Sbi Short Term Debt Fund Datagrid
Category Short Duration Fund
BMSMONEY Rank 7
Rating
Growth Option 23-10-2026
NAV ₹34.0(R) -0.04% ₹36.33(D) -0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.53% 6.56% 5.74% 6.02% 6.37%
Direct 4.0% 7.06% 6.25% 6.54% 6.91%
Benchmark
SIP (XIRR) Regular 3.13% 3.59% 4.63% 5.19% 5.85%
Direct 3.6% 4.06% 5.12% 5.7% 6.38%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.95 0.51 0.69 -0.25% 0.02
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
1.31% 0.0% -0.35% 0.8 0.87%
Fund AUM As on: 30/12/2025 17426 Cr
Top Short Duration Fund
Fund Name Rank Rating
ICICI Prudential Short Term Fund 1
HDFC Short Term Debt Fund 2
Axis Short Duration Fund 3
Bandhan Short Duration Fund 4
Nippon India Short Duration Fund 5

NAV Date: 23-10-2026

Scheme Name NAV Rupee Change Percent Change
SBI Short Term Debt Fund - Regular Plan Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 15.4
-0.0100
-0.0400%
SBI Short Term Debt Fund - Regular Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 15.42
-0.0100
-0.0400%
SBI Short Term Debt Fund - Direct Plan Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 15.91
-0.0100
-0.0300%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Weekly Income Distribution cum Capital Withdrawal Option (IDCW) 15.96
-0.0100
-0.0400%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 15.98
-0.0100
-0.0400%
SBI Short Horizon Debt Fund - Short Term Fund - Retail Dividend - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 17.62
-0.0100
-0.0400%
SBI Short Term Debt Fund - Regular Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 18.8
-0.0100
-0.0400%
SBI Short Term Debt Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW) 20.26
-0.0100
-0.0400%
SBI Short Term Debt Fund - Direct Plan Fortnightly Income Distribution cum Capital Withdrawal Option (IDCW) 24.47
-0.0100
-0.0300%
SBI SHORT TERM DEBT FUND - REGULAR PLAN -GROWTH 34.0
-0.0100
-0.0400%
SBI SHORT TERM DEBT FUND - DIRECT PLAN -GROWTH 36.33
-0.0100
-0.0300%
SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND - RETAIL - GROWTH 38.47
-0.0100
-0.0400%

Review Date: 23-10-2026

Beginning of Analysis

In the Short Duration Fund category, SBI Short Term Debt Fund is the 5th ranked fund. The category has total 21 funds. The 5 star rating shows an excellent past performance of the SBI Short Term Debt Fund in Short Duration Fund. The fund has a Jensen Alpha of -0.25% which is lower than the category average of -0.19%. The fund has a Sharpe Ratio of 0.95 which is higher than the category average of 0.87.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Short Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 1 to 3 years, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

SBI Short Term Debt Fund Return Analysis

  • The fund has given a return of -0.48%, 0.13 and 1.97 in last one, three and six months respectively. In the same period the category average return was -0.42%, 0.34% and 2.22% respectively.
  • SBI Short Term Debt Fund has given a return of 4.0% in last one year. In the same period the Short Duration Fund category average return was 4.37%.
  • The fund has given a return of 7.06% in last three years and ranked 16.0th out of twenty one funds in the category. In the same period the Short Duration Fund category average return was 7.25%.
  • The fund has given a return of 6.25% in last five years and ranked 13th out of twenty funds in the category. In the same period the Short Duration Fund category average return was 6.58%.
  • The fund has given a return of 6.91% in last ten years and ranked 9th out of sixteen funds in the category. In the same period the category average return was 6.87%.
  • The fund has given a SIP return of 3.6% in last one year whereas category average SIP return is 4.1%. The fund one year return rank in the category is 20th in 22 funds
  • The fund has SIP return of 4.06% in last three years and ranks 15th in 21 funds. Bandhan Short Duration Fund has given the highest SIP return (4.81%) in the category in last three years.
  • The fund has SIP return of 5.12% in last five years whereas category average SIP return is 5.34%.

SBI Short Term Debt Fund Risk Analysis

  • The fund has a standard deviation of 1.31 and semi deviation of 0.87. The category average standard deviation is 1.32 and semi deviation is 0.86.
  • The fund has a Value at Risk (VaR) of 0.0 and a maximum drawdown of -0.35. The category average VaR is -0.04 and the maximum drawdown is -0.31. The fund has a beta of 0.67 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Short Duration Fund Category
  • Good Performance in Short Duration Fund Category
  • Poor Performance in Short Duration Fund Category
  • Very Poor Performance in Short Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.51
    -0.47
    		-0.89 | -0.14 12 | 22 Good
    3M Return % 0.01
    0.18
    		-0.25 | 0.72 17 | 22 Average
    6M Return % 1.74
    1.91
    		1.51 | 2.61 18 | 22 Average
    1Y Return % 3.53
    3.74
    		2.83 | 4.92 16 | 22 Average
    3Y Return % 6.56
    6.58
    		6.10 | 7.14 11 | 21 Good
    5Y Return % 5.74
    5.87
    		5.06 | 10.16 9 | 20 Good
    7Y Return % 6.02
    6.08
    		4.90 | 7.63 9 | 18 Good
    10Y Return % 6.37
    6.17
    		5.04 | 6.90 8 | 16 Good
    15Y Return % 7.34
    7.16
    		6.18 | 7.91 5 | 14 Good
    1Y SIP Return % 3.13
    3.47
    		2.31 | 4.99 18 | 22 Average
    3Y SIP Return % 3.59
    3.62
    		3.05 | 4.31 12 | 21 Good
    5Y SIP Return % 4.63
    4.65
    		4.16 | 6.03 10 | 20 Good
    7Y SIP Return % 5.19
    5.30
    		4.61 | 7.48 10 | 18 Good
    10Y SIP Return % 5.85
    5.82
    		4.89 | 6.39 8 | 16 Good
    15Y SIP Return % 6.38
    6.31
    		5.66 | 6.89 7 | 15 Good
    Standard Deviation 1.31
    1.32
    		1.09 | 1.57 11 | 21 Good
    Semi Deviation 0.87
    0.86
    		0.75 | 1.01 11 | 21 Good
    Max Drawdown % -0.35
    -0.31
    		-0.61 | -0.14 14 | 21 Average
    VaR 1 Y % 0.00
    -0.04
    		-0.22 | 0.00 13 | 21 Average
    Average Drawdown % 0.35
    0.22
    		0.09 | 0.41 2 | 21 Very Good
    Sharpe Ratio 0.95
    0.87
    		0.54 | 1.38 9 | 21 Good
    Sterling Ratio 0.69
    0.68
    		0.63 | 0.74 9 | 21 Good
    Sortino Ratio 0.51
    0.48
    		0.25 | 0.84 11 | 21 Good
    Jensen Alpha % -0.25
    -0.19
    		-0.59 | 0.42 12 | 21 Good
    Treynor Ratio 0.02
    0.02
    		0.01 | 0.03 9 | 21 Good
    Modigliani Square Measure % 1.13
    1.04
    		0.64 | 1.64 9 | 21 Good
    Alpha % -0.64
    -0.63
    		-1.19 | -0.15 13 | 21 Average
    Return data last Updated On : Oct. 23, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.48 -0.42 -0.82 | -0.08 13 | 23 Average
    3M Return % 0.13 0.34 -0.05 | 0.84 18 | 23 Average
    6M Return % 1.97 2.22 1.89 | 2.86 20 | 23 Poor
    1Y Return % 4.00 4.37 3.71 | 5.43 18 | 22 Average
    3Y Return % 7.06 7.25 6.83 | 7.65 16 | 21 Average
    5Y Return % 6.25 6.58 5.96 | 10.71 13 | 20 Average
    7Y Return % 6.54 6.80 6.06 | 8.16 12 | 18 Average
    10Y Return % 6.91 6.87 5.62 | 7.61 9 | 16 Average
    1Y SIP Return % 3.60 4.10 3.17 | 5.50 20 | 22 Poor
    3Y SIP Return % 4.06 4.27 3.92 | 4.81 15 | 21 Average
    5Y SIP Return % 5.12 5.34 4.91 | 6.62 15 | 20 Average
    7Y SIP Return % 5.70 6.00 5.44 | 8.04 11 | 18 Average
    10Y SIP Return % 6.38 6.51 6.01 | 7.12 10 | 16 Average
    Standard Deviation 1.31 1.32 1.09 | 1.57 11 | 21 Good
    Semi Deviation 0.87 0.86 0.75 | 1.01 11 | 21 Good
    Max Drawdown % -0.35 -0.31 -0.61 | -0.14 14 | 21 Average
    VaR 1 Y % 0.00 -0.04 -0.22 | 0.00 13 | 21 Average
    Average Drawdown % 0.35 0.22 0.09 | 0.41 2 | 21 Very Good
    Sharpe Ratio 0.95 0.87 0.54 | 1.38 9 | 21 Good
    Sterling Ratio 0.69 0.68 0.63 | 0.74 9 | 21 Good
    Sortino Ratio 0.51 0.48 0.25 | 0.84 11 | 21 Good
    Jensen Alpha % -0.25 -0.19 -0.59 | 0.42 12 | 21 Good
    Treynor Ratio 0.02 0.02 0.01 | 0.03 9 | 21 Good
    Modigliani Square Measure % 1.13 1.04 0.64 | 1.64 9 | 21 Good
    Alpha % -0.64 -0.63 -1.19 | -0.15 13 | 21 Average
    Return data last Updated On : Oct. 23, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sbi Short Term Debt Fund NAV Regular Growth Sbi Short Term Debt Fund NAV Direct Growth
    23-10-2026 34.0018 36.3301
    22-10-2026 34.014 36.3427
    21-10-2026 34.0472 36.3777
    19-10-2026 34.1023 36.4356
    16-10-2026 34.0827 36.4134
    15-10-2026 34.0731 36.4027
    14-10-2026 34.0789 36.4084
    13-10-2026 34.1102 36.4414
    12-10-2026 34.0984 36.4283
    09-10-2026 34.1361 36.4672
    08-10-2026 34.131 36.4613
    07-10-2026 34.1479 36.4789
    06-10-2026 34.1451 36.4755
    05-10-2026 34.1504 36.4807
    01-10-2026 34.1225 36.4491
    30-09-2026 34.133 36.4597
    29-09-2026 34.1044 36.4287
    28-09-2026 34.0991 36.4227
    25-09-2026 34.1066 36.4293
    24-09-2026 34.1294 36.4532
    23-09-2026 34.1773 36.504

    Fund Launch Date: 19/Jul/2007
    Fund Category: Short Duration Fund
    Investment Objective: To provide investors an opportunity to generate regular income through investments in a portfolio comprising predominantly of debt instruments which are rated not below investment grade and money market instruments such that the Macaulay duration of the portfolio is between 1 year and 3 years.
    Fund Description: An open-ended short term Debt Scheme investing in instruments such that the Macaulay Duration of the portfolio is between 1 year and 3 years.
    Fund Benchmark: CRISIL Short Term Bond Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.