Dsp Liquidity Fund Overview
Category Liquid Fund
BMSMONEY Rank 10
Rating
Growth Option 21-05-2025
NAV ₹3702.25(R) +0.02% ₹3744.16(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.27% 6.87% 5.43% 5.79% 6.23%
Direct 7.38% 6.97% 5.53% 5.89% 6.34%
Benchmark
SIP (XIRR) Regular 7.3% 7.19% 6.37% 5.95% 5.98%
Direct 7.4% 7.29% 6.47% 6.05% 6.08%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.18 0.44 0.66 5.56% 0.06
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.41% 0.0% 0.0% 0.11 0.36%

NAV Date: 21-05-2025

Scheme Name NAV Rupee Change Percent Change
DSP Liquidity Fund- Regular Plan - IDCW - Daily 1001.15
0.0000
0.0000%
DSP Liquidity Fund - Direct Plan - IDCW - Daily 1001.15
0.0000
0.0000%
DSP Liquidity Fund - Regular Plan - IDCW - Weekly 1002.31
0.2300
0.0200%
DSP Liquidity Fund - Direct Plan - IDCW - Weekly 1002.33
0.2300
0.0200%
DSP Liquidity Fund - Regular Plan - Growth 3702.25
0.8400
0.0200%
DSP Liquidity Fund - Direct Plan - Growth 3744.16
0.8600
0.0200%

Review Date: 21-05-2025

Beginning of Analysis

In the Liquid Fund category, Dsp Liquidity Fund is the 10th ranked fund. The category has total 33 funds. The 4 star rating shows a very good past performance of the Dsp Liquidity Fund in Liquid Fund. The fund has a Jensen Alpha of 5.56% which is higher than the category average of 5.46%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.18 which is lower than the category average of 1.24.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Dsp Liquidity Fund Return Analysis

  • The fund has given a return of 0.52%, 1.78 and 3.61 in last one, three and six months respectively. In the same period the category average return was 0.52%, 1.77% and 3.57% respectively.
  • Dsp Liquidity Fund has given a return of 7.38% in last one year. In the same period the Liquid Fund category average return was 7.28%.
  • The fund has given a return of 6.97% in last three years and ranked 14.0th out of 34 funds in the category. In the same period the Liquid Fund category average return was 4.45%.
  • The fund has given a return of 5.53% in last five years and ranked 18th out of 33 funds in the category. In the same period the Liquid Fund category average return was 3.57%.
  • The fund has given a return of 6.34% in last ten years and ranked 13th out of 26 funds in the category. In the same period the category average return was 7.17%.
  • The fund has given a SIP return of 7.4% in last one year whereas category average SIP return is 7.31%. The fund one year return rank in the category is 10th in 35 funds
  • The fund has SIP return of 7.29% in last three years and ranks 13th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (7.34%) in the category in last three years.
  • The fund has SIP return of 6.47% in last five years whereas category average SIP return is 6.41%.

Dsp Liquidity Fund Risk Analysis

  • The fund has a standard deviation of 0.41 and semi deviation of 0.36. The category average standard deviation is 0.37 and semi deviation is 0.32.
  • The fund has a beta of 0.11 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Dsp Liquidity Fund NAV Regular Growth Dsp Liquidity Fund NAV Direct Growth
    21-05-2025 3702.2501 3744.1589
    20-05-2025 3701.4129 3743.303
    19-05-2025 3700.7194 3742.5924
    16-05-2025 3698.6774 3740.4996
    15-05-2025 3697.9868 3739.792
    14-05-2025 3697.3666 3739.1554
    13-05-2025 3696.6829 3738.455
    12-05-2025 3695.7635 3737.516
    09-05-2025 3693.8376 3735.5407
    08-05-2025 3693.4119 3735.101
    07-05-2025 3692.8786 3734.5525
    06-05-2025 3692.3719 3734.0309
    02-05-2025 3689.8329 3731.4263
    30-04-2025 3688.5439 3730.1044
    28-04-2025 3687.3849 3728.914
    25-04-2025 3685.7046 3727.1852
    24-04-2025 3685.1533 3726.6174
    23-04-2025 3684.5524 3725.9996
    22-04-2025 3683.9502 3725.3804
    21-04-2025 3683.3075 3724.7202

    Fund Launch Date: 23/Nov/2005
    Fund Category: Liquid Fund
    Investment Objective: An Open Ended Income (Liquid) Scheme, seeking to generate a reasonable return commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities.
    Fund Description: An open ended liquid scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.