Sbi Short Term Debt Fund Datagrid
Category Short Duration Fund
BMSMONEY Rank 6
Rating
Growth Option 11-12-2025
NAV ₹33.01(R) +0.01% ₹35.14(D) +0.01%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 7.74% 7.4% 5.7% 6.87% 6.94%
Direct 8.22% 7.92% 6.21% 7.4% 7.49%
Benchmark
SIP (XIRR) Regular -8.96% 3.89% 5.56% 6.0% 6.22%
Direct -8.55% 4.39% 6.08% 6.53% 6.76%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.8 1.26 0.75 2.28% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.95% 0.0% 0.0% 0.63 0.63%
Fund AUM As on: 30/06/2025 14858 Cr
Top Short Duration Fund
Fund Name Rank Rating
Icici Prudential Short Term Fund 1
Hdfc Short Term Debt Fund 2
Axis Short Term Fund 3
Nippon India Short Term Fund 4
Aditya Birla Sun Life Short Term Fund 5

NAV Date: 11-12-2025

Scheme Name NAV Rupee Change Percent Change
SBI Short Term Debt Fund - Regular Plan Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 14.95
0.0000
0.0100%
SBI Short Term Debt Fund - Regular Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 14.97
0.0000
0.0100%
SBI Short Term Debt Fund - Direct Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 15.39
0.0000
0.0100%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 15.49
0.0000
0.0100%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 15.52
0.0000
0.0100%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 17.11
0.0000
0.0100%
SBI Short Term Debt Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 18.25
0.0000
0.0100%
SBI Short Term Debt Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 19.59
0.0000
0.0100%
SBI Short Term Debt Fund - Direct Plan Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 23.67
0.0000
0.0100%
SBI SHORT TERM DEBT FUND - REGULAR PLAN -GROWTH 33.01
0.0000
0.0100%
SBI SHORT TERM DEBT FUND - DIRECT PLAN -GROWTH 35.14
0.0000
0.0100%
SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND - RETAIL - GROWTH 37.35
0.0000
0.0100%

Review Date: 11-12-2025

Beginning of Analysis

Sbi Short Term Debt Fund is the 5th ranked fund in the Short Duration Fund category. The category has total 21 funds. The 5 star rating shows an excellent past performance of the Sbi Short Term Debt Fund in Short Duration Fund. The fund has a Jensen Alpha of 2.28% which is higher than the category average of 2.15%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.8 which is higher than the category average of 1.59.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Short Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 1 to 3 years, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Sbi Short Term Debt Fund Return Analysis

  • The fund has given a return of 0.18%, 1.57 and 2.77 in last one, three and six months respectively. In the same period the category average return was 0.21%, 1.57% and 2.69% respectively.
  • Sbi Short Term Debt Fund has given a return of 8.22% in last one year. In the same period the Short Duration Fund category average return was 8.08%.
  • The fund has given a return of 7.92% in last three years and ranked 13.0th out of 21 funds in the category. In the same period the Short Duration Fund category average return was 7.95%.
  • The fund has given a return of 6.21% in last five years and ranked 11th out of 18 funds in the category. In the same period the Short Duration Fund category average return was 6.65%.
  • The fund has given a return of 7.49% in last ten years and ranked 8th out of 16 funds in the category. In the same period the category average return was 7.42%.
  • The fund has given a SIP return of -8.55% in last one year whereas category average SIP return is -8.69%. The fund one year return rank in the category is 6th in 21 funds
  • The fund has SIP return of 4.39% in last three years and ranks 12th in 21 funds. Icici Prudential Short Term Fund has given the highest SIP return (4.76%) in the category in last three years.
  • The fund has SIP return of 6.08% in last five years whereas category average SIP return is 6.3%.

Sbi Short Term Debt Fund Risk Analysis

  • The fund has a standard deviation of 0.95 and semi deviation of 0.63. The category average standard deviation is 1.0 and semi deviation is 0.65.
  • The fund has a beta of 0.67 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Short Duration Fund Category
  • Good Performance in Short Duration Fund Category
  • Poor Performance in Short Duration Fund Category
  • Very Poor Performance in Short Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.14
    0.15
    		0.09 | 0.26 13 | 21 Average
    3M Return % 1.46
    1.41
    		1.22 | 1.68 6 | 21 Very Good
    6M Return % 2.54
    2.37
    		2.02 | 2.86 6 | 21 Very Good
    1Y Return % 7.74
    7.39
    		6.74 | 8.00 6 | 21 Very Good
    3Y Return % 7.40
    7.25
    		6.52 | 7.75 6 | 21 Very Good
    5Y Return % 5.70
    5.93
    		4.75 | 10.10 9 | 18 Good
    7Y Return % 6.87
    6.56
    		4.85 | 7.47 7 | 17 Good
    10Y Return % 6.94
    6.70
    		5.59 | 7.48 7 | 16 Good
    15Y Return % 7.64
    7.49
    		6.42 | 8.24 5 | 13 Good
    1Y SIP Return % -8.96
    -9.28
    		-9.95 | -8.66 6 | 21 Very Good
    3Y SIP Return % 3.89
    3.70
    		3.16 | 4.15 7 | 21 Good
    5Y SIP Return % 5.56
    5.59
    		4.69 | 8.50 8 | 18 Good
    7Y SIP Return % 6.00
    6.03
    		4.81 | 7.90 8 | 17 Good
    10Y SIP Return % 6.22
    6.10
    		4.96 | 6.76 6 | 16 Good
    15Y SIP Return % 6.70
    6.63
    		5.93 | 7.19 6 | 14 Good
    Standard Deviation 0.95
    1.00
    		0.78 | 1.34 6 | 21 Very Good
    Semi Deviation 0.63
    0.65
    		0.51 | 0.84 7 | 21 Good
    Max Drawdown % 0.00
    -0.07
    		-0.37 | 0.00 9 | 21 Good
    Average Drawdown % 0.00
    -0.07
    		-0.37 | 0.00 9 | 21 Good
    Sharpe Ratio 1.80
    1.59
    		0.87 | 2.51 7 | 21 Good
    Sterling Ratio 0.75
    0.73
    		0.66 | 0.78 6 | 21 Very Good
    Sortino Ratio 1.26
    1.11
    		0.53 | 2.13 7 | 21 Good
    Jensen Alpha % 2.28
    2.15
    		1.11 | 3.80 8 | 21 Good
    Treynor Ratio 0.03
    0.02
    		0.02 | 0.04 7 | 21 Good
    Modigliani Square Measure % 7.40
    7.00
    		5.33 | 9.23 6 | 21 Very Good
    Alpha % -0.74
    -0.77
    		-1.43 | -0.24 10 | 21 Good
    Return data last Updated On : Dec. 11, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.18 0.21 0.14 | 0.31 14 | 21 Average
    3M Return % 1.57 1.57 1.41 | 1.83 10 | 21 Good
    6M Return % 2.77 2.69 2.44 | 3.17 7 | 21 Good
    1Y Return % 8.22 8.08 7.52 | 8.58 6 | 21 Very Good
    3Y Return % 7.92 7.95 7.41 | 8.36 13 | 21 Average
    5Y Return % 6.21 6.65 5.83 | 10.61 11 | 18 Average
    7Y Return % 7.40 7.27 5.36 | 8.21 9 | 17 Good
    10Y Return % 7.49 7.42 6.21 | 8.26 8 | 16 Good
    1Y SIP Return % -8.55 -8.69 -9.20 | -8.10 6 | 21 Very Good
    3Y SIP Return % 4.39 4.38 3.81 | 4.76 12 | 21 Good
    5Y SIP Return % 6.08 6.30 5.56 | 9.05 11 | 18 Average
    7Y SIP Return % 6.53 6.73 5.98 | 8.42 11 | 17 Average
    10Y SIP Return % 6.76 6.80 6.14 | 7.50 8 | 16 Good
    Standard Deviation 0.95 1.00 0.78 | 1.34 6 | 21 Very Good
    Semi Deviation 0.63 0.65 0.51 | 0.84 7 | 21 Good
    Max Drawdown % 0.00 -0.07 -0.37 | 0.00 9 | 21 Good
    Average Drawdown % 0.00 -0.07 -0.37 | 0.00 9 | 21 Good
    Sharpe Ratio 1.80 1.59 0.87 | 2.51 7 | 21 Good
    Sterling Ratio 0.75 0.73 0.66 | 0.78 6 | 21 Very Good
    Sortino Ratio 1.26 1.11 0.53 | 2.13 7 | 21 Good
    Jensen Alpha % 2.28 2.15 1.11 | 3.80 8 | 21 Good
    Treynor Ratio 0.03 0.02 0.02 | 0.04 7 | 21 Good
    Modigliani Square Measure % 7.40 7.00 5.33 | 9.23 6 | 21 Very Good
    Alpha % -0.74 -0.77 -1.43 | -0.24 10 | 21 Good
    Return data last Updated On : Dec. 11, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Nov. 28, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Short Term Debt Fund NAV Regular Growth Sbi Short Term Debt Fund NAV Direct Growth
    11-12-2025 33.0144 35.1377
    10-12-2025 33.0117 35.1344
    09-12-2025 33.0377 35.1616
    08-12-2025 33.0749 35.2008
    05-12-2025 33.0866 35.2119
    04-12-2025 33.0554 35.1783
    03-12-2025 33.0531 35.1754
    02-12-2025 33.0535 35.1754
    01-12-2025 33.0439 35.1648
    28-11-2025 33.0537 35.1739
    27-11-2025 33.0611 35.1813
    26-11-2025 33.0606 35.1804
    25-11-2025 33.0438 35.1621
    24-11-2025 33.0199 35.1363
    21-11-2025 32.997 35.1106
    20-11-2025 33.0004 35.1139
    19-11-2025 32.9978 35.1107
    18-11-2025 32.9846 35.0963
    17-11-2025 32.9782 35.089
    14-11-2025 32.9697 35.0787
    13-11-2025 32.971 35.0797
    12-11-2025 32.9727 35.0812
    11-11-2025 32.9671 35.0748

    Fund Launch Date: 19/Jul/2007
    Fund Category: Short Duration Fund
    Investment Objective: To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
    Fund Description: An open-ended short term Debt Scheme investing in instruments such that the Macaulay Duration of the portfolio is between 1 year and 3 years.
    Fund Benchmark: CRISIL Short Term Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.