Lic Mf Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 20
Rating
Growth Option 04-12-2025
NAV ₹4835.1(R) +0.03% ₹4906.66(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.49% 6.93% 5.69% 5.65% 6.11%
Direct 6.64% 7.04% 5.82% 5.78% 6.25%
Benchmark
SIP (XIRR) Regular 6.15% 6.8% 6.42% 5.96% 5.93%
Direct 6.3% 6.91% 6.54% 6.08% 6.06%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
6.57 18.76 0.7 6.12% 0.22
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.18% 0.0% 0.0% 0.05 0.13%
Fund AUM As on: 30/06/2025 11506 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Canara Robeco Liquid Fund 3
Union Liquid Fund 4
Aditya Birla Sun Life Liquid Fund 5
Edelweiss Liquid Fund 6
UTI Liquid Fund 7

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
LIC MF Liquid Fund-Regular Plan-Daily IDCW 1000.18
0.0000
0.0000%
LIC MF Liquid Fund-Direct Plan-Daily IDCW 1034.6
0.0000
0.0000%
LIC MF Liquid Fund-Regular Plan-Growth 4835.1
1.2900
0.0300%
LIC MF Liquid Fund-Direct Plan-Growth 4906.66
1.3400
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Liquid Fund category, Lic Mf Liquid Fund is the 20th ranked fund. The category has total 33 funds. The 3 star rating shows an average past performance of the Lic Mf Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 6.12% which is higher than the category average of 6.06%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 6.57 which is higher than the category average of 6.5.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Lic Mf Liquid Fund Return Analysis

  • The fund has given a return of 0.47%, 1.45 and 2.94 in last one, three and six months respectively. In the same period the category average return was 0.47%, 1.44% and 2.93% respectively.
  • Lic Mf Liquid Fund has given a return of 6.64% in last one year. In the same period the Liquid Fund category average return was 6.62%.
  • The fund has given a return of 7.04% in last three years and ranked 20.0th out of 34 funds in the category. In the same period the Liquid Fund category average return was 7.0%.
  • The fund has given a return of 5.82% in last five years and ranked 17th out of 33 funds in the category. In the same period the Liquid Fund category average return was 5.78%.
  • The fund has given a return of 6.25% in last ten years and ranked 8th out of 26 funds in the category. In the same period the category average return was 6.18%.
  • The fund has given a SIP return of 6.3% in last one year whereas category average SIP return is 6.27%. The fund one year return rank in the category is 21st in 35 funds
  • The fund has SIP return of 6.91% in last three years and ranks 20th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.99%) in the category in last three years.
  • The fund has SIP return of 6.54% in last five years whereas category average SIP return is 6.29%.

Lic Mf Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.18 and semi deviation of 0.13. The category average standard deviation is 0.17 and semi deviation is 0.13.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.46
    0.46
    		0.41 | 0.47 22 | 35 Average
    3M Return % 1.41
    1.41
    		1.27 | 1.44 22 | 35 Average
    6M Return % 2.87
    2.86
    		2.60 | 2.93 21 | 35 Average
    1Y Return % 6.49
    6.48
    		5.95 | 6.63 23 | 35 Average
    3Y Return % 6.93
    6.86
    		6.28 | 7.03 17 | 34 Good
    5Y Return % 5.69
    5.65
    		5.05 | 5.79 21 | 33 Average
    7Y Return % 5.65
    5.60
    		5.06 | 5.84 16 | 30 Good
    10Y Return % 6.11
    6.07
    		5.51 | 6.27 14 | 25 Good
    15Y Return % 7.00
    7.05
    		6.50 | 7.42 18 | 21 Average
    1Y SIP Return % 6.15
    6.13
    		5.59 | 6.26 20 | 35 Average
    3Y SIP Return % 6.80
    6.74
    		6.18 | 6.90 20 | 34 Average
    5Y SIP Return % 6.42
    6.15
    		5.29 | 6.53 16 | 33 Good
    7Y SIP Return % 5.96
    5.83
    		5.30 | 6.04 15 | 30 Good
    10Y SIP Return % 5.93
    5.85
    		5.32 | 6.01 11 | 25 Good
    15Y SIP Return % 6.42
    6.40
    		5.83 | 6.56 12 | 21 Good
    Standard Deviation 0.18
    0.17
    		0.13 | 0.18 25 | 33 Average
    Semi Deviation 0.13
    0.13
    		0.10 | 0.13 30 | 33 Poor
    Sharpe Ratio 6.57
    6.50
    		3.34 | 7.56 21 | 33 Average
    Sterling Ratio 0.70
    0.69
    		0.63 | 0.71 18 | 33 Good
    Sortino Ratio 18.76
    18.93
    		2.90 | 28.60 19 | 33 Average
    Jensen Alpha % 6.12
    6.06
    		5.48 | 6.22 15 | 33 Good
    Treynor Ratio 0.22
    0.21
    		0.11 | 0.29 10 | 33 Good
    Modigliani Square Measure % 26.02
    26.92
    		25.17 | 33.24 26 | 33 Average
    Alpha % -0.78
    -0.81
    		-1.43 | -0.67 22 | 33 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.47 0.47 0.45 | 0.48 20 | 35 Average
    3M Return % 1.45 1.44 1.36 | 1.46 15 | 35 Good
    6M Return % 2.94 2.93 2.79 | 2.99 20 | 35 Average
    1Y Return % 6.64 6.62 6.22 | 6.73 24 | 35 Average
    3Y Return % 7.04 7.00 6.66 | 7.12 20 | 34 Average
    5Y Return % 5.82 5.78 5.47 | 6.00 17 | 33 Good
    7Y Return % 5.78 5.73 5.37 | 6.14 11 | 30 Good
    10Y Return % 6.25 6.18 5.74 | 6.51 8 | 26 Good
    1Y SIP Return % 6.30 6.27 5.91 | 6.37 21 | 35 Average
    3Y SIP Return % 6.91 6.88 6.51 | 6.99 20 | 34 Average
    5Y SIP Return % 6.54 6.29 5.46 | 6.62 16 | 33 Good
    7Y SIP Return % 6.08 5.96 5.41 | 6.14 14 | 30 Good
    10Y SIP Return % 6.06 5.97 5.58 | 6.14 9 | 26 Good
    Standard Deviation 0.18 0.17 0.13 | 0.18 25 | 33 Average
    Semi Deviation 0.13 0.13 0.10 | 0.13 30 | 33 Poor
    Sharpe Ratio 6.57 6.50 3.34 | 7.56 21 | 33 Average
    Sterling Ratio 0.70 0.69 0.63 | 0.71 18 | 33 Good
    Sortino Ratio 18.76 18.93 2.90 | 28.60 19 | 33 Average
    Jensen Alpha % 6.12 6.06 5.48 | 6.22 15 | 33 Good
    Treynor Ratio 0.22 0.21 0.11 | 0.29 10 | 33 Good
    Modigliani Square Measure % 26.02 26.92 25.17 | 33.24 26 | 33 Average
    Alpha % -0.78 -0.81 -1.43 | -0.67 22 | 33 Average
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Liquid Fund NAV Regular Growth Lic Mf Liquid Fund NAV Direct Growth
    04-12-2025 4835.0963 4906.6624
    03-12-2025 4834.4528 4905.9905
    02-12-2025 4833.8085 4905.3177
    01-12-2025 4833.0705 4904.5499
    28-11-2025 4830.9961 4902.3882
    27-11-2025 4830.3118 4901.6748
    26-11-2025 4829.5857 4900.9192
    25-11-2025 4828.8156 4900.1188
    24-11-2025 4828.0093 4899.2818
    21-11-2025 4825.8535 4897.0376
    20-11-2025 4825.1219 4896.2763
    19-11-2025 4824.3995 4895.5244
    18-11-2025 4823.6266 4894.7213
    17-11-2025 4822.8327 4893.8969
    14-11-2025 4820.5925 4891.5672
    13-11-2025 4819.8833 4890.8286
    12-11-2025 4819.0857 4890.0005
    11-11-2025 4818.2732 4889.1573
    10-11-2025 4817.5309 4888.3852
    07-11-2025 4815.3041 4886.0692
    06-11-2025 4814.5365 4885.2716
    04-11-2025 4813.0843 4883.7605

    Fund Launch Date: 11/Mar/2002
    Fund Category: Liquid Fund
    Investment Objective: An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity throughjudicious mix of investment in money market instruments and quality debt instruments. However, there is noassurance that the investment objective of the Schemes will be realized.
    Fund Description: An open-ended liquid scheme
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.