Union Money Market Fund Datagrid
Category Money Market Fund
BMSMONEY Rank 20
Rating
Growth Option 27-01-2026
NAV ₹1270.8(R) +0.06% ₹1311.33(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.35% 6.44% -% -% -%
Direct 7.11% 7.21% -% -% -%
Benchmark
SIP (XIRR) Regular 5.72% 6.36% -% -% -%
Direct 6.45% 7.12% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.51 2.9 0.65 5.41% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.29% 0.0% 0.0% 0.08 0.17%
Fund AUM As on: 30/12/2025 193 Cr
Top Money Market Fund
Fund Name Rank Rating
Uti Money Market Fund 1
Axis Money Market Fund 2
Aditya Birla Sun Life Money Manager Fund 3
Nippon India Money Market Fund 4
Tata Money Market Fund 5

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
Union Money Market Fund - Regular Plan - Monthly IDCW Option 1005.03
0.5800
0.0600%
Union Money Market Fund - Direct Plan - Monthly IDCW Option 1013.22
0.6400
0.0600%
Union Money Market Fund - Regular Plan - Growth Option 1270.8
0.7300
0.0600%
Union Money Market Fund - Direct Plan - Growth Option 1311.33
0.8300
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

Union Money Market Fund is the 18th ranked fund in the Money Market Fund category. The category has total 20 funds. The Union Money Market Fund has shown a very poor past performence in Money Market Fund. The fund has a Jensen Alpha of 5.41% which is lower than the category average of 5.92%, showing poor performance. The fund has a Sharpe Ratio of 2.51 which is lower than the category average of 4.07.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Union Money Market Fund Return Analysis

  • The fund has given a return of 0.41%, 1.43 and 2.87 in last one, three and six months respectively. In the same period the category average return was 0.34%, 1.36% and 2.84% respectively.
  • Union Money Market Fund has given a return of 7.11% in last one year. In the same period the Money Market Fund category average return was 7.26%.
  • The fund has given a return of 7.21% in last three years and ranked 20.0th out of 21 funds in the category. In the same period the Money Market Fund category average return was 7.43%.
  • The fund has given a SIP return of 6.45% in last one year whereas category average SIP return is 6.46%. The fund one year return rank in the category is 13th in 22 funds
  • The fund has SIP return of 7.12% in last three years and ranks 20th in 21 funds. Tata Money Market Fund has given the highest SIP return (7.49%) in the category in last three years.

Union Money Market Fund Risk Analysis

  • The fund has a standard deviation of 0.29 and semi deviation of 0.17. The category average standard deviation is 0.34 and semi deviation is 0.21.
  • The fund has a beta of 0.1 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.37
    0.32
    		0.26 | 0.37 3 | 22 Very Good
    3M Return % 1.26
    1.28
    		1.09 | 1.37 15 | 22 Average
    6M Return % 2.52
    2.68
    		2.27 | 2.80 19 | 22 Poor
    1Y Return % 6.35
    6.92
    		6.12 | 7.24 21 | 22 Poor
    3Y Return % 6.44
    7.09
    		6.30 | 7.48 19 | 21 Poor
    1Y SIP Return % 5.72
    6.13
    		5.32 | 6.41 21 | 22 Poor
    3Y SIP Return % 6.36
    6.95
    		6.16 | 7.29 19 | 21 Poor
    Standard Deviation 0.29
    0.34
    		0.28 | 0.43 2 | 21 Very Good
    Semi Deviation 0.17
    0.21
    		0.17 | 0.35 1 | 21 Very Good
    Sharpe Ratio 2.51
    4.07
    		1.94 | 5.23 19 | 21 Poor
    Sterling Ratio 0.65
    0.71
    		0.63 | 0.75 19 | 21 Poor
    Sortino Ratio 2.90
    14.57
    		1.35 | 33.07 18 | 21 Average
    Jensen Alpha % 5.41
    5.92
    		5.08 | 6.21 20 | 21 Poor
    Treynor Ratio 0.09
    0.14
    		0.06 | 0.18 20 | 21 Poor
    Modigliani Square Measure % 15.91
    15.64
    		13.32 | 18.48 7 | 21 Good
    Alpha % -1.49
    -0.84
    		-1.58 | -0.45 19 | 21 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.41 0.34 0.29 | 0.41 1 | 22 Very Good
    3M Return % 1.43 1.36 1.30 | 1.43 1 | 22 Very Good
    6M Return % 2.87 2.84 2.77 | 2.91 4 | 22 Very Good
    1Y Return % 7.11 7.26 6.94 | 7.41 19 | 22 Poor
    3Y Return % 7.21 7.43 6.71 | 7.69 20 | 21 Poor
    1Y SIP Return % 6.45 6.46 6.27 | 6.62 13 | 22 Average
    3Y SIP Return % 7.12 7.28 6.68 | 7.49 20 | 21 Poor
    Standard Deviation 0.29 0.34 0.28 | 0.43 2 | 21 Very Good
    Semi Deviation 0.17 0.21 0.17 | 0.35 1 | 21 Very Good
    Sharpe Ratio 2.51 4.07 1.94 | 5.23 19 | 21 Poor
    Sterling Ratio 0.65 0.71 0.63 | 0.75 19 | 21 Poor
    Sortino Ratio 2.90 14.57 1.35 | 33.07 18 | 21 Average
    Jensen Alpha % 5.41 5.92 5.08 | 6.21 20 | 21 Poor
    Treynor Ratio 0.09 0.14 0.06 | 0.18 20 | 21 Poor
    Modigliani Square Measure % 15.91 15.64 13.32 | 18.48 7 | 21 Good
    Alpha % -1.49 -0.84 -1.58 | -0.45 19 | 21 Poor
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Union Money Market Fund NAV Regular Growth Union Money Market Fund NAV Direct Growth
    27-01-2026 1270.8035 1311.3324
    23-01-2026 1270.0699 1310.5036
    22-01-2026 1269.8648 1310.274
    21-01-2026 1269.6089 1309.992
    20-01-2026 1269.4297 1309.7893
    19-01-2026 1269.3965 1309.7372
    16-01-2026 1269.0498 1309.3258
    14-01-2026 1268.7522 1308.9829
    13-01-2026 1268.5517 1308.7581
    12-01-2026 1268.4724 1308.6582
    09-01-2026 1267.9655 1308.0817
    08-01-2026 1267.8603 1307.9552
    07-01-2026 1267.8756 1307.9531
    06-01-2026 1267.8946 1307.9548
    05-01-2026 1267.6538 1307.6885
    02-01-2026 1267.0914 1307.0547
    01-01-2026 1266.9746 1306.9163
    31-12-2025 1266.7533 1306.6701
    30-12-2025 1266.0318 1305.9079
    29-12-2025 1266.174 1306.0286

    Fund Launch Date: 25/Aug/2021
    Fund Category: Money Market Fund
    Investment Objective: The investment objective of the Scheme is to generate regular income through investment in a portfolio comprising of money market instruments. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
    Fund Description: An open ended debt scheme investing in money market instruments. A relatively low interest rate risk and moderate credit risk
    Fund Benchmark: CRISIL Money Market Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.