Hdfc Short Term Debt Fund Datagrid
Category Short Duration Fund
BMSMONEY Rank 2
Rating
Growth Option 24-07-2026
NAV ₹34.02(R) +0.01% ₹35.23(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.27% 7.31% 6.3% 6.94% 7.16%
Direct 5.6% 7.63% 6.68% 7.33% 7.48%
Benchmark
SIP (XIRR) Regular 5.91% 7.03% 6.22% 6.38% 6.8%
Direct 6.25% 7.36% 6.56% 6.75% 7.16%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.25 0.76 0.74 0.19% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.29% 0.0% -0.16% 0.81 0.83%
Fund AUM As on: 30/12/2025 18107 Cr
Top Short Duration Fund
Fund Name Rank Rating
ICICI Prudential Short Term Fund 1
HDFC Short Term Debt Fund 2
Axis Short Duration Fund 3
Bandhan Short Duration Fund 4
Nippon India Short Duration Fund 5

NAV Date: 24-07-2026

Scheme Name NAV Rupee Change Percent Change
HDFC Short Term Debt Fund - Fortnightly IDCW Option 10.2
0.0000
0.0100%
HDFC Short Term Debt Fund - Fortnightly IDCW - Direct Plan 10.3
0.0000
0.0100%
HDFC Short Term Debt Fund - Normal IDCW Option 20.22
0.0000
0.0100%
HDFC Short Term Debt Fund - Normal IDCW - Direct Plan 20.87
0.0000
0.0100%
HDFC Short Term Debt Fund - Growth Option 34.02
0.0000
0.0100%
HDFC Short Term Debt Fund - Growth Option - Direct Plan 35.23
0.0000
0.0100%

Review Date: 24-07-2026

Beginning of Analysis

In the Short Duration Fund category, HDFC Short Term Debt Fund is the third ranked fund. The category has total 21 funds. The HDFC Short Term Debt Fund has shown an excellent past performence in Short Duration Fund. The fund has a Jensen Alpha of 0.19% which is higher than the category average of -0.19%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.25 which is higher than the category average of 0.87.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Short Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 1 to 3 years, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

HDFC Short Term Debt Fund Return Analysis

  • The fund has given a return of 0.49%, 1.94 and 3.23 in last one, three and six months respectively. In the same period the category average return was 0.49%, 1.92% and 3.17% respectively.
  • HDFC Short Term Debt Fund has given a return of 5.6% in last one year. In the same period the Short Duration Fund category average return was 5.43%.
  • The fund has given a return of 7.63% in last three years and ranked 8.0th out of twenty one funds in the category. In the same period the Short Duration Fund category average return was 7.54%.
  • The fund has given a return of 6.68% in last five years and ranked 8th out of nineteen funds in the category. In the same period the Short Duration Fund category average return was 6.83%.
  • The fund has given a return of 7.48% in last ten years and ranked 4th out of sixteen funds in the category. In the same period the category average return was 7.14%.
  • The fund has given a SIP return of 6.25% in last one year whereas category average SIP return is 6.1%. The fund one year return rank in the category is 8th in 21 funds
  • The fund has SIP return of 7.36% in last three years and ranks 8th in 20 funds. ICICI Prudential Short Term Fund has given the highest SIP return (7.7%) in the category in last three years.
  • The fund has SIP return of 6.56% in last five years whereas category average SIP return is 6.58%.

HDFC Short Term Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.29 and semi deviation of 0.83. The category average standard deviation is 1.32 and semi deviation is 0.86.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.16. The category average VaR is -0.04 and the maximum drawdown is -0.31. The fund has a beta of 0.65 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Short Duration Fund Category
  • Good Performance in Short Duration Fund Category
  • Poor Performance in Short Duration Fund Category
  • Very Poor Performance in Short Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.47
    0.44
    		0.31 | 0.58 7 | 22 Good
    3M Return % 1.86
    1.77
    		1.52 | 2.04 6 | 22 Very Good
    6M Return % 3.08
    2.87
    		2.52 | 3.44 5 | 22 Very Good
    1Y Return % 5.27
    4.78
    		4.21 | 5.54 3 | 22 Very Good
    3Y Return % 7.31
    6.86
    		6.38 | 7.31 1 | 21 Very Good
    5Y Return % 6.30
    6.11
    		5.11 | 10.25 4 | 19 Very Good
    7Y Return % 6.94
    6.29
    		4.67 | 7.35 3 | 18 Very Good
    10Y Return % 7.16
    6.43
    		5.30 | 7.16 1 | 16 Very Good
    15Y Return % 7.90
    7.29
    		6.30 | 8.06 2 | 14 Very Good
    1Y SIP Return % 5.91
    5.46
    		4.92 | 6.43 4 | 22 Very Good
    3Y SIP Return % 7.03
    6.61
    		6.06 | 7.08 4 | 21 Very Good
    5Y SIP Return % 6.22
    5.87
    		5.24 | 7.69 3 | 19 Very Good
    7Y SIP Return % 6.38
    6.01
    		5.08 | 8.27 4 | 18 Very Good
    10Y SIP Return % 6.80
    6.23
    		5.18 | 6.85 2 | 16 Very Good
    15Y SIP Return % 7.26
    6.69
    		6.04 | 7.30 2 | 15 Very Good
    Standard Deviation 1.29
    1.32
    		1.09 | 1.57 9 | 21 Good
    Semi Deviation 0.83
    0.86
    		0.75 | 1.01 7 | 21 Good
    Max Drawdown % -0.16
    -0.31
    		-0.61 | -0.14 3 | 21 Very Good
    VaR 1 Y % 0.00
    -0.04
    		-0.22 | 0.00 13 | 21 Average
    Average Drawdown % 0.16
    0.22
    		0.09 | 0.41 16 | 21 Average
    Sharpe Ratio 1.25
    0.87
    		0.54 | 1.38 2 | 21 Very Good
    Sterling Ratio 0.74
    0.68
    		0.63 | 0.74 1 | 21 Very Good
    Sortino Ratio 0.76
    0.48
    		0.25 | 0.84 2 | 21 Very Good
    Jensen Alpha % 0.19
    -0.19
    		-0.59 | 0.42 3 | 21 Very Good
    Treynor Ratio 0.02
    0.02
    		0.01 | 0.03 4 | 21 Very Good
    Modigliani Square Measure % 1.49
    1.04
    		0.64 | 1.64 2 | 21 Very Good
    Alpha % -0.18
    -0.63
    		-1.19 | -0.15 2 | 21 Very Good
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49 0.49 0.35 | 0.63 11 | 23 Good
    3M Return % 1.94 1.92 1.65 | 2.16 13 | 23 Average
    6M Return % 3.23 3.17 2.77 | 3.69 8 | 23 Good
    1Y Return % 5.60 5.43 4.92 | 6.18 7 | 22 Good
    3Y Return % 7.63 7.54 7.08 | 7.93 8 | 21 Good
    5Y Return % 6.68 6.83 6.05 | 10.78 8 | 19 Good
    7Y Return % 7.33 7.02 5.84 | 7.91 6 | 18 Good
    10Y Return % 7.48 7.14 5.89 | 7.92 4 | 16 Very Good
    1Y SIP Return % 6.25 6.10 5.47 | 6.95 8 | 21 Good
    3Y SIP Return % 7.36 7.29 6.84 | 7.70 8 | 20 Good
    5Y SIP Return % 6.56 6.58 5.99 | 8.27 8 | 18 Good
    7Y SIP Return % 6.75 6.72 6.07 | 8.82 7 | 17 Good
    10Y SIP Return % 7.16 6.91 6.31 | 7.58 5 | 15 Good
    Standard Deviation 1.29 1.32 1.09 | 1.57 9 | 21 Good
    Semi Deviation 0.83 0.86 0.75 | 1.01 7 | 21 Good
    Max Drawdown % -0.16 -0.31 -0.61 | -0.14 3 | 21 Very Good
    VaR 1 Y % 0.00 -0.04 -0.22 | 0.00 13 | 21 Average
    Average Drawdown % 0.16 0.22 0.09 | 0.41 16 | 21 Average
    Sharpe Ratio 1.25 0.87 0.54 | 1.38 2 | 21 Very Good
    Sterling Ratio 0.74 0.68 0.63 | 0.74 1 | 21 Very Good
    Sortino Ratio 0.76 0.48 0.25 | 0.84 2 | 21 Very Good
    Jensen Alpha % 0.19 -0.19 -0.59 | 0.42 3 | 21 Very Good
    Treynor Ratio 0.02 0.02 0.01 | 0.03 4 | 21 Very Good
    Modigliani Square Measure % 1.49 1.04 0.64 | 1.64 2 | 21 Very Good
    Alpha % -0.18 -0.63 -1.19 | -0.15 2 | 21 Very Good
    Return data last Updated On : July 24, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Hdfc Short Term Debt Fund NAV Regular Growth Hdfc Short Term Debt Fund NAV Direct Growth
    24-07-2026 34.022 35.2321
    23-07-2026 34.0177 35.2274
    22-07-2026 34.0186 35.228
    21-07-2026 34.0369 35.2466
    20-07-2026 34.0164 35.2251
    17-07-2026 34.0213 35.2293
    16-07-2026 34.0115 35.2188
    15-07-2026 33.9922 35.1985
    14-07-2026 33.9738 35.1791
    13-07-2026 34.0413 35.2488
    10-07-2026 34.0309 35.2371
    09-07-2026 34.0029 35.2078
    08-07-2026 33.9871 35.1911
    07-07-2026 34.0609 35.2672
    06-07-2026 34.0716 35.278
    03-07-2026 34.0611 35.2662
    02-07-2026 34.0484 35.2527
    01-07-2026 34.0187 35.2217
    30-06-2026 34.0022 35.2043
    29-06-2026 33.9637 35.1641
    25-06-2026 33.9178 35.1154
    24-06-2026 33.8644 35.0598

    Fund Launch Date: 21/Jun/2010
    Fund Category: Short Duration Fund
    Investment Objective: To generate income / capital appreciation through investments in Debt and Money Market Instruments. There is no assurance that the investment objective of the Scheme will be realized.
    Fund Description: An open ended short term debt scheme investing in instruments such that the Macaulay Duration of the portfolio is between 1 year and 3 years
    Fund Benchmark: CRISIL Short Term Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.