Sundaram Consumption Fund Overview
Category Consumption Fund
BMSMONEY Rank 2
Rating
Growth Option 18-07-2025
NAV ₹97.41(R) -0.66% ₹106.79(D) -0.66%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 3.01% 18.65% 19.9% 13.21% 13.64%
Direct 3.9% 19.7% 20.95% 14.17% 14.55%
Nifty India Consumption TRI 2.53% 18.22% 19.95% 13.97% 13.64%
SIP (XIRR) Regular 4.03% 14.7% 16.77% 16.32% 14.48%
Direct 4.92% 15.73% 17.82% 17.33% 15.43%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.05 0.51 0.76 2.28% 0.17
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
14.66% -17.72% -18.7% 0.89 10.77%
Fund AUM As on: 30/06/2025 1537 Cr

NAV Date: 18-07-2025

Scheme Name NAV Rupee Change Percent Change
Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund Regular Plan - Income Distribution cum Capital Withdrawal (IDCW) 29.58
-0.2000
-0.6600%
Sundaram Consumption Fund (Formerly Known asSundaram Rural and Consumption Fund Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) 32.97
-0.2200
-0.6600%
Sundaram Consumption Fund(Formerly Known as Sundaram Rural and Consumption Fund Regular Plan - Growth) 97.41
-0.6500
-0.6600%
Sundaram Consumption Fund (Formerly Known as Sundaram Rural and Consumption Fund Direct Plan - Growth) 106.79
-0.7100
-0.6600%

Review Date: 18-07-2025

Beginning of Analysis

Sundaram Consumption Fund is the second ranked fund in the Consumption Fund category. The category has total 12 funds. The Sundaram Consumption Fund has shown an excellent past performence in Consumption Fund. The fund has a Jensen Alpha of 2.28% which is higher than the category average of 1.4%. Here the fund has shown good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 1.05 which is higher than the category average of 0.96.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Consumption Mutual Funds are ideal for investors seeking to capitalize on the growth potential of the consumption-driven economy. These funds invest in companies across various sub-sectors like FMCG, retail, automobiles, and hospitality, offering exposure to a diverse range of consumption-related businesses. While they provide the potential for long-term growth and defensive characteristics, they also carry higher risks due to their concentrated exposure to the consumption sector. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in these funds. Additionally, monitoring consumer spending patterns and economic trends is crucial for success.

Sundaram Consumption Fund Return Analysis

The Sundaram Consumption Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Consumption Fund peers and the Nifty India Consumption TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Consumption Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.67%, 3.85 and 4.42 in last one, three and six months respectively. In the same period the category average return was 2.8%, 4.26% and 4.28% respectively.
  • Sundaram Consumption Fund has given a return of 3.9% in last one year. In the same period the Nifty India Consumption TRI return was 2.53%. The fund has given 1.37% more return than the benchmark return.
  • The fund has given a return of 19.7% in last three years and rank 6th out of 12 funds in the category. In the same period the Nifty India Consumption TRI return was 18.22%. The fund has given 1.48% more return than the benchmark return.
  • Sundaram Consumption Fund has given a return of 20.95% in last five years and category average returns is 22.22% in same period. The fund ranked 9th out of 11 funds in the category. In the same period the Nifty India Consumption TRI return was 19.95%. The fund has given 1.0% more return than the benchmark return.
  • The fund has given a return of 14.55% in last ten years and ranked 6th out of eight funds in the category. In the same period the Nifty India Consumption TRI return was 13.64%. The fund has given 0.91% more return than the benchmark return.
  • The fund has given a SIP return of 4.92% in last one year whereas category average SIP return is 4.84%. The fund one year return rank in the category is 9th in 15 funds
  • The fund has SIP return of 15.73% in last three years and ranks 6th in 12 funds. Tata India Consumer Fund has given the highest SIP return (17.63%) in the category in last three years.
  • The fund has SIP return of 17.82% in last five years whereas category average SIP return is 17.88%.

Sundaram Consumption Fund Risk Analysis

  • The fund has a standard deviation of 14.66 and semi deviation of 10.77. The category average standard deviation is 14.21 and semi deviation is 10.65.
  • The fund has a Value at Risk (VaR) of -17.72 and a maximum drawdown of -18.7. The category average VaR is -19.37 and the maximum drawdown is -20.73. The fund has a beta of 0.9 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Consumption Fund Category
  • Good Performance in Consumption Fund Category
  • Poor Performance in Consumption Fund Category
  • Very Poor Performance in Consumption Fund Category

  • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty India Consumption TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.60 2.53
    2.70
    0.97 | 3.77 15 | 16 Poor
    3M Return % 3.63 3.76
    3.95
    1.78 | 6.81 9 | 16 Average
    6M Return % 3.98 6.74
    3.65
    0.51 | 6.11 7 | 16 Good
    1Y Return % 3.01 2.53
    0.82
    -5.51 | 6.85 5 | 15 Good
    3Y Return % 18.65 18.22
    17.68
    10.65 | 20.03 6 | 12 Good
    5Y Return % 19.90 19.95
    20.83
    15.05 | 26.66 8 | 11 Average
    7Y Return % 13.21 13.97
    14.67
    11.64 | 18.30 7 | 9 Average
    10Y Return % 13.64 13.64
    13.71
    10.63 | 15.37 6 | 8 Average
    15Y Return % 13.48 14.93
    14.03
    11.50 | 16.10 4 | 5 Good
    1Y SIP Return % 4.03
    3.60
    -1.31 | 8.43 8 | 15 Good
    3Y SIP Return % 14.70
    13.43
    5.46 | 16.10 6 | 12 Good
    5Y SIP Return % 16.77
    16.50
    11.28 | 18.87 7 | 11 Average
    7Y SIP Return % 16.32
    16.93
    12.21 | 20.08 7 | 9 Average
    10Y SIP Return % 14.48
    15.47
    12.25 | 17.32 6 | 8 Average
    15Y SIP Return % 14.82
    14.90
    12.16 | 16.90 4 | 6 Good
    Standard Deviation 14.66
    14.21
    12.61 | 15.24 9 | 12 Average
    Semi Deviation 10.77
    10.65
    9.50 | 11.44 6 | 12 Good
    Max Drawdown % -18.70
    -20.73
    -23.34 | -18.70 1 | 12 Very Good
    VaR 1 Y % -17.72
    -19.37
    -24.76 | -14.79 4 | 12 Good
    Average Drawdown % -9.49
    -7.08
    -10.20 | -4.60 11 | 12 Poor
    Sharpe Ratio 1.05
    0.96
    0.46 | 1.14 5 | 12 Good
    Sterling Ratio 0.76
    0.65
    0.39 | 0.77 3 | 12 Very Good
    Sortino Ratio 0.51
    0.46
    0.21 | 0.59 2 | 12 Very Good
    Jensen Alpha % 2.28
    1.40
    -3.57 | 3.80 6 | 12 Good
    Treynor Ratio 0.17
    0.16
    0.08 | 0.19 6 | 12 Good
    Modigliani Square Measure % 23.68
    22.28
    14.69 | 25.36 5 | 12 Good
    Alpha % 1.83
    -1.23
    -9.07 | 1.84 2 | 12 Very Good
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty India Consumption TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.67 2.53 2.80 1.05 | 3.88 15 | 16
    3M Return % 3.85 3.76 4.26 2.13 | 7.21 9 | 16
    6M Return % 4.42 6.74 4.28 1.02 | 6.65 8 | 16
    1Y Return % 3.90 2.53 2.05 -4.69 | 8.31 6 | 15
    3Y Return % 19.70 18.22 19.07 11.61 | 21.56 6 | 12
    5Y Return % 20.95 19.95 22.22 16.02 | 28.02 9 | 11
    7Y Return % 14.17 13.97 15.94 12.40 | 19.56 7 | 9
    10Y Return % 14.55 13.64 14.87 11.33 | 16.90 6 | 8
    1Y SIP Return % 4.92 4.84 -0.29 | 9.87 9 | 15
    3Y SIP Return % 15.73 14.82 6.40 | 17.63 6 | 12
    5Y SIP Return % 17.82 17.88 12.28 | 20.41 7 | 11
    7Y SIP Return % 17.33 18.25 13.18 | 21.50 7 | 9
    10Y SIP Return % 15.43 16.68 13.20 | 18.81 6 | 8
    Standard Deviation 14.66 14.21 12.61 | 15.24 9 | 12
    Semi Deviation 10.77 10.65 9.50 | 11.44 6 | 12
    Max Drawdown % -18.70 -20.73 -23.34 | -18.70 1 | 12
    VaR 1 Y % -17.72 -19.37 -24.76 | -14.79 4 | 12
    Average Drawdown % -9.49 -7.08 -10.20 | -4.60 11 | 12
    Sharpe Ratio 1.05 0.96 0.46 | 1.14 5 | 12
    Sterling Ratio 0.76 0.65 0.39 | 0.77 3 | 12
    Sortino Ratio 0.51 0.46 0.21 | 0.59 2 | 12
    Jensen Alpha % 2.28 1.40 -3.57 | 3.80 6 | 12
    Treynor Ratio 0.17 0.16 0.08 | 0.19 6 | 12
    Modigliani Square Measure % 23.68 22.28 14.69 | 25.36 5 | 12
    Alpha % 1.83 -1.23 -9.07 | 1.84 2 | 12
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Sundaram Consumption Fund NAV Regular Growth Sundaram Consumption Fund NAV Direct Growth
    18-07-2025 97.4128 106.7859
    17-07-2025 98.0603 107.4933
    16-07-2025 98.0023 107.4272
    15-07-2025 97.7648 107.1643
    14-07-2025 97.0958 106.4285
    11-07-2025 96.769 106.0627
    10-07-2025 97.6492 107.025
    09-07-2025 98.1541 107.5759
    08-07-2025 98.1162 107.5317
    07-07-2025 98.6007 108.0602
    04-07-2025 98.2289 107.6451
    03-07-2025 98.4123 107.8435
    02-07-2025 98.3345 107.7558
    01-07-2025 98.3288 107.747
    30-06-2025 98.4157 107.8396
    27-06-2025 98.4986 107.9229
    26-06-2025 98.5117 107.9347
    25-06-2025 97.8962 107.2578
    24-06-2025 96.588 105.8219
    23-06-2025 96.4285 105.6448
    20-06-2025 96.7839 106.0266
    19-06-2025 95.7834 104.9281
    18-06-2025 95.8778 105.029

    Fund Launch Date: 20/Mar/2006
    Fund Category: Consumption Fund
    Investment Objective: The primary investment objective of the Scheme is togenerate returns by investing predominantly in equity /equity-related instruments of companies engaged in ruraland/or consumption business.
    Fund Description: Rural and Consumption Fund
    Fund Benchmark: Nifty 500 Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.