Previously Known As : Lic Mf Savings Fund
Lic Mf Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 13
Rating
Growth Option 01-10-2026
NAV ₹42.54(R) +0.03% ₹46.42(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.86% 6.69% 5.91% 5.9% 5.85%
Direct 6.36% 7.36% 6.55% 6.52% 6.46%
Benchmark
SIP (XIRR) Regular -9.62% 0.76% 3.75% 3.58% 4.19%
Direct -9.29% 1.34% 4.38% 4.2% 4.81%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.35 0.84 0.67 0.25% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.63% 0.0% 0.0% 0.3 0.4%
Fund AUM As on: 30/12/2025 1863 Cr
Top Low Duration Fund
Fund Name Rank Rating
ICICI Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Tata Treasury Advantage Fund 4

NAV Date: 01-10-2026

Scheme Name NAV Rupee Change Percent Change
LIC MF Low Duration Fund-Direct Plan-Daily IDCW 10.05
0.0000
0.0000%
LIC MF Low Duration Fund-Regular Plan-Daily IDCW 11.23
0.0000
0.0300%
LIC MF Low Duration Fund-Regular Plan-Monthly IDCW 14.43
0.0000
0.0300%
LIC MF Low Duration Fund-Regular Plan-Weekly IDCW 14.59
0.0000
0.0300%
LIC MF Low Duration Fund-Direct Plan-Weekly IDCW 16.17
0.0000
0.0300%
LIC MF Low Duration Fund-Direct Plan-Monthly IDCW 24.24
0.0100
0.0300%
LIC MF Low Duration Fund-Regular Plan-Growth 42.54
0.0100
0.0300%
LIC MF Low Duration Fund-Direct Plan-Growth 46.42
0.0100
0.0300%

Review Date: 01-10-2026

Beginning of Analysis

LIC MF Low Duration Fund is the 17th ranked fund in the Low Duration Fund category. The category has total 19 funds. The LIC MF Low Duration Fund has shown a very poor past performence in Low Duration Fund. The fund has a Jensen Alpha of 0.25% which is lower than the category average of 0.36%, showing poor performance. The fund has a Sharpe Ratio of 1.35 which is lower than the category average of 1.6.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

LIC MF Low Duration Fund Return Analysis

  • LIC MF Low Duration Fund has given a return of 6.36% in last one year. In the same period the Low Duration Fund category average return was 6.17%.
  • The fund has given a return of 7.36% in last three years and ranked 9.0th out of nineteen funds in the category. In the same period the Low Duration Fund category average return was 7.32%.
  • The fund has given a return of 6.55% in last five years and ranked 10th out of seventeen funds in the category. In the same period the Low Duration Fund category average return was 6.59%.
  • The fund has given a return of 6.46% in last ten years and ranked 13th out of fifteen funds in the category. In the same period the category average return was 6.76%.
  • The fund has given a SIP return of -9.29% in last one year whereas category average SIP return is -9.58%. The fund one year return rank in the category is 1st in 21 funds
  • The fund has SIP return of 1.34% in last three years and ranks 6th in 19 funds. Nippon India Low Duration Fund has given the highest SIP return (1.4%) in the category in last three years.
  • The fund has SIP return of 4.38% in last five years whereas category average SIP return is 4.37%.

LIC MF Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.63 and semi deviation of 0.4. The category average standard deviation is 0.64 and semi deviation is 0.42.
  • The fund has a beta of 0.19 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.47
    0.39
    		0.29 | 0.47 1 | 22 Very Good
    3M Return % 1.41
    1.20
    		1.02 | 1.41 1 | 22 Very Good
    1Y Return % 5.86
    5.59
    		4.97 | 6.16 6 | 21 Very Good
    3Y Return % 6.69
    6.76
    		6.22 | 7.27 12 | 19 Average
    5Y Return % 5.91
    6.07
    		5.47 | 6.53 13 | 17 Average
    7Y Return % 5.90
    6.15
    		5.40 | 7.77 12 | 17 Average
    10Y Return % 5.85
    6.27
    		5.82 | 6.96 14 | 15 Poor
    15Y Return % 6.67
    7.15
    		6.57 | 7.77 11 | 12 Poor
    1Y SIP Return % -9.62
    -10.07
    		-10.68 | -9.62 1 | 21 Very Good
    3Y SIP Return % 0.76
    0.71
    		0.15 | 1.21 8 | 19 Good
    5Y SIP Return % 3.75
    3.84
    		3.24 | 4.40 12 | 17 Average
    7Y SIP Return % 3.58
    3.74
    		3.08 | 4.44 12 | 17 Average
    10Y SIP Return % 4.19
    4.51
    		3.97 | 5.15 14 | 15 Poor
    15Y SIP Return % 5.04
    5.04
    		3.59 | 5.75 9 | 13 Average
    Standard Deviation 0.63
    0.64
    		0.59 | 0.70 9 | 19 Good
    Semi Deviation 0.40
    0.42
    		0.39 | 0.47 2 | 19 Very Good
    Sharpe Ratio 1.35
    1.60
    		0.85 | 2.49 14 | 19 Average
    Sterling Ratio 0.67
    0.69
    		0.63 | 0.75 15 | 19 Average
    Sortino Ratio 0.84
    0.99
    		0.44 | 1.87 13 | 19 Average
    Jensen Alpha % 0.25
    0.36
    		-0.07 | 0.82 13 | 19 Average
    Treynor Ratio 0.03
    0.04
    		0.02 | 0.05 12 | 19 Average
    Modigliani Square Measure % 1.24
    1.47
    		0.78 | 2.28 14 | 19 Average
    Alpha % -1.14
    -0.97
    		-1.45 | -0.35 14 | 19 Average
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49 0.43 0.34 | 0.49 1 | 24 Very Good
    3M Return % 1.45 1.33 1.17 | 1.45 1 | 24 Very Good
    1Y Return % 6.36 6.17 5.71 | 6.39 2 | 22 Very Good
    3Y Return % 7.36 7.32 7.12 | 7.47 9 | 19 Good
    5Y Return % 6.55 6.59 6.39 | 6.76 10 | 17 Good
    7Y Return % 6.52 6.67 6.16 | 8.17 10 | 17 Good
    10Y Return % 6.46 6.76 6.02 | 7.30 13 | 15 Poor
    1Y SIP Return % -9.29 -9.58 -10.05 | -9.29 1 | 21 Very Good
    3Y SIP Return % 1.34 1.25 1.02 | 1.40 6 | 19 Good
    5Y SIP Return % 4.38 4.37 4.17 | 4.53 9 | 17 Good
    7Y SIP Return % 4.20 4.26 3.98 | 4.67 11 | 17 Average
    10Y SIP Return % 4.81 5.01 4.64 | 5.37 12 | 15 Average
    Standard Deviation 0.63 0.64 0.59 | 0.70 9 | 19 Good
    Semi Deviation 0.40 0.42 0.39 | 0.47 2 | 19 Very Good
    Sharpe Ratio 1.35 1.60 0.85 | 2.49 14 | 19 Average
    Sterling Ratio 0.67 0.69 0.63 | 0.75 15 | 19 Average
    Sortino Ratio 0.84 0.99 0.44 | 1.87 13 | 19 Average
    Jensen Alpha % 0.25 0.36 -0.07 | 0.82 13 | 19 Average
    Treynor Ratio 0.03 0.04 0.02 | 0.05 12 | 19 Average
    Modigliani Square Measure % 1.24 1.47 0.78 | 2.28 14 | 19 Average
    Alpha % -1.14 -0.97 -1.45 | -0.35 14 | 19 Average
    Return data last Updated On : Oct. 1, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Lic Mf Low Duration Fund NAV Regular Growth Lic Mf Low Duration Fund NAV Direct Growth
    01-10-2026 42.5387 46.4229
    30-09-2026 42.5262 46.409
    29-09-2026 42.5091 46.3901
    28-09-2026 42.5005 46.3805
    25-09-2026 42.4879 46.3661
    24-09-2026 42.4982 46.3771
    23-09-2026 42.5134 46.3934
    22-09-2026 42.5007 46.3793
    21-09-2026 42.4947 46.3726
    18-09-2026 42.4687 46.3435
    17-09-2026 42.4594 46.333
    16-09-2026 42.4466 46.3189
    15-09-2026 42.437 46.3081
    11-09-2026 42.4404 46.3109
    10-09-2026 42.4565 46.3283
    09-09-2026 42.4564 46.3279
    08-09-2026 42.4508 46.3215
    07-09-2026 42.4423 46.3121
    04-09-2026 42.4157 46.2823
    03-09-2026 42.4025 46.2677
    02-09-2026 42.3693 46.2312
    01-09-2026 42.3397 46.1988

    Fund Launch Date: 29/May/2003
    Fund Category: Low Duration Fund
    Investment Objective: The investment objective of the Scheme is to generate income by investing in a portfolio of quality short termdebt securities. However, there is no assurance that the investment objective of the Schemes will berealized.
    Fund Description: An open ended low duration debtscheme investing in instruments with MacaulayDuration of the portfolio is between 6 months and12 months
    Fund Benchmark: CRISIL Low Duration Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.