Previously Known As : Hsbc Cash Fund
Hsbc Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 13
Rating
Growth Option 30-09-2026
NAV ₹2808.55(R) +0.02% ₹2838.01(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.36% 6.85% 6.28% 5.59% 6.02%
Direct 6.45% 6.95% 6.39% 5.7% 6.11%
Benchmark
SIP (XIRR) Regular 6.5% 6.62% 6.66% 5.82% 5.44%
Direct 6.59% 6.71% 6.76% 5.92% 5.54%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.72 8.46 0.69 0.85% 0.26
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.22% 0.0% 0.0% 0.05 0.16%
Fund AUM As on: 30/12/2025 17610 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 30-09-2026

Scheme Name NAV Rupee Change Percent Change
HSBC Liquid Fund - Regular Daily IDCW 1001.38
0.0000
0.0000%
HSBC Liquid Fund - Weekly IDCW 1001.5
0.2000
0.0200%
HSBC Liquid Fund - Direct Daily IDCW 1001.58
0.0000
0.0000%
HSBC Liquid Fund - Regular Monthly IDCW 1003.12
0.2000
0.0200%
HSBC Liquid Fund - IDCW 1019.3
0.0000
0.0000%
HSBC Liquid Fund - Direct Monthly IDCW 1038.75
0.2100
0.0200%
HSBC Liquid Fund - Regular Weekly IDCW 1107.68
0.2200
0.0200%
HSBC Liquid Fund - Direct Weekly IDCW 1195.39
0.2400
0.0200%
HSBC Liquid Fund - Institutional Daily IDCW 1562.83
0.0000
0.0000%
HSBC Liquid Fund - Regular Growth 2808.55
0.5700
0.0200%
HSBC Liquid Fund - Growth Direct 2838.01
0.5800
0.0200%
HSBC Liquid Fund - Growth 4052.19
0.8200
0.0200%

Review Date: 30-09-2026

Beginning of Analysis

HSBC Liquid Fund is the 13th ranked fund in the Liquid Fund category. The category has total 33 funds. The 4 star rating shows a very good past performance of the HSBC Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 0.85% which is higher than the category average of -0.4%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.72 which is higher than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

HSBC Liquid Fund Return Analysis

  • The fund has given a return of 0.48%, 1.54 and 3.41 in last one, three and six months respectively. In the same period the category average return was 0.48%, 1.53% and 1.04% respectively.
  • HSBC Liquid Fund has given a return of 6.45% in last one year. In the same period the Liquid Fund category average return was 3.82%.
  • The fund has given a return of 6.95% in last three years and ranked 15.0th out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.22%.
  • The fund has given a return of 6.39% in last five years and ranked 11th out of thirty three funds in the category. In the same period the Liquid Fund category average return was 5.14%.
  • The fund has given a return of 6.11% in last ten years and ranked 13th out of twenty eight funds in the category. In the same period the category average return was 5.28%.
  • The fund has given a SIP return of 6.59% in last one year whereas category average SIP return is 3.74%. The fund one year return rank in the category is 21st in 35 funds
  • The fund has SIP return of 6.71% in last three years and ranks 17th in 32 funds. Axis Liquid Fund has given the highest SIP return (6.79%) in the category in last three years.
  • The fund has SIP return of 6.76% in last five years whereas category average SIP return is 4.29%.

HSBC Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.22 and semi deviation of 0.16. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.47
    0.46
    		0.39 | 0.49 14 | 40 Good
    3M Return % 1.52
    1.49
    		1.30 | 1.55 17 | 40 Good
    6M Return % 3.36
    0.96
    		-89.66 | 3.42 12 | 40 Good
    1Y Return % 6.36
    3.66
    		-89.36 | 6.45 14 | 37 Good
    3Y Return % 6.85
    5.12
    		-50.40 | 6.92 12 | 35 Good
    5Y Return % 6.28
    5.04
    		-32.93 | 6.36 9 | 34 Very Good
    7Y Return % 5.59
    4.62
    		-23.98 | 5.67 16 | 33 Good
    10Y Return % 6.02
    5.17
    		-15.77 | 6.08 10 | 28 Good
    1Y SIP Return % 6.50
    3.49
    		-91.72 | 6.61 11 | 34 Good
    3Y SIP Return % 6.62
    3.79
    		-80.89 | 6.69 12 | 32 Good
    5Y SIP Return % 6.66
    4.14
    		-68.60 | 6.73 9 | 31 Good
    7Y SIP Return % 5.82
    3.88
    		-58.25 | 6.26 22 | 30 Average
    10Y SIP Return % 5.44
    3.65
    		-45.72 | 6.07 20 | 25 Average
    Standard Deviation 0.22
    1.75
    		0.18 | 52.24 25 | 34 Average
    Semi Deviation 0.16
    1.65
    		0.14 | 50.79 18 | 34 Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.72
    4.27
    		-1.03 | 5.25 13 | 34 Good
    Sterling Ratio 0.69
    0.65
    		-0.50 | 0.70 13 | 34 Good
    Sortino Ratio 8.46
    6.67
    		-0.16 | 10.85 9 | 34 Very Good
    Jensen Alpha % 0.85
    -0.40
    		-38.83 | 0.92 11 | 34 Good
    Treynor Ratio 0.26
    0.26
    		0.10 | 1.83 5 | 34 Very Good
    Modigliani Square Measure % 3.34
    3.03
    		-0.73 | 3.72 13 | 34 Good
    Alpha % -0.72
    -2.80
    		-69.11 | -0.63 14 | 34 Good
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.48 0.48 0.40 | 0.50 19 | 40 Good
    3M Return % 1.54 1.53 1.32 | 1.58 25 | 40 Average
    6M Return % 3.41 1.04 -89.66 | 3.48 16 | 40 Good
    1Y Return % 6.45 3.82 -89.35 | 6.56 21 | 37 Average
    3Y Return % 6.95 5.22 -50.36 | 7.00 15 | 34 Good
    5Y Return % 6.39 5.14 -32.87 | 6.43 11 | 33 Good
    7Y Return % 5.70 4.73 -23.91 | 5.96 17 | 32 Average
    10Y Return % 6.11 5.28 -15.70 | 6.34 13 | 28 Good
    1Y SIP Return % 6.59 3.74 -91.71 | 6.71 21 | 35 Average
    3Y SIP Return % 6.71 3.95 -80.86 | 6.79 17 | 32 Average
    5Y SIP Return % 6.76 4.29 -68.54 | 6.82 12 | 31 Good
    7Y SIP Return % 5.92 4.04 -58.15 | 6.35 24 | 30 Average
    10Y SIP Return % 5.54 3.87 -45.58 | 6.16 23 | 26 Poor
    Standard Deviation 0.22 1.75 0.18 | 52.24 25 | 34 Average
    Semi Deviation 0.16 1.65 0.14 | 50.79 18 | 34 Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.72 4.27 -1.03 | 5.25 13 | 34 Good
    Sterling Ratio 0.69 0.65 -0.50 | 0.70 13 | 34 Good
    Sortino Ratio 8.46 6.67 -0.16 | 10.85 9 | 34 Very Good
    Jensen Alpha % 0.85 -0.40 -38.83 | 0.92 11 | 34 Good
    Treynor Ratio 0.26 0.26 0.10 | 1.83 5 | 34 Very Good
    Modigliani Square Measure % 3.34 3.03 -0.73 | 3.72 13 | 34 Good
    Alpha % -0.72 -2.80 -69.11 | -0.63 14 | 34 Good
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hsbc Liquid Fund NAV Regular Growth Hsbc Liquid Fund NAV Direct Growth
    30-09-2026 2808.5498 2838.0114
    29-09-2026 2807.9846 2837.433
    28-09-2026 2807.5289 2836.9651
    25-09-2026 2806.2618 2835.6627
    24-09-2026 2806.4949 2835.8909
    23-09-2026 2806.3375 2835.7246
    22-09-2026 2805.9361 2835.3116
    21-09-2026 2805.2675 2834.6287
    18-09-2026 2803.8296 2833.1537
    17-09-2026 2803.4265 2832.7391
    16-09-2026 2803.0543 2832.3557
    15-09-2026 2802.6778 2831.968
    11-09-2026 2801.28 2830.5262
    10-09-2026 2801.1592 2830.3968
    09-09-2026 2800.7504 2829.9764
    08-09-2026 2800.2522 2829.4657
    07-09-2026 2799.8828 2829.0852
    04-09-2026 2798.7791 2827.9481
    03-09-2026 2798.1708 2827.3261
    02-09-2026 2797.0152 2826.1512
    01-09-2026 2795.99 2825.108
    31-08-2026 2795.3076 2824.4112

    Fund Launch Date: 14/Nov/2002
    Fund Category: Liquid Fund
    Investment Objective: Aims to provide reasonable returns, commensurate with low risk while providing a high level ofliquidity, through a portfolio of money market and debt securities. However, there can be no assurance or guaranteethat the investment objective of the scheme would be achieved.
    Fund Description: An open ended Liquid Scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.