Union Gilt Fund Datagrid
Category Gilt Fund
BMSMONEY Rank 19
Rating
Growth Option 23-10-2026
NAV ₹11.91(R) -0.31% ₹12.15(D) -0.31%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -2.36% 4.02% -% -% -%
Direct -1.93% 4.49% -% -% -%
Benchmark
SIP (XIRR) Regular -2.78% -0.88% -% -% -%
Direct -2.37% -0.44% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
-0.05 -0.01 0.35 -% -
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
5.02% -7.64% -5.92% - 3.79%
Fund AUM As on: 30/12/2025 115 Cr
Top Gilt Fund
Fund Name Rank Rating
Bandhan Gilt Fund 1
ICICI Prudential Gilt Fund 2
Axis Gilt Fund 3
UTI Gilt Fund 4
DSP Gilt Fund 5

NAV Date: 23-10-2026

Scheme Name NAV Rupee Change Percent Change
Union Gilt Fund - Regular Plan - Annual IDCW Option 11.2
-0.0300
-0.3100%
Union Gilt Fund - Direct Plan - Annual IDCW Option 11.48
-0.0400
-0.3100%
Union Gilt Fund - Regular Plan - Half-yearly IDCW Option 11.56
-0.0400
-0.3100%
Union Gilt Fund - Direct Plan - Half-yearly IDCW Option 11.81
-0.0400
-0.3100%
Union Gilt Fund - Regular Plan - Growth Option 11.91
-0.0400
-0.3100%
Union Gilt Fund - Direct Plan - Growth Option 12.15
-0.0400
-0.3100%

Review Date: 23-10-2026

Beginning of Analysis

union gilt fund is the 17th ranked fund in the Gilt Fund category. The category has total 19 funds. The 1 star rating shows a very poor past performance of the union gilt fund in Gilt Fund. The fund has a Sharpe Ratio of -0.05 which is lower than the category average of 0.12.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Gilt Mutual Funds are ideal for risk-averse investors seeking safety and stability in their debt portfolio. These funds are highly sensitive to interest rate changes and are best suited for long-term investors who can tolerate volatility. While they offer zero credit risk, their performance is closely tied to interest rate movements, making them less suitable for short-term goals. Investors should carefully assess their risk tolerance and investment horizon before investing in Gilt Funds. Additionally, choosing funds managed by experienced professionals can help navigate interest rate cycles effectively.

union gilt fund Return Analysis

  • The fund has given a return of -2.66%, -2.45 and -0.38 in last one, three and six months respectively. In the same period the category average return was -1.38%, -1.19% and 1.17% respectively.
  • union gilt fund has given a return of -1.93% in last one year. In the same period the Gilt Fund category average return was 1.36%.
  • The fund has given a return of 4.49% in last three years and ranked 21.0st out of twenty one funds in the category. In the same period the Gilt Fund category average return was 6.05%.
  • The fund has given a SIP return of -2.37% in last one year whereas category average SIP return is 1.17%. The fund one year return rank in the category is 23rd in 23 funds
  • The fund has SIP return of -0.44% in last three years and ranks 21st in 21 funds. Bandhan Gilt Fund has given the highest SIP return (4.75%) in the category in last three years.

union gilt fund Risk Analysis

  • The fund has a standard deviation of 5.02 and semi deviation of 3.79. The category average standard deviation is 3.81 and semi deviation is 2.8.
  • The fund has a Value at Risk (VaR) of -7.64 and a maximum drawdown of -5.92. The category average VaR is -5.38 and the maximum drawdown is -3.5.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Gilt Fund Category
  • Good Performance in Gilt Fund Category
  • Poor Performance in Gilt Fund Category
  • Very Poor Performance in Gilt Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.69
    -1.43
    		-2.69 | 0.09 23 | 23 Poor
    3M Return % -2.55
    -1.36
    		-2.73 | 0.52 21 | 23 Poor
    6M Return % -0.59
    0.82
    		-0.59 | 3.88 23 | 23 Poor
    1Y Return % -2.36
    0.67
    		-2.36 | 6.45 23 | 23 Poor
    3Y Return % 4.02
    5.35
    		4.02 | 7.74 21 | 21 Poor
    1Y SIP Return % -2.78
    0.47
    		-2.78 | 6.87 23 | 23 Poor
    3Y SIP Return % -0.88
    1.10
    		-0.88 | 4.10 21 | 21 Poor
    Standard Deviation 5.02
    3.81
    		2.50 | 5.02 21 | 21 Poor
    Semi Deviation 3.79
    2.80
    		1.93 | 3.79 21 | 21 Poor
    Max Drawdown % -5.92
    -3.50
    		-5.92 | -2.09 21 | 21 Poor
    VaR 1 Y % -7.64
    -5.38
    		-7.69 | -1.79 19 | 21 Poor
    Average Drawdown % 1.54
    1.22
    		0.89 | 2.41 2 | 21 Very Good
    Sharpe Ratio -0.05
    0.12
    		-0.15 | 0.53 16 | 21 Average
    Sterling Ratio 0.35
    0.47
    		0.35 | 0.61 21 | 21 Poor
    Sortino Ratio -0.01
    0.06
    		-0.05 | 0.23 16 | 21 Average
    Return data last Updated On : Oct. 23, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -2.66 -1.38 -2.66 | 0.14 23 | 23 Poor
    3M Return % -2.45 -1.19 -2.54 | 0.68 22 | 23 Poor
    6M Return % -0.38 1.17 -0.38 | 4.20 23 | 23 Poor
    1Y Return % -1.93 1.36 -1.93 | 7.11 23 | 23 Poor
    3Y Return % 4.49 6.05 4.49 | 8.41 21 | 21 Poor
    1Y SIP Return % -2.37 1.17 -2.37 | 7.54 23 | 23 Poor
    3Y SIP Return % -0.44 1.78 -0.44 | 4.75 21 | 21 Poor
    Standard Deviation 5.02 3.81 2.50 | 5.02 21 | 21 Poor
    Semi Deviation 3.79 2.80 1.93 | 3.79 21 | 21 Poor
    Max Drawdown % -5.92 -3.50 -5.92 | -2.09 21 | 21 Poor
    VaR 1 Y % -7.64 -5.38 -7.69 | -1.79 19 | 21 Poor
    Average Drawdown % 1.54 1.22 0.89 | 2.41 2 | 21 Very Good
    Sharpe Ratio -0.05 0.12 -0.15 | 0.53 16 | 21 Average
    Sterling Ratio 0.35 0.47 0.35 | 0.61 21 | 21 Poor
    Sortino Ratio -0.01 0.06 -0.05 | 0.23 16 | 21 Average
    Return data last Updated On : Oct. 23, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Union Gilt Fund NAV Regular Growth Union Gilt Fund NAV Direct Growth
    23-10-2026 11.9099 12.154
    22-10-2026 11.9469 12.1917
    21-10-2026 11.9666 12.2116
    19-10-2026 12.0042 12.2498
    16-10-2026 12.0222 12.2677
    15-10-2026 11.9913 12.236
    14-10-2026 11.9674 12.2115
    13-10-2026 12.0046 12.2493
    12-10-2026 11.9938 12.2382
    09-10-2026 12.0854 12.3312
    08-10-2026 12.0642 12.3095
    07-10-2026 12.1307 12.3772
    06-10-2026 12.1193 12.3654
    05-10-2026 12.1141 12.36
    01-10-2026 12.1112 12.3565
    30-09-2026 12.1286 12.3741
    29-09-2026 12.135 12.3805
    28-09-2026 12.0944 12.3389
    25-09-2026 12.1896 12.4356
    24-09-2026 12.1923 12.4383
    23-09-2026 12.2396 12.4864

    Fund Launch Date: 08/Aug/2022
    Fund Category: Gilt Fund
    Investment Objective: The investment objective of the Scheme is to generate income through investment in a portfolio comprising of government securities of various maturities. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
    Fund Description: An open ended debt scheme investing in government securities across maturity. A relatively high interest rate risk and relatively low credit risk.
    Fund Benchmark: CRISIL Dynamic Gilt Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.