Sbi Floating Rate Debt Fund Datagrid
Category Floater Fund
BMSMONEY Rank 6
Rating
Growth Option 30-09-2026
NAV ₹14.33(R) +0.05% ₹14.49(D) +0.05%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.17% 7.23% 6.5% -% -%
Direct 6.33% 7.41% 6.7% -% -%
Benchmark
SIP (XIRR) Regular 6.36% 2.97% 5.74% -% -%
Direct 6.52% 3.13% 5.92% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.99 1.4 0.75 0.42% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.85% 0.0% -0.01% 0.49 0.56%
Fund AUM As on: 30/12/2025 789 Cr
Top Floater Fund
Fund Name Rank Rating
ICICI Prudential Floating Interest Fund 1
HDFC Floating Rate Debt Fund 2
Aditya Birla Sun Life Floating Rate Fund 3

NAV Date: 30-09-2026

Scheme Name NAV Rupee Change Percent Change
SBI Floating Rate Debt Fund - Regular Plan - Growth 14.33
0.0100
0.0500%
SBI Floating Rate DEBT Fund - Regular Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW) 14.33
0.0100
0.0500%
SBI Floating Rate DEBT Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 14.34
0.0100
0.0500%
SBI Floating Rate DEBT Fund - Direct Plan - Quarterly Income Distribution cum Capital Withdrawal Option (IDCW) 14.49
0.0100
0.0600%
SBI Floating Rate Debt Fund - Direct Plan - Growth 14.49
0.0100
0.0500%
SBI Floating Rate DEBT Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 14.49
0.0100
0.0500%

Review Date: 30-09-2026

Beginning of Analysis

In the Floater Fund category, SBI Floating Rate Debt Fund is the 8th ranked fund. The category has total 12 funds. The 3 star rating shows an average past performance of the SBI Floating Rate Debt Fund in Floater Fund. The fund has a Jensen Alpha of 0.42% which is higher than the category average of 0.31%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.99 which is higher than the category average of 1.5.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Floater Mutual Funds are a category of debt mutual funds that primarily invest in floating-rate debt instruments. These instruments have interest rates that reset periodically, typically linked to a benchmark rate such as the MIBOR (Mumbai Interbank Offered Rate) or the repo rate. Floater Mutual Funds are ideal for investors looking to minimize interest rate risk while earning stable returns. These funds perform well in a rising interest rate environment and are suitable for conservative investors with a short to medium-term investment horizon. However, they may underperform in a falling interest rate scenario, and investors should carefully assess their financial goals and risk tolerance before investing. Additionally, choosing funds managed by experienced professionals can enhance the potential for better risk-adjusted returns.

SBI Floating Rate Debt Fund Return Analysis

  • The fund has given a return of 0.14%, 1.45 and 3.28 in last one, three and six months respectively. In the same period the category average return was 0.25%, 0.98% and 3.39% respectively.
  • SBI Floating Rate Debt Fund has given a return of 6.33% in last one year. In the same period the Floater Fund category average return was 6.14%.
  • The fund has given a return of 7.41% in last three years and ranked 9.0th out of twelve funds in the category. In the same period the Floater Fund category average return was 7.61%.
  • The fund has given a return of 6.7% in last five years and ranked 8th out of twelve funds in the category. In the same period the Floater Fund category average return was 6.78%.
  • The fund has given a SIP return of 6.52% in last one year whereas category average SIP return is 6.05%. The fund one year return rank in the category is 3rd in 12 funds
  • The fund has SIP return of 3.13% in last three years and ranks 6th in 12 funds. Axis Floater Fund has given the highest SIP return (3.71%) in the category in last three years.
  • The fund has SIP return of 5.92% in last five years whereas category average SIP return is 6.01%.

SBI Floating Rate Debt Fund Risk Analysis

  • The fund has a standard deviation of 0.85 and semi deviation of 0.56. The category average standard deviation is 1.19 and semi deviation is 0.78.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.01. The category average VaR is -0.16 and the maximum drawdown is -0.2. The fund has a beta of 0.44 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Floater Fund Category
  • Good Performance in Floater Fund Category
  • Poor Performance in Floater Fund Category
  • Very Poor Performance in Floater Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.13
    0.22
    		0.05 | 0.40 10 | 12 Poor
    3M Return % 1.41
    0.89
    		0.39 | 1.41 1 | 12 Very Good
    6M Return % 3.20
    3.20
    		2.78 | 4.73 4 | 12 Good
    1Y Return % 6.17
    5.74
    		5.02 | 6.67 2 | 12 Very Good
    3Y Return % 7.23
    7.19
    		6.61 | 7.94 6 | 12 Good
    5Y Return % 6.50
    6.36
    		5.82 | 6.79 4 | 12 Good
    1Y SIP Return % 6.36
    5.65
    		4.86 | 6.86 2 | 12 Very Good
    3Y SIP Return % 2.97
    2.81
    		2.41 | 3.40 2 | 12 Very Good
    5Y SIP Return % 5.74
    5.59
    		5.06 | 6.10 2 | 12 Very Good
    Standard Deviation 0.85
    1.19
    		0.73 | 2.62 3 | 12 Very Good
    Semi Deviation 0.56
    0.78
    		0.50 | 1.75 3 | 12 Very Good
    Max Drawdown % -0.01
    -0.20
    		-0.90 | 0.00 5 | 12 Good
    VaR 1 Y % 0.00
    -0.16
    		-1.89 | 0.00 11 | 12 Poor
    Average Drawdown % 0.01
    0.14
    		0.00 | 0.46 8 | 12 Average
    Sharpe Ratio 1.99
    1.50
    		0.87 | 2.09 2 | 12 Very Good
    Sterling Ratio 0.75
    0.74
    		0.67 | 0.77 5 | 12 Good
    Sortino Ratio 1.40
    0.97
    		0.47 | 1.53 2 | 12 Very Good
    Jensen Alpha % 0.42
    0.31
    		-0.23 | 0.68 7 | 12 Average
    Treynor Ratio 0.04
    0.03
    		0.02 | 0.04 1 | 12 Very Good
    Modigliani Square Measure % 2.37
    1.79
    		1.04 | 2.49 2 | 12 Very Good
    Alpha % -0.49
    -0.22
    		-1.05 | 0.30 10 | 12 Poor
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.14 0.25 0.07 | 0.41 10 | 12 Poor
    3M Return % 1.45 0.98 0.46 | 1.45 1 | 12 Very Good
    6M Return % 3.28 3.39 3.01 | 4.86 4 | 12 Good
    1Y Return % 6.33 6.14 5.33 | 6.96 5 | 12 Good
    3Y Return % 7.41 7.61 7.08 | 8.28 9 | 12 Average
    5Y Return % 6.70 6.78 6.32 | 7.16 8 | 12 Average
    1Y SIP Return % 6.52 6.05 5.17 | 7.15 3 | 12 Very Good
    3Y SIP Return % 3.13 3.21 2.85 | 3.71 6 | 12 Good
    5Y SIP Return % 5.92 6.01 5.54 | 6.44 8 | 12 Average
    Standard Deviation 0.85 1.19 0.73 | 2.62 3 | 12 Very Good
    Semi Deviation 0.56 0.78 0.50 | 1.75 3 | 12 Very Good
    Max Drawdown % -0.01 -0.20 -0.90 | 0.00 5 | 12 Good
    VaR 1 Y % 0.00 -0.16 -1.89 | 0.00 11 | 12 Poor
    Average Drawdown % 0.01 0.14 0.00 | 0.46 8 | 12 Average
    Sharpe Ratio 1.99 1.50 0.87 | 2.09 2 | 12 Very Good
    Sterling Ratio 0.75 0.74 0.67 | 0.77 5 | 12 Good
    Sortino Ratio 1.40 0.97 0.47 | 1.53 2 | 12 Very Good
    Jensen Alpha % 0.42 0.31 -0.23 | 0.68 7 | 12 Average
    Treynor Ratio 0.04 0.03 0.02 | 0.04 1 | 12 Very Good
    Modigliani Square Measure % 2.37 1.79 1.04 | 2.49 2 | 12 Very Good
    Alpha % -0.49 -0.22 -1.05 | 0.30 10 | 12 Poor
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Floating Rate Debt Fund NAV Regular Growth Sbi Floating Rate Debt Fund NAV Direct Growth
    30-09-2026 14.3331 14.4919
    29-09-2026 14.3253 14.484
    28-09-2026 14.3203 14.4789
    25-09-2026 14.3193 14.4777
    24-09-2026 14.3286 14.4871
    23-09-2026 14.3311 14.4895
    22-09-2026 14.3354 14.4939
    21-09-2026 14.3244 14.4826
    18-09-2026 14.3274 14.4856
    17-09-2026 14.3299 14.488
    16-09-2026 14.3228 14.4808
    15-09-2026 14.3196 14.4775
    11-09-2026 14.3345 14.4923
    10-09-2026 14.3394 14.4972
    09-09-2026 14.3457 14.5035
    08-09-2026 14.3411 14.4988
    07-09-2026 14.3369 14.4945
    04-09-2026 14.331 14.4883
    03-09-2026 14.3258 14.483
    02-09-2026 14.3188 14.4759
    01-09-2026 14.3093 14.4662
    31-08-2026 14.3141 14.4711

    Fund Launch Date: 27/Oct/2020
    Fund Category: Floater Fund
    Investment Objective: The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating rate debt instruments. The scheme may invest a portion of its net assets in fixed rate debt securities swapped for floating rate returns and money market instruments. However, there is no guarantee or assurance that the investment objective of the scheme will be achieved. The scheme doesn’t assure or guarantee any returns.
    Fund Description: An open-ended debt scheme investing predominantly in floating rate instruments including fixed rate instruments converted to floating rate exposures using swaps/derivatives
    Fund Benchmark: CRISIL Ultra Short Term Debt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.