Templeton India Equity Income Fund Overview
Category Dividend Yield Fund
BMSMONEY Rank -
Rating
Growth Option 09-05-2025
NAV ₹133.56(R) -0.54% ₹145.94(D) -0.54%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.66% 17.58% 29.84% 15.57% 14.47%
Direct 6.56% 18.55% 30.91% 16.5% 15.35%
Nifty 500 TRI 7.58% 16.86% 24.7% 13.86% 13.48%
SIP (XIRR) Regular -4.97% 16.28% 20.16% 19.86% 17.36%
Direct -4.16% 17.29% 21.18% 20.84% 18.27%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.71 0.36 0.65 5.89% 0.12
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.36% -19.04% -15.68% 0.77 9.5%

NAV Date: 09-05-2025

Scheme Name NAV Rupee Change Percent Change
Templeton India EQUITY INCOME FUND - IDCW 25.26
-0.1400
-0.5400%
Templeton India EQUITY INCOME FUND - Direct - IDCW 28.5
-0.1500
-0.5400%
Templeton India Equity Income Fund-Growth Plan 133.56
-0.7200
-0.5400%
Templeton India Equity Income Fund - Direct - Growth 145.94
-0.7900
-0.5400%

Review Date: 09-05-2025

Beginning of Analysis

The Templeton India Equity Income Fund has shown a very good past performence in Dividend Yield Fund. The Templeton India Equity Income Fund has a Jensen Alpha of 5.89% which is higher than the category average of 3.49%. Here the Templeton India Equity Income Fund has shown very good performance in terms of risk adjusted returns. The Templeton India Equity Income Fund has a Sharpe Ratio of 0.71 which is higher than the category average of 0.63. Here the Templeton India Equity Income Fund has shown very good performance in terms of risk adjusted returns.
The past performance of the {fund_name_eng} may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds.
Dividend Yield Mutual Funds are ideal for income-seeking investors who want a regular income stream through dividends while also benefiting from potential capital appreciation. These funds invest in high dividend-yielding stocks, which are generally less volatile and provide stable returns. However, they may underperform in bull markets compared to growth-oriented funds and are subject to market and sector-specific risks. Investors should carefully assess their income needs, risk tolerance, and investment horizon before investing in these funds. Additionally, the tax implications of dividends and capital gains should be considered.

Templeton India Equity Income Fund Return Analysis

The Templeton India Equity Income Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Dividend Yield Fund peers and the Nifty 500 TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Dividend Yield Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 5.18%, 0.26 and -5.05 in last one, three and six months respectively. In the same period the category average return was 5.4%, 0.25% and -6.23% respectively.
  • Templeton India Equity Income Fund has given a return of 6.56% in last one year. In the same period the Nifty 500 TRI return was 7.58%. The fund has given 1.02% less return than the benchmark return.
  • The fund has given a return of 18.55% in last three years and rank 5th out of seven funds in the category. In the same period the Nifty 500 TRI return was 16.86%. The fund has given 1.69% more return than the benchmark return.
  • Templeton India Equity Income Fund has given a return of 30.91% in last five years and category average returns is 29.65% in same period. The fund ranked 2.0nd out of four funds in the category. In the same period the Nifty 500 TRI return was 24.7%. The fund has given 6.21% more return than the benchmark return.
  • The fund has given a return of 15.35% in last ten years and ranked 2.0nd out of four funds in the category. In the same period the Nifty 500 TRI return was 13.48%. The fund has given 1.87% more return than the benchmark return.
  • The fund has given a SIP return of -4.16% in last one year whereas category average SIP return is -7.91%. The fund one year return rank in the category is 2nd in 9 funds
  • The fund has SIP return of 17.29% in last three years and ranks 3rd in 7 funds. Icici Prudential Dividend Yield Equity Fund has given the highest SIP return (23.59%) in the category in last three years.
  • The fund has SIP return of 21.18% in last five years whereas category average SIP return is 21.28%.

Templeton India Equity Income Fund Risk Analysis

  • The fund has a standard deviation of 13.36 and semi deviation of 9.5. The category average standard deviation is 14.62 and semi deviation is 10.37.
  • The fund has a Value at Risk (VaR) of -19.04 and a maximum drawdown of -15.68. The category average VaR is -18.02 and the maximum drawdown is -18.24. The fund has a beta of 0.77 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Dividend Yield Fund Category
  • Good Performance in Dividend Yield Fund Category
  • Poor Performance in Dividend Yield Fund Category
  • Very Poor Performance in Dividend Yield Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Templeton India Equity Income Fund NAV Regular Growth Templeton India Equity Income Fund NAV Direct Growth
    09-05-2025 133.5578 145.94
    08-05-2025 134.2801 146.7258
    07-05-2025 135.258 147.791
    06-05-2025 134.7697 147.254
    02-05-2025 134.7788 147.2503
    30-04-2025 134.8574 147.3293
    28-04-2025 135.2152 147.7134
    25-04-2025 134.2978 146.7011
    24-04-2025 135.6815 148.2092
    23-04-2025 136.103 148.6662
    22-04-2025 134.8355 147.2783
    21-04-2025 134.6217 147.0414
    17-04-2025 132.8232 145.0636
    16-04-2025 132.2483 144.4324
    15-04-2025 131.7186 143.8506
    11-04-2025 130.1961 142.1748
    09-04-2025 127.065 138.7492

    Fund Launch Date: 22/Mar/2006
    Fund Category: Dividend Yield Fund
    Investment Objective: The Scheme seeks to provide a combination of regular income and long-term capital appreciation by investing primarily in stocks that have a current or potentially attractive dividend yield, by using a value strategy.
    Fund Description: A n o p e n e n d e d e q u i t y s c h e m e predominantly investing in dividend yielding stocks
    Fund Benchmark: Nifty Dividend Opportunities 50
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.