Previously Known As : Sbi Premier Liquid Fund
Sbi Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 29
Rating
Growth Option 27-01-2026
NAV ₹4214.92(R) +0.07% ₹4260.63(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.3% 6.85% 5.76% 5.59% 6.06%
Direct 6.41% 6.97% 5.87% 5.69% 6.15%
Benchmark
SIP (XIRR) Regular 5.96% 6.66% 6.41% 5.94% 5.9%
Direct 6.05% 6.77% 6.52% 6.05% 6.0%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.61 1.04 0.67 5.98% 0.18
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.37% 0.0% 0.0% 0.06 0.33%
Fund AUM As on: 30/12/2025 68148 Cr
Top Liquid Fund
Fund Name Rank Rating
HSBC Liquid Fund 1
Bank of India Liquid Fund 2
Axis Liquid Fund 3
Canara Robeco Liquid Fund 4
Union Liquid Fund 5
Aditya Birla Sun Life Liquid Fund 6
Dsp Liquidity Fund 7

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
SBI Liquid Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1140.74
0.0000
0.0000%
SBI Liquid Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1144.05
0.0000
0.0000%
SBI Liquid Fund - Institutional Daily Income Distribution cum Capital Withdrawal Option (IDCW) 1366.91
0.9300
0.0700%
SBI Liquid Fund - Regular Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1379.55
0.9400
0.0700%
SBI Liquid Fund - Regular Plan - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 1383.26
0.9400
0.0700%
SBI Liquid Fund - Direct Plan - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 1386.46
0.9600
0.0700%
SBI Liquid Fund - Direct Paln - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 1391.31
0.9600
0.0700%
SBI Liquid Fund - REGULAR PLAN -Growth 4214.92
2.8800
0.0700%
SBI Liquid Fund - Institutional - Growth 4254.8
2.9100
0.0700%
SBI Liquid Fund - DIRECT PLAN -Growth 4260.63
2.9500
0.0700%

Review Date: 27-01-2026

Beginning of Analysis

In the Liquid Fund category, Sbi Liquid Fund is the 24th ranked fund. The category has total 33 funds. The Sbi Liquid Fund has shown a poor past performence in Liquid Fund. The fund has a Jensen Alpha of 5.98% which is higher than the category average of 5.97%. Here the fund has shown average performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 2.61 which is lower than the category average of 3.35.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Sbi Liquid Fund Return Analysis

  • The fund has given a return of 0.44%, 1.44 and 2.86 in last one, three and six months respectively. In the same period the category average return was 0.44%, 1.44% and 2.88% respectively.
  • Sbi Liquid Fund has given a return of 6.41% in last one year. In the same period the Liquid Fund category average return was 6.41%.
  • The fund has given a return of 6.97% in last three years and ranked 24.0th out of 34 funds in the category. In the same period the Liquid Fund category average return was 6.96%.
  • The fund has given a return of 5.87% in last five years and ranked 24th out of 33 funds in the category. In the same period the Liquid Fund category average return was 5.86%.
  • The fund has given a return of 6.15% in last ten years and ranked 18th out of 26 funds in the category. In the same period the category average return was 6.15%.
  • The fund has given a SIP return of 6.05% in last one year whereas category average SIP return is 6.08%. The fund one year return rank in the category is 28th in 35 funds
  • The fund has SIP return of 6.77% in last three years and ranks 25th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.88%) in the category in last three years.
  • The fund has SIP return of 6.52% in last five years whereas category average SIP return is 6.52%.

Sbi Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.37 and semi deviation of 0.33. The category average standard deviation is 0.32 and semi deviation is 0.28.
  • The fund has a beta of 0.06 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44
    0.43
    		0.40 | 0.45 15 | 35 Good
    3M Return % 1.41
    1.40
    		1.27 | 1.45 20 | 35 Average
    6M Return % 2.81
    2.81
    		2.55 | 2.89 22 | 35 Average
    1Y Return % 6.30
    6.28
    		5.76 | 6.44 20 | 35 Average
    3Y Return % 6.85
    6.82
    		6.25 | 6.99 23 | 34 Average
    5Y Return % 5.76
    5.73
    		5.14 | 5.88 22 | 33 Average
    7Y Return % 5.59
    5.54
    		5.01 | 5.79 19 | 32 Average
    10Y Return % 6.06
    6.04
    		5.48 | 6.23 17 | 25 Average
    15Y Return % 7.04
    7.03
    		6.48 | 7.39 14 | 21 Average
    1Y SIP Return % 5.96
    5.94
    		5.42 | 6.10 22 | 35 Average
    3Y SIP Return % 6.66
    6.63
    		6.09 | 6.80 23 | 34 Average
    5Y SIP Return % 6.41
    6.38
    		5.81 | 6.55 22 | 33 Average
    7Y SIP Return % 5.94
    5.78
    		5.16 | 6.05 17 | 32 Average
    10Y SIP Return % 5.90
    5.83
    		5.31 | 6.00 12 | 25 Good
    15Y SIP Return % 6.38
    6.37
    		5.80 | 6.53 13 | 21 Average
    Standard Deviation 0.37
    0.32
    		0.16 | 0.37 14 | 33 Good
    Semi Deviation 0.33
    0.28
    		0.12 | 0.33 14 | 33 Good
    Sharpe Ratio 2.61
    3.35
    		1.16 | 6.23 30 | 33 Poor
    Sterling Ratio 0.67
    0.67
    		0.61 | 0.69 27 | 33 Average
    Sortino Ratio 1.04
    3.66
    		0.42 | 18.52 30 | 33 Poor
    Jensen Alpha % 5.98
    5.97
    		5.40 | 6.13 24 | 33 Average
    Treynor Ratio 0.18
    0.19
    		0.10 | 0.25 24 | 33 Average
    Modigliani Square Measure % 24.81
    25.16
    		23.47 | 31.67 18 | 33 Good
    Alpha % -0.80
    -0.80
    		-1.40 | -0.65 27 | 33 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44 0.44 0.42 | 0.45 14 | 35 Good
    3M Return % 1.44 1.44 1.37 | 1.46 23 | 35 Average
    6M Return % 2.86 2.88 2.74 | 2.93 27 | 35 Average
    1Y Return % 6.41 6.41 6.02 | 6.54 25 | 35 Average
    3Y Return % 6.97 6.96 6.63 | 7.08 24 | 34 Average
    5Y Return % 5.87 5.86 5.55 | 6.04 24 | 33 Average
    7Y Return % 5.69 5.68 5.23 | 6.09 19 | 32 Average
    10Y Return % 6.15 6.15 5.71 | 6.47 18 | 26 Average
    1Y SIP Return % 6.05 6.08 5.76 | 6.20 28 | 35 Poor
    3Y SIP Return % 6.77 6.77 6.42 | 6.88 25 | 34 Average
    5Y SIP Return % 6.52 6.52 6.20 | 6.63 24 | 33 Average
    7Y SIP Return % 6.05 5.91 5.32 | 6.15 19 | 32 Average
    10Y SIP Return % 6.00 5.95 5.56 | 6.11 14 | 26 Good
    Standard Deviation 0.37 0.32 0.16 | 0.37 14 | 33 Good
    Semi Deviation 0.33 0.28 0.12 | 0.33 14 | 33 Good
    Sharpe Ratio 2.61 3.35 1.16 | 6.23 30 | 33 Poor
    Sterling Ratio 0.67 0.67 0.61 | 0.69 27 | 33 Average
    Sortino Ratio 1.04 3.66 0.42 | 18.52 30 | 33 Poor
    Jensen Alpha % 5.98 5.97 5.40 | 6.13 24 | 33 Average
    Treynor Ratio 0.18 0.19 0.10 | 0.25 24 | 33 Average
    Modigliani Square Measure % 24.81 25.16 23.47 | 31.67 18 | 33 Good
    Alpha % -0.80 -0.80 -1.40 | -0.65 27 | 33 Average
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Liquid Fund NAV Regular Growth Sbi Liquid Fund NAV Direct Growth
    27-01-2026 4214.9238 4260.6256
    23-01-2026 4212.0457 4257.6707
    22-01-2026 4211.4839 4257.0914
    21-01-2026 4210.6627 4256.2499
    20-01-2026 4210.1141 4255.6841
    19-01-2026 4209.7458 4255.3004
    16-01-2026 4208.1592 4253.6626
    14-01-2026 4206.9347 4252.4022
    13-01-2026 4206.3387 4251.7883
    12-01-2026 4205.8278 4251.2606
    09-01-2026 4203.8705 4249.248
    08-01-2026 4203.3798 4248.7407
    07-01-2026 4203.144 4248.4911
    06-01-2026 4202.8298 4248.1621
    05-01-2026 4202.1279 4247.4413
    02-01-2026 4200.1564 4245.4146
    01-01-2026 4199.6227 4244.8637
    31-12-2025 4198.8639 4244.0853
    30-12-2025 4196.8133 4242.0014
    29-12-2025 4196.6346 4241.8094

    Fund Launch Date: 22/Mar/2007
    Fund Category: Liquid Fund
    Investment Objective: To provide the investors an opportunity to invest in the entire range of debt and money market securities with residual maturity upto 91 days only.
    Fund Description: An open-ended Liquid Scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.