Union Money Market Fund Datagrid
Category Money Market Fund
BMSMONEY Rank 19
Rating
Growth Option 04-12-2025
NAV ₹1261.79(R) +0.02% ₹1300.86(D) +0.03%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.54% 6.48% -% -% -%
Direct 7.32% 7.26% -% -% -%
Benchmark
SIP (XIRR) Regular 6.09% 6.49% -% -% -%
Direct 6.87% 7.26% -% -% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
2.68 3.31 0.65 5.54% 0.11
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.28% 0.0% 0.0% 0.07 0.16%
Fund AUM As on: 30/06/2025 179 Cr
Top Money Market Fund
Fund Name Rank Rating
Uti Money Market Fund 1
Aditya Birla Sun Life Money Manager Fund 2
Nippon India Money Market Fund 3
Axis Money Market Fund 4
Tata Money Market Fund 5

NAV Date: 04-12-2025

Scheme Name NAV Rupee Change Percent Change
Union Money Market Fund - Direct Plan - Monthly IDCW Option 1010.27
0.2700
0.0300%
Union Money Market Fund - Regular Plan - Growth Option 1261.79
0.2900
0.0200%
Union Money Market Fund - Direct Plan - Growth Option 1300.86
0.3500
0.0300%

Review Date: 04-12-2025

Beginning of Analysis

In the Money Market Fund category, Union Money Market Fund is the 18th ranked fund. The category has total 20 funds. The Union Money Market Fund has shown a very poor past performence in Money Market Fund. The fund has a Jensen Alpha of 5.54% which is lower than the category average of 6.08%, showing poor performance. The fund has a Sharpe Ratio of 2.68 which is lower than the category average of 4.44.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Money Market Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 1 year, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Money Market Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

Union Money Market Fund Return Analysis

  • The fund has given a return of 0.49%, 1.49 and 3.08 in last one, three and six months respectively. In the same period the category average return was 0.49%, 1.53% and 3.16% respectively.
  • Union Money Market Fund has given a return of 7.32% in last one year. In the same period the Money Market Fund category average return was 7.56%.
  • The fund has given a return of 7.26% in last three years and ranked 20.0th out of 21 funds in the category. In the same period the Money Market Fund category average return was 7.52%.
  • The fund has given a SIP return of 6.87% in last one year whereas category average SIP return is 7.09%. The fund one year return rank in the category is 21st in 22 funds
  • The fund has SIP return of 7.26% in last three years and ranks 20th in 21 funds. Tata Money Market Fund has given the highest SIP return (7.74%) in the category in last three years.

Union Money Market Fund Risk Analysis

  • The fund has a standard deviation of 0.28 and semi deviation of 0.16. The category average standard deviation is 0.32 and semi deviation is 0.18.
  • The fund has a beta of 0.1 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Money Market Fund Category
  • Good Performance in Money Market Fund Category
  • Poor Performance in Money Market Fund Category
  • Very Poor Performance in Money Market Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.43
    0.47
    		0.41 | 0.49 21 | 22 Poor
    3M Return % 1.31
    1.45
    		1.26 | 1.52 21 | 22 Poor
    6M Return % 2.71
    3.00
    		2.58 | 3.13 21 | 22 Poor
    1Y Return % 6.54
    7.22
    		6.39 | 7.56 21 | 22 Poor
    3Y Return % 6.48
    7.18
    		6.35 | 7.57 19 | 21 Poor
    1Y SIP Return % 6.09
    6.75
    		5.93 | 7.06 21 | 22 Poor
    3Y SIP Return % 6.49
    7.17
    		6.38 | 7.52 19 | 21 Poor
    Standard Deviation 0.28
    0.32
    		0.27 | 0.34 2 | 20 Very Good
    Semi Deviation 0.16
    0.18
    		0.16 | 0.21 1 | 20 Very Good
    Sharpe Ratio 2.68
    4.44
    		2.15 | 5.72 18 | 20 Poor
    Sterling Ratio 0.65
    0.72
    		0.64 | 0.76 18 | 20 Poor
    Sortino Ratio 3.31
    14.62
    		1.89 | 30.07 18 | 20 Poor
    Jensen Alpha % 5.54
    6.08
    		5.27 | 6.41 18 | 20 Poor
    Treynor Ratio 0.11
    0.16
    		0.07 | 0.21 18 | 20 Poor
    Modigliani Square Measure % 16.64
    16.37
    		14.02 | 19.28 7 | 20 Good
    Alpha % -1.50
    -0.84
    		-1.60 | -0.43 18 | 20 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.49 0.49 0.47 | 0.51 18 | 22 Average
    3M Return % 1.49 1.53 1.48 | 1.56 21 | 22 Poor
    6M Return % 3.08 3.16 3.08 | 3.24 21 | 22 Poor
    1Y Return % 7.32 7.56 7.14 | 7.75 21 | 22 Poor
    3Y Return % 7.26 7.52 6.77 | 7.80 20 | 21 Poor
    1Y SIP Return % 6.87 7.09 6.85 | 7.26 21 | 22 Poor
    3Y SIP Return % 7.26 7.50 6.83 | 7.74 20 | 21 Poor
    Standard Deviation 0.28 0.32 0.27 | 0.34 2 | 20 Very Good
    Semi Deviation 0.16 0.18 0.16 | 0.21 1 | 20 Very Good
    Sharpe Ratio 2.68 4.44 2.15 | 5.72 18 | 20 Poor
    Sterling Ratio 0.65 0.72 0.64 | 0.76 18 | 20 Poor
    Sortino Ratio 3.31 14.62 1.89 | 30.07 18 | 20 Poor
    Jensen Alpha % 5.54 6.08 5.27 | 6.41 18 | 20 Poor
    Treynor Ratio 0.11 0.16 0.07 | 0.21 18 | 20 Poor
    Modigliani Square Measure % 16.64 16.37 14.02 | 19.28 7 | 20 Good
    Alpha % -1.50 -0.84 -1.60 | -0.43 18 | 20 Poor
    Return data last Updated On : Dec. 4, 2025.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Oct. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Union Money Market Fund NAV Regular Growth Union Money Market Fund NAV Direct Growth
    04-12-2025 1261.7912 1300.8572
    03-12-2025 1261.6546 1300.6904
    02-12-2025 1261.5 1300.5049
    01-12-2025 1261.3631 1300.3378
    28-11-2025 1260.9522 1299.8363
    27-11-2025 1260.762 1299.6142
    26-11-2025 1260.558 1299.3779
    25-11-2025 1260.348 1299.1353
    24-11-2025 1260.0842 1298.8375
    21-11-2025 1259.5904 1298.2506
    20-11-2025 1259.41 1298.0387
    19-11-2025 1259.2327 1297.8299
    18-11-2025 1258.9891 1297.5528
    17-11-2025 1258.8075 1297.3396
    14-11-2025 1258.2893 1296.7276
    13-11-2025 1258.1259 1296.5332
    12-11-2025 1257.942 1296.3177
    11-11-2025 1257.6633 1296.0046
    10-11-2025 1257.481 1295.7909
    07-11-2025 1256.9461 1295.162
    06-11-2025 1256.7487 1294.9329
    04-11-2025 1256.3868 1294.5083

    Fund Launch Date: 25/Aug/2021
    Fund Category: Money Market Fund
    Investment Objective: The investment objective of the Scheme is to generate regular income through investment in a portfolio comprising of money market instruments. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
    Fund Description: An open ended debt scheme investing in money market instruments. A relatively low interest rate risk and moderate credit risk
    Fund Benchmark: CRISIL Money Market Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.