Lic Mf Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 20
Rating
Growth Option 13-03-2026
NAV ₹4910.71(R) 0.0% ₹4984.64(D) 0.0%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.19% 6.86% 5.84% 5.6% 6.05%
Direct 6.32% 6.97% 5.97% 5.73% 6.19%
Benchmark
SIP (XIRR) Regular 5.9% 6.62% 6.45% 5.98% 5.92%
Direct 6.02% 6.74% 6.57% 6.1% 6.05%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
5.48 9.57 0.69 1.17% -6.74
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.2% 0.0% 0.0% 0.07 0.15%
Fund AUM As on: 30/12/2025 12372 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Dsp Liquidity Fund 3
Union Liquid Fund 4
Mahindra Manulife Liquid Fund 5
UTI Liquid Fund 6
Aditya Birla Sun Life Liquid Fund 7

NAV Date: 13-03-2026

Scheme Name NAV Rupee Change Percent Change
LIC MF Liquid Fund-Regular Plan-Daily IDCW 1000.18
0.0000
0.0000%
LIC MF Liquid Fund-Direct Plan-Daily IDCW 1034.6
0.0000
0.0000%
LIC MF Liquid Fund-Regular Plan-Growth 4910.71
0.1300
0.0000%
LIC MF Liquid Fund-Direct Plan-Growth 4984.64
0.1500
0.0000%

Review Date: 13-03-2026

Beginning of Analysis

In the Liquid Fund category, Lic Mf Liquid Fund is the 20th ranked fund. The category has total 33 funds. The 3 star rating shows an average past performance of the Lic Mf Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 1.17% which is higher than the category average of 1.1%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 5.48 which is higher than the category average of 5.33.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Lic Mf Liquid Fund Return Analysis

  • The fund has given a return of 0.41%, 1.42 and 2.89 in last one, three and six months respectively. In the same period the category average return was 0.41%, 1.41% and 2.87% respectively.
  • Lic Mf Liquid Fund has given a return of 6.32% in last one year. In the same period the Liquid Fund category average return was 6.29%.
  • The fund has given a return of 6.97% in last three years and ranked 20.0th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 6.93%.
  • The fund has given a return of 5.97% in last five years and ranked 18th out of thirty four funds in the category. In the same period the Liquid Fund category average return was 5.93%.
  • The fund has given a return of 6.19% in last ten years and ranked 9th out of twenty eight funds in the category. In the same period the category average return was 6.11%.
  • The fund has given a SIP return of 6.02% in last one year whereas category average SIP return is 6.0%. The fund one year return rank in the category is 18th in 35 funds
  • The fund has SIP return of 6.74% in last three years and ranks 20th in 33 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.81%) in the category in last three years.
  • The fund has SIP return of 6.57% in last five years whereas category average SIP return is 6.35%.

Lic Mf Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.2 and semi deviation of 0.15. The category average standard deviation is 0.19 and semi deviation is 0.15.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41
    0.40
    		0.34 | 0.42 12 | 37 Good
    3M Return % 1.40
    1.38
    		1.23 | 1.43 11 | 37 Good
    6M Return % 2.83
    2.80
    		2.52 | 2.90 17 | 37 Good
    1Y Return % 6.19
    6.15
    		5.63 | 6.33 20 | 37 Good
    3Y Return % 6.86
    6.79
    		6.21 | 6.97 18 | 35 Good
    5Y Return % 5.84
    5.79
    		5.21 | 5.95 19 | 34 Average
    7Y Return % 5.60
    5.52
    		4.99 | 5.76 16 | 33 Good
    10Y Return % 6.05
    6.00
    		5.45 | 6.20 15 | 27 Average
    15Y Return % 6.97
    7.01
    		6.46 | 7.35 18 | 21 Average
    1Y SIP Return % 5.90
    5.86
    		5.27 | 6.04 20 | 35 Average
    3Y SIP Return % 6.62
    6.57
    		6.00 | 6.74 19 | 33 Average
    5Y SIP Return % 6.45
    6.21
    		5.30 | 6.57 17 | 32 Average
    7Y SIP Return % 5.98
    5.84
    		5.20 | 6.07 16 | 31 Good
    10Y SIP Return % 5.92
    5.86
    		5.30 | 6.00 12 | 25 Good
    15Y SIP Return % 6.37
    6.28
    		5.68 | 6.45 4 | 21 Very Good
    Standard Deviation 0.20
    0.19
    		0.16 | 0.20 25 | 34 Average
    Semi Deviation 0.15
    0.15
    		0.13 | 0.16 28 | 34 Poor
    Sharpe Ratio 5.48
    5.33
    		2.51 | 6.28 19 | 34 Average
    Sterling Ratio 0.69
    0.68
    		0.62 | 0.70 18 | 34 Good
    Sortino Ratio 9.57
    8.76
    		1.62 | 13.83 15 | 34 Good
    Jensen Alpha % 1.17
    1.10
    		0.52 | 1.27 18 | 34 Good
    Treynor Ratio -6.74
    -6.76
    		-9.68 | -6.02 23 | 34 Average
    Modigliani Square Measure % 10.18
    10.08
    		8.00 | 10.80 19 | 34 Average
    Alpha % -0.76
    -0.80
    		-1.41 | -0.65 22 | 34 Average
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41 0.41 0.39 | 0.43 19 | 38 Good
    3M Return % 1.42 1.41 1.30 | 1.44 16 | 38 Good
    6M Return % 2.89 2.87 2.69 | 2.93 17 | 38 Good
    1Y Return % 6.32 6.29 5.85 | 6.41 21 | 37 Average
    3Y Return % 6.97 6.93 6.58 | 7.05 20 | 35 Average
    5Y Return % 5.97 5.93 5.62 | 6.08 18 | 34 Good
    7Y Return % 5.73 5.65 5.23 | 6.06 14 | 33 Good
    10Y Return % 6.19 6.11 5.69 | 6.44 9 | 28 Good
    1Y SIP Return % 6.02 6.00 5.63 | 6.10 18 | 35 Good
    3Y SIP Return % 6.74 6.71 6.32 | 6.81 20 | 33 Average
    5Y SIP Return % 6.57 6.35 5.47 | 6.64 17 | 32 Average
    7Y SIP Return % 6.10 5.97 5.37 | 6.16 14 | 31 Good
    10Y SIP Return % 6.05 5.98 5.65 | 6.11 10 | 26 Good
    Standard Deviation 0.20 0.19 0.16 | 0.20 25 | 34 Average
    Semi Deviation 0.15 0.15 0.13 | 0.16 28 | 34 Poor
    Sharpe Ratio 5.48 5.33 2.51 | 6.28 19 | 34 Average
    Sterling Ratio 0.69 0.68 0.62 | 0.70 18 | 34 Good
    Sortino Ratio 9.57 8.76 1.62 | 13.83 15 | 34 Good
    Jensen Alpha % 1.17 1.10 0.52 | 1.27 18 | 34 Good
    Treynor Ratio -6.74 -6.76 -9.68 | -6.02 23 | 34 Average
    Modigliani Square Measure % 10.18 10.08 8.00 | 10.80 19 | 34 Average
    Alpha % -0.76 -0.80 -1.41 | -0.65 22 | 34 Average
    Return data last Updated On : March 13, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Feb. 27, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Liquid Fund NAV Regular Growth Lic Mf Liquid Fund NAV Direct Growth
    13-03-2026 4910.7086 4984.6392
    12-03-2026 4910.5753 4984.4929
    11-03-2026 4910.2032 4984.1042
    10-03-2026 4909.5379 4983.4179
    09-03-2026 4908.6689 4982.5248
    06-03-2026 4906.4847 4980.2748
    05-03-2026 4905.7655 4979.5338
    04-03-2026 4905.2301 4978.9793
    02-03-2026 4903.7735 4977.4789
    27-02-2026 4901.55 4975.1891
    26-02-2026 4900.6557 4974.2703
    25-02-2026 4899.916 4973.5085
    24-02-2026 4899.3213 4972.8938
    23-02-2026 4898.5609 4972.1111
    20-02-2026 4896.1431 4969.624
    19-02-2026 4895.2467 4968.7031
    18-02-2026 4894.4546 4967.8882
    17-02-2026 4893.8941 4967.3083
    16-02-2026 4893.0863 4966.4774
    13-02-2026 4890.8447 4964.1693

    Fund Launch Date: 11/Mar/2002
    Fund Category: Liquid Fund
    Investment Objective: An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity throughjudicious mix of investment in money market instruments and quality debt instruments. However, there is noassurance that the investment objective of the Schemes will be realized.
    Fund Description: An open-ended liquid scheme
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.