Previously Known As : Uti India Lifestyle Fund
Uti India Consumer Fund Datagrid
Category Consumption Fund
BMSMONEY Rank 5
Rating
Growth Option 30-09-2026
NAV ₹54.33(R) -0.83% ₹59.39(D) -0.83%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular -7.23% 7.83% 6.91% 10.99% 10.02%
Direct -6.46% 8.8% 7.79% 11.79% 10.76%
Benchmark
SIP (XIRR) Regular -7.02% 0.32% 5.9% 9.06% 9.35%
Direct -6.26% 1.22% 6.86% 9.99% 10.17%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.23 0.12 0.3 -1.9% 0.04
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
16.4% -31.17% -22.76% 0.97 12.61%
Fund AUM As on: 30/12/2025 733 Cr
Top Consumption Fund
Fund Name Rank Rating
Tata India Consumer Fund 1
ICICI Prudential Bharat Consumption Fund 2
Mirae Asset Great Consumer Fund 3

NAV Date: 30-09-2026

Scheme Name NAV Rupee Change Percent Change
UTI India Consumer Fund - Regular Plan - IDCW 47.49
-0.4000
-0.8300%
UTI India Consumer Fund - Direct Plan - IDCW 52.14
-0.4400
-0.8300%
UTI India Consumer Fund - Regular Plan - Growth Option 54.33
-0.4600
-0.8300%
UTI India Consumer Fund - Direct Plan - Growth Option 59.39
-0.5000
-0.8300%

Review Date: 30-09-2026

Beginning of Analysis

UTI India Consumer Fund is the 10th ranked fund in the Consumption Fund category. The category has total 12 funds. The 2 star rating shows a poor past performance of the UTI India Consumer Fund in Consumption Fund. The fund has a Jensen Alpha of -1.9% which is lower than the category average of -2.0%, showing poor performance. The fund has a Sharpe Ratio of 0.23 which is higher than the category average of 0.19.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Consumption Mutual Funds are ideal for investors seeking to capitalize on the growth potential of the consumption-driven economy. These funds invest in companies across various sub-sectors like FMCG, retail, automobiles, and hospitality, offering exposure to a diverse range of consumption-related businesses. While they provide the potential for long-term growth and defensive characteristics, they also carry higher risks due to their concentrated exposure to the consumption sector. Investors should have a long-term investment horizon and a moderate to high risk tolerance to invest in these funds. Additionally, monitoring consumer spending patterns and economic trends is crucial for success.

UTI India Consumer Fund Return Analysis

The UTI India Consumer Fund has delivered a mixed performance across various time horizons, showcasing both strengths and challenges when compared to its Consumption Fund peers and the Nifty India Consumption TRI benchmark. This analysis examines the fund’s returns over periods ranging from one month to ten years, alongside its Systematic Investment Plan (SIP) performance, highlighting its rankings within the Consumption Fund category and its ability to outperform or underperform the benchmark and category averages.

  • The fund has given a return of -7.71%, -2.58 and 9.57 in last one, three and six months respectively. In the same period the category average return was -5.41%, -1.45% and 12.03% respectively.
  • UTI India Consumer Fund has given a return of -6.46% in last one year. In the same period the Nifty India Consumption TRI return was -7.48%. The fund has given 1.02% more return than the benchmark return.
  • The fund has given a return of 8.8% in last three years and rank 8th out of fourteen funds in the category. In the same period the Nifty India Consumption TRI return was 11.22%. The fund has given 2.42% less return than the benchmark return.
  • UTI India Consumer Fund has given a return of 7.79% in last five years and category average returns is 10.01% in same period. The fund ranked 10th out of eleven funds in the category. In the same period the Nifty India Consumption TRI return was 10.72%. The fund has given 2.93% less return than the benchmark return.
  • The fund has given a return of 10.76% in last ten years and ranked 8th out of nine funds in the category. In the same period the Nifty India Consumption TRI return was 12.4%. The fund has given 1.64% less return than the benchmark return.
  • The fund has given a SIP return of -6.26% in last one year whereas category average SIP return is -3.25%. The fund one year return rank in the category is 16th in 21 funds
  • The fund has SIP return of 1.22% in last three years and ranks 7th in 14 funds. HSBC Consumption Fund has given the highest SIP return (8.07%) in the category in last three years.
  • The fund has SIP return of 6.86% in last five years whereas category average SIP return is 7.38%.

UTI India Consumer Fund Risk Analysis

  • The fund has a standard deviation of 16.4 and semi deviation of 12.61. The category average standard deviation is 16.06 and semi deviation is 12.08.
  • The fund has a Value at Risk (VaR) of -31.17 and a maximum drawdown of -22.76. The category average VaR is -28.87 and the maximum drawdown is -23.3. The fund has a beta of 0.95 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Consumption Fund Category
  • Good Performance in Consumption Fund Category
  • Poor Performance in Consumption Fund Category
  • Very Poor Performance in Consumption Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -7.76 -6.18
    -5.40
    		-7.76 | -1.92 26 | 28 Poor
    3M Return % -2.78 -3.42
    -1.27
    		-7.44 | 12.41 20 | 28 Average
    6M Return % 9.13 7.83
    12.24
    		-1.80 | 37.75 19 | 28 Average
    1Y Return % -7.23 -7.49
    -6.38
    		-18.98 | 2.41 11 | 21 Good
    3Y Return % 7.83 10.41
    7.12
    		-4.75 | 13.55 6 | 14 Good
    5Y Return % 6.91 10.10
    8.76
    		2.83 | 11.43 10 | 11 Poor
    7Y Return % 10.99 13.35
    12.43
    		6.21 | 15.38 10 | 11 Poor
    10Y Return % 10.02 12.27
    11.85
    		8.20 | 14.75 8 | 9 Average
    15Y Return % 10.89 14.20
    14.02
    		10.89 | 15.64 6 | 6 Average
    1Y SIP Return % -7.02
    -4.46
    		-20.89 | 8.15 14 | 21 Average
    3Y SIP Return % 0.32
    -0.29
    		-11.38 | 6.63 6 | 14 Good
    5Y SIP Return % 5.90
    6.10
    		-3.31 | 11.52 8 | 11 Average
    7Y SIP Return % 9.06
    10.30
    		2.40 | 14.06 10 | 11 Poor
    10Y SIP Return % 9.35
    10.81
    		4.94 | 13.46 8 | 9 Average
    15Y SIP Return % 10.08
    12.17
    		8.21 | 14.26 6 | 7 Average
    Standard Deviation 16.40
    16.06
    		15.24 | 16.93 9 | 12 Average
    Semi Deviation 12.61
    12.08
    		11.19 | 12.81 11 | 12 Poor
    Max Drawdown % -22.76
    -23.30
    		-28.98 | -20.28 6 | 12 Good
    VaR 1 Y % -31.17
    -28.87
    		-31.17 | -23.81 12 | 12 Poor
    Average Drawdown % 6.31
    8.40
    		4.94 | 13.16 9 | 12 Average
    Sharpe Ratio 0.23
    0.19
    		-0.50 | 0.48 6 | 12 Good
    Sterling Ratio 0.30
    0.28
    		-0.06 | 0.47 6 | 12 Good
    Sortino Ratio 0.12
    0.11
    		-0.16 | 0.24 6 | 12 Good
    Jensen Alpha % -1.90
    -2.00
    		-12.26 | 2.62 9 | 12 Average
    Treynor Ratio 0.04
    0.04
    		-0.09 | 0.09 6 | 12 Good
    Modigliani Square Measure % 3.69
    3.08
    		-8.24 | 7.78 6 | 12 Good
    Alpha % -2.40
    -2.84
    		-14.44 | 2.47 7 | 12 Average
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -7.71 -6.18 -5.41 -7.71 | -1.71 25 | 27 Poor
    3M Return % -2.58 -3.42 -1.45 -7.27 | 4.41 19 | 27 Average
    6M Return % 9.57 7.83 12.03 -1.42 | 28.39 18 | 27 Average
    1Y Return % -6.46 -7.49 -5.18 -18.33 | 3.81 13 | 21 Average
    3Y Return % 8.80 10.41 8.40 -3.94 | 15.08 8 | 14 Good
    5Y Return % 7.79 10.10 10.01 3.71 | 12.86 10 | 11 Poor
    7Y Return % 11.79 13.35 13.72 7.08 | 16.72 10 | 11 Poor
    10Y Return % 10.76 12.27 13.07 9.09 | 16.39 8 | 9 Average
    1Y SIP Return % -6.26 -3.25 -20.27 | 9.78 16 | 21 Average
    3Y SIP Return % 1.22 0.92 -10.61 | 8.07 7 | 14 Good
    5Y SIP Return % 6.86 7.38 -2.42 | 12.98 9 | 11 Average
    7Y SIP Return % 9.99 11.66 3.35 | 15.59 10 | 11 Poor
    10Y SIP Return % 10.17 12.07 5.89 | 15.00 8 | 9 Average
    Standard Deviation 16.40 16.06 15.24 | 16.93 9 | 12 Average
    Semi Deviation 12.61 12.08 11.19 | 12.81 11 | 12 Poor
    Max Drawdown % -22.76 -23.30 -28.98 | -20.28 6 | 12 Good
    VaR 1 Y % -31.17 -28.87 -31.17 | -23.81 12 | 12 Poor
    Average Drawdown % 6.31 8.40 4.94 | 13.16 9 | 12 Average
    Sharpe Ratio 0.23 0.19 -0.50 | 0.48 6 | 12 Good
    Sterling Ratio 0.30 0.28 -0.06 | 0.47 6 | 12 Good
    Sortino Ratio 0.12 0.11 -0.16 | 0.24 6 | 12 Good
    Jensen Alpha % -1.90 -2.00 -12.26 | 2.62 9 | 12 Average
    Treynor Ratio 0.04 0.04 -0.09 | 0.09 6 | 12 Good
    Modigliani Square Measure % 3.69 3.08 -8.24 | 7.78 6 | 12 Good
    Alpha % -2.40 -2.84 -14.44 | 2.47 7 | 12 Average
    Return data last Updated On : Sept. 30, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti India Consumer Fund NAV Regular Growth Uti India Consumer Fund NAV Direct Growth
    30-09-2026 54.3298 59.3915
    29-09-2026 54.787 59.8901
    28-09-2026 55.447 60.6103
    25-09-2026 56.1686 61.3955
    24-09-2026 55.9576 61.1637
    23-09-2026 57.2122 62.5338
    22-09-2026 56.9041 62.1958
    21-09-2026 56.96 62.2557
    18-09-2026 56.7027 61.9709
    17-09-2026 56.4013 61.6402
    16-09-2026 56.1559 61.3709
    15-09-2026 55.7379 60.9128
    11-09-2026 56.7096 61.9699
    10-09-2026 57.0174 62.305
    09-09-2026 57.0755 62.3673
    08-09-2026 57.3788 62.6974
    07-09-2026 57.3432 62.6573
    04-09-2026 57.6553 62.9947
    03-09-2026 57.9539 63.3196
    02-09-2026 58.0416 63.4142
    01-09-2026 58.4399 63.8482
    31-08-2026 58.9021 64.3518

    Fund Launch Date: 02/Jul/2007
    Fund Category: Consumption Fund
    Investment Objective: The objective of the scheme is to generate long term capital appreciation by investing predominantly in companies that are expected to benefit from the growth of consumption, changing demographics, consumer aspirations and lifestyle. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
    Fund Description: An open ended equity scheme following the theme of changing consumer aspirations, changing lifestyle and growth of consumption
    Fund Benchmark: Nifty India Consumption
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.