Tata Young Citizens Fund

Review Date: 25-03-2025

Beginning of Analysis

In the Children's Fund category, Tata Young Citizens Fund is the 6th ranked fund. The category has total 10 funds. The Tata Young Citizens Fund has shown an average past performence in Children's Fund category. The fund has a Jensen Alpha of -0.12% which is lower than the category average of 1.63%. The fund has a Sharpe Ratio of 0.33 which is lower than the category average of 0.38.
The past performance of the Tata Young Citizens Fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds.

Tata Young Citizens Fund Return Analysis

The fund has given a return of 3.52%, -5.31 and -12.96 in last one, three and six months respectively. In the same period the category average return was 3.47%, -4.89% and -8.83% respectively. The fund has given a return of 7.36% in last one year, 13.06% in last three years, 26.75% in last five years and 11.36% in last ten years. In the same period the category average return was 11.29%, 13.3%, 21.52% and 11.29% respectively. The fund has Average performance in last ten years in Children's Fund.

The fund has given a SIP return of -5.79% in last one year. In the same period the category average SIP return was -0.57%. The fund has SIP return of 12.55% in last three years whereas category average SIP return is 13.98%. The category average SIP return is 14.14% and the fund has given a SIP return of 15.84% in last five years.

The benchmark Nifty 500 Total Return Index has given a return of 8.25%, 14.66% and 28.77% in last one, three and five years respectively.

Tata Young Citizens Fund Risk Analysis

The fund has a standard deviation of 13.81 and semi deviation of 9.66. The category average standard deviation is 11.32 and semi deviation is 8.08. The fund has a Value at Risk (VaR) of -18.13 and a maximum drawdown of -17.49. The category average VaR is -13.93 and the maximum drawdown is -13.36. The fund has a beta of 0.92 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.