Previously Known As : Lic Mf Savings Fund
Lic Mf Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 18
Rating
Growth Option 04-12-2025
NAV ₹40.57(R) +0.01% ₹44.12(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.99% 6.85% 5.59% 5.56% 6.06%
Direct 7.73% 7.57% 6.24% 6.18% 6.73%
Benchmark
SIP (XIRR) Regular 6.53% 6.91% 5.6% 5.67% 5.75%
Direct 7.27% 7.65% 6.29% 6.33% 6.39%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.82 3.54 0.69 5.5% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.39% 0.0% 0.0% 0.12 0.23%
Fund AUM As on: 30/06/2025 1999 Cr
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Nippon India Low Duration Fund 4

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
LIC MF Low Duration Fund-Direct Plan-Daily IDCW 10.05
0.0000
0.0000%
LIC MF Low Duration Fund-Regular Plan-Daily IDCW 10.72
0.0000
0.0000%
LIC MF Low Duration Fund-Regular Plan-Weekly IDCW 13.93
0.0000
0.0100%
LIC MF Low Duration Fund-Regular Plan-Monthly IDCW 13.99
0.0000
0.0100%
LIC MF Low Duration Fund-Direct Plan-Weekly IDCW 15.37
0.0000
0.0100%
LIC MF Low Duration Fund-Direct Plan-Monthly IDCW 23.04
0.0000
0.0100%
LIC MF Low Duration Fund-Regular Plan-Growth 40.57
0.0000
0.0100%
LIC MF Low Duration Fund-Direct Plan-Growth 44.12
0.0000
0.0100%

Review Date: 04-12-2025

Beginning of Analysis

LIC MF Low Duration Fund is the 17th ranked fund in the Low Duration Fund category. The category has total 19 funds. The LIC MF Low Duration Fund has shown a very poor past performence in Low Duration Fund. The fund has a Jensen Alpha of 5.5% which is lower than the category average of 5.54%, showing poor performance. The fund has a Sharpe Ratio of 2.82 which is lower than the category average of 3.55.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

LIC MF Low Duration Fund Return Analysis

  • The fund has given a return of 0.48%, 1.63 and 3.19 in last one, three and six months respectively. In the same period the category average return was 0.51%, 1.68% and 3.26% respectively.
  • LIC MF Low Duration Fund has given a return of 7.73% in last one year. In the same period the Low Duration Fund category average return was 7.8%.
  • The fund has given a return of 7.57% in last three years and ranked 13.0th out of 19 funds in the category. In the same period the Low Duration Fund category average return was 7.68%.
  • The fund has given a return of 6.24% in last five years and ranked 9th out of 17 funds in the category. In the same period the Low Duration Fund category average return was 6.33%.
  • The fund has given a return of 6.73% in last ten years and ranked 12th out of 15 funds in the category. In the same period the category average return was 7.02%.
  • The fund has given a SIP return of 7.27% in last one year whereas category average SIP return is 7.4%. The fund one year return rank in the category is 13th in 19 funds
  • The fund has SIP return of 7.65% in last three years and ranks 13th in 19 funds. Kotak Low Duration Fund has given the highest SIP return (7.96%) in the category in last three years.
  • The fund has SIP return of 6.29% in last five years whereas category average SIP return is 6.41%.

LIC MF Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.39 and semi deviation of 0.23. The category average standard deviation is 0.38 and semi deviation is 0.23.
  • The fund has a beta of 0.19 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.47
    		0.43 | 0.58 19 | 19 Poor
    3M Return % 1.45
    1.54
    		1.38 | 1.74 16 | 19 Poor
    6M Return % 2.83
    2.98
    		2.70 | 3.34 18 | 19 Poor
    1Y Return % 6.99
    7.24
    		6.64 | 7.81 17 | 19 Poor
    3Y Return % 6.85
    7.12
    		6.56 | 7.77 18 | 19 Poor
    5Y Return % 5.59
    5.81
    		5.13 | 7.13 14 | 17 Average
    7Y Return % 5.56
    6.16
    		5.52 | 7.02 16 | 17 Poor
    10Y Return % 6.06
    6.53
    		5.99 | 7.24 14 | 15 Poor
    15Y Return % 6.78
    7.33
    		6.77 | 7.94 11 | 12 Poor
    1Y SIP Return % 6.53
    6.84
    		6.24 | 7.53 17 | 19 Poor
    3Y SIP Return % 6.91
    7.18
    		6.62 | 7.81 17 | 19 Poor
    5Y SIP Return % 5.60
    5.89
    		5.28 | 6.59 16 | 17 Poor
    7Y SIP Return % 5.67
    6.01
    		5.37 | 6.62 16 | 17 Poor
    10Y SIP Return % 5.75
    6.19
    		5.68 | 6.88 14 | 15 Poor
    15Y SIP Return % 6.05
    6.36
    		3.90 | 7.21 11 | 13 Average
    Standard Deviation 0.39
    0.38
    		0.34 | 0.42 15 | 19 Average
    Semi Deviation 0.23
    0.23
    		0.20 | 0.28 11 | 19 Average
    Sharpe Ratio 2.82
    3.55
    		2.28 | 4.62 18 | 19 Poor
    Sterling Ratio 0.69
    0.72
    		0.66 | 0.78 18 | 19 Poor
    Sortino Ratio 3.54
    4.93
    		2.25 | 9.44 17 | 19 Poor
    Jensen Alpha % 5.50
    5.54
    		5.05 | 5.99 12 | 19 Average
    Treynor Ratio 0.09
    0.09
    		0.06 | 0.12 11 | 19 Average
    Modigliani Square Measure % 13.50
    14.50
    		13.27 | 15.82 18 | 19 Poor
    Alpha % -1.26
    -1.02
    		-1.53 | -0.42 18 | 19 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.48 0.51 0.48 | 0.59 18 | 19 Poor
    3M Return % 1.63 1.68 1.59 | 1.84 15 | 19 Average
    6M Return % 3.19 3.26 3.10 | 3.43 14 | 19 Average
    1Y Return % 7.73 7.80 7.58 | 8.03 13 | 19 Average
    3Y Return % 7.57 7.68 7.46 | 7.89 13 | 19 Average
    5Y Return % 6.24 6.33 6.01 | 7.24 9 | 17 Good
    7Y Return % 6.18 6.67 5.63 | 7.29 14 | 17 Average
    10Y Return % 6.73 7.02 6.29 | 7.64 12 | 15 Average
    1Y SIP Return % 7.27 7.40 7.14 | 7.72 13 | 19 Average
    3Y SIP Return % 7.65 7.73 7.49 | 7.96 13 | 19 Average
    5Y SIP Return % 6.29 6.41 6.16 | 6.69 11 | 17 Average
    7Y SIP Return % 6.33 6.53 6.20 | 6.94 12 | 17 Average
    10Y SIP Return % 6.39 6.69 6.18 | 7.14 13 | 15 Poor
    Standard Deviation 0.39 0.38 0.34 | 0.42 15 | 19 Average
    Semi Deviation 0.23 0.23 0.20 | 0.28 11 | 19 Average
    Sharpe Ratio 2.82 3.55 2.28 | 4.62 18 | 19 Poor
    Sterling Ratio 0.69 0.72 0.66 | 0.78 18 | 19 Poor
    Sortino Ratio 3.54 4.93 2.25 | 9.44 17 | 19 Poor
    Jensen Alpha % 5.50 5.54 5.05 | 5.99 12 | 19 Average
    Treynor Ratio 0.09 0.09 0.06 | 0.12 11 | 19 Average
    Modigliani Square Measure % 13.50 14.50 13.27 | 15.82 18 | 19 Poor
    Alpha % -1.26 -1.02 -1.53 | -0.42 18 | 19 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Low Duration Fund NAV Regular Growth Lic Mf Low Duration Fund NAV Direct Growth
    04-12-2025 40.5707 44.1202
    03-12-2025 40.5672 44.1156
    02-12-2025 40.5682 44.1159
    01-12-2025 40.5599 44.106
    28-11-2025 40.5482 44.0908
    27-11-2025 40.5472 44.0889
    26-11-2025 40.5421 44.0824
    25-11-2025 40.5313 44.0698
    24-11-2025 40.5204 44.0571
    21-11-2025 40.5041 44.037
    20-11-2025 40.5022 44.0339
    19-11-2025 40.4962 44.0266
    18-11-2025 40.4887 44.0177
    17-11-2025 40.4818 44.0093
    14-11-2025 40.4631 43.9864
    13-11-2025 40.4635 43.9861
    12-11-2025 40.4567 43.9778
    11-11-2025 40.447 43.9664
    10-11-2025 40.44 43.958
    07-11-2025 40.4192 43.9329
    06-11-2025 40.4159 43.9284
    04-11-2025 40.398 43.9073

    Fund Launch Date: 29/May/2003
    Fund Category: Low Duration Fund
    Investment Objective: The investment objective of the Scheme is to generate income by investing in a portfolio of quality short termdebt securities. However, there is no assurance that the investment objective of the Schemes will berealized.
    Fund Description: An open ended low duration debtscheme investing in instruments with MacaulayDuration of the portfolio is between 6 months and12 months
    Fund Benchmark: CRISIL Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.