Sbi Short Term Debt Fund Datagrid
Category Short Duration Fund
BMSMONEY Rank 8
Rating
Growth Option 27-04-2026
NAV ₹33.43(R) +0.06% ₹35.64(D) +0.07%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.11% 6.89% 5.84% 6.6% 6.71%
Direct 5.58% 7.39% 6.36% 7.12% 7.27%
Benchmark
SIP (XIRR) Regular 4.25% 6.64% 6.47% 5.84% 6.26%
Direct 4.72% 7.13% 6.98% 6.35% 6.79%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.97 0.46 0.67 -0.09% -0.62
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.14% 0.0% -0.37% 0.75 0.84%
Fund AUM As on: 30/12/2025 17426 Cr
Top Short Duration Fund
Fund Name Rank Rating
Icici Prudential Short Term Fund 1
Hdfc Short Term Debt Fund 2
Axis Short Duration Fund 3
Nippon India Short Duration Fund 4
Aditya Birla Sun Life Short Term Fund 5

NAV Date: 27-04-2026

Scheme Name NAV Rupee Change Percent Change
SBI Short Term Debt Fund - Regular Plan Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 15.14
0.0100
0.0600%
SBI Short Term Debt Fund - Regular Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 15.16
0.0100
0.0600%
SBI Short Term Debt Fund - Direct Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 15.61
0.0100
0.0700%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 15.69
0.0100
0.0600%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 15.71
0.0100
0.0600%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 17.32
0.0100
0.0600%
SBI Short Term Debt Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 18.48
0.0100
0.0600%
SBI Short Term Debt Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 19.87
0.0100
0.0700%
SBI Short Term Debt Fund - Direct Plan Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 24.01
0.0200
0.0700%
SBI SHORT TERM DEBT FUND - REGULAR PLAN -GROWTH 33.43
0.0200
0.0600%
SBI SHORT TERM DEBT FUND - DIRECT PLAN -GROWTH 35.64
0.0200
0.0700%
SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND - RETAIL - GROWTH 37.82
0.0200
0.0600%

Review Date: 27-04-2026

Beginning of Analysis

Sbi Short Term Debt Fund is the 5th ranked fund in the Short Duration Fund category. The category has total 21 funds. The 5 star rating shows an excellent past performance of the Sbi Short Term Debt Fund in Short Duration Fund. The fund has a Jensen Alpha of -0.09% which is lower than the category average of -0.17%, showing poor performance. The fund has a Sharpe Ratio of 0.97 which is higher than the category average of 0.86.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Short Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 1 to 3 years, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Sbi Short Term Debt Fund Return Analysis

  • The fund has given a return of 0.73%, 1.18 and 1.99 in last one, three and six months respectively. In the same period the category average return was 0.78%, 1.29% and 2.1% respectively.
  • Sbi Short Term Debt Fund has given a return of 5.58% in last one year. In the same period the Short Duration Fund category average return was 5.59%.
  • The fund has given a return of 7.39% in last three years and ranked 14.0th out of twenty one funds in the category. In the same period the Short Duration Fund category average return was 7.46%.
  • The fund has given a return of 6.36% in last five years and ranked 11th out of nineteen funds in the category. In the same period the Short Duration Fund category average return was 6.71%.
  • The fund has given a return of 7.27% in last ten years and ranked 8th out of sixteen funds in the category. In the same period the category average return was 7.21%.
  • The fund has given a SIP return of 4.72% in last one year whereas category average SIP return is 4.89%. The fund one year return rank in the category is 15th in 22 funds
  • The fund has SIP return of 7.13% in last three years and ranks 13th in 21 funds. Icici Prudential Short Term Fund has given the highest SIP return (7.67%) in the category in last three years.
  • The fund has SIP return of 6.98% in last five years whereas category average SIP return is 7.18%.

Sbi Short Term Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.14 and semi deviation of 0.84. The category average standard deviation is 1.15 and semi deviation is 0.82.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.37. The category average VaR is -0.04 and the maximum drawdown is -0.33. The fund has a beta of 0.67 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Short Duration Fund Category
  • Good Performance in Short Duration Fund Category
  • Poor Performance in Short Duration Fund Category
  • Very Poor Performance in Short Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.69
    0.73
    		0.43 | 0.86 18 | 22 Average
    3M Return % 1.07
    1.14
    		0.74 | 1.43 15 | 22 Average
    6M Return % 1.76
    1.79
    		1.30 | 2.33 11 | 22 Good
    1Y Return % 5.11
    4.95
    		4.26 | 5.76 7 | 22 Good
    3Y Return % 6.89
    6.77
    		6.15 | 7.31 9 | 21 Good
    5Y Return % 5.84
    5.98
    		4.93 | 10.06 8 | 19 Good
    7Y Return % 6.60
    6.26
    		4.67 | 7.21 7 | 18 Good
    10Y Return % 6.71
    6.50
    		5.39 | 7.26 8 | 16 Good
    15Y Return % 7.48
    7.33
    		6.30 | 8.11 5 | 14 Good
    1Y SIP Return % 4.25
    4.25
    		3.33 | 5.16 11 | 21 Good
    3Y SIP Return % 6.64
    6.52
    		6.05 | 7.03 7 | 20 Good
    5Y SIP Return % 6.47
    6.35
    		5.73 | 6.96 8 | 18 Good
    7Y SIP Return % 5.84
    5.76
    		4.87 | 6.43 8 | 17 Good
    10Y SIP Return % 6.26
    6.16
    		5.08 | 6.82 7 | 15 Good
    15Y SIP Return % 6.87
    6.82
    		6.13 | 7.39 7 | 14 Good
    Standard Deviation 1.14
    1.15
    		0.95 | 1.48 9 | 21 Good
    Semi Deviation 0.84
    0.82
    		0.70 | 0.96 10 | 21 Good
    Max Drawdown % -0.37
    -0.33
    		-0.62 | -0.15 15 | 21 Average
    VaR 1 Y % 0.00
    -0.04
    		-0.22 | 0.00 13 | 21 Average
    Average Drawdown % -0.37
    -0.23
    		-0.41 | -0.10 20 | 21 Poor
    Sharpe Ratio 0.97
    0.86
    		0.26 | 1.52 9 | 21 Good
    Sterling Ratio 0.67
    0.66
    		0.60 | 0.72 9 | 21 Good
    Sortino Ratio 0.46
    0.42
    		0.13 | 0.78 9 | 21 Good
    Jensen Alpha % -0.09
    -0.17
    		-0.82 | 0.49 10 | 21 Good
    Treynor Ratio -0.62
    -0.65
    		-0.79 | -0.55 8 | 21 Good
    Modigliani Square Measure % 6.92
    6.79
    		6.10 | 7.59 9 | 21 Good
    Alpha % -0.84
    -0.83
    		-1.52 | -0.29 12 | 21 Good
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.73 0.78 0.50 | 0.91 18 | 22 Average
    3M Return % 1.18 1.29 0.96 | 1.55 18 | 22 Average
    6M Return % 1.99 2.10 1.70 | 2.64 17 | 22 Average
    1Y Return % 5.58 5.59 5.13 | 6.40 9 | 22 Good
    3Y Return % 7.39 7.46 7.06 | 7.95 14 | 21 Average
    5Y Return % 6.36 6.71 5.93 | 10.57 11 | 19 Average
    7Y Return % 7.12 6.99 5.18 | 7.95 9 | 18 Good
    10Y Return % 7.27 7.21 5.99 | 8.04 8 | 16 Good
    1Y SIP Return % 4.72 4.89 4.23 | 5.80 15 | 22 Average
    3Y SIP Return % 7.13 7.21 6.84 | 7.67 13 | 21 Average
    5Y SIP Return % 6.98 7.18 6.61 | 9.32 12 | 19 Average
    7Y SIP Return % 6.35 6.58 5.96 | 8.57 11 | 18 Average
    10Y SIP Return % 6.79 6.86 6.23 | 7.55 10 | 16 Average
    Standard Deviation 1.14 1.15 0.95 | 1.48 9 | 21 Good
    Semi Deviation 0.84 0.82 0.70 | 0.96 10 | 21 Good
    Max Drawdown % -0.37 -0.33 -0.62 | -0.15 15 | 21 Average
    VaR 1 Y % 0.00 -0.04 -0.22 | 0.00 13 | 21 Average
    Average Drawdown % -0.37 -0.23 -0.41 | -0.10 20 | 21 Poor
    Sharpe Ratio 0.97 0.86 0.26 | 1.52 9 | 21 Good
    Sterling Ratio 0.67 0.66 0.60 | 0.72 9 | 21 Good
    Sortino Ratio 0.46 0.42 0.13 | 0.78 9 | 21 Good
    Jensen Alpha % -0.09 -0.17 -0.82 | 0.49 10 | 21 Good
    Treynor Ratio -0.62 -0.65 -0.79 | -0.55 8 | 21 Good
    Modigliani Square Measure % 6.92 6.79 6.10 | 7.59 9 | 21 Good
    Alpha % -0.84 -0.83 -1.52 | -0.29 12 | 21 Good
    Return data last Updated On : April 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : March 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Short Term Debt Fund NAV Regular Growth Sbi Short Term Debt Fund NAV Direct Growth
    27-04-2026 33.4314 35.6421
    24-04-2026 33.4099 35.6179
    23-04-2026 33.419 35.6271
    22-04-2026 33.4437 35.653
    21-04-2026 33.4459 35.655
    20-04-2026 33.4438 35.6523
    17-04-2026 33.4302 35.6365
    16-04-2026 33.4287 35.6345
    15-04-2026 33.423 35.6279
    13-04-2026 33.3624 35.5625
    10-04-2026 33.365 35.564
    09-04-2026 33.3513 35.5489
    08-04-2026 33.3206 35.5158
    07-04-2026 33.2045 35.3916
    06-04-2026 33.1865 35.372
    02-04-2026 33.18 35.3633
    30-03-2026 33.2214 35.4061
    27-03-2026 33.2029 35.385

    Fund Launch Date: 19/Jul/2007
    Fund Category: Short Duration Fund
    Investment Objective: To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
    Fund Description: An open-ended short term Debt Scheme investing in instruments such that the Macaulay Duration of the portfolio is between 1 year and 3 years.
    Fund Benchmark: CRISIL Short Term Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.