Jm Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 6
Rating
Growth Option 04-12-2025
NAV ₹38.08(R) +0.03% ₹39.2(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.29% 7.06% 5.63% 5.69% -%
Direct 7.74% 7.52% 6.06% 6.03% -%
Benchmark
SIP (XIRR) Regular 6.87% 7.18% 5.81% 6.53% -%
Direct 7.34% 7.64% 6.26% 6.94% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
3.69 5.69 0.71 5.78% 0.12
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.35% 0.0% 0.0% 0.11 0.2%
Fund AUM As on: 30/06/2025 235 Cr
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Nippon India Low Duration Fund 4

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
JM Low Duration Fund (Regular) - Daily IDCW 10.82
0.0000
0.0000%
JM Low Duration Fund (Direct) - Daily IDCW 10.85
0.0000
0.0000%
JM Low Duration Fund (Regular) - Fortnightly IDCW 11.08
0.0000
0.0300%
JM Low Duration Fund (Direct) - Fortnightly IDCW 11.12
0.0000
0.0300%
JM Low Duration Fund (Regular) - Weekly IDCW 11.41
0.0000
0.0300%
JM Low Duration Fund (Direct) - Weekly IDCW 11.45
0.0000
0.0300%
JM Low Duration Fund - Bonus Option - Principal Units 22.94
0.0100
0.0300%
JM Low Duration Fund (Direct) - Bonus Option - Principal Units 23.6
0.0100
0.0300%
JM Low Duration Fund (Regular) - Growth Option 38.08
0.0100
0.0300%
JM Low Duration Fund (Direct) - Growth 39.2
0.0100
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

Jm Low Duration Fund is the 9th ranked fund in the Low Duration Fund category. The category has total 19 funds. The 3 star rating shows an average past performance of the Jm Low Duration Fund in Low Duration Fund. The fund has a Jensen Alpha of 5.78% which is higher than the category average of 5.54%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 3.69 which is higher than the category average of 3.55.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Jm Low Duration Fund Return Analysis

  • The fund has given a return of 0.51%, 1.66 and 3.24 in last one, three and six months respectively. In the same period the category average return was 0.51%, 1.68% and 3.26% respectively.
  • Jm Low Duration Fund has given a return of 7.74% in last one year. In the same period the Low Duration Fund category average return was 7.8%.
  • The fund has given a return of 7.52% in last three years and ranked 17.0th out of 19 funds in the category. In the same period the Low Duration Fund category average return was 7.68%.
  • The fund has given a return of 6.06% in last five years and ranked 15th out of 17 funds in the category. In the same period the Low Duration Fund category average return was 6.33%.
  • The fund has given a SIP return of 7.34% in last one year whereas category average SIP return is 7.4%. The fund one year return rank in the category is 11th in 19 funds
  • The fund has SIP return of 7.64% in last three years and ranks 14th in 19 funds. Kotak Low Duration Fund has given the highest SIP return (7.96%) in the category in last three years.
  • The fund has SIP return of 6.26% in last five years whereas category average SIP return is 6.41%.

Jm Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.35 and semi deviation of 0.2. The category average standard deviation is 0.38 and semi deviation is 0.23.
  • The fund has a beta of 0.19 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.46
    0.47
    		0.43 | 0.58 10 | 19 Good
    3M Return % 1.53
    1.54
    		1.38 | 1.74 13 | 19 Average
    6M Return % 3.01
    2.98
    		2.70 | 3.34 8 | 19 Good
    1Y Return % 7.29
    7.24
    		6.64 | 7.81 8 | 19 Good
    3Y Return % 7.06
    7.12
    		6.56 | 7.77 11 | 19 Average
    5Y Return % 5.63
    5.81
    		5.13 | 7.13 13 | 17 Average
    7Y Return % 5.69
    6.16
    		5.52 | 7.02 14 | 17 Average
    1Y SIP Return % 6.87
    6.84
    		6.24 | 7.53 7 | 19 Good
    3Y SIP Return % 7.18
    7.18
    		6.62 | 7.81 10 | 19 Good
    5Y SIP Return % 5.81
    5.89
    		5.28 | 6.59 10 | 17 Good
    7Y SIP Return % 6.53
    6.01
    		5.37 | 6.62 3 | 17 Very Good
    Standard Deviation 0.35
    0.38
    		0.34 | 0.42 2 | 19 Very Good
    Semi Deviation 0.20
    0.23
    		0.20 | 0.28 1 | 19 Very Good
    Sharpe Ratio 3.69
    3.55
    		2.28 | 4.62 7 | 19 Good
    Sterling Ratio 0.71
    0.72
    		0.66 | 0.78 12 | 19 Average
    Sortino Ratio 5.69
    4.93
    		2.25 | 9.44 4 | 19 Very Good
    Jensen Alpha % 5.78
    5.54
    		5.05 | 5.99 3 | 19 Very Good
    Treynor Ratio 0.12
    0.09
    		0.06 | 0.12 2 | 19 Very Good
    Modigliani Square Measure % 15.49
    14.50
    		13.27 | 15.82 2 | 19 Very Good
    Alpha % -1.05
    -1.02
    		-1.53 | -0.42 10 | 19 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.51 0.51 0.48 | 0.59 11 | 19 Average
    3M Return % 1.66 1.68 1.59 | 1.84 9 | 19 Good
    6M Return % 3.24 3.26 3.10 | 3.43 11 | 19 Average
    1Y Return % 7.74 7.80 7.58 | 8.03 12 | 19 Average
    3Y Return % 7.52 7.68 7.46 | 7.89 17 | 19 Poor
    5Y Return % 6.06 6.33 6.01 | 7.24 15 | 17 Average
    7Y Return % 6.03 6.67 5.63 | 7.29 15 | 17 Average
    1Y SIP Return % 7.34 7.40 7.14 | 7.72 11 | 19 Average
    3Y SIP Return % 7.64 7.73 7.49 | 7.96 14 | 19 Average
    5Y SIP Return % 6.26 6.41 6.16 | 6.69 12 | 17 Average
    7Y SIP Return % 6.94 6.53 6.20 | 6.94 1 | 17 Very Good
    Standard Deviation 0.35 0.38 0.34 | 0.42 2 | 19 Very Good
    Semi Deviation 0.20 0.23 0.20 | 0.28 1 | 19 Very Good
    Sharpe Ratio 3.69 3.55 2.28 | 4.62 7 | 19 Good
    Sterling Ratio 0.71 0.72 0.66 | 0.78 12 | 19 Average
    Sortino Ratio 5.69 4.93 2.25 | 9.44 4 | 19 Very Good
    Jensen Alpha % 5.78 5.54 5.05 | 5.99 3 | 19 Very Good
    Treynor Ratio 0.12 0.09 0.06 | 0.12 2 | 19 Very Good
    Modigliani Square Measure % 15.49 14.50 13.27 | 15.82 2 | 19 Very Good
    Alpha % -1.05 -1.02 -1.53 | -0.42 10 | 19 Good
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Low Duration Fund NAV Regular Growth Jm Low Duration Fund NAV Direct Growth
    04-12-2025 38.0793 39.1968
    03-12-2025 38.0759 39.1927
    02-12-2025 38.0693 39.1854
    01-12-2025 38.064 39.1794
    28-11-2025 38.0592 39.1728
    27-11-2025 38.0538 39.1666
    26-11-2025 38.0475 39.1596
    25-11-2025 38.0362 39.1473
    24-11-2025 38.0239 39.1341
    21-11-2025 38.0053 39.1133
    20-11-2025 38.003 39.1103
    19-11-2025 37.9996 39.1062
    18-11-2025 37.9894 39.0952
    17-11-2025 37.981 39.086
    14-11-2025 37.9625 39.0652
    13-11-2025 37.9608 39.063
    12-11-2025 37.956 39.0575
    11-11-2025 37.9482 39.0488
    10-11-2025 37.9416 39.0415
    07-11-2025 37.9205 39.018
    06-11-2025 37.9161 39.0129
    04-11-2025 37.9036 38.9989

    Fund Launch Date: 25/Sep/2006
    Fund Category: Low Duration Fund
    Investment Objective: To generate stable long term returns with low risk strategy and capital appreciation/accretion besides preservation of capital through investments in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months - 12 months.
    Fund Description: Open Ended Debt Low Duration Fund
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.