Tata Young Citizens Fund Overview
Category Children Fund
BMSMONEY Rank 4
Rating
Growth Option 18-07-2025
NAV ₹62.35(R) -0.67% ₹69.38(D) -0.67%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -0.73% 17.77% 19.86% 13.3% 11.4%
Direct -0.15% 18.46% 20.63% 14.1% 12.34%
Nifty 500 TRI 1.27% 19.65% 22.21% 15.28% 13.78%
SIP (XIRR) Regular 6.41% 12.68% 14.79% 15.95% 13.7%
Direct 7.03% 13.32% 15.48% 16.69% 14.5%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
1.03 0.52 0.72 -0.15% 0.15
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.0% -14.21% -17.49% 0.9 9.51%
Fund AUM As on: 30/06/2025 358 Cr
Top Children Fund
Fund Name Rank Rating
Icici Prudential Child Care Fund (Gift Plan) 1
SBI Magnum Children's Benefit Fund - Investment Plan 2

NAV Date: 18-07-2025

Scheme Name NAV Rupee Change Percent Change
Tata Young Citizens' Fund -Regular Plan-Growth Option 62.35
-0.4200
-0.6700%
Tata Young Citizens' Fund-Direct Plan-Growth Option 69.38
-0.4700
-0.6700%

Review Date: 18-07-2025

Beginning of Analysis

In the Children's Fund category, Tata Young Citizens Fund is the third ranked fund. The category has total 10 funds. The Tata Young Citizens Fund has shown a very good past performence in Children's Fund. The fund has a Jensen Alpha of -0.15% which is lower than the category average of 1.81%. The fund has a Sharpe Ratio of 1.03 which is lower than the category average of 1.09.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Children's Mutual Funds

Tata Young Citizens Fund Return Analysis

The Tata Young Citizens Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Children's Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Children's Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.58%, 5.42 and 6.22 in last one, three and six months respectively. In the same period the category average return was 2.21%, 5.89% and 5.76% respectively.
  • Tata Young Citizens Fund has given a return of -0.15% in last one year. In the same period the Nifty 500 TRI return was 1.27%. The fund has given 1.42% less return than the benchmark return.
  • The fund has given a return of 18.46% in last three years and rank 4th out of ten funds in the category. In the same period the Nifty 500 TRI return was 19.65%. The fund has given 1.19% less return than the benchmark return.
  • Tata Young Citizens Fund has given a return of 20.63% in last five years and category average returns is 17.27% in same period. The fund ranked 3rd out of nine funds in the category. In the same period the Nifty 500 TRI return was 22.21%. The fund has given 1.58% less return than the benchmark return.
  • The fund has given a return of 12.34% in last ten years and ranked 5th out of seven funds in the category. In the same period the Nifty 500 TRI return was 13.78%. The fund has given 1.44% less return than the benchmark return.
  • The fund has given a SIP return of 7.03% in last one year whereas category average SIP return is 7.7%. The fund one year return rank in the category is 8th in 11 funds
  • The fund has SIP return of 13.32% in last three years and ranks 5th in 10 funds. SBI Magnum Children's Benefit Fund - Investment Plan has given the highest SIP return (24.15%) in the category in last three years.
  • The fund has SIP return of 15.48% in last five years whereas category average SIP return is 13.89%.

Tata Young Citizens Fund Risk Analysis

  • The fund has a standard deviation of 13.0 and semi deviation of 9.51. The category average standard deviation is 10.95 and semi deviation is 8.06.
  • The fund has a Value at Risk (VaR) of -14.21 and a maximum drawdown of -17.49. The category average VaR is -12.36 and the maximum drawdown is -13.36. The fund has a beta of 0.9 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Children's Fund Category
  • Good Performance in Children's Fund Category
  • Poor Performance in Children's Fund Category
  • Very Poor Performance in Children's Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.54 1.73
    2.14
    		0.49 | 5.95 7 | 11 Average
    3M Return % 5.29 6.22
    5.69
    		2.29 | 8.85 6 | 11 Good
    6M Return % 5.90 7.33
    5.34
    		-3.39 | 10.83 4 | 11 Good
    1Y Return % -0.73 1.27
    3.48
    		-1.21 | 9.21 9 | 11 Average
    3Y Return % 17.77 19.65
    16.37
    		10.93 | 25.09 4 | 10 Good
    5Y Return % 19.86 22.21
    16.28
    		11.94 | 19.86 1 | 9 Very Good
    7Y Return % 13.30 15.28
    11.83
    		8.54 | 14.54 3 | 8 Good
    10Y Return % 11.40 13.78
    11.05
    		8.42 | 13.23 5 | 7 Average
    15Y Return % 7.99 12.84
    10.42
    		6.91 | 14.69 5 | 7 Average
    1Y SIP Return % 6.41
    6.81
    		-8.01 | 14.32 8 | 11 Average
    3Y SIP Return % 12.68
    12.90
    		8.08 | 22.71 5 | 10 Good
    5Y SIP Return % 14.79
    12.94
    		9.71 | 18.12 3 | 9 Very Good
    7Y SIP Return % 15.95
    13.52
    		9.98 | 16.90 3 | 8 Good
    10Y SIP Return % 13.70
    12.41
    		9.15 | 14.89 3 | 7 Good
    15Y SIP Return % 12.18
    11.99
    		8.56 | 14.89 4 | 7 Good
    Standard Deviation 13.00
    10.95
    		4.33 | 13.69 6 | 10 Good
    Semi Deviation 9.51
    8.06
    		3.26 | 10.66 6 | 10 Good
    Max Drawdown % -17.49
    -13.37
    		-18.72 | -3.63 7 | 10 Average
    VaR 1 Y % -14.21
    -12.36
    		-18.40 | -3.71 5 | 10 Good
    Average Drawdown % -5.00
    -4.78
    		-8.62 | -1.34 6 | 10 Good
    Sharpe Ratio 1.03
    1.09
    		0.65 | 1.77 5 | 10 Good
    Sterling Ratio 0.72
    0.78
    		0.54 | 1.09 5 | 10 Good
    Sortino Ratio 0.52
    0.56
    		0.29 | 0.97 5 | 10 Good
    Jensen Alpha % -0.15
    1.81
    		-4.68 | 9.36 6 | 10 Good
    Treynor Ratio 0.15
    0.18
    		0.10 | 0.34 5 | 10 Good
    Modigliani Square Measure % 21.29
    24.37
    		15.39 | 43.53 6 | 10 Good
    Alpha % -0.73
    -3.46
    		-9.16 | 4.43 3 | 10 Very Good
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty 500 TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 1.58 1.73 2.21 0.50 | 6.04 7 | 11
    3M Return % 5.42 6.22 5.89 2.38 | 9.11 7 | 11
    6M Return % 6.22 7.33 5.76 -3.02 | 11.22 5 | 11
    1Y Return % -0.15 1.27 4.38 -0.38 | 9.60 10 | 11
    3Y Return % 18.46 19.65 17.37 11.16 | 26.58 4 | 10
    5Y Return % 20.63 22.21 17.27 12.18 | 20.73 3 | 9
    7Y Return % 14.10 15.28 12.71 8.77 | 15.52 3 | 8
    10Y Return % 12.34 13.78 11.87 8.75 | 14.22 5 | 7
    1Y SIP Return % 7.03 7.70 -7.68 | 15.12 8 | 11
    3Y SIP Return % 13.32 13.88 8.48 | 24.15 5 | 10
    5Y SIP Return % 15.48 13.89 9.95 | 18.99 3 | 9
    7Y SIP Return % 16.69 14.38 10.21 | 17.74 3 | 8
    10Y SIP Return % 14.50 13.19 9.37 | 15.87 4 | 7
    Standard Deviation 13.00 10.95 4.33 | 13.69 6 | 10
    Semi Deviation 9.51 8.06 3.26 | 10.66 6 | 10
    Max Drawdown % -17.49 -13.37 -18.72 | -3.63 7 | 10
    VaR 1 Y % -14.21 -12.36 -18.40 | -3.71 5 | 10
    Average Drawdown % -5.00 -4.78 -8.62 | -1.34 6 | 10
    Sharpe Ratio 1.03 1.09 0.65 | 1.77 5 | 10
    Sterling Ratio 0.72 0.78 0.54 | 1.09 5 | 10
    Sortino Ratio 0.52 0.56 0.29 | 0.97 5 | 10
    Jensen Alpha % -0.15 1.81 -4.68 | 9.36 6 | 10
    Treynor Ratio 0.15 0.18 0.10 | 0.34 5 | 10
    Modigliani Square Measure % 21.29 24.37 15.39 | 43.53 6 | 10
    Alpha % -0.73 -3.46 -9.16 | 4.43 3 | 10
    Return data last Updated On : July 18, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Tata Young Citizens Fund NAV Regular Growth Tata Young Citizens Fund NAV Direct Growth
    18-07-2025 62.3512 69.376
    17-07-2025 62.7717 69.8428
    16-07-2025 62.7844 69.856
    15-07-2025 62.6147 69.6662
    14-07-2025 62.3365 69.3557
    11-07-2025 62.3957 69.4186
    10-07-2025 62.7087 69.7658
    09-07-2025 63.0889 70.1878
    08-07-2025 62.9191 69.998
    07-07-2025 62.9974 70.084
    04-07-2025 63.0275 70.1146
    03-07-2025 62.7606 69.8166
    02-07-2025 62.8859 69.9551
    01-07-2025 63.1026 70.1951
    30-06-2025 63.1191 70.2125
    27-06-2025 63.0845 70.171
    26-06-2025 62.7878 69.84
    25-06-2025 62.2808 69.2751
    24-06-2025 61.6607 68.5844
    23-06-2025 61.3753 68.266
    20-06-2025 61.5687 68.4781
    19-06-2025 61.1401 68.0005
    18-06-2025 61.4049 68.294

    Fund Launch Date: 14/Oct/1995
    Fund Category: Children Fund
    Investment Objective: The investment objective of the Scheme is to generate long term capital growth. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any return.
    Fund Description: A) One of Ideal investment avenue for saving your Child's future b) Get the benefit of balanced investments in both Debt and Equity c) Debt brings in the benefit of regular income d) Equity for long term wealth creation e) Compulsory Lock-in Option 5 years or till the child attains age of majority(whichever is earlier)
    Fund Benchmark: S&P BSE 200 Total Return Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.