Birla Sun Life Liquid Fund is the 6th ranked fund in the Liquid Fund category. The category has total 33 funds. The Aditya Birla Sun Life Liquid Fund has shown an excellent past performence in Liquid Fund. The fund has a Jensen Alpha of 5.57% which is higher than the category average of 5.46%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.2 which is lower than the category average of 1.24.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Aditya Birla Sun Life Liquid Fund Return Analysis

  • The fund has given a return of 0.52%, 1.81 and 3.63 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.77% and 3.57% respectively.
  • Aditya Birla Sun Life Liquid Fund has given a return of 7.39% in last one year. In the same period the Liquid Fund category average return was 7.28%.
  • The fund has given a return of 7.03% in last three years and ranked 1.0st out of 34 funds in the category. In the same period the Liquid Fund category average return was 4.45%.
  • The fund has given a return of 5.6% in last five years and ranked 3rd out of 33 funds in the category. In the same period the Liquid Fund category average return was 3.57%.
  • The fund has given a return of 6.4% in last ten years and ranked 4th out of 26 funds in the category. In the same period the category average return was 7.17%.
  • The fund has given a SIP return of 7.43% in last one year whereas category average SIP return is 7.31%. The fund one year return rank in the category is 5th in 35 funds
  • The fund has SIP return of 7.34% in last three years and ranks 1st in 34 funds. The fund has given the highest SIP return in the category in last three years.
  • The fund has SIP return of 6.52% in last five years whereas category average SIP return is 6.41%.

Aditya Birla Sun Life Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.42 and semi deviation of 0.37. The category average standard deviation is 0.37 and semi deviation is 0.32.
  • The fund has a beta of 0.11 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Liquid Fund NAV Regular Growth Aditya Birla Sun Life Liquid Fund NAV Direct Growth
    21-05-2025 417.8841 422.8499
    20-05-2025 417.7917 422.7549
    19-05-2025 417.7153 422.6761
    16-05-2025 417.4941 422.4478
    15-05-2025 417.4144 422.3658
    14-05-2025 417.3471 422.2962
    13-05-2025 417.2693 422.216
    12-05-2025 417.1622 422.1061
    09-05-2025 416.9469 421.8839
    08-05-2025 416.8992 421.8342
    07-05-2025 416.8413 421.7741
    06-05-2025 416.7821 421.7127
    02-05-2025 416.4961 421.4175
    30-04-2025 416.3475 421.2642
    28-04-2025 416.2264 421.1387
    25-04-2025 416.0348 420.9405
    24-04-2025 415.9717 420.8751
    23-04-2025 415.9025 420.8037
    22-04-2025 415.8345 420.7334
    21-04-2025 415.7629 420.6595

    Fund Launch Date: 04/Jun/1997
    Fund Category: Liquid Fund
    Investment Objective: The objective of the scheme is to provide reasonable returns at a highest level of safety and liquidity through investments in high quality debt and money market instruments.
    Fund Description: Aditya Birla Sun Life Liquid Fund is an open ended liquid scheme which invests in instruments like Certificate of Deposits (CDs), Commercial Papers (CPs), Treasury Bills (TBills), TRI-Party Repos, etc with residual maturity profile of <= 91 days
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.