Previously Known As : Aditya Birla Sun Life Cash Plus
Aditya Birla Sun Life Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 8
Rating
Growth Option 23-10-2026
NAV ₹455.41(R) 0.0% ₹461.72(D) 0.0%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.33% 6.81% 6.32% 5.63% 6.04%
Direct 6.47% 6.95% 6.45% 5.76% 6.16%
Benchmark
SIP (XIRR) Regular 6.34% 6.55% 6.64% 6.21% 6.03%
Direct 6.49% 6.7% 6.78% 6.34% 6.16%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.71 8.81 0.69 0.85% 0.2
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.23% 0.0% 0.0% 0.06 0.16%
Fund AUM As on: 30/12/2025 57392 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 23-10-2026

Scheme Name NAV Rupee Change Percent Change
Aditya Birla Sun Life Liquid Fund -Daily IDCW 100.17
0.0000
0.0000%
Aditya Birla Sun Life Liquid Fund -Direct - daily IDCW 100.17
0.0000
0.0000%
Aditya Birla Sun Life Liquid Fund -Direct - weekly IDCW 100.22
-0.0500
-0.0500%
Aditya Birla Sun Life Liquid Fund -weekly IDCW 100.22
-0.0400
-0.0400%
Aditya Birla Sun Life Liquid Fund -Regular - IDCW 105.58
0.0000
0.0000%
Aditya Birla Sun Life Liquid Fund -DIRECT - IDCW 138.86
0.0000
0.0000%
Aditya Birla Sun Life Liquid Fund - Growth 455.41
0.0100
0.0000%
Aditya Birla Sun Life Liquid Fund - Growth - Direct Plan 461.72
0.0100
0.0000%

Review Date: 23-10-2026

Beginning of Analysis

In the Liquid Fund category, Aditya Birla Sun Life Liquid Fund is the 5th ranked fund. The category has total 33 funds. The Aditya Birla Sun Life Liquid Fund has shown an excellent past performence in Liquid Fund. The fund has a Jensen Alpha of 0.85% which is higher than the category average of -0.4%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.71 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Aditya Birla Sun Life Liquid Fund Return Analysis

  • The fund has given a return of 0.38%, 1.48 and 3.13 in last one, three and six months respectively. In the same period the category average return was 0.4%, 1.48% and 0.76% respectively.
  • Aditya Birla Sun Life Liquid Fund has given a return of 6.47% in last one year. In the same period the Liquid Fund category average return was 3.84%.
  • The fund has given a return of 6.95% in last three years and ranked 3.0rd out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.17%.
  • The fund has given a return of 6.45% in last five years and ranked 1st out of thirty three funds in the category. In the same period the Liquid Fund category average return was 5.16%.
  • The fund has given a return of 6.16% in last ten years and ranked 4th out of twenty eight funds in the category. In the same period the category average return was 5.27%.
  • The fund has given a SIP return of 6.49% in last one year whereas category average SIP return is 3.84%. The fund one year return rank in the category is 12th in 36 funds
  • The fund has SIP return of 6.7% in last three years and ranks 4th in 32 funds. Axis Liquid Fund has given the highest SIP return (6.72%) in the category in last three years.
  • The fund has SIP return of 6.78% in last five years whereas category average SIP return is 4.36%.

Aditya Birla Sun Life Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.23 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.37
    0.39
    		0.35 | 0.43 36 | 40 Poor
    3M Return % 1.44
    1.44
    		1.31 | 1.51 27 | 40 Average
    6M Return % 3.06
    0.69
    		-89.69 | 3.13 16 | 40 Good
    1Y Return % 6.33
    3.68
    		-89.36 | 6.41 10 | 38 Very Good
    3Y Return % 6.81
    5.07
    		-50.42 | 6.88 11 | 35 Good
    5Y Return % 6.32
    5.06
    		-32.92 | 6.38 5 | 34 Very Good
    7Y Return % 5.63
    4.62
    		-23.99 | 5.66 6 | 33 Very Good
    10Y Return % 6.04
    5.15
    		-15.78 | 6.07 4 | 28 Very Good
    15Y Return % 7.01
    6.21
    		-8.26 | 7.16 2 | 22 Very Good
    1Y SIP Return % 6.34
    3.68
    		-85.64 | 6.45 14 | 36 Good
    3Y SIP Return % 6.55
    3.93
    		-76.86 | 6.63 10 | 33 Good
    5Y SIP Return % 6.64
    4.29
    		-65.49 | 6.71 9 | 32 Good
    7Y SIP Return % 6.21
    4.11
    		-55.91 | 6.26 5 | 31 Very Good
    10Y SIP Return % 6.03
    4.02
    		-44.24 | 6.06 4 | 26 Very Good
    15Y SIP Return % 6.19
    4.53
    		-29.72 | 6.41 11 | 22 Good
    Standard Deviation 0.23
    1.75
    		0.18 | 52.24 32 | 34 Poor
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 28 | 34 Poor
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.71
    4.27
    		-1.03 | 5.25 14 | 34 Good
    Sterling Ratio 0.69
    0.65
    		-0.50 | 0.70 8 | 34 Very Good
    Sortino Ratio 8.81
    6.67
    		-0.16 | 10.85 7 | 34 Very Good
    Jensen Alpha % 0.85
    -0.40
    		-38.83 | 0.92 8 | 34 Very Good
    Treynor Ratio 0.20
    0.26
    		0.10 | 1.83 19 | 34 Average
    Modigliani Square Measure % 3.34
    3.03
    		-0.73 | 3.72 14 | 34 Good
    Alpha % -0.69
    -2.80
    		-69.11 | -0.63 9 | 34 Very Good
    Return data last Updated On : Oct. 23, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.38 0.40 0.38 | 0.43 37 | 40 Poor
    3M Return % 1.48 1.48 1.33 | 1.53 24 | 40 Average
    6M Return % 3.13 0.76 -89.69 | 3.20 13 | 40 Good
    1Y Return % 6.47 3.84 -89.35 | 6.51 5 | 38 Very Good
    3Y Return % 6.95 5.17 -50.37 | 6.96 3 | 34 Very Good
    5Y Return % 6.45 5.16 -32.86 | 6.45 1 | 33 Very Good
    7Y Return % 5.76 4.73 -23.92 | 5.94 4 | 32 Very Good
    10Y Return % 6.16 5.27 -15.71 | 6.32 4 | 28 Very Good
    1Y SIP Return % 6.49 3.84 -85.63 | 6.55 12 | 36 Good
    3Y SIP Return % 6.70 4.00 -76.83 | 6.72 4 | 32 Very Good
    5Y SIP Return % 6.78 4.36 -65.43 | 6.78 2 | 31 Very Good
    7Y SIP Return % 6.34 4.18 -55.82 | 6.34 1 | 30 Very Good
    10Y SIP Return % 6.16 4.15 -44.11 | 6.22 3 | 26 Very Good
    Standard Deviation 0.23 1.75 0.18 | 52.24 32 | 34 Poor
    Semi Deviation 0.16 1.65 0.14 | 50.79 28 | 34 Poor
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.71 4.27 -1.03 | 5.25 14 | 34 Good
    Sterling Ratio 0.69 0.65 -0.50 | 0.70 8 | 34 Very Good
    Sortino Ratio 8.81 6.67 -0.16 | 10.85 7 | 34 Very Good
    Jensen Alpha % 0.85 -0.40 -38.83 | 0.92 8 | 34 Very Good
    Treynor Ratio 0.20 0.26 0.10 | 1.83 19 | 34 Average
    Modigliani Square Measure % 3.34 3.03 -0.73 | 3.72 14 | 34 Good
    Alpha % -0.69 -2.80 -69.11 | -0.63 9 | 34 Very Good
    Return data last Updated On : Oct. 23, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Aditya Birla Sun Life Liquid Fund NAV Regular Growth Aditya Birla Sun Life Liquid Fund NAV Direct Growth
    23-10-2026 455.4074 461.7218
    22-10-2026 455.4016 461.7141
    21-10-2026 455.4858 461.7978
    19-10-2026 455.4333 461.741
    16-10-2026 455.198 461.4971
    15-10-2026 455.184 461.4812
    14-10-2026 455.2501 461.5464
    13-10-2026 455.2401 461.5345
    12-10-2026 455.1728 461.4645
    09-10-2026 454.9879 461.2718
    08-10-2026 454.8634 461.1438
    07-10-2026 454.7597 461.0369
    06-10-2026 454.6666 460.9408
    05-10-2026 454.6026 460.8742
    01-10-2026 454.2899 460.5501
    30-09-2026 454.0967 460.3525
    29-09-2026 453.9973 460.25
    28-09-2026 453.9346 460.1847
    25-09-2026 453.7325 459.9746
    24-09-2026 453.7708 460.0117
    23-09-2026 453.7436 459.9823

    Fund Launch Date: 04/Jun/1997
    Fund Category: Liquid Fund
    Investment Objective: The objective of the scheme is to provide reasonable returns at a highest level of safety and liquidity through investments in high quality debt and money market instruments.
    Fund Description: Aditya Birla Sun Life Liquid Fund is an open ended liquid scheme which invests in instruments like Certificate of Deposits (CDs), Commercial Papers (CPs), Treasury Bills (TBills), TRI-Party Repos, etc with residual maturity profile of <= 91 days
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.