Previously Known As : Sbi Magnum Gilt Fund
Sbi Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 8
Rating
Growth Option 23-10-2026
NAV ₹67.79(R) -0.13% ₹72.25(D) -0.13%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 1.91% 5.9% 5.6% 6.2% 6.73%
Direct 2.42% 6.41% 6.11% 6.71% 7.26%
Benchmark
SIP (XIRR) Regular 1.83% 1.99% 3.84% 4.76% 5.9%
Direct 2.33% 2.49% 4.35% 5.28% 6.43%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.21 0.09 0.5 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.2% -4.31% -2.93% - 2.3%
Fund AUM As on: 30/12/2025 11084 Cr
Top Gilt Fund
Fund Name Rank Rating
Bandhan Gilt Fund 1
ICICI Prudential Gilt Fund 2
Axis Gilt Fund 3
UTI Gilt Fund 4
DSP Gilt Fund 5

NAV Date: 23-10-2026

Scheme Name NAV Rupee Change Percent Change
SBI Gilt Fund - Income Distribution cum Capital Withdrawal Option (IDCW) - PF (Fixed Period - 3 Yrs) 20.55
-0.0300
-0.1300%
SBI Gilt Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 20.84
-0.0300
-0.1300%
SBI Gilt Fund - Income Distribution cum Capital Withdrawal Option (IDCW) - PF (Fixed Period - 1 Yr) 20.94
-0.0300
-0.1300%
SBI Gilt Fund - Income Distribution cum Capital Withdrawal Option (IDCW) - PF (Fixed Period - 2 Yrs) 21.19
-0.0300
-0.1300%
SBI Gilt Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 23.06
-0.0300
-0.1300%
SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option 40.66
-0.0500
-0.1300%
SBI GILT FUND - GROWTH - PF (Regular) Option 43.53
-0.0600
-0.1300%
SBI GILT FUND - REGULAR PLAN - GROWTH 67.79
-0.0900
-0.1300%
SBI GILT FUND - DIRECT PLAN - GROWTH 72.25
-0.0900
-0.1300%

Review Date: 23-10-2026

Beginning of Analysis

SBI Gilt Fund is the 5th ranked fund in the Gilt Fund category. The category has total 19 funds. The 4 star rating shows a very good past performance of the SBI Gilt Fund in Gilt Fund. The fund has a Sharpe Ratio of 0.21 which is higher than the category average of 0.12.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

SBI Gilt Fund Return Analysis

  • The fund has given a return of -0.83%, -0.81 and 1.62 in last one, three and six months respectively. In the same period the category average return was -1.38%, -1.19% and 1.17% respectively.
  • SBI Gilt Fund has given a return of 2.42% in last one year. In the same period the Gilt Fund category average return was 1.36%.
  • The fund has given a return of 6.41% in last three years and ranked 4.0th out of twenty one funds in the category. In the same period the Gilt Fund category average return was 6.05%.
  • The fund has given a return of 6.11% in last five years and ranked 2nd out of eighteen funds in the category. In the same period the Gilt Fund category average return was 5.41%.
  • The fund has given a return of 7.26% in last ten years and ranked 2nd out of seventeen funds in the category. In the same period the category average return was 6.51%.
  • The fund has given a SIP return of 2.33% in last one year whereas category average SIP return is 1.17%. The fund one year return rank in the category is 4th in 23 funds
  • The fund has SIP return of 2.49% in last three years and ranks 4th in 21 funds. Bandhan Gilt Fund has given the highest SIP return (4.75%) in the category in last three years.
  • The fund has SIP return of 4.35% in last five years whereas category average SIP return is 3.82%.

SBI Gilt Fund Risk Analysis

  • The fund has a standard deviation of 3.2 and semi deviation of 2.3. The category average standard deviation is 3.81 and semi deviation is 2.8.
  • The fund has a Value at Risk (VaR) of -4.31 and a maximum drawdown of -2.93. The category average VaR is -5.38 and the maximum drawdown is -3.5.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.87
    -1.43
    		-2.69 | 0.09 5 | 23 Very Good
    3M Return % -0.93
    -1.36
    		-2.73 | 0.52 6 | 23 Very Good
    6M Return % 1.37
    0.82
    		-0.59 | 3.88 5 | 23 Very Good
    1Y Return % 1.91
    0.67
    		-2.36 | 6.45 5 | 23 Very Good
    3Y Return % 5.90
    5.35
    		4.02 | 7.74 4 | 21 Very Good
    5Y Return % 5.60
    4.74
    		4.04 | 5.75 2 | 18 Very Good
    7Y Return % 6.20
    5.37
    		4.49 | 6.45 3 | 18 Very Good
    10Y Return % 6.73
    5.81
    		4.73 | 6.98 2 | 17 Very Good
    15Y Return % 8.44
    7.34
    		6.23 | 8.45 2 | 14 Very Good
    1Y SIP Return % 1.83
    0.47
    		-2.78 | 6.87 4 | 23 Very Good
    3Y SIP Return % 1.99
    1.10
    		-0.88 | 4.10 4 | 21 Very Good
    5Y SIP Return % 3.84
    3.15
    		2.27 | 5.01 3 | 18 Very Good
    7Y SIP Return % 4.76
    4.03
    		3.35 | 5.41 3 | 18 Very Good
    10Y SIP Return % 5.90
    5.11
    		4.37 | 6.40 2 | 17 Very Good
    15Y SIP Return % 7.03
    6.08
    		5.28 | 7.14 2 | 15 Very Good
    Standard Deviation 3.20
    3.81
    		2.50 | 5.02 5 | 21 Very Good
    Semi Deviation 2.30
    2.80
    		1.93 | 3.79 3 | 21 Very Good
    Max Drawdown % -2.93
    -3.50
    		-5.92 | -2.09 8 | 21 Good
    VaR 1 Y % -4.31
    -5.38
    		-7.69 | -1.79 5 | 21 Very Good
    Average Drawdown % 1.03
    1.22
    		0.89 | 2.41 14 | 21 Average
    Sharpe Ratio 0.21
    0.12
    		-0.15 | 0.53 7 | 21 Good
    Sterling Ratio 0.50
    0.47
    		0.35 | 0.61 7 | 21 Good
    Sortino Ratio 0.09
    0.06
    		-0.05 | 0.23 7 | 21 Good
    Return data last Updated On : Oct. 23, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.83 -1.38 -2.66 | 0.14 5 | 23 Very Good
    3M Return % -0.81 -1.19 -2.54 | 0.68 6 | 23 Very Good
    6M Return % 1.62 1.17 -0.38 | 4.20 5 | 23 Very Good
    1Y Return % 2.42 1.36 -1.93 | 7.11 5 | 23 Very Good
    3Y Return % 6.41 6.05 4.49 | 8.41 4 | 21 Very Good
    5Y Return % 6.11 5.41 4.80 | 6.41 2 | 18 Very Good
    7Y Return % 6.71 6.06 5.29 | 7.11 3 | 18 Very Good
    10Y Return % 7.26 6.51 5.37 | 7.63 2 | 17 Very Good
    1Y SIP Return % 2.33 1.17 -2.37 | 7.54 4 | 23 Very Good
    3Y SIP Return % 2.49 1.78 -0.44 | 4.75 4 | 21 Very Good
    5Y SIP Return % 4.35 3.82 2.95 | 5.67 3 | 18 Very Good
    7Y SIP Return % 5.28 4.71 4.06 | 6.07 3 | 18 Very Good
    10Y SIP Return % 6.43 5.81 5.18 | 7.07 3 | 17 Very Good
    Standard Deviation 3.20 3.81 2.50 | 5.02 5 | 21 Very Good
    Semi Deviation 2.30 2.80 1.93 | 3.79 3 | 21 Very Good
    Max Drawdown % -2.93 -3.50 -5.92 | -2.09 8 | 21 Good
    VaR 1 Y % -4.31 -5.38 -7.69 | -1.79 5 | 21 Very Good
    Average Drawdown % 1.03 1.22 0.89 | 2.41 14 | 21 Average
    Sharpe Ratio 0.21 0.12 -0.15 | 0.53 7 | 21 Good
    Sterling Ratio 0.50 0.47 0.35 | 0.61 7 | 21 Good
    Sortino Ratio 0.09 0.06 -0.05 | 0.23 7 | 21 Good
    Return data last Updated On : Oct. 23, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Gilt Fund NAV Regular Growth Sbi Gilt Fund NAV Direct Growth
    23-10-2026 67.7894 72.2544
    22-10-2026 67.8765 72.3463
    21-10-2026 67.9519 72.4257
    19-10-2026 68.0574 72.5362
    16-10-2026 68.1286 72.6091
    15-10-2026 68.0604 72.5355
    14-10-2026 68.0443 72.5173
    13-10-2026 68.0671 72.5406
    12-10-2026 68.0667 72.5392
    09-10-2026 68.1474 72.6223
    08-10-2026 68.1351 72.6082
    07-10-2026 68.1951 72.6712
    06-10-2026 68.2613 72.7407
    05-10-2026 68.2224 72.6983
    01-10-2026 68.2088 72.6798
    30-09-2026 68.2603 72.7337
    29-09-2026 68.3105 72.7862
    28-09-2026 68.1578 72.6226
    25-09-2026 68.4709 72.9533
    24-09-2026 68.4059 72.883
    23-09-2026 68.3826 72.8573

    Fund Launch Date: 11/Dec/2000
    Fund Category: Gilt Fund
    Investment Objective: To provide returns to the investors generated through investments in Government securities issued by the Central Government and/or State Government(s).
    Fund Description: An open-ended Debt Scheme investing in government securities across maturity.
    Fund Benchmark: CRISIL Dynamic Gilt index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.