Parag Parikh Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 30
Rating
Growth Option 04-12-2025
NAV ₹1483.35(R) +0.03% ₹1494.74(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.3% 6.59% 5.43% 5.26% -%
Direct 6.4% 6.7% 5.53% 5.37% -%
Benchmark
SIP (XIRR) Regular 6.0% 6.51% 5.41% 5.3% -%
Direct 6.1% 6.62% 5.51% 5.41% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
5.65 10.06 0.66 5.81% 0.18
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.15% 0.0% 0.0% 0.05 0.11%
Fund AUM As on: 30/06/2025 3300 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
Canara Robeco Liquid Fund 3
Union Liquid Fund 4
Aditya Birla Sun Life Liquid Fund 5
Edelweiss Liquid Fund 6
UTI Liquid Fund 7

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Parag Parikh Liquid Fund- Direct Plan- Daily Reinvestment of IDCW 1000.54
0.0000
0.0000%
Parag Parikh Liquid Fund- Regular Plan- Daily Reinvestment of IDCW 1000.54
0.0000
0.0000%
Parag Parikh Liquid Fund- Direct Plan- Weekly Reinvestment of IDCW 1001.39
0.2600
0.0300%
Parag Parikh Liquid Fund- Regular Plan- Weekly Reinvestment of IDCW 1001.39
0.2600
0.0300%
Parag Parikh Liquid Fund- Regular Plan- Monthly IDCW 1004.42
0.2600
0.0300%
Parag Parikh Liquid Fund- Direct Plan- Monthly IDCW 1004.44
0.2600
0.0300%
Parag Parikh Liquid Fund- Regular Plan- Growth 1483.35
0.3800
0.0300%
Parag Parikh Liquid Fund- Direct Plan- Growth 1494.74
0.3900
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Liquid Fund category, Parag Parikh Liquid Fund is the 30th ranked fund. The category has total 33 funds. The 1 star rating shows a very poor past performance of the Parag Parikh Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 5.81% which is lower than the category average of 6.06%, showing poor performance. The fund has a Sharpe Ratio of 5.65 which is lower than the category average of 6.5.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Parag Parikh Liquid Fund Return Analysis

  • The fund has given a return of 0.46%, 1.41 and 2.88 in last one, three and six months respectively. In the same period the category average return was 0.47%, 1.44% and 2.93% respectively.
  • Parag Parikh Liquid Fund has given a return of 6.4% in last one year. In the same period the Liquid Fund category average return was 6.62%.
  • The fund has given a return of 6.7% in last three years and ranked 32.0nd out of 34 funds in the category. In the same period the Liquid Fund category average return was 7.0%.
  • The fund has given a return of 5.53% in last five years and ranked 32nd out of 33 funds in the category. In the same period the Liquid Fund category average return was 5.78%.
  • The fund has given a SIP return of 6.1% in last one year whereas category average SIP return is 6.27%. The fund one year return rank in the category is 32nd in 35 funds
  • The fund has SIP return of 6.62% in last three years and ranks 31st in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.99%) in the category in last three years.
  • The fund has SIP return of 5.51% in last five years whereas category average SIP return is 6.29%.

Parag Parikh Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.15 and semi deviation of 0.11. The category average standard deviation is 0.17 and semi deviation is 0.13.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.45
    0.46
    		0.41 | 0.47 29 | 35 Poor
    3M Return % 1.38
    1.41
    		1.27 | 1.44 29 | 35 Poor
    6M Return % 2.83
    2.86
    		2.60 | 2.93 29 | 35 Poor
    1Y Return % 6.30
    6.48
    		5.95 | 6.63 31 | 35 Poor
    3Y Return % 6.59
    6.86
    		6.28 | 7.03 32 | 34 Poor
    5Y Return % 5.43
    5.65
    		5.05 | 5.79 31 | 33 Poor
    7Y Return % 5.26
    5.60
    		5.06 | 5.84 29 | 30 Poor
    1Y SIP Return % 6.00
    6.13
    		5.59 | 6.26 30 | 35 Poor
    3Y SIP Return % 6.51
    6.74
    		6.18 | 6.90 30 | 34 Poor
    5Y SIP Return % 5.41
    6.15
    		5.29 | 6.53 32 | 33 Poor
    7Y SIP Return % 5.30
    5.83
    		5.30 | 6.04 30 | 30 Poor
    Standard Deviation 0.15
    0.17
    		0.13 | 0.18 2 | 33 Very Good
    Semi Deviation 0.11
    0.13
    		0.10 | 0.13 2 | 33 Very Good
    Sharpe Ratio 5.65
    6.50
    		3.34 | 7.56 30 | 33 Poor
    Sterling Ratio 0.66
    0.69
    		0.63 | 0.71 31 | 33 Poor
    Sortino Ratio 10.06
    18.93
    		2.90 | 28.60 30 | 33 Poor
    Jensen Alpha % 5.81
    6.06
    		5.48 | 6.22 30 | 33 Poor
    Treynor Ratio 0.18
    0.21
    		0.11 | 0.29 30 | 33 Poor
    Modigliani Square Measure % 29.35
    26.92
    		25.17 | 33.24 2 | 33 Very Good
    Alpha % -1.06
    -0.81
    		-1.43 | -0.67 31 | 33 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.46 0.47 0.45 | 0.48 33 | 35 Poor
    3M Return % 1.41 1.44 1.36 | 1.46 32 | 35 Poor
    6M Return % 2.88 2.93 2.79 | 2.99 31 | 35 Poor
    1Y Return % 6.40 6.62 6.22 | 6.73 32 | 35 Poor
    3Y Return % 6.70 7.00 6.66 | 7.12 32 | 34 Poor
    5Y Return % 5.53 5.78 5.47 | 6.00 32 | 33 Poor
    7Y Return % 5.37 5.73 5.37 | 6.14 30 | 30 Poor
    1Y SIP Return % 6.10 6.27 5.91 | 6.37 32 | 35 Poor
    3Y SIP Return % 6.62 6.88 6.51 | 6.99 31 | 34 Poor
    5Y SIP Return % 5.51 6.29 5.46 | 6.62 32 | 33 Poor
    7Y SIP Return % 5.41 5.96 5.41 | 6.14 30 | 30 Poor
    Standard Deviation 0.15 0.17 0.13 | 0.18 2 | 33 Very Good
    Semi Deviation 0.11 0.13 0.10 | 0.13 2 | 33 Very Good
    Sharpe Ratio 5.65 6.50 3.34 | 7.56 30 | 33 Poor
    Sterling Ratio 0.66 0.69 0.63 | 0.71 31 | 33 Poor
    Sortino Ratio 10.06 18.93 2.90 | 28.60 30 | 33 Poor
    Jensen Alpha % 5.81 6.06 5.48 | 6.22 30 | 33 Poor
    Treynor Ratio 0.18 0.21 0.11 | 0.29 30 | 33 Poor
    Modigliani Square Measure % 29.35 26.92 25.17 | 33.24 2 | 33 Very Good
    Alpha % -1.06 -0.81 -1.43 | -0.67 31 | 33 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Parag Parikh Liquid Fund NAV Regular Growth Parag Parikh Liquid Fund NAV Direct Growth
    04-12-2025 1483.3489 1494.7373
    03-12-2025 1483.1555 1494.5383
    02-12-2025 1482.9692 1494.3465
    01-12-2025 1482.7765 1494.1485
    28-11-2025 1482.1797 1493.5348
    27-11-2025 1481.9648 1493.3142
    26-11-2025 1481.7257 1493.0697
    25-11-2025 1481.4982 1492.8363
    24-11-2025 1481.2546 1492.5869
    21-11-2025 1480.6082 1491.9234
    20-11-2025 1480.3893 1491.6986
    19-11-2025 1480.1657 1491.4693
    18-11-2025 1479.9117 1491.2092
    17-11-2025 1479.6574 1490.9489
    14-11-2025 1478.9834 1490.2577
    13-11-2025 1478.766 1490.0344
    12-11-2025 1478.5081 1489.7706
    11-11-2025 1478.2503 1489.5068
    10-11-2025 1478.0299 1489.2807
    07-11-2025 1477.346 1488.5794
    06-11-2025 1477.1243 1488.3519
    04-11-2025 1476.6714 1487.8873

    Fund Launch Date: 09/May/2018
    Fund Category: Liquid Fund
    Investment Objective: The primary investment objective of the is to deliver reasonable market related returns with lower risk and high liquidity through judicious investments in money market and debt instruments. (Non Guaranteed)
    Fund Description: An Open-ended Liquid Scheme
    Fund Benchmark: CRISIL Liquid fund index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.