Previously Known As : Uti India Lifestyle Fund
Uti India Consumer Fund Overview
Category Consumption Fund
BMSMONEY Rank 11
Rating
Growth Option 21-05-2025
NAV ₹55.91(R) +0.61% ₹60.42(D) +0.61%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.71% 15.87% 19.58% 11.58% 10.68%
Direct 6.67% 16.87% 20.45% 12.33% 11.38%
Nifty India Consumption TRI 9.44% 20.28% 22.3% 14.21% 14.12%
SIP (XIRR) Regular -1.6% 14.44% 14.76% 14.3% 12.86%
Direct -0.7% 15.5% 15.7% 15.15% 13.62%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.46 0.23 0.42 -3.38% 0.08
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
15.66% -19.77% -22.43% 0.94 11.4%

NAV Date: 21-05-2025

Scheme Name NAV Rupee Change Percent Change
UTI India Consumer Fund - Regular Plan - IDCW 48.87
0.3000
0.6100%
UTI India Consumer Fund - Direct Plan - IDCW 53.04
0.3200
0.6100%
UTI India Consumer Fund - Regular Plan - Growth Option 55.91
0.3400
0.6100%
UTI India Consumer Fund - Direct Plan - Growth Option 60.42
0.3700
0.6100%

Review Date: 21-05-2025

Beginning of Analysis

In the Consumption Fund category, Uti India Consumer Fund is the 11th ranked fund. The category has total 12 funds. The 1 star rating shows a very poor past performance of the Uti India Consumer Fund in Consumption Fund. The fund has a Jensen Alpha of -3.38% which is lower than the category average of 0.92%, showing poor performance. The fund has a Sharpe Ratio of 0.46 which is lower than the category average of 0.67.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Consumption Mutual Funds are ideal for investors seeking to capitalize on the growth potential of the consumption-driven economy. These funds invest in companies across various sub-sectors like FMCG, retail, automobiles, and hospitality, offering exposure to a diverse range of consumption-related businesses. While they provide the potential for long-term growth and defensive characteristics, they also carry higher risks due to their concentrated exposure to the consumption sector. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in these funds. Additionally, monitoring consumer spending patterns and economic trends is crucial for success.

Uti India Consumer Fund Return Analysis

The Uti India Consumer Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Consumption Fund peers and the Nifty India Consumption TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Consumption Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of 1.41%, 7.37 and 0.63 in last one, three and six months respectively. In the same period the category average return was 1.31%, 7.79% and 1.24% respectively.
  • Uti India Consumer Fund has given a return of 6.67% in last one year. In the same period the Nifty India Consumption TRI return was 9.44%. The fund has given 2.77% less return than the benchmark return.
  • The fund has given a return of 16.87% in last three years and rank 11th out of 12 funds in the category. In the same period the Nifty India Consumption TRI return was 20.28%. The fund has given 3.41% less return than the benchmark return.
  • Uti India Consumer Fund has given a return of 20.45% in last five years and category average returns is 24.93% in same period. The fund ranked 10th out of 11 funds in the category. In the same period the Nifty India Consumption TRI return was 22.3%. The fund has given 1.85% less return than the benchmark return.
  • The fund has given a return of 11.38% in last ten years and ranked 8th out of eight funds in the category. In the same period the Nifty India Consumption TRI return was 14.12%. The fund has given 2.74% less return than the benchmark return.
  • The fund has given a SIP return of -0.7% in last one year whereas category average SIP return is 1.46%. The fund one year return rank in the category is 12th in 15 funds
  • The fund has SIP return of 15.5% in last three years and ranks 11th in 12 funds. Tata India Consumer Fund has given the highest SIP return (19.63%) in the category in last three years.
  • The fund has SIP return of 15.7% in last five years whereas category average SIP return is 19.11%.

Uti India Consumer Fund Risk Analysis

  • The fund has a standard deviation of 15.66 and semi deviation of 11.4. The category average standard deviation is 14.89 and semi deviation is 10.83.
  • The fund has a Value at Risk (VaR) of -19.77 and a maximum drawdown of -22.43. The category average VaR is -19.44 and the maximum drawdown is -20.73. The fund has a beta of 0.94 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Consumption Fund Category
  • Good Performance in Consumption Fund Category
  • Poor Performance in Consumption Fund Category
  • Very Poor Performance in Consumption Fund Category

  • Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti India Consumer Fund NAV Regular Growth Uti India Consumer Fund NAV Direct Growth
    21-05-2025 55.911 60.4213
    20-05-2025 55.572 60.0534
    19-05-2025 56.5785 61.1395
    16-05-2025 56.5719 61.1277
    15-05-2025 56.4081 60.9492
    14-05-2025 55.6587 60.1379
    13-05-2025 55.4042 59.8614
    12-05-2025 55.842 60.3329
    09-05-2025 54.1932 58.547
    08-05-2025 54.4921 58.8685
    07-05-2025 55.3299 59.772
    06-05-2025 55.168 59.5956
    02-05-2025 54.7027 59.087
    30-04-2025 55.1222 59.537
    28-04-2025 55.1272 59.5393
    25-04-2025 54.8314 59.2154
    24-04-2025 55.6772 60.1273
    23-04-2025 56.0087 60.4838
    22-04-2025 55.611 60.0527
    21-04-2025 55.1766 59.5821

    Fund Launch Date: 02/Jul/2007
    Fund Category: Consumption Fund
    Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
    Fund Description: An open ended equity scheme following the theme of changing consumer aspirations, changing lifestyle and growth of consumption
    Fund Benchmark: Nifty India Consumption
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.