Sbi Savings Fund Datagrid
Category Money Market Fund
BMSMONEY Rank 17
Rating
Growth Option 11-12-2025
NAV ₹42.6(R) +0.01% ₹45.79(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.09% 7.08% 5.73% 6.05% 6.4%
Direct 7.54% 7.6% 6.26% 6.6% 7.02%
Benchmark
SIP (XIRR) Regular -9.28% 3.36% 5.3% 5.57% 5.72%
Direct -8.9% 3.85% 5.83% 6.1% 6.28%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.2 10.6 0.71 5.85% 0.13
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.32% 0.0% 0.0% 0.11 0.18%
Fund AUM As on: 30/06/2025 28533 Cr
Top Money Market Fund
Fund Name Rank Rating
Uti Money Market Fund 1
Nippon India Money Market Fund 2
Aditya Birla Sun Life Money Manager Fund 3
Axis Money Market Fund 4
Tata Money Market Fund 5

NAV Date: 11-12-2025

Scheme Name NAV Rupee Change Percent Change
SBI Savings Fund - Regular Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW) 13.89
0.0000
0.0100%
SBI Savings Fund - Direct Plan Daily Income Distribution cum Capital Withdrawal Option (IDCW) 14.3
0.0000
0.0100%
SBI Savings Fund - Regular Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 15.85
0.0000
0.0100%
SBI Savings Fund - Direct Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 16.53
0.0000
0.0100%
SBI Savings Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 16.8
0.0000
0.0100%
SBI Savings Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 18.15
0.0000
0.0100%
SBI SAVINGS FUND - REGULAR PLAN - GROWTH 42.6
0.0100
0.0100%
SBI SAVINGS FUND - DIRECT PLAN - GROWTH 45.79
0.0100
0.0100%

Review Date: 11-12-2025

Beginning of Analysis

Sbi Savings Fund is the 16th ranked fund in the Money Market Fund category. The category has total 20 funds. The Sbi Savings Fund has shown a poor past performence in Money Market Fund. The fund has a Jensen Alpha of 5.85% which is lower than the category average of 6.01%, showing poor performance. The fund has a Sharpe Ratio of 4.2 which is lower than the category average of 4.42.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Sbi Savings Fund Return Analysis

  • The fund has given a return of 0.47%, 1.52 and 3.05 in last one, three and six months respectively. In the same period the category average return was 0.47%, 1.53% and 3.07% respectively.
  • Sbi Savings Fund has given a return of 7.54% in last one year. In the same period the Money Market Fund category average return was 7.51%.
  • The fund has given a return of 7.6% in last three years and ranked 10.0th out of 21 funds in the category. In the same period the Money Market Fund category average return was 7.51%.
  • The fund has given a return of 6.26% in last five years and ranked 8th out of 16 funds in the category. In the same period the Money Market Fund category average return was 6.2%.
  • The fund has given a return of 7.02% in last ten years and ranked 1st out of 11 funds in the category. In the same period the category average return was 6.75%.
  • The fund has given a SIP return of -8.9% in last one year whereas category average SIP return is -8.91%. The fund one year return rank in the category is 14th in 22 funds
  • The fund has SIP return of 3.85% in last three years and ranks 11th in 21 funds. Tata Money Market Fund has given the highest SIP return (4.02%) in the category in last three years.
  • The fund has SIP return of 5.83% in last five years whereas category average SIP return is 5.8%.

Sbi Savings Fund Risk Analysis

  • The fund has a standard deviation of 0.32 and semi deviation of 0.18. The category average standard deviation is 0.32 and semi deviation is 0.19.
  • The fund has a beta of 0.14 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.44
    0.44
    		0.38 | 0.47 15 | 22 Average
    3M Return % 1.43
    1.45
    		1.26 | 1.52 17 | 22 Average
    6M Return % 2.84
    2.90
    		2.49 | 3.04 18 | 22 Average
    1Y Return % 7.09
    7.17
    		6.34 | 7.51 15 | 22 Average
    3Y Return % 7.08
    7.17
    		6.35 | 7.56 16 | 21 Average
    5Y Return % 5.73
    5.87
    		5.00 | 6.22 11 | 16 Average
    7Y Return % 6.05
    6.25
    		5.20 | 6.60 11 | 13 Average
    10Y Return % 6.40
    6.42
    		5.62 | 6.83 7 | 11 Average
    15Y Return % 7.31
    7.23
    		6.54 | 7.60 7 | 11 Average
    1Y SIP Return % -9.28
    -9.21
    		-9.92 | -8.93 16 | 22 Average
    3Y SIP Return % 3.36
    3.46
    		2.67 | 3.82 17 | 21 Average
    5Y SIP Return % 5.30
    5.47
    		4.58 | 5.80 13 | 16 Poor
    7Y SIP Return % 5.57
    5.72
    		4.81 | 6.06 10 | 13 Average
    10Y SIP Return % 5.72
    5.97
    		4.96 | 6.44 9 | 11 Average
    15Y SIP Return % 6.24
    6.39
    		5.47 | 6.92 7 | 11 Average
    Standard Deviation 0.32
    0.32
    		0.27 | 0.35 7 | 21 Good
    Semi Deviation 0.18
    0.19
    		0.16 | 0.21 5 | 21 Very Good
    Sharpe Ratio 4.20
    4.42
    		2.17 | 5.59 15 | 21 Average
    Sterling Ratio 0.71
    0.72
    		0.64 | 0.76 16 | 21 Average
    Sortino Ratio 10.60
    16.55
    		2.10 | 35.29 16 | 21 Average
    Jensen Alpha % 5.85
    6.01
    		5.20 | 6.33 17 | 21 Average
    Treynor Ratio 0.13
    0.15
    		0.07 | 0.21 16 | 21 Average
    Modigliani Square Measure % 15.82
    16.03
    		13.75 | 18.81 12 | 21 Good
    Alpha % -0.98
    -0.84
    		-1.59 | -0.45 16 | 21 Average
    Return data last Updated On : Dec. 11, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.47 0.47 0.43 | 0.51 8 | 22 Good
    3M Return % 1.52 1.53 1.48 | 1.56 16 | 22 Average
    6M Return % 3.05 3.07 3.00 | 3.14 17 | 22 Average
    1Y Return % 7.54 7.51 7.11 | 7.69 13 | 22 Average
    3Y Return % 7.60 7.51 6.77 | 7.78 10 | 21 Good
    5Y Return % 6.26 6.20 5.91 | 6.46 8 | 16 Good
    7Y Return % 6.60 6.59 6.24 | 7.39 6 | 13 Good
    10Y Return % 7.02 6.75 6.14 | 7.02 1 | 11 Very Good
    1Y SIP Return % -8.90 -8.91 -9.10 | -8.79 14 | 22 Average
    3Y SIP Return % 3.85 3.79 3.12 | 4.02 11 | 21 Good
    5Y SIP Return % 5.83 5.80 5.60 | 6.01 9 | 16 Average
    7Y SIP Return % 6.10 6.06 5.84 | 6.28 6 | 13 Good
    10Y SIP Return % 6.28 6.29 6.00 | 6.58 6 | 11 Good
    Standard Deviation 0.32 0.32 0.27 | 0.35 7 | 21 Good
    Semi Deviation 0.18 0.19 0.16 | 0.21 5 | 21 Very Good
    Sharpe Ratio 4.20 4.42 2.17 | 5.59 15 | 21 Average
    Sterling Ratio 0.71 0.72 0.64 | 0.76 16 | 21 Average
    Sortino Ratio 10.60 16.55 2.10 | 35.29 16 | 21 Average
    Jensen Alpha % 5.85 6.01 5.20 | 6.33 17 | 21 Average
    Treynor Ratio 0.13 0.15 0.07 | 0.21 16 | 21 Average
    Modigliani Square Measure % 15.82 16.03 13.75 | 18.81 12 | 21 Good
    Alpha % -0.98 -0.84 -1.59 | -0.45 16 | 21 Average
    Return data last Updated On : Dec. 11, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Savings Fund NAV Regular Growth Sbi Savings Fund NAV Direct Growth
    11-12-2025 42.6002 45.7884
    10-12-2025 42.5948 45.7821
    09-12-2025 42.5954 45.7823
    08-12-2025 42.5965 45.7829
    05-12-2025 42.5775 45.7611
    04-12-2025 42.5618 45.7436
    03-12-2025 42.5579 45.739
    02-12-2025 42.5541 45.7343
    01-12-2025 42.5491 45.7285
    28-11-2025 42.5338 45.7107
    27-11-2025 42.5263 45.702
    26-11-2025 42.5189 45.6936
    25-11-2025 42.5108 45.6845
    24-11-2025 42.5005 45.6729
    21-11-2025 42.4816 45.6511
    20-11-2025 42.4765 45.6451
    19-11-2025 42.4709 45.6387
    18-11-2025 42.4642 45.6309
    17-11-2025 42.4553 45.6209
    14-11-2025 42.4371 45.5999
    13-11-2025 42.4305 45.5923
    12-11-2025 42.4238 45.5846
    11-11-2025 42.414 45.5735

    Fund Launch Date: 25/Nov/2004
    Fund Category: Money Market Fund
    Investment Objective: To provide the investors an opportunityto invest in money market instruments.
    Fund Description: An open-ended Debt Scheme investing inmoney market instruments
    Fund Benchmark: NIFTY Money Market Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.