Sundaram Consumption Fund Datagrid
Category Consumption Fund
BMSMONEY Rank 9
Rating
Growth Option 30-09-2026
NAV ₹90.69(R) -0.87% ₹100.49(D) -0.87%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -7.26% 7.22% 9.31% 11.99% 10.3%
Direct -6.43% 8.17% 10.29% 12.96% 11.24%
Benchmark
SIP (XIRR) Regular -3.79% 0.44% 7.32% 10.61% 10.1%
Direct -2.94% 1.35% 8.32% 11.64% 11.06%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.21 0.12 0.28 -0.64% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
16.34% -30.08% -23.55% 0.96 12.33%
Fund AUM As on: 30/12/2025 1618 Cr
Top Consumption Fund
Fund Name Rank Rating
Tata India Consumer Fund 1
ICICI Prudential Bharat Consumption Fund 2
Mirae Asset Great Consumer Fund 3

NAV Date: 30-09-2026

Scheme Name NAV Rupee Change Percent Change
Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) 23.7
-0.2100
-0.8700%
Sundaram Consumption Fund (Formerly Known asSundaram Rural and Consumption Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) 26.72
-0.2300
-0.8700%
Sundaram Consumption Fund(Formerly Known as Sundaram Rural and Consumption Fund Regular Plan - Growth) 90.69
-0.8000
-0.8700%
Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund Direct Plan - Growth) 100.49
-0.8800
-0.8700%

Review Date: 30-09-2026

Beginning of Analysis

Sundaram Consumption Fund is the 8th ranked fund in the Consumption Fund category. The category has total 12 funds. The Sundaram Consumption Fund has shown an average past performence in Consumption Fund. The fund has a Jensen Alpha of -0.64% which is lower than the category average of -2.0%, showing poor performance. The fund has a Sharpe Ratio of 0.21 which is higher than the category average of 0.19.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Consumption Mutual Funds are ideal for investors seeking to capitalize on the growth potential of the consumption-driven economy. These funds invest in companies across various sub-sectors like FMCG, retail, automobiles, and hospitality, offering exposure to a diverse range of consumption-related businesses. While they provide the potential for long-term growth and defensive characteristics, they also carry higher risks due to their concentrated exposure to the consumption sector. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in these funds. Additionally, monitoring consumer spending patterns and economic trends is crucial for success.

Sundaram Consumption Fund Return Analysis

The Sundaram Consumption Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Consumption Fund peers and the Nifty India Consumption TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Consumption Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -6.44%, 0.87 and 12.5 in last one, three and six months respectively. In the same period the category average return was -5.41%, -1.45% and 12.03% respectively.
  • Sundaram Consumption Fund has given a return of -6.43% in last one year. In the same period the Nifty India Consumption TRI return was -7.48%. The fund has given 1.05% more return than the benchmark return.
  • The fund has given a return of 8.17% in last three years and rank 11th out of fourteen funds in the category. In the same period the Nifty India Consumption TRI return was 11.22%. The fund has given 3.05% less return than the benchmark return.
  • Sundaram Consumption Fund has given a return of 10.29% in last five years and category average returns is 10.01% in same period. The fund ranked 8th out of eleven funds in the category. In the same period the Nifty India Consumption TRI return was 10.72%. The fund has given 0.43% less return than the benchmark return.
  • The fund has given a return of 11.24% in last ten years and ranked 7th out of nine funds in the category. In the same period the Nifty India Consumption TRI return was 12.4%. The fund has given 1.16% less return than the benchmark return.
  • The fund has given a SIP return of -2.94% in last one year whereas category average SIP return is -3.25%. The fund one year return rank in the category is 9th in 21 funds
  • The fund has SIP return of 1.35% in last three years and ranks 5th in 14 funds. HSBC Consumption Fund has given the highest SIP return (8.07%) in the category in last three years.
  • The fund has SIP return of 8.32% in last five years whereas category average SIP return is 7.38%.

Sundaram Consumption Fund Risk Analysis

  • The fund has a standard deviation of 16.34 and semi deviation of 12.33. The category average standard deviation is 16.06 and semi deviation is 12.08.
  • The fund has a Value at Risk (VaR) of -30.08 and a maximum drawdown of -23.55. The category average VaR is -28.87 and the maximum drawdown is -23.3. The fund has a beta of 0.89 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Consumption Fund Category
  • Good Performance in Consumption Fund Category
  • Poor Performance in Consumption Fund Category
  • Very Poor Performance in Consumption Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -6.51 -6.18
    -5.40
    		-7.76 | -1.92 22 | 28 Poor
    3M Return % 0.65 -3.42
    -1.27
    		-7.44 | 12.41 5 | 28 Very Good
    6M Return % 12.01 7.83
    12.24
    		-1.80 | 37.75 11 | 28 Good
    1Y Return % -7.26 -7.49
    -6.38
    		-18.98 | 2.41 12 | 21 Good
    3Y Return % 7.22 10.41
    7.12
    		-4.75 | 13.55 10 | 14 Average
    5Y Return % 9.31 10.10
    8.76
    		2.83 | 11.43 6 | 11 Good
    7Y Return % 11.99 13.35
    12.43
    		6.21 | 15.38 8 | 11 Average
    10Y Return % 10.30 12.27
    11.85
    		8.20 | 14.75 7 | 9 Average
    15Y Return % 13.09 14.20
    14.02
    		10.89 | 15.64 5 | 6 Average
    1Y SIP Return % -3.79
    -4.46
    		-20.89 | 8.15 9 | 21 Good
    3Y SIP Return % 0.44
    -0.29
    		-11.38 | 6.63 5 | 14 Good
    5Y SIP Return % 7.32
    6.10
    		-3.31 | 11.52 4 | 11 Good
    7Y SIP Return % 10.61
    10.30
    		2.40 | 14.06 6 | 11 Good
    10Y SIP Return % 10.10
    10.81
    		4.94 | 13.46 7 | 9 Average
    15Y SIP Return % 12.31
    12.17
    		8.21 | 14.26 5 | 7 Average
    Standard Deviation 16.34
    16.06
    		15.24 | 16.93 8 | 12 Average
    Semi Deviation 12.33
    12.08
    		11.19 | 12.81 9 | 12 Average
    Max Drawdown % -23.55
    -23.30
    		-28.98 | -20.28 8 | 12 Average
    VaR 1 Y % -30.08
    -28.87
    		-31.17 | -23.81 9 | 12 Average
    Average Drawdown % 12.51
    8.40
    		4.94 | 13.16 2 | 12 Very Good
    Sharpe Ratio 0.21
    0.19
    		-0.50 | 0.48 8 | 12 Average
    Sterling Ratio 0.28
    0.28
    		-0.06 | 0.47 9 | 12 Average
    Sortino Ratio 0.12
    0.11
    		-0.16 | 0.24 7 | 12 Average
    Jensen Alpha % -0.64
    -2.00
    		-12.26 | 2.62 4 | 12 Good
    Treynor Ratio 0.04
    0.04
    		-0.09 | 0.09 8 | 12 Average
    Modigliani Square Measure % 3.47
    3.08
    		-8.24 | 7.78 8 | 12 Average
    Alpha % -1.19
    -2.84
    		-14.44 | 2.47 4 | 12 Good
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -6.44 -6.18 -5.41 -7.71 | -1.71 22 | 27 Poor
    3M Return % 0.87 -3.42 -1.45 -7.27 | 4.41 4 | 27 Very Good
    6M Return % 12.50 7.83 12.03 -1.42 | 28.39 11 | 27 Good
    1Y Return % -6.43 -7.49 -5.18 -18.33 | 3.81 12 | 21 Good
    3Y Return % 8.17 10.41 8.40 -3.94 | 15.08 11 | 14 Average
    5Y Return % 10.29 10.10 10.01 3.71 | 12.86 8 | 11 Average
    7Y Return % 12.96 13.35 13.72 7.08 | 16.72 9 | 11 Average
    10Y Return % 11.24 12.27 13.07 9.09 | 16.39 7 | 9 Average
    1Y SIP Return % -2.94 -3.25 -20.27 | 9.78 9 | 21 Good
    3Y SIP Return % 1.35 0.92 -10.61 | 8.07 5 | 14 Good
    5Y SIP Return % 8.32 7.38 -2.42 | 12.98 6 | 11 Good
    7Y SIP Return % 11.64 11.66 3.35 | 15.59 7 | 11 Average
    10Y SIP Return % 11.06 12.07 5.89 | 15.00 7 | 9 Average
    Standard Deviation 16.34 16.06 15.24 | 16.93 8 | 12 Average
    Semi Deviation 12.33 12.08 11.19 | 12.81 9 | 12 Average
    Max Drawdown % -23.55 -23.30 -28.98 | -20.28 8 | 12 Average
    VaR 1 Y % -30.08 -28.87 -31.17 | -23.81 9 | 12 Average
    Average Drawdown % 12.51 8.40 4.94 | 13.16 2 | 12 Very Good
    Sharpe Ratio 0.21 0.19 -0.50 | 0.48 8 | 12 Average
    Sterling Ratio 0.28 0.28 -0.06 | 0.47 9 | 12 Average
    Sortino Ratio 0.12 0.11 -0.16 | 0.24 7 | 12 Average
    Jensen Alpha % -0.64 -2.00 -12.26 | 2.62 4 | 12 Good
    Treynor Ratio 0.04 0.04 -0.09 | 0.09 8 | 12 Average
    Modigliani Square Measure % 3.47 3.08 -8.24 | 7.78 8 | 12 Average
    Alpha % -1.19 -2.84 -14.44 | 2.47 4 | 12 Good
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sundaram Consumption Fund NAV Regular Growth Sundaram Consumption Fund NAV Direct Growth
    30-09-2026 90.6914 100.4859
    29-09-2026 91.4897 101.368
    28-09-2026 92.3682 102.339
    25-09-2026 93.6445 103.7458
    24-09-2026 93.2815 103.3413
    23-09-2026 95.5066 105.8038
    22-09-2026 94.6196 104.8187
    21-09-2026 94.5108 104.6958
    18-09-2026 94.6564 104.8497
    17-09-2026 93.4436 103.5038
    16-09-2026 92.9994 103.0095
    15-09-2026 92.4565 102.4057
    11-09-2026 94.4005 104.5492
    10-09-2026 94.4957 104.6521
    09-09-2026 94.5982 104.7632
    08-09-2026 94.8904 105.0843
    07-09-2026 94.9672 105.1669
    04-09-2026 95.2327 105.4535
    03-09-2026 95.4719 105.716
    02-09-2026 95.6735 105.9367
    01-09-2026 96.23 106.5504
    31-08-2026 97.0045 107.4055

    Fund Launch Date: 20/Mar/2006
    Fund Category: Consumption Fund
    Investment Objective: The primary investment objective of the Scheme is togenerate returns by investing predominantly in equity /equity-related instruments of companies engaged in ruraland/or consumption business.
    Fund Description: Rural and Consumption Fund
    Fund Benchmark: Nifty 500 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.