Previously Known As : Sbi Magnum Gilt Fund
Sbi Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 8
Rating
Growth Option 09-09-2026
NAV ₹68.26(R) +0.01% ₹72.72(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.64% 6.15% 5.74% 6.28% 7.01%
Direct 4.15% 6.66% 6.25% 6.79% 7.54%
Benchmark
SIP (XIRR) Regular 3.9% 2.94% 5.17% 5.54% 6.36%
Direct 4.41% 3.44% 5.68% 6.06% 6.88%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.21 0.09 0.5 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.2% -4.31% -2.93% - 2.3%
Fund AUM As on: 30/12/2025 11084 Cr
Top Gilt Fund
Fund Name Rank Rating
Bandhan Gilt Fund 1
ICICI Prudential Gilt Fund 2
Axis Gilt Fund 3
UTI Gilt Fund 4
DSP Gilt Fund 5

NAV Date: 09-09-2026

Scheme Name NAV Rupee Change Percent Change
SBI Gilt Fund - Income Distribution cum Capital Withdrawal Option (IDCW) - PF (Fixed Period - 3 Yrs) 20.69
0.0000
0.0100%
SBI Gilt Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 20.99
0.0000
0.0100%
SBI Gilt Fund - Income Distribution cum Capital Withdrawal Option (IDCW) - PF (Fixed Period - 1 Yr) 21.09
0.0000
0.0100%
SBI Gilt Fund - Income Distribution cum Capital Withdrawal Option (IDCW) - PF (Fixed Period - 2 Yrs) 21.34
0.0000
0.0100%
SBI Gilt Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 23.21
0.0000
0.0100%
SBI GILT FUND - GROWTH - PF (Fixed Period - 3 Yrs) Option 40.95
0.0000
0.0100%
SBI GILT FUND - GROWTH - PF (Regular) Option 43.83
0.0000
0.0100%
SBI GILT FUND - REGULAR PLAN - GROWTH 68.26
0.0100
0.0100%
SBI GILT FUND - DIRECT PLAN - GROWTH 72.72
0.0100
0.0100%

Review Date: 09-09-2026

Beginning of Analysis

In the Gilt Fund category, SBI Gilt Fund is the 5th ranked fund. The category has total 19 funds. The SBI Gilt Fund has shown a very good past performence in Gilt Fund. The fund has a Sharpe Ratio of 0.21 which is higher than the category average of 0.12.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

SBI Gilt Fund Return Analysis

  • The fund has given a return of -0.37%, 1.19 and 2.36 in last one, three and six months respectively. In the same period the category average return was -0.71%, 1.62% and 2.6% respectively.
  • SBI Gilt Fund has given a return of 4.15% in last one year. In the same period the Gilt Fund category average return was 3.93%.
  • The fund has given a return of 6.66% in last three years and ranked 8.0th out of twenty one funds in the category. In the same period the Gilt Fund category average return was 6.5%.
  • The fund has given a return of 6.25% in last five years and ranked 3rd out of eighteen funds in the category. In the same period the Gilt Fund category average return was 5.75%.
  • The fund has given a return of 7.54% in last ten years and ranked 3rd out of seventeen funds in the category. In the same period the category average return was 6.84%.
  • The fund has given a SIP return of 4.41% in last one year whereas category average SIP return is 4.47%. The fund one year return rank in the category is 12th in 23 funds
  • The fund has SIP return of 3.44% in last three years and ranks 8th in 21 funds. Bandhan Gilt Fund has given the highest SIP return (5.18%) in the category in last three years.
  • The fund has SIP return of 5.68% in last five years whereas category average SIP return is 5.42%.

SBI Gilt Fund Risk Analysis

  • The fund has a standard deviation of 3.2 and semi deviation of 2.3. The category average standard deviation is 3.81 and semi deviation is 2.8.
  • The fund has a Value at Risk (VaR) of -4.31 and a maximum drawdown of -2.93. The category average VaR is -5.38 and the maximum drawdown is -3.5.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.41
    -0.76
    		-1.47 | -0.15 5 | 23 Very Good
    3M Return % 1.07
    1.45
    		0.75 | 2.09 19 | 23 Poor
    6M Return % 2.10
    2.25
    		0.85 | 4.63 13 | 23 Average
    1Y Return % 3.64
    3.22
    		0.90 | 7.27 6 | 23 Very Good
    3Y Return % 6.15
    5.80
    		4.75 | 7.40 7 | 21 Good
    5Y Return % 5.74
    5.07
    		4.24 | 6.08 2 | 18 Very Good
    7Y Return % 6.28
    5.59
    		4.77 | 6.81 3 | 18 Very Good
    10Y Return % 7.01
    6.14
    		4.99 | 7.16 2 | 17 Very Good
    15Y Return % 8.44
    7.39
    		6.42 | 8.44 1 | 14 Very Good
    1Y SIP Return % 3.90
    3.75
    		1.38 | 7.69 10 | 23 Good
    3Y SIP Return % 2.94
    2.57
    		1.02 | 4.53 7 | 21 Good
    5Y SIP Return % 5.17
    4.75
    		3.73 | 5.97 5 | 18 Very Good
    7Y SIP Return % 5.54
    5.00
    		4.10 | 6.14 4 | 18 Very Good
    10Y SIP Return % 6.36
    5.69
    		5.04 | 6.72 3 | 17 Very Good
    15Y SIP Return % 7.51
    6.64
    		5.86 | 7.51 1 | 15 Very Good
    Standard Deviation 3.20
    3.81
    		2.50 | 5.02 5 | 21 Very Good
    Semi Deviation 2.30
    2.80
    		1.93 | 3.79 3 | 21 Very Good
    Max Drawdown % -2.93
    -3.50
    		-5.92 | -2.09 8 | 21 Good
    VaR 1 Y % -4.31
    -5.38
    		-7.69 | -1.79 5 | 21 Very Good
    Average Drawdown % 1.03
    1.22
    		0.89 | 2.41 14 | 21 Average
    Sharpe Ratio 0.21
    0.12
    		-0.15 | 0.53 7 | 21 Good
    Sterling Ratio 0.50
    0.47
    		0.35 | 0.61 7 | 21 Good
    Sortino Ratio 0.09
    0.06
    		-0.05 | 0.23 7 | 21 Good
    Return data last Updated On : Sept. 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.37 -0.71 -1.43 | -0.09 6 | 23 Very Good
    3M Return % 1.19 1.62 0.83 | 2.27 20 | 23 Poor
    6M Return % 2.36 2.60 1.42 | 4.96 15 | 23 Average
    1Y Return % 4.15 3.93 1.50 | 7.94 9 | 23 Good
    3Y Return % 6.66 6.50 5.22 | 8.07 8 | 21 Good
    5Y Return % 6.25 5.75 4.96 | 6.65 3 | 18 Very Good
    7Y Return % 6.79 6.28 5.57 | 7.39 4 | 18 Very Good
    10Y Return % 7.54 6.84 5.64 | 7.81 3 | 17 Very Good
    1Y SIP Return % 4.41 4.47 2.19 | 8.37 12 | 23 Good
    3Y SIP Return % 3.44 3.25 1.47 | 5.18 8 | 21 Good
    5Y SIP Return % 5.68 5.42 4.43 | 6.64 5 | 18 Very Good
    7Y SIP Return % 6.06 5.69 4.82 | 6.72 4 | 18 Very Good
    10Y SIP Return % 6.88 6.39 5.72 | 7.35 4 | 17 Very Good
    Standard Deviation 3.20 3.81 2.50 | 5.02 5 | 21 Very Good
    Semi Deviation 2.30 2.80 1.93 | 3.79 3 | 21 Very Good
    Max Drawdown % -2.93 -3.50 -5.92 | -2.09 8 | 21 Good
    VaR 1 Y % -4.31 -5.38 -7.69 | -1.79 5 | 21 Very Good
    Average Drawdown % 1.03 1.22 0.89 | 2.41 14 | 21 Average
    Sharpe Ratio 0.21 0.12 -0.15 | 0.53 7 | 21 Good
    Sterling Ratio 0.50 0.47 0.35 | 0.61 7 | 21 Good
    Sortino Ratio 0.09 0.06 -0.05 | 0.23 7 | 21 Good
    Return data last Updated On : Sept. 9, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Gilt Fund NAV Regular Growth Sbi Gilt Fund NAV Direct Growth
    09-09-2026 68.2641 72.7175
    08-09-2026 68.257 72.709
    07-09-2026 68.2375 72.6873
    04-09-2026 68.2136 72.6589
    03-09-2026 68.2078 72.6519
    02-09-2026 68.252 72.6979
    01-09-2026 68.2977 72.7456
    31-08-2026 68.2783 72.724
    28-08-2026 68.3289 72.775
    27-08-2026 68.344 72.7902
    25-08-2026 68.4194 72.8685
    24-08-2026 68.4339 72.883
    21-08-2026 68.4541 72.9015
    20-08-2026 68.4684 72.9158
    18-08-2026 68.6078 73.0623
    17-08-2026 68.6197 73.0739
    14-08-2026 68.725 73.1831
    13-08-2026 68.6946 73.1497
    12-08-2026 68.5819 73.0288
    11-08-2026 68.5008 72.9414
    10-08-2026 68.5427 72.9851

    Fund Launch Date: 11/Dec/2000
    Fund Category: Gilt Fund
    Investment Objective: To provide returns to the investors generated through investments in Government securities issued by the Central Government and/or State Government(s).
    Fund Description: An open-ended Debt Scheme investing in government securities across maturity.
    Fund Benchmark: CRISIL Dynamic Gilt index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.