Kotak Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 18
Rating
Growth Option 27-04-2026
NAV ₹94.89(R) +0.18% ₹108.59(D) +0.19%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -2.56% 4.74% 4.51% 6.09% 6.37%
Direct -1.57% 5.82% 5.6% 7.19% 7.47%
Benchmark
SIP (XIRR) Regular -1.16% 3.1% 4.24% 4.24% 5.27%
Direct -0.16% 4.16% 5.33% 5.32% 6.37%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.29 -0.1 0.31 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.07% -7.7% -4.54% - 3.14%
Fund AUM As on: 30/12/2025 3374 Cr
Top Gilt Fund
Fund Name Rank Rating
Icici Prudential Gilt Fund 1
Uti Gilt Fund 2
Bandhan Gilt Fund 3
Axis Gilt Fund 4
SBI Gilt Fund 5

NAV Date: 27-04-2026

Scheme Name NAV Rupee Change Percent Change
Kotak Gilt-Investment Provident Fund and Trust-Payout of Income Distribution cum capital withdrawal option 11.66
0.0200
0.1800%
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option 18.54
0.0300
0.1800%
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option - Direct 23.89
0.0400
0.1900%
Kotak Gilt-Investment Regular-Growth 94.89
0.1700
0.1800%
Kotak Gilt-Investment Provident Fund and Trust-Growth 97.08
0.1700
0.1800%
Kotak Gilt-Investment Regular-Growth - Direct 108.59
0.2000
0.1900%
Kotak Gilt-Investment Provident Fund and Trust-Growth - Direct 111.22
0.2100
0.1900%

Review Date: 27-04-2026

Beginning of Analysis

Kotak Gilt Fund is the 19th ranked fund in the Gilt Fund category. The category has total 19 funds. The Kotak Gilt Fund has shown a very poor past performence in Gilt Fund. The fund has a Sharpe Ratio of -0.29 which is lower than the category average of -0.09.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

Kotak Gilt Fund Return Analysis

  • The fund has given a return of 1.47%, 0.48 and -0.34 in last one, three and six months respectively. In the same period the category average return was 1.47%, 0.72% and 0.47% respectively.
  • Kotak Gilt Fund has given a return of -1.57% in last one year. In the same period the Gilt Fund category average return was 0.32%.
  • The fund has given a return of 5.82% in last three years and ranked 17.0th out of twenty one funds in the category. In the same period the Gilt Fund category average return was 6.31%.
  • The fund has given a return of 5.6% in last five years and ranked 11th out of eighteen funds in the category. In the same period the Gilt Fund category average return was 5.71%.
  • The fund has given a return of 7.47% in last ten years and ranked 8th out of seventeen funds in the category. In the same period the category average return was 7.34%.
  • The fund has given a SIP return of -0.16% in last one year whereas category average SIP return is 1.19%. The fund one year return rank in the category is 18th in 21 funds
  • The fund has SIP return of 4.16% in last three years and ranks 18th in 21 funds. Uti Gilt Fund has given the highest SIP return (6.53%) in the category in last three years.
  • The fund has SIP return of 5.33% in last five years whereas category average SIP return is 5.9%.

Kotak Gilt Fund Risk Analysis

  • The fund has a standard deviation of 4.07 and semi deviation of 3.14. The category average standard deviation is 3.51 and semi deviation is 2.71.
  • The fund has a Value at Risk (VaR) of -7.7 and a maximum drawdown of -4.54. The category average VaR is -5.38 and the maximum drawdown is -3.5.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.39
    1.41
    		0.50 | 2.15 11 | 23 Good
    3M Return % 0.23
    0.55
    		-0.17 | 2.19 16 | 23 Average
    6M Return % -0.84
    0.13
    		-1.26 | 2.72 21 | 23 Poor
    1Y Return % -2.56
    -0.35
    		-2.73 | 2.60 21 | 22 Poor
    3Y Return % 4.74
    5.60
    		4.57 | 6.81 18 | 21 Average
    5Y Return % 4.51
    5.03
    		4.01 | 6.13 17 | 18 Poor
    7Y Return % 6.09
    6.41
    		5.48 | 7.43 11 | 18 Average
    10Y Return % 6.37
    6.64
    		5.51 | 7.56 9 | 17 Good
    15Y Return % 7.35
    7.40
    		6.43 | 8.43 6 | 14 Good
    1Y SIP Return % -1.16
    0.55
    		-1.90 | 4.55 19 | 22 Poor
    3Y SIP Return % 3.10
    4.43
    		3.04 | 6.21 19 | 21 Poor
    5Y SIP Return % 4.24
    5.22
    		4.01 | 6.34 17 | 18 Poor
    7Y SIP Return % 4.24
    4.89
    		3.90 | 6.01 17 | 18 Poor
    10Y SIP Return % 5.27
    5.67
    		4.96 | 6.67 11 | 17 Average
    15Y SIP Return % 6.38
    6.69
    		5.84 | 7.65 10 | 15 Average
    Standard Deviation 4.07
    3.51
    		2.34 | 4.50 17 | 21 Average
    Semi Deviation 3.14
    2.71
    		1.90 | 3.63 16 | 21 Average
    Max Drawdown % -4.54
    -3.50
    		-5.93 | -2.11 18 | 21 Average
    VaR 1 Y % -7.70
    -5.38
    		-7.70 | -1.79 21 | 21 Poor
    Average Drawdown % -1.34
    -1.14
    		-2.42 | -0.76 18 | 21 Average
    Sharpe Ratio -0.29
    -0.09
    		-0.38 | 0.31 17 | 21 Average
    Sterling Ratio 0.31
    0.41
    		0.26 | 0.55 18 | 21 Average
    Sortino Ratio -0.10
    -0.02
    		-0.13 | 0.12 17 | 21 Average
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.47 1.47 0.56 | 2.18 11 | 23 Good
    3M Return % 0.48 0.72 -0.06 | 2.30 13 | 23 Average
    6M Return % -0.34 0.47 -1.03 | 2.92 20 | 23 Poor
    1Y Return % -1.57 0.32 -2.29 | 3.11 19 | 22 Poor
    3Y Return % 5.82 6.31 5.18 | 7.37 17 | 21 Average
    5Y Return % 5.60 5.71 4.75 | 6.71 11 | 18 Average
    7Y Return % 7.19 7.10 6.00 | 8.01 8 | 18 Good
    10Y Return % 7.47 7.34 6.18 | 8.15 8 | 17 Good
    1Y SIP Return % -0.16 1.19 -1.45 | 4.93 18 | 21 Average
    3Y SIP Return % 4.16 5.13 3.52 | 6.53 18 | 21 Average
    5Y SIP Return % 5.33 5.90 4.75 | 6.91 16 | 18 Poor
    7Y SIP Return % 5.32 5.57 4.64 | 6.58 13 | 18 Average
    10Y SIP Return % 6.37 6.37 5.58 | 7.25 8 | 17 Good
    Standard Deviation 4.07 3.51 2.34 | 4.50 17 | 21 Average
    Semi Deviation 3.14 2.71 1.90 | 3.63 16 | 21 Average
    Max Drawdown % -4.54 -3.50 -5.93 | -2.11 18 | 21 Average
    VaR 1 Y % -7.70 -5.38 -7.70 | -1.79 21 | 21 Poor
    Average Drawdown % -1.34 -1.14 -2.42 | -0.76 18 | 21 Average
    Sharpe Ratio -0.29 -0.09 -0.38 | 0.31 17 | 21 Average
    Sterling Ratio 0.31 0.41 0.26 | 0.55 18 | 21 Average
    Sortino Ratio -0.10 -0.02 -0.13 | 0.12 17 | 21 Average
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Kotak Gilt Fund NAV Regular Growth Kotak Gilt Fund NAV Direct Growth
    27-04-2026 94.8886 108.5867
    24-04-2026 94.7201 108.3848
    23-04-2026 94.8114 108.4863
    22-04-2026 95.0198 108.7218
    21-04-2026 95.0815 108.7893
    20-04-2026 95.0435 108.7428
    17-04-2026 94.9124 108.5839
    16-04-2026 94.9719 108.6489
    15-04-2026 94.8987 108.5621
    13-04-2026 94.4621 108.0567
    10-04-2026 94.7008 108.3208
    09-04-2026 94.2563 107.8093
    08-04-2026 94.4126 107.9851
    07-04-2026 93.4384 106.868
    06-04-2026 93.3794 106.7975
    02-04-2026 92.8202 106.1462
    30-03-2026 93.3322 106.7228
    27-03-2026 93.5913 107.0102

    Fund Launch Date: 02/Jan/2000
    Fund Category: Gilt Fund
    Investment Objective: The objective of the Plan is to generate risk-free returns through investments in sovereign securities issued by the Central Government... and/or State Government(s) and/or any security unconditionally guaranteed by the Government of India, and/or reverse repos in such securities as and when permitted by RBI. A portion of the fund may be invested in Reverse repo, CBLO and/or other similar instruments as may be notified to meet the day-to-day liquidity requirements of the Plan. To ensure total safety of Unit holders' funds, the Plan does not invest in any other securities such as shares, debentures or bonds issued by any other entity. The Fund will seek to underwrite issuance of Government Securities if and to the extent permitted by SEBI/RBI and subject to the prevailing rules and regulations specified in this respect and may also participate in their auction from time to time. Subject to the maximum amount permitted from time to time, the Plan may invest in securities abroad, in the manner allowed by SEBI/RBI in conformity with the guidelines, rules and regulations in this respect. There is no assurance that the investment objective of the Plan will be achieved. It is however........... emphasized, that investments under the Plan are made in Government Securities, where there is no risk of default of payment in principal or interest amount
    Fund Description: An open-ended debt scheme investing in government securities across maturity
    Fund Benchmark: Nifty All Duration G-Sec Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.