Previously Known As : Uti India Lifestyle Fund
Uti India Consumer Fund Datagrid
Category Consumption Fund
BMSMONEY Rank 7
Rating
Growth Option 12-02-2026
NAV ₹57.94(R) -0.35% ₹63.02(D) -0.35%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 8.91% 15.64% 12.22% 13.18% 13.2%
Direct 9.89% 16.67% 13.1% 13.97% 13.95%
Nifty India Consumption TRI 11.81% 18.93% 15.66% 15.29% 15.43%
SIP (XIRR) Regular 4.84% 9.74% 11.16% 12.99% 12.11%
Direct 5.77% 10.76% 12.13% 13.9% 12.91%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.67 0.31 0.47 -2.59% 0.1
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
13.77% -18.93% -22.43% 0.96 10.55%
Fund AUM As on: 30/12/2025 733 Cr
Top Consumption Fund
Fund Name Rank Rating
Tata India Consumer Fund 1
Icici Prudential Bharat Consumption Fund 2
Canara Robeco Consumer Trends Fund 3

NAV Date: 12-02-2026

Scheme Name NAV Rupee Change Percent Change
UTI India Consumer Fund - Regular Plan - IDCW 50.65
-0.1800
-0.3500%
UTI India Consumer Fund - Direct Plan - IDCW 55.32
-0.2000
-0.3500%
UTI India Consumer Fund - Regular Plan - Growth Option 57.94
-0.2100
-0.3500%
UTI India Consumer Fund - Direct Plan - Growth Option 63.02
-0.2200
-0.3500%

Review Date: 12-02-2026

Beginning of Analysis

Uti India Consumer Fund is the 10th ranked fund in the Consumption Fund category. The category has total 12 funds. The Uti India Consumer Fund has shown a poor past performence in Consumption Fund. The fund has a Jensen Alpha of -2.59% which is lower than the category average of -1.11%, showing poor performance. The fund has a Sharpe Ratio of 0.67 which is lower than the category average of 0.7.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Consumption Mutual Funds are ideal for investors seeking to capitalize on the growth potential of the consumption-driven economy. These funds invest in companies across various sub-sectors like FMCG, retail, automobiles, and hospitality, offering exposure to a diverse range of consumption-related businesses. While they provide the potential for long-term growth and defensive characteristics, they also carry higher risks due to their concentrated exposure to the consumption sector. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in these funds. Additionally, monitoring consumer spending patterns and economic trends is crucial for success.

Uti India Consumer Fund Return Analysis

The Uti India Consumer Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Consumption Fund peers and the Nifty India Consumption TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Consumption Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -1.03%, -2.59 and 3.16 in last one, three and six months respectively. In the same period the category average return was -0.06%, -3.45% and 0.42% respectively.
  • Uti India Consumer Fund has given a return of 9.89% in last one year. In the same period the Nifty India Consumption TRI return was 11.81%. The fund has given 1.92% less return than the benchmark return.
  • The fund has given a return of 16.67% in last three years and rank 10th out of 12 funds in the category. In the same period the Nifty India Consumption TRI return was 18.93%. The fund has given 2.26% less return than the benchmark return.
  • Uti India Consumer Fund has given a return of 13.1% in last five years and category average returns is 15.32% in same period. The fund ranked 10th out of 11 funds in the category. In the same period the Nifty India Consumption TRI return was 15.66%. The fund has given 2.56% less return than the benchmark return.
  • The fund has given a return of 13.95% in last ten years and ranked 8th out of nine funds in the category. In the same period the Nifty India Consumption TRI return was 15.43%. The fund has given 1.48% less return than the benchmark return.
  • The fund has given a SIP return of 5.77% in last one year whereas category average SIP return is 2.09%. The fund one year return rank in the category is 2nd in 16 funds
  • The fund has SIP return of 10.76% in last three years and ranks 6th in 12 funds. Canara Robeco Consumer Trends Fund has given the highest SIP return (11.81%) in the category in last three years.
  • The fund has SIP return of 12.13% in last five years whereas category average SIP return is 13.04%.

Uti India Consumer Fund Risk Analysis

  • The fund has a standard deviation of 13.77 and semi deviation of 10.55. The category average standard deviation is 13.22 and semi deviation is 9.98.
  • The fund has a Value at Risk (VaR) of -18.93 and a maximum drawdown of -22.43. The category average VaR is -19.15 and the maximum drawdown is -20.73. The fund has a beta of 0.95 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Consumption Fund Category
  • Good Performance in Consumption Fund Category
  • Poor Performance in Consumption Fund Category
  • Very Poor Performance in Consumption Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Nifty India Consumption TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.10 -0.79
    -0.16
    		-1.10 | 1.85 16 | 16 Poor
    3M Return % -2.80 -3.26
    -3.75
    		-6.80 | -2.47 5 | 16 Good
    6M Return % 2.71 2.13
    -0.19
    		-5.85 | 2.81 2 | 16 Very Good
    1Y Return % 8.91 11.81
    6.71
    		-2.64 | 10.93 6 | 16 Good
    3Y Return % 15.64 18.93
    15.09
    		4.49 | 18.33 9 | 12 Average
    5Y Return % 12.22 15.66
    14.00
    		10.13 | 16.09 10 | 11 Poor
    7Y Return % 13.18 15.29
    14.54
    		9.84 | 17.71 8 | 10 Average
    10Y Return % 13.20 15.43
    15.45
    		11.95 | 17.76 8 | 9 Average
    15Y Return % 11.77 15.41
    14.20
    		11.77 | 16.31 5 | 5 Average
    1Y SIP Return % 4.84
    0.83
    		-22.66 | 8.35 2 | 16 Very Good
    3Y SIP Return % 9.74
    7.91
    		-3.70 | 10.36 3 | 12 Very Good
    5Y SIP Return % 11.16
    11.70
    		4.24 | 13.41 10 | 11 Poor
    7Y SIP Return % 12.99
    14.25
    		7.93 | 16.65 9 | 10 Average
    10Y SIP Return % 12.11
    13.82
    		9.26 | 15.74 8 | 9 Average
    15Y SIP Return % 11.75
    13.84
    		11.26 | 16.05 5 | 6 Average
    Standard Deviation 13.77
    13.22
    		12.02 | 14.31 9 | 12 Average
    Semi Deviation 10.55
    9.98
    		9.09 | 10.75 10 | 12 Poor
    Max Drawdown % -22.43
    -20.73
    		-23.34 | -18.70 10 | 12 Poor
    VaR 1 Y % -18.93
    -19.15
    		-24.76 | -12.77 6 | 12 Good
    Average Drawdown % -6.08
    -6.54
    		-9.30 | -4.83 5 | 12 Good
    Sharpe Ratio 0.67
    0.71
    		0.11 | 0.92 10 | 12 Poor
    Sterling Ratio 0.47
    0.51
    		0.23 | 0.65 10 | 12 Poor
    Sortino Ratio 0.31
    0.33
    		0.07 | 0.42 10 | 12 Poor
    Jensen Alpha % -2.59
    -1.11
    		-7.00 | 2.28 11 | 12 Poor
    Treynor Ratio 0.10
    0.11
    		0.02 | 0.14 10 | 12 Poor
    Modigliani Square Measure % 15.60
    16.36
    		8.13 | 19.54 10 | 12 Poor
    Alpha % -3.18
    -2.51
    		-10.55 | 1.52 10 | 12 Poor
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Nifty India Consumption TRI Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -1.03 -0.79 -0.06 -1.03 | 1.98 16 | 16 Poor
    3M Return % -2.59 -3.26 -3.45 -6.60 | -2.13 6 | 16 Good
    6M Return % 3.16 2.13 0.42 -5.44 | 3.60 2 | 16 Very Good
    1Y Return % 9.89 11.81 8.03 -1.80 | 12.65 6 | 16 Good
    3Y Return % 16.67 18.93 16.45 5.39 | 19.84 10 | 12 Poor
    5Y Return % 13.10 15.66 15.32 11.07 | 17.54 10 | 11 Poor
    7Y Return % 13.97 15.29 15.87 10.76 | 19.00 9 | 10 Average
    10Y Return % 13.95 15.43 16.70 12.88 | 19.23 8 | 9 Average
    1Y SIP Return % 5.77 2.09 -21.96 | 10.05 2 | 16 Very Good
    3Y SIP Return % 10.76 9.24 -2.81 | 11.81 6 | 12 Good
    5Y SIP Return % 12.13 13.04 5.21 | 15.04 10 | 11 Poor
    7Y SIP Return % 13.90 15.64 8.91 | 18.13 9 | 10 Average
    10Y SIP Return % 12.91 15.09 10.23 | 17.28 8 | 9 Average
    Standard Deviation 13.77 13.22 12.02 | 14.31 9 | 12 Average
    Semi Deviation 10.55 9.98 9.09 | 10.75 10 | 12 Poor
    Max Drawdown % -22.43 -20.73 -23.34 | -18.70 10 | 12 Poor
    VaR 1 Y % -18.93 -19.15 -24.76 | -12.77 6 | 12 Good
    Average Drawdown % -6.08 -6.54 -9.30 | -4.83 5 | 12 Good
    Sharpe Ratio 0.67 0.71 0.11 | 0.92 10 | 12 Poor
    Sterling Ratio 0.47 0.51 0.23 | 0.65 10 | 12 Poor
    Sortino Ratio 0.31 0.33 0.07 | 0.42 10 | 12 Poor
    Jensen Alpha % -2.59 -1.11 -7.00 | 2.28 11 | 12 Poor
    Treynor Ratio 0.10 0.11 0.02 | 0.14 10 | 12 Poor
    Modigliani Square Measure % 15.60 16.36 8.13 | 19.54 10 | 12 Poor
    Alpha % -3.18 -2.51 -10.55 | 1.52 10 | 12 Poor
    Return data last Updated On : Feb. 12, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti India Consumer Fund NAV Regular Growth Uti India Consumer Fund NAV Direct Growth
    12-02-2026 57.9422 63.0178
    11-02-2026 58.1486 63.2408
    10-02-2026 57.8271 62.8897
    09-02-2026 57.427 62.453
    06-02-2026 56.8417 61.8122
    05-02-2026 56.5254 61.4668
    04-02-2026 56.7202 61.6772
    03-02-2026 56.0381 60.934
    02-02-2026 55.0565 59.8652
    30-01-2026 55.3425 60.1719
    29-01-2026 54.9546 59.7488
    28-01-2026 55.3373 60.1634
    27-01-2026 55.1352 59.9423
    23-01-2026 55.6173 60.4608
    22-01-2026 56.48 61.3971
    21-01-2026 56.3785 61.2854
    20-01-2026 56.5398 61.4593
    19-01-2026 57.7109 62.7308
    16-01-2026 57.8222 62.8473
    14-01-2026 58.237 63.2952
    13-01-2026 58.4588 63.5348
    12-01-2026 58.5856 63.6711

    Fund Launch Date: 02/Jul/2007
    Fund Category: Consumption Fund
    Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
    Fund Description: An open ended equity scheme following the theme of changing consumer aspirations, changing lifestyle and growth of consumption
    Fund Benchmark: Nifty India Consumption
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.