Previously Known As : Lic Mf Government Securities Fund
Lic Mf Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 18
Rating
Growth Option 09-09-2026
NAV ₹60.23(R) -0.0% ₹66.82(D) -0.0%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 2.37% 4.9% 4.24% 4.94% 5.69%
Direct 2.93% 5.6% 4.96% 5.66% 6.49%
Benchmark
SIP (XIRR) Regular 3.46% 1.64% 3.73% 4.1% 5.04%
Direct 3.94% 2.26% 4.43% 4.82% 5.8%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.08 -0.02 0.36 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
4.52% -7.48% -5.1% - 3.39%
Fund AUM As on: 30/12/2025 57 Cr
Top Gilt Fund
Fund Name Rank Rating
Bandhan Gilt Fund 1
ICICI Prudential Gilt Fund 2
Axis Gilt Fund 3
UTI Gilt Fund 4
DSP Gilt Fund 5

NAV Date: 09-09-2026

Scheme Name NAV Rupee Change Percent Change
LIC MF Gilt Fund-Regular Plan-IDCW 17.36
0.0000
0.0000%
LIC MF Gilt Fund-Direct Plan-IDCW 19.25
0.0000
0.0000%
LIC MF Gilt Fund-Regular Plan-Growth 60.23
0.0000
0.0000%
LIC MF Gilt Fund-Direct Plan-Growth 66.82
0.0000
0.0000%

Review Date: 09-09-2026

Beginning of Analysis

LIC MF Gilt Fund is the 18th ranked fund in the Gilt Fund category. The category has total 19 funds. The 1 star rating shows a very poor past performance of the LIC MF Gilt Fund in Gilt Fund. The fund has a Sharpe Ratio of -0.08 which is lower than the category average of 0.12.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

LIC MF Gilt Fund Return Analysis

  • The fund has given a return of -0.69%, 1.75 and 2.54 in last one, three and six months respectively. In the same period the category average return was -0.71%, 1.62% and 2.6% respectively.
  • LIC MF Gilt Fund has given a return of 2.93% in last one year. In the same period the Gilt Fund category average return was 3.93%.
  • The fund has given a return of 5.6% in last three years and ranked 20.0th out of twenty one funds in the category. In the same period the Gilt Fund category average return was 6.5%.
  • The fund has given a return of 4.96% in last five years and ranked 18th out of eighteen funds in the category. In the same period the Gilt Fund category average return was 5.75%.
  • The fund has given a return of 6.49% in last ten years and ranked 12th out of seventeen funds in the category. In the same period the category average return was 6.84%.
  • The fund has given a SIP return of 3.94% in last one year whereas category average SIP return is 4.47%. The fund one year return rank in the category is 17th in 23 funds
  • The fund has SIP return of 2.26% in last three years and ranks 19th in 21 funds. Bandhan Gilt Fund has given the highest SIP return (5.18%) in the category in last three years.
  • The fund has SIP return of 4.43% in last five years whereas category average SIP return is 5.42%.

LIC MF Gilt Fund Risk Analysis

  • The fund has a standard deviation of 4.52 and semi deviation of 3.39. The category average standard deviation is 3.81 and semi deviation is 2.8.
  • The fund has a Value at Risk (VaR) of -7.48 and a maximum drawdown of -5.1. The category average VaR is -5.38 and the maximum drawdown is -3.5.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.72
    -0.76
    		-1.47 | -0.15 11 | 23 Good
    3M Return % 1.64
    1.45
    		0.75 | 2.09 7 | 23 Good
    6M Return % 2.32
    2.25
    		0.85 | 4.63 10 | 23 Good
    1Y Return % 2.37
    3.22
    		0.90 | 7.27 17 | 23 Average
    3Y Return % 4.90
    5.80
    		4.75 | 7.40 19 | 21 Poor
    5Y Return % 4.24
    5.07
    		4.24 | 6.08 18 | 18 Poor
    7Y Return % 4.94
    5.59
    		4.77 | 6.81 17 | 18 Poor
    10Y Return % 5.69
    6.14
    		4.99 | 7.16 13 | 17 Average
    15Y Return % 6.42
    7.39
    		6.42 | 8.44 14 | 14 Poor
    1Y SIP Return % 3.46
    3.75
    		1.38 | 7.69 16 | 23 Average
    3Y SIP Return % 1.64
    2.57
    		1.02 | 4.53 17 | 21 Average
    5Y SIP Return % 3.73
    4.75
    		3.73 | 5.97 18 | 18 Poor
    7Y SIP Return % 4.10
    5.00
    		4.10 | 6.14 18 | 18 Poor
    10Y SIP Return % 5.04
    5.69
    		5.04 | 6.72 17 | 17 Poor
    15Y SIP Return % 5.92
    6.64
    		5.86 | 7.51 14 | 15 Poor
    Standard Deviation 4.52
    3.81
    		2.50 | 5.02 17 | 21 Average
    Semi Deviation 3.39
    2.80
    		1.93 | 3.79 18 | 21 Average
    Max Drawdown % -5.10
    -3.50
    		-5.92 | -2.09 20 | 21 Poor
    VaR 1 Y % -7.48
    -5.38
    		-7.69 | -1.79 18 | 21 Average
    Average Drawdown % 1.34
    1.22
    		0.89 | 2.41 5 | 21 Very Good
    Sharpe Ratio -0.08
    0.12
    		-0.15 | 0.53 18 | 21 Average
    Sterling Ratio 0.36
    0.47
    		0.35 | 0.61 20 | 21 Poor
    Sortino Ratio -0.02
    0.06
    		-0.05 | 0.23 18 | 21 Average
    Return data last Updated On : Sept. 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.69 -0.71 -1.43 | -0.09 11 | 23 Good
    3M Return % 1.75 1.62 0.83 | 2.27 10 | 23 Good
    6M Return % 2.54 2.60 1.42 | 4.96 12 | 23 Good
    1Y Return % 2.93 3.93 1.50 | 7.94 18 | 23 Average
    3Y Return % 5.60 6.50 5.22 | 8.07 20 | 21 Poor
    5Y Return % 4.96 5.75 4.96 | 6.65 18 | 18 Poor
    7Y Return % 5.66 6.28 5.57 | 7.39 16 | 18 Poor
    10Y Return % 6.49 6.84 5.64 | 7.81 12 | 17 Average
    1Y SIP Return % 3.94 4.47 2.19 | 8.37 17 | 23 Average
    3Y SIP Return % 2.26 3.25 1.47 | 5.18 19 | 21 Poor
    5Y SIP Return % 4.43 5.42 4.43 | 6.64 18 | 18 Poor
    7Y SIP Return % 4.82 5.69 4.82 | 6.72 18 | 18 Poor
    10Y SIP Return % 5.80 6.39 5.72 | 7.35 16 | 17 Poor
    Standard Deviation 4.52 3.81 2.50 | 5.02 17 | 21 Average
    Semi Deviation 3.39 2.80 1.93 | 3.79 18 | 21 Average
    Max Drawdown % -5.10 -3.50 -5.92 | -2.09 20 | 21 Poor
    VaR 1 Y % -7.48 -5.38 -7.69 | -1.79 18 | 21 Average
    Average Drawdown % 1.34 1.22 0.89 | 2.41 5 | 21 Very Good
    Sharpe Ratio -0.08 0.12 -0.15 | 0.53 18 | 21 Average
    Sterling Ratio 0.36 0.47 0.35 | 0.61 20 | 21 Poor
    Sortino Ratio -0.02 0.06 -0.05 | 0.23 18 | 21 Average
    Return data last Updated On : Sept. 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Gilt Fund NAV Regular Growth Lic Mf Gilt Fund NAV Direct Growth
    09-09-2026 60.2329 66.819
    08-09-2026 60.2342 66.8197
    07-09-2026 60.2656 66.8537
    04-09-2026 60.196 66.7743
    03-09-2026 60.1726 66.7476
    02-09-2026 60.1545 66.7269
    01-09-2026 60.2571 66.84
    31-08-2026 60.2369 66.8168
    28-08-2026 60.3534 66.9438
    27-08-2026 60.4474 67.0474
    25-08-2026 60.4958 67.0996
    24-08-2026 60.5022 67.106
    21-08-2026 60.5314 67.1361
    20-08-2026 60.5709 67.1792
    19-08-2026 60.7702 67.3996
    18-08-2026 60.7615 67.3892
    17-08-2026 60.7982 67.4291
    14-08-2026 60.9932 67.6432
    13-08-2026 60.939 67.5823
    12-08-2026 60.7424 67.3636
    11-08-2026 60.6045 67.2099
    10-08-2026 60.6722 67.2842

    Fund Launch Date: 15/Nov/1999
    Fund Category: Gilt Fund
    Investment Objective: The primary objective of the scheme is to generate credit risk free and reasonable returns for its investorsthrough investments in sovereign securities issued by the central and /or state Government and/or anysecurity unconditionally guaranteed by the central/ state government for repayment of Principal and interestand/or reverse repos in such securities as and when permitted by RBI. However, there is no assurance thatthe investment objective of the Schemes will be realized.
    Fund Description: An open ended debt schemeinvesting in government securities across maturity.
    Fund Benchmark: I-Sec Composite Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.