Previously Known As : Hsbc Cash Fund
Hsbc Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 15
Rating
Growth Option 03-07-2026
NAV ₹2768.72(R) +0.02% ₹2797.12(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.26% 6.91% 6.14% 5.6% 6.05%
Direct 6.35% 7.01% 6.24% 5.71% 6.14%
Benchmark
SIP (XIRR) Regular 6.59% 6.74% 6.66% 6.16% 6.01%
Direct 6.68% 6.84% 6.76% 6.26% 6.11%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.93 8.19 0.69 1.07% -6.37
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% 0.07 0.15%
Fund AUM As on: 30/12/2025 17610 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Union Liquid Fund 4
UTI Liquid Fund 5
Mahindra Manulife Liquid Fund 6
Canara Robeco Liquid Fund 7

NAV Date: 03-07-2026

Scheme Name NAV Rupee Change Percent Change
HSBC Liquid Fund - Regular Daily IDCW 1001.38
0.0000
0.0000%
HSBC Liquid Fund - Direct Daily IDCW 1001.58
0.0000
0.0000%
HSBC Liquid Fund - Weekly IDCW 1002.05
0.1600
0.0200%
HSBC Liquid Fund - Regular Monthly IDCW 1004.29
0.1600
0.0200%
HSBC Liquid Fund - IDCW 1019.3
0.0000
0.0000%
HSBC Liquid Fund - Direct Monthly IDCW 1039.97
0.1600
0.0200%
HSBC Liquid Fund - Regular Weekly IDCW 1108.29
0.1700
0.0200%
HSBC Liquid Fund - Direct Weekly IDCW 1196.06
0.1900
0.0200%
HSBC Liquid Fund - Institutional Daily IDCW 1562.83
0.0000
0.0000%
HSBC Liquid Fund - Regular Growth 2768.72
0.4300
0.0200%
HSBC Liquid Fund - Growth Direct 2797.12
0.4400
0.0200%
HSBC Liquid Fund - Growth 3994.72
0.6200
0.0200%

Review Date: 03-07-2026

Beginning of Analysis

HSBC Liquid Fund is the 13th ranked fund in the Liquid Fund category. The category has total 33 funds. The HSBC Liquid Fund has shown a very good past performence in Liquid Fund. The fund has a Jensen Alpha of 1.07% which is higher than the category average of 0.99%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.93 which is higher than the category average of 4.75.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

HSBC Liquid Fund Return Analysis

  • The fund has given a return of 0.69%, 1.65 and 3.31 in last one, three and six months respectively. In the same period the category average return was -1.72%, -0.79% and 0.82% respectively.
  • HSBC Liquid Fund has given a return of 6.35% in last one year. In the same period the Liquid Fund category average return was 3.72%.
  • The fund has given a return of 7.01% in last three years and ranked 14.0th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.3%.
  • The fund has given a return of 6.24% in last five years and ranked 10th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.05%.
  • The fund has given a return of 6.14% in last ten years and ranked 13th out of twenty nine funds in the category. In the same period the category average return was 5.33%.
  • The fund has given a SIP return of 6.68% in last one year whereas category average SIP return is 6.6%. The fund one year return rank in the category is 19th in 33 funds
  • The fund has SIP return of 6.84% in last three years and ranks 14th in 32 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.91%) in the category in last three years.
  • The fund has SIP return of 6.76% in last five years whereas category average SIP return is 4.0%.

HSBC Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.68
    -1.80
    		-89.93 | 0.69 8 | 37 Very Good
    3M Return % 1.62
    -0.88
    		-89.84 | 1.66 16 | 37 Good
    6M Return % 3.27
    0.69
    		-89.67 | 3.32 11 | 37 Good
    1Y Return % 6.26
    3.58
    		-89.37 | 6.35 16 | 37 Good
    3Y Return % 6.91
    5.17
    		-50.37 | 6.98 11 | 35 Good
    5Y Return % 6.14
    4.92
    		-33.02 | 6.21 9 | 35 Very Good
    7Y Return % 5.60
    4.64
    		-23.98 | 5.70 15 | 34 Good
    10Y Return % 6.05
    5.20
    		-15.74 | 6.12 10 | 28 Good
    1Y SIP Return % 6.59
    6.46
    		5.85 | 6.68 14 | 32 Good
    3Y SIP Return % 6.74
    3.41
    		-93.34 | 6.81 12 | 31 Good
    5Y SIP Return % 6.66
    3.77
    		-79.59 | 6.73 10 | 31 Good
    7Y SIP Return % 6.16
    3.63
    		-66.67 | 6.22 10 | 30 Good
    10Y SIP Return % 6.01
    3.48
    		-50.98 | 6.07 7 | 23 Good
    Standard Deviation 0.20
    0.19
    		0.17 | 0.20 31 | 34 Poor
    Semi Deviation 0.15
    0.15
    		0.13 | 0.16 29 | 34 Poor
    Sharpe Ratio 4.93
    4.75
    		1.93 | 5.73 19 | 34 Average
    Sterling Ratio 0.69
    0.68
    		0.62 | 0.69 13 | 34 Good
    Sortino Ratio 8.19
    6.82
    		1.14 | 10.54 10 | 34 Good
    Jensen Alpha % 1.07
    0.99
    		0.42 | 1.17 13 | 34 Good
    Treynor Ratio -6.37
    -6.74
    		-9.23 | -6.00 10 | 34 Good
    Modigliani Square Measure % 9.84
    9.73
    		7.64 | 10.47 20 | 34 Average
    Alpha % -0.76
    -0.82
    		-1.42 | -0.66 15 | 34 Good
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.69 -1.72 -89.93 | 0.70 12 | 38 Good
    3M Return % 1.65 -0.79 -89.83 | 1.69 18 | 38 Good
    6M Return % 3.31 0.82 -89.67 | 3.37 20 | 38 Good
    1Y Return % 6.35 3.72 -89.36 | 6.46 21 | 37 Average
    3Y Return % 7.01 5.30 -50.33 | 7.06 14 | 35 Good
    5Y Return % 6.24 5.05 -32.96 | 6.29 10 | 35 Good
    7Y Return % 5.71 4.77 -23.91 | 6.01 16 | 34 Good
    10Y Return % 6.14 5.33 -15.68 | 6.38 13 | 29 Good
    1Y SIP Return % 6.68 6.60 5.91 | 6.79 19 | 33 Average
    3Y SIP Return % 6.84 3.64 -93.32 | 6.91 14 | 32 Good
    5Y SIP Return % 6.76 4.00 -79.51 | 6.82 12 | 32 Good
    7Y SIP Return % 6.26 3.85 -66.55 | 6.32 12 | 31 Good
    10Y SIP Return % 6.11 3.80 -50.82 | 6.26 12 | 25 Good
    Standard Deviation 0.20 0.19 0.17 | 0.20 31 | 34 Poor
    Semi Deviation 0.15 0.15 0.13 | 0.16 29 | 34 Poor
    Sharpe Ratio 4.93 4.75 1.93 | 5.73 19 | 34 Average
    Sterling Ratio 0.69 0.68 0.62 | 0.69 13 | 34 Good
    Sortino Ratio 8.19 6.82 1.14 | 10.54 10 | 34 Good
    Jensen Alpha % 1.07 0.99 0.42 | 1.17 13 | 34 Good
    Treynor Ratio -6.37 -6.74 -9.23 | -6.00 10 | 34 Good
    Modigliani Square Measure % 9.84 9.73 7.64 | 10.47 20 | 34 Average
    Alpha % -0.76 -0.82 -1.42 | -0.66 15 | 34 Good
    Return data last Updated On : July 3, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hsbc Liquid Fund NAV Regular Growth Hsbc Liquid Fund NAV Direct Growth
    03-07-2026 2768.7215 2797.1213
    02-07-2026 2768.2898 2796.678
    01-07-2026 2767.7348 2796.1101
    30-06-2026 2766.6336 2794.9904
    29-06-2026 2764.9098 2793.2417
    25-06-2026 2763.2366 2791.5225
    24-06-2026 2762.5917 2790.8637
    23-06-2026 2762.0962 2790.356
    22-06-2026 2761.7129 2789.9615
    19-06-2026 2760.3983 2788.6118
    18-06-2026 2759.905 2788.1063
    17-06-2026 2759.3786 2787.5673
    16-06-2026 2759.1162 2787.2949
    15-06-2026 2758.0708 2786.2317
    12-06-2026 2755.9957 2784.1138
    11-06-2026 2755.3349 2783.4391
    10-06-2026 2754.86 2782.9522
    09-06-2026 2754.2823 2782.3613
    08-06-2026 2753.1973 2781.2581
    05-06-2026 2751.6077 2779.6307
    04-06-2026 2750.6762 2778.6825
    03-06-2026 2750.0725 2778.0655

    Fund Launch Date: 14/Nov/2002
    Fund Category: Liquid Fund
    Investment Objective: Aims to provide reasonable returns, commensurate with low risk while providing a high level ofliquidity, through a portfolio of money market and debt securities. However, there can be no assurance or guaranteethat the investment objective of the scheme would be achieved.
    Fund Description: An open ended Liquid Scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.